A-Share Daily Review
qusong0627/QuantMind
Produces a post-market review report for the China A-share market from local QuantDB data, news sentiment and model signals, ending in a next-day direction call.
Analyzes insurance operating data such as premium, loss ratio, renewal rate and expense ratio by branch, product and channel, flags anomalies and builds an HTML dashboard.
SKILL.md written in Chinese; this summary is our English description.
$ npx skills add zj-unicom-ai/UniEmployee --skill insurance-operations-analysis -a claude-codeProject install by default; add -g for ~/.claude/skills/.
$ gh skill install zj-unicom-ai/UniEmployee insurance-operations-analysis --agent claude-codeProject scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).
$ git clone --depth 1 https://github.com/zj-unicom-ai/UniEmployee.git skills-src && mkdir -p .claude/skills && cp -r skills-src/backend/skills/insurance-operations-analysis .claude/skills/insurance-operations-analysis && rm -rf skills-srcUse ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.
Claude Code skills documentation · loads skills from .claude/skills/
Install the "insurance-operations-analysis" agent skill from https://github.com/zj-unicom-ai/UniEmployee/tree/main/backend/skills/insurance-operations-analysis into .claude/skills/insurance-operations-analysis/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "insurance-operations-analysis", then confirm the skill loads.Claude Code copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$skill-installer install https://github.com/zj-unicom-ai/UniEmployee/tree/main/backend/skills/insurance-operations-analysisType this inside Codex. $skill-installer <name> installs a curated skill from openai/skills. The installer writes to $CODEX_HOME/skills (default ~/.codex/skills). Restart Codex if the skill does not show up.
$ npx skills add zj-unicom-ai/UniEmployee --skill insurance-operations-analysis -a codexProject install goes to .agents/skills/; add -g for ~/.codex/skills/.
$ gh skill install zj-unicom-ai/UniEmployee insurance-operations-analysis --agent codexProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/zj-unicom-ai/UniEmployee.git skills-src && mkdir -p .agents/skills && cp -r skills-src/backend/skills/insurance-operations-analysis .agents/skills/insurance-operations-analysis && rm -rf skills-srcUse ~/.agents/skills/ instead of .agents/skills for a personal install.
Codex skills documentation · loads skills from .agents/skills/
Install the "insurance-operations-analysis" agent skill from https://github.com/zj-unicom-ai/UniEmployee/tree/main/backend/skills/insurance-operations-analysis into .agents/skills/insurance-operations-analysis/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "insurance-operations-analysis", then confirm the skill loads.Codex copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add zj-unicom-ai/UniEmployee --skill insurance-operations-analysis -a cursorProject install goes to .agents/skills/; add -g for ~/.cursor/skills/.
$ gh skill install zj-unicom-ai/UniEmployee insurance-operations-analysis --agent cursorProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/zj-unicom-ai/UniEmployee.git skills-src && mkdir -p .cursor/skills && cp -r skills-src/backend/skills/insurance-operations-analysis .cursor/skills/insurance-operations-analysis && rm -rf skills-srcUse ~/.cursor/skills/ instead of .cursor/skills for a personal install.
Cursor skills documentation · loads skills from .cursor/skills/, .agents/skills/, .claude/skills/, .codex/skills/
Install the "insurance-operations-analysis" agent skill from https://github.com/zj-unicom-ai/UniEmployee/tree/main/backend/skills/insurance-operations-analysis into .cursor/skills/insurance-operations-analysis/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "insurance-operations-analysis", then confirm the skill loads.Cursor copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gemini skills install https://github.com/zj-unicom-ai/UniEmployee.git --path backend/skills/insurance-operations-analysis--scope user (default) or --scope workspace; --path is the subfolder of the repo that holds the skill; --consent skips the security confirmation prompt.
$ npx skills add zj-unicom-ai/UniEmployee --skill insurance-operations-analysis -a gemini-cliProject install goes to .agents/skills/; add -g for ~/.gemini/skills/.
$ gh skill install zj-unicom-ai/UniEmployee insurance-operations-analysis --agent gemini-cliProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/zj-unicom-ai/UniEmployee.git skills-src && mkdir -p .gemini/skills && cp -r skills-src/backend/skills/insurance-operations-analysis .gemini/skills/insurance-operations-analysis && rm -rf skills-srcUse ~/.gemini/skills/ instead of .gemini/skills for a personal install, then run /skills reload.
Gemini CLI skills documentation · loads skills from .gemini/skills/, .agents/skills/
Install the "insurance-operations-analysis" agent skill from https://github.com/zj-unicom-ai/UniEmployee/tree/main/backend/skills/insurance-operations-analysis into .gemini/skills/insurance-operations-analysis/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "insurance-operations-analysis", then confirm the skill loads.Gemini CLI copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gh skill install zj-unicom-ai/UniEmployee insurance-operations-analysisInstalls for Copilot at project scope by default; add --scope user for a personal install. Preview a skill first with gh skill preview. Needs GitHub CLI 2.90.0 or later (public preview).
$ npx skills add zj-unicom-ai/UniEmployee --skill insurance-operations-analysis -a github-copilotProject install goes to .agents/skills/; add -g for ~/.copilot/skills/.
$ git clone --depth 1 https://github.com/zj-unicom-ai/UniEmployee.git skills-src && mkdir -p .github/skills && cp -r skills-src/backend/skills/insurance-operations-analysis .github/skills/insurance-operations-analysis && rm -rf skills-srcUse ~/.copilot/skills/ instead of .github/skills for a personal install. Commit .github/skills so cloud agent and code review can use it.
GitHub Copilot skills documentation · loads skills from .github/skills/, .claude/skills/, .agents/skills/
Install the "insurance-operations-analysis" agent skill from https://github.com/zj-unicom-ai/UniEmployee/tree/main/backend/skills/insurance-operations-analysis into .github/skills/insurance-operations-analysis/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "insurance-operations-analysis", then confirm the skill loads.GitHub Copilot copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add zj-unicom-ai/UniEmployee --skill insurance-operations-analysis -a opencodeOpenCode documents no install command of its own. Project install goes to .agents/skills/; add -g for ~/.config/opencode/skills/.
$ gh skill install zj-unicom-ai/UniEmployee insurance-operations-analysis --agent opencodeProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/zj-unicom-ai/UniEmployee.git skills-src && mkdir -p .opencode/skills && cp -r skills-src/backend/skills/insurance-operations-analysis .opencode/skills/insurance-operations-analysis && rm -rf skills-srcUse ~/.config/opencode/skills/ instead of .opencode/skills for a personal install.
OpenCode skills documentation · loads skills from .opencode/skills/, .claude/skills/, .agents/skills/
Install the "insurance-operations-analysis" agent skill from https://github.com/zj-unicom-ai/UniEmployee/tree/main/backend/skills/insurance-operations-analysis into .opencode/skills/insurance-operations-analysis/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "insurance-operations-analysis", then confirm the skill loads.OpenCode copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
insurance-operations-analysisAnalyzes insurance operating data such as premium, loss ratio, renewal rate and expense ratio by branch, product and channel, flags anomalies and builds an HTML dashboard.
Written in Chinese, the skill sets a fixed procedure for monthly or quarterly insurance reviews and for comparing branches, product lines and channels. It reads four demo CSV files from the workspace data folder with run_python, checks fields, month range, row counts and missing values first, and forbids made-up numbers. Metrics are defined explicitly, such as loss ratio as claims over earned premium, renewal rate as renewals done over renewals due, and expense ratio as expenses over premium.
Analysis drills into branch, product and channel tables, then flags anomalies against set thresholds: premium down more than 8 percent month on month, loss ratio above 75 percent, renewal rate below 68 percent, expense ratio above 18 percent, or premium growth over 20 percent with average premium per policy falling more than 8 percent. Causes come from a business events file and are labeled as data fact, business clue or management advice. Dashboards are returned as full HTML in the chat, never saved to disk.
3 steps, taken from the first numbered list in SKILL.md.
Read from SKILL.md and the folder at commit c38a00a. It shows what the files ask for, not the result of running them.
Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.
From allowed-tools in the SKILL.md frontmatter.
No scripts in the folder and no shell commands in SKILL.md (its code samples are python and html).
From the folder's file list and the shell code blocks in SKILL.md.
No URLs in SKILL.md.
From URLs in SKILL.md, links to its own repository left out.
Names no API keys, tokens, secrets or passwords.
From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.
Insurance Operations Analysis loads about 646 tokens when it runs. Until then it costs about 21 tokens; SKILL.md has 137 words of instructions outside code blocks.
Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.
The automated check found no risky patterns in SKILL.md.
Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.
The full file from zj-unicom-ai/UniEmployee at commit c38a00a, republished under its MIT licence (© zj-unicom-ai). 137 words, ~646 tokens.
.claude/skills/insurance-operations-analysis/SKILL.md (or your agent's skills folder).你是保险经营分析专家。接到保险经营分析任务时,严格按本规程执行,禁止跳过数据校验或编造数字。
所有演示数据位于 workspace/data/,run_python 工作目录已指向该目录,直接用文件名读取:
| 文件 | 用途 |
|---|---|
insurance_monthly_kpi.csv | 月度经营指标明细 |
insurance_branch_info.csv | 分公司/机构基础信息 |
insurance_product_info.csv | 产品线定义和风险说明 |
insurance_business_events.csv | 经营事件与异常解释线索 |
premiumclaim_amount / earned_premiumrenewal_done / renewal_duepremium / policy_countexpense_amount / premium必须先用 run_python 检查文件、字段、月份范围、行数和空值风险。
参考代码:
import pandas as pd
kpi = pd.read_csv("insurance_monthly_kpi.csv")
branch = pd.read_csv("insurance_branch_info.csv")
product = pd.read_csv("insurance_product_info.csv")
events = pd.read_csv("insurance_business_events.csv")
print("kpi rows", len(kpi), "months", sorted(kpi["month"].unique()))
print("branches", sorted(kpi["branch"].unique()))
print("product_lines", sorted(kpi["product_line"].unique()))
print("channels", sorted(kpi["channel"].unique()))
print("missing values")
print(kpi.isna().sum().to_string())必须计算目标月的全省总览:
至少输出三张表:
用以下规则标记异常,命中任一即可进入重点分析:
异常结论必须包含:异常机构、异常指标、偏离幅度、业务线索、建议动作。
优先从 insurance_business_events.csv 查找目标月和机构相关事件。没有事件线索时,必须明确说明“数据中未提供直接事件线索”,只能做谨慎推断。
归因表达必须分三类:
用户要求“报告/看板/可视化”时,必须把完整 HTML 直接输出到对话,格式如下:
<!-- REPORT_HTML_START -->
<!DOCTYPE html>
<html lang="zh-CN">
...
</html>
<!-- REPORT_HTML_END -->HTML 要求:
write_file、edit_file、execute 把报告写到磁盘。用户现场演示时,可以直接提问:
帮我分析 2026 年 8 月浙江省各分公司的保险经营情况,重点关注保费增长、赔付率、续保率和渠道贡献,找出表现异常的机构,分析可能原因,并生成一份可视化经营分析报告。
期望识别的典型异常:
© zj-unicom-ai, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file
Just SKILL.md in backend/skills/insurance-operations-analysis of zj-unicom-ai/UniEmployee.
Open the folder on GitHubat commit c38a00a
Insurance Operations Analysis next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.
| Skill | Stars | Used in | Tokens | Auto-check | Licence | Repo updated |
|---|---|---|---|---|---|---|
| Insurance Operations Analysis this skillzj-unicom-ai/UniEmployee | 360 | — | ~646 | Automated safety check: Pass | MIT | |
| A-Share Daily Reviewqusong0627/QuantMind | 1.7k | — | ~1.9k | Automated safety check: Pass | AGPL-3.0 | |
| A-Share Corporate Event AnalysisHKUDS/Vibe-Trading | 35k | — | ~1.1k | Automated safety check: Pass | MIT | |
| Fund Analysis and FOF ScreeningHKUDS/Vibe-Trading | 35k | — | ~1.2k | Automated safety check: Pass | MIT | |
| Python Executorcortega26/chile-hub | 113 | 2 repos | ~1.5k | Automated safety check: Pass | MIT | |
| Release Evidence WorkflowAli-Marandi/ClimateDataAnalyzer | 107 | — | ~1.6k | Automated safety check: Pass | MIT |
qusong0627/QuantMind
Produces a post-market review report for the China A-share market from local QuantDB data, news sentiment and model signals, ending in a next-day direction call.
HKUDS/Vibe-Trading
Builds event-driven analysis for A-share companies: merger arbitrage spreads, shareholder buying and selling signals, equity incentives, placements and ST or delisting warnings; Chinese text.
HKUDS/Vibe-Trading
Evaluates mutual funds, private funds and ETFs by return, risk and risk-adjusted metrics, style box and drift, and manager quality, then builds FOF portfolios; Chinese text.
cortega26/chile-hub
Execute Python code in a safe sandboxed environment via [inference.sh](https://inference.sh).
Ali-Marandi/ClimateDataAnalyzer
Build an auditable release-evidence workflow for a desktop or packaged application.
RealSeaberry/AutoMCM-Pro
Runs a math modeling contest pipeline for CUMCM and MCM/ICM entries in Codex CLI, with git checkpoints, verified solver code and human review at each stage.
zj-unicom-ai/UniEmployee
Prepares account managers for visits to government and enterprise customers: looks up the customer file, matches products, builds a Word solution document and files visit minutes.
zj-unicom-ai/UniEmployee
Exports the article list and original article text from a Tencent ima knowledge base through a logged-in Chrome session, using browser automation.
zj-unicom-ai/UniEmployee
Produces a full business health analysis from sales, finance, inventory and customer CSV files: core KPIs, monthly trends, drill-downs and recommendations.
zj-unicom-ai/UniEmployee
Produces a competitor benchmarking dashboard as an HTML page with an ECharts price comparison, from built-in profile cards plus fresh web research.
zj-unicom-ai/UniEmployee
Assesses a reported market event such as a competitor price cut, new launch or negative press, verifies it, grades urgency from P0 to P2 and produces a short alert card.
zj-unicom-ai/UniEmployee
市场情报每日简报技能。当用户需要市场简报/早报/日报/周报/行业动态汇总,或问"最近有什么值得关注的"时使用。产出 HTML 在线看板。
Categories
Analyzes insurance operating data such as premium, loss ratio, renewal rate and expense ratio by branch, product and channel, flags anomalies and builds an HTML dashboard. Written in Chinese, the skill sets a fixed procedure for monthly or quarterly insurance reviews and for comparing branches, product lines and channels. It reads four demo CSV files from the workspace data folder with run_python, checks fields, month range, row counts and missing values first, and forbids made-up numbers.
Insurance Operations Analysis fits situations like: preparing a monthly insurance business review by branch; finding branches with abnormal loss ratios or falling renewals; building a one-page HTML dashboard of premium and channel contribution.
Run `npx skills add zj-unicom-ai/UniEmployee --skill insurance-operations-analysis -a claude-code`. Or copy the skill folder (backend/skills/insurance-operations-analysis in zj-unicom-ai/UniEmployee) into .claude/skills/insurance-operations-analysis in your project. Claude Code loads it when a task matches its description.
Run `npx skills add zj-unicom-ai/UniEmployee --skill insurance-operations-analysis -a codex`. Or copy the skill folder (backend/skills/insurance-operations-analysis in zj-unicom-ai/UniEmployee) into .agents/skills/insurance-operations-analysis in your project. Codex loads it when a task matches its description.
Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add zj-unicom-ai/UniEmployee --skill insurance-operations-analysis -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/insurance-operations-analysis, .gemini/skills/insurance-operations-analysis, .github/skills/insurance-operations-analysis and .opencode/skills/insurance-operations-analysis in your project.
SKILL.md names no scripts, command-line tools or credentials: Insurance Operations Analysis is instructions for the agent only. Our summary lists: A run_python tool; The four insurance CSV files in the workspace data folder.
SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.
Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.
Insurance Operations Analysis is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.
About 646 tokens (SKILL.md is roughly 2.6k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.
Skills that share tags, products or a category with Insurance Operations Analysis: A-Share Daily Review (qusong0627/QuantMind, 1.7k stars), A-Share Corporate Event Analysis (HKUDS/Vibe-Trading, 35k stars), Fund Analysis and FOF Screening (HKUDS/Vibe-Trading, 35k stars) and Python Executor (cortega26/chile-hub, 113 stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.
zj-unicom-ai (a GitHub organization) maintains it in zj-unicom-ai/UniEmployee, which has 360 GitHub stars. The repository holds 22 skills in this directory. The repository was last updated on October 8, 2026.
Source: zj-unicom-ai/UniEmployee on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.