Agent skill

Plaid

by win4r in win4r/MuseAI-Skills

A skill your agent uses to connect Plaid and read linked financial accounts: metadata, balances, transactions, recurring transactions, liabilities, and investments.

No licenceAuto-check: warnings

Install Plaid

The automated check flagged lines worth reading first. See the safety section below.

skills CLI
$ npx skills add win4r/MuseAI-Skills --skill plaid -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install win4r/MuseAI-Skills plaid --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/win4r/MuseAI-Skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/opt/hatch/skills/plaid .claude/skills/plaid && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
plaid
GitHub stars
332
Used in
2 other repos
Token cost
~1.6k tokens
SKILL.md length
905 words
Files
3
Skills in repo
25
Repo updated
First seen
Licence
None found

At a glance

A skill your agent uses to connect Plaid and read linked financial accounts: metadata, balances, transactions, recurring transactions, liabilities, and investments.

  • Connect Plaid and read linked financial accounts: metadata
  • SKILL.md covers Connecting, Common flows, Rules and Limits
  • Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md
  • Recurring transactions

What it does

Plaid is an agent skill from win4r/MuseAI-Skills. Use to connect Plaid and read linked financial accounts: metadata, balances, transactions, recurring transactions, liabilities, and investments.

Its SKILL.md is about 1.6k tokens, which your agent loads only when the skill is triggered. The skill folder holds 3 other files (for example `eval/scenarios.yaml` and `manifest.yaml`).

The repository describes itself as: muse.ai (Muse AI) skills and runtime snapshot: 68 skills, workflow guides, connector manifests. muse.ai 技能与运行环境文件;非官方存档 / Unofficial archive.

When your agent uses it

  • Connect Plaid and read linked financial accounts: metadata
  • Recurring transactions

Example prompts

  • “/plaid”

What it can do on your machine

Read from SKILL.md and the folder at commit 38bbb45. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    No scripts in the folder and no shell commands in SKILL.md.

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    No URLs in SKILL.md.

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Plaid loads about 1.6k tokens when it runs. Until then it costs about 38 tokens; SKILL.md has 905 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~38
When it runs · the whole SKILL.md, loaded when a task matches
~1.6k

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check: warnings

The automated check found patterns that need a careful read before installing.

  • WarningContains instruction-override wording (e.g. “without asking the user”)SKILL.md:42
    ial advice. Report what the data shows; don't tell the user to buy, sell, refinance, or move money, and don't guarantee

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.

SKILL.md

Without a licence we can't republish the file, so here is its outline and opening line. It has 905 words (~1,585 tokens).

“Everything runs as plaid and returns JSON for you to read, not to show the user. Add --help to any command to see its options.”

— opening of SKILL.md by win4r
name
plaid
title
Finances (Plaid)
icon
plaid
metadata.includeInPrompt
true

Read the full SKILL.md on GitHub

Files

SKILL.md and 2 other files in opt/hatch/skills/plaid of win4r/MuseAI-Skills.

  • SKILL.md
  • eval/scenarios.yaml
  • manifest.yaml

Open the folder on GitHubat commit 38bbb45

Used in 2 other repositories

We found 2 copies of this SKILL.md (exact, near-identical or edited) in other folders, from 2 other GitHub owners. This page covers the copy in win4r/MuseAI-Skills, which our catalogue first saw on October 7, 2026.

Compare with similar skills

Plaid next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

Plaid compared with similar skills
SkillStarsUsed inTokensAuto-checkLicenceRepo updated
Plaid this skillwin4r/MuseAI-Skills3322 repos~1.6kAutomated safety check: WarnNone
ConnectComposioHQ/awesome-claude-skills77k3 repos~987Automated safety check: PassNone
Purchase Accountingsickn33/agentic-awesome-skills47k1 repos~5.1kAutomated safety check: PassMIT
Financial Analystalirezarezvani/claude-skills28k1 repos~1.8kAutomated safety check: PassMIT
Expense Accountingsickn33/agentic-awesome-skills47k1 repos~6.5kAutomated safety check: PassMIT
Plaid Fintechsickn33/agentic-awesome-skills47k2 repos~467Automated safety check: PassMIT

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  • Purchase Accounting

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  • Product Shopping Search

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Questions about Plaid

What does Plaid do?

A skill your agent uses to connect Plaid and read linked financial accounts: metadata, balances, transactions, recurring transactions, liabilities, and investments. Plaid is an agent skill from win4r/MuseAI-Skills. Use to connect Plaid and read linked financial accounts: metadata, balances, transactions, recurring transactions, liabilities, and investments.

When should I use Plaid?

Plaid fits situations like: connect Plaid and read linked financial accounts: metadata; recurring transactions.

How do I install Plaid in Claude Code?

Run `npx skills add win4r/MuseAI-Skills --skill plaid -a claude-code`. Or copy the skill folder (opt/hatch/skills/plaid in win4r/MuseAI-Skills) into .claude/skills/plaid in your project. Claude Code loads it when a task matches its description.

How do I install Plaid in Codex?

Run `npx skills add win4r/MuseAI-Skills --skill plaid -a codex`. Or copy the skill folder (opt/hatch/skills/plaid in win4r/MuseAI-Skills) into .agents/skills/plaid in your project. Codex loads it when a task matches its description.

Can I use Plaid in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add win4r/MuseAI-Skills --skill plaid -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/plaid, .gemini/skills/plaid, .github/skills/plaid and .opencode/skills/plaid in your project.

What does Plaid need to run?

SKILL.md names no scripts, command-line tools or credentials: Plaid is instructions for the agent only.

Does Plaid access the network?

SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.

Is Plaid safe to install?

Our automated static check of SKILL.md flagged 1 warning(s): contains instruction-override wording (e.g. “without asking the user”). Read the flagged lines before installing; the check is not a guarantee either way.

What licence does Plaid use?

No licence was found for Plaid or its repository. Without one, default copyright applies: ask the author before reusing or redistributing it.

How many tokens does Plaid use?

About 1.6k tokens (SKILL.md is roughly 6.3k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to Plaid?

Skills that share tags, products or a category with Plaid: Connect (ComposioHQ/awesome-claude-skills, 77k stars), Purchase Accounting (sickn33/agentic-awesome-skills, 47k stars), Financial Analyst (alirezarezvani/claude-skills, 28k stars) and Expense Accounting (sickn33/agentic-awesome-skills, 47k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Plaid?

win4r (a GitHub user) maintains it in win4r/MuseAI-Skills, which has 332 GitHub stars. The repository holds 25 skills in this directory. The repository was last updated on September 28, 2026.

Source: win4r/MuseAI-Skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.