Pakistan Payments Stack
sickn33/agentic-awesome-skills
Design and implement production-grade Pakistani payment integrations (JazzCash, Easypaisa, bank/PSP rails, optional Raast) for SaaS with PKR billing, webhook reliability, and reconciliation.
Agent skill for payments - invoke with $agent-payments. An agent skill from ruvnet/ruflo.
MITAuto-check passed
Install Agent Payments
$ npx skills add ruvnet/ruflo --skill agent-payments -a claude-codeProject install by default; add -g for ~/.claude/skills/.
$ gh skill install ruvnet/ruflo agent-payments --agent claude-codeProject scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).
$ git clone --depth 1 https://github.com/ruvnet/ruflo.git skills-src && mkdir -p .claude/skills && cp -r skills-src/.agents/skills/agent-payments .claude/skills/agent-payments && rm -rf skills-srcUse ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.
Claude Code skills documentation · loads skills from .claude/skills/
Install the "agent-payments" agent skill from https://github.com/ruvnet/ruflo/tree/main/.agents/skills/agent-payments into .claude/skills/agent-payments/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "agent-payments", then confirm the skill loads.Claude Code copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$skill-installer install https://github.com/ruvnet/ruflo/tree/main/.agents/skills/agent-paymentsType this inside Codex. $skill-installer <name> installs a curated skill from openai/skills. The installer writes to $CODEX_HOME/skills (default ~/.codex/skills). Restart Codex if the skill does not show up.
$ npx skills add ruvnet/ruflo --skill agent-payments -a codexProject install goes to .agents/skills/; add -g for ~/.codex/skills/.
$ gh skill install ruvnet/ruflo agent-payments --agent codexProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/ruvnet/ruflo.git skills-src && mkdir -p .agents/skills && cp -r skills-src/.agents/skills/agent-payments .agents/skills/agent-payments && rm -rf skills-srcUse ~/.agents/skills/ instead of .agents/skills for a personal install.
Codex skills documentation · loads skills from .agents/skills/
Install the "agent-payments" agent skill from https://github.com/ruvnet/ruflo/tree/main/.agents/skills/agent-payments into .agents/skills/agent-payments/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "agent-payments", then confirm the skill loads.Codex copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add ruvnet/ruflo --skill agent-payments -a cursorProject install goes to .agents/skills/; add -g for ~/.cursor/skills/.
$ gh skill install ruvnet/ruflo agent-payments --agent cursorProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/ruvnet/ruflo.git skills-src && mkdir -p .cursor/skills && cp -r skills-src/.agents/skills/agent-payments .cursor/skills/agent-payments && rm -rf skills-srcUse ~/.cursor/skills/ instead of .cursor/skills for a personal install.
Cursor skills documentation · loads skills from .cursor/skills/, .agents/skills/, .claude/skills/, .codex/skills/
Install the "agent-payments" agent skill from https://github.com/ruvnet/ruflo/tree/main/.agents/skills/agent-payments into .cursor/skills/agent-payments/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "agent-payments", then confirm the skill loads.Cursor copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gemini skills install https://github.com/ruvnet/ruflo.git --path .agents/skills/agent-payments--scope user (default) or --scope workspace; --path is the subfolder of the repo that holds the skill; --consent skips the security confirmation prompt.
$ npx skills add ruvnet/ruflo --skill agent-payments -a gemini-cliProject install goes to .agents/skills/; add -g for ~/.gemini/skills/.
$ gh skill install ruvnet/ruflo agent-payments --agent gemini-cliProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/ruvnet/ruflo.git skills-src && mkdir -p .gemini/skills && cp -r skills-src/.agents/skills/agent-payments .gemini/skills/agent-payments && rm -rf skills-srcUse ~/.gemini/skills/ instead of .gemini/skills for a personal install, then run /skills reload.
Gemini CLI skills documentation · loads skills from .gemini/skills/, .agents/skills/
Install the "agent-payments" agent skill from https://github.com/ruvnet/ruflo/tree/main/.agents/skills/agent-payments into .gemini/skills/agent-payments/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "agent-payments", then confirm the skill loads.Gemini CLI copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gh skill install ruvnet/ruflo agent-paymentsInstalls for Copilot at project scope by default; add --scope user for a personal install. Preview a skill first with gh skill preview. Needs GitHub CLI 2.90.0 or later (public preview).
$ npx skills add ruvnet/ruflo --skill agent-payments -a github-copilotProject install goes to .agents/skills/; add -g for ~/.copilot/skills/.
$ git clone --depth 1 https://github.com/ruvnet/ruflo.git skills-src && mkdir -p .github/skills && cp -r skills-src/.agents/skills/agent-payments .github/skills/agent-payments && rm -rf skills-srcUse ~/.copilot/skills/ instead of .github/skills for a personal install. Commit .github/skills so cloud agent and code review can use it.
GitHub Copilot skills documentation · loads skills from .github/skills/, .claude/skills/, .agents/skills/
Install the "agent-payments" agent skill from https://github.com/ruvnet/ruflo/tree/main/.agents/skills/agent-payments into .github/skills/agent-payments/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "agent-payments", then confirm the skill loads.GitHub Copilot copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add ruvnet/ruflo --skill agent-payments -a opencodeOpenCode documents no install command of its own. Project install goes to .agents/skills/; add -g for ~/.config/opencode/skills/.
$ gh skill install ruvnet/ruflo agent-payments --agent opencodeProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/ruvnet/ruflo.git skills-src && mkdir -p .opencode/skills && cp -r skills-src/.agents/skills/agent-payments .opencode/skills/agent-payments && rm -rf skills-srcUse ~/.config/opencode/skills/ instead of .opencode/skills for a personal install.
OpenCode skills documentation · loads skills from .opencode/skills/, .claude/skills/, .agents/skills/
Install the "agent-payments" agent skill from https://github.com/ruvnet/ruflo/tree/main/.agents/skills/agent-payments into .opencode/skills/agent-payments/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "agent-payments", then confirm the skill loads.OpenCode copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
Facts
- Skill name
agent-payments- GitHub stars
- 74k
- Used in
- 3 other repos
- Token cost
- ~960 tokens
- SKILL.md length
- 377 words
- Files
- 1
- Skills in repo
- 264
- Repo updated
- First seen
- Licence
- MIT
At a glance
Agent skill for payments - invoke with $agent-payments. An agent skill from ruvnet/ruflo.
- Works in 6 steps: Balance Monitoring: Track credit usage… → Payment Optimization: Configure… → Usage Analysis: Analyze spending… → …
- Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md
What it does
Agent Payments is an agent skill from ruvnet/ruflo. Agent skill for payments - invoke with $agent-payments
Its SKILL.md is about 960 tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.
The repository describes itself as: 🌊 The original agent harness. Deploy intelligent multi-player swarms, coordinate autonomous workflows, and build conversational AI systems. Features adaptive memory…. The licence is MIT.
Example prompts
- “/agent-payments”
Workflow steps
6 steps, taken from the first numbered list in SKILL.md.
- Balance Monitoring: Track credit usage and predict refill needs
- Payment Optimization: Configure efficient auto-refill and billing strategies
- Usage Analysis: Analyze spending patterns and recommend cost optimizations
- Tier Planning: Evaluate subscription needs and recommend appropriate tiers
- Budget Management: Help users manage costs and maximize credit efficiency
- Revenue Tracking: Monitor earnings from published apps and templates
What it can do on your machine
Read from SKILL.md and the folder at commit 6051f67. It shows what the files ask for, not the result of running them.
Tool permissions
Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.
From allowed-tools in the SKILL.md frontmatter.
Runs code
No scripts in the folder and no shell commands in SKILL.md (its code samples are javascript).
From the folder's file list and the shell code blocks in SKILL.md.
Network
No URLs in SKILL.md.
From URLs in SKILL.md, links to its own repository left out.
Credentials
Names no API keys, tokens, secrets or passwords.
From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.
Context cost
Agent Payments loads about 960 tokens when it runs. Until then it costs about 17 tokens; SKILL.md has 377 words of instructions outside code blocks.
Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.
Safety
Auto-check passed
The automated check found no risky patterns in SKILL.md.
Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.
SKILL.md
The full file from ruvnet/ruflo at commit 6051f67, republished under its MIT licence (© ruvnet). 377 words, ~960 tokens.
Download SKILL.mdSave it as
.claude/skills/agent-payments/SKILL.md (or your agent's skills folder).- name
- agent-payments
- description
- Agent skill for payments - invoke with $agent-payments
name: flow-nexus-payments description: Credit management and billing specialist. Handles payment processing, credit systems, tier management, and financial operations within Flow Nexus. color: pink
You are a Flow Nexus Payments Agent, an expert in financial operations and credit management within the Flow Nexus ecosystem. Your expertise lies in seamless payment processing, intelligent credit management, and subscription optimization.
Your core responsibilities:
- Manage rUv credit systems and balance tracking
- Process payments and handle billing operations securely
- Configure auto-refill systems and subscription management
- Track usage patterns and optimize cost efficiency
- Handle tier upgrades and subscription changes
- Provide financial analytics and spending insights
Your payments toolkit:
// Credit Management
mcp__flow-nexus__check_balance()
mcp__flow-nexus__ruv_balance({ user_id: "user_id" })
mcp__flow-nexus__ruv_history({ user_id: "user_id", limit: 50 })
// Payment Processing
mcp__flow-nexus__create_payment_link({
amount: 50 // USD minimum $10
})
// Auto-Refill Configuration
mcp__flow-nexus__configure_auto_refill({
enabled: true,
threshold: 100,
amount: 50
})
// Tier Management
mcp__flow-nexus__user_upgrade({
user_id: "user_id",
tier: "pro"
})
// Analytics
mcp__flow-nexus__user_stats({ user_id: "user_id" })Your financial management approach:
- Balance Monitoring: Track credit usage and predict refill needs
- Payment Optimization: Configure efficient auto-refill and billing strategies
- Usage Analysis: Analyze spending patterns and recommend cost optimizations
- Tier Planning: Evaluate subscription needs and recommend appropriate tiers
- Budget Management: Help users manage costs and maximize credit efficiency
- Revenue Tracking: Monitor earnings from published apps and templates
Credit earning opportunities you facilitate:
- Challenge Completion: 10-500 credits per coding challenge based on difficulty
- Template Publishing: Revenue sharing from template usage and purchases
- Referral Programs: Bonus credits for successful platform referrals
- Daily Engagement: Small daily bonuses for consistent platform usage
- Achievement Unlocks: Milestone rewards for significant accomplishments
- Community Contributions: Credits for valuable community participation
Pricing tiers you manage:
- Free Tier: 100 credits monthly, basic features, community support
- Pro Tier: $29$month, 1000 credits, priority access, email support
- Enterprise: Custom pricing, unlimited credits, dedicated resources, SLA
Show full SKILL.md (127 more words)Show less
Quality standards:
- Secure payment processing with industry-standard encryption
- Transparent pricing and clear credit usage documentation
- Fair revenue sharing with app and template creators
- Efficient auto-refill systems that prevent service interruptions
- Comprehensive usage analytics and spending insights
- Responsive billing support and dispute resolution
Cost optimization strategies you recommend:
- Right-sizing Resources: Use appropriate sandbox sizes and neural network tiers
- Batch Operations: Group related tasks to minimize overhead costs
- Template Reuse: Leverage existing templates to avoid redundant development
- Scheduled Workflows: Use off-peak scheduling for non-urgent tasks
- Resource Cleanup: Implement proper lifecycle management for temporary resources
- Performance Monitoring: Track and optimize resource utilization patterns
When managing payments and credits, always prioritize transparency, cost efficiency, security, and user value while supporting the sustainable growth of the Flow Nexus ecosystem and creator economy.
© ruvnet, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file
Files
Just SKILL.md in .agents/skills/agent-payments of ruvnet/ruflo.
Open the folder on GitHubat commit 6051f67
Used in 3 other repositories
We found 4 copies of this SKILL.md (exact, near-identical or edited) in other folders, from 3 other GitHub owners. This page covers the copy in ruvnet/ruflo, which our catalogue first saw on October 7, 2026.
Compare with similar skills
Agent Payments next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.
| Skill | Stars | Used in | Tokens | Auto-check | Licence | Repo updated |
|---|---|---|---|---|---|---|
| Agent Payments this skillruvnet/ruflo | 74k | 3 repos | ~960 | Automated safety check: Pass | MIT | |
| Pakistan Payments Stacksickn33/agentic-awesome-skills | 47k | 2 repos | ~2k | Automated safety check: Pass | MIT | |
| Payments Receivedsickn33/agentic-awesome-skills | 47k | 1 repos | ~3.5k | Automated safety check: Pass | MIT | |
| Payment Accountingsickn33/agentic-awesome-skills | 47k | 1 repos | ~5.5k | Automated safety check: Pass | MIT | |
| Agent Payment X402affaan-m/ECC | 275k | 1 repos | ~2.7k | Automated safety check: Pass | MIT | |
| Agent Payment X402affaan-m/ECC | 275k | — | ~2k | Automated safety check: Pass | MIT |
Similar skills
Payments Received
sickn33/agentic-awesome-skills
Payments received log: reference, client and invoice, amount and currency, payment date and method, withholding tax, bank account, received-by and receipt-sent status.
Payment Accounting
sickn33/agentic-awesome-skills
Payment voucher register: payment number and date, paid to and purpose, mode, gross amount, TDS rate and deducted, net paid, invoice allocation, ledger and reconciliation status.
Agent Payment X402
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Add x402 payment execution to AI agents with per-task budgets, spending controls, and non-custodial wallets.
Agent Payment X402
affaan-m/ECC
タスクごとのバジェット、支出コントロール、ノンカストディアルウォレットを備えた x402 決済実行を AI エージェントに追加します。agentwallet-sdk を通じて Base をサポートし、OKX Payments / OKX エージェント決済プロトコルを通じて X Layer をサポートします。
Agirails Agent Payments
davila7/claude-code-templates
AI agent payment infrastructure — ACTP escrow, x402 instant payments, USDC settlement on Base L2.
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Questions about Agent Payments
What does Agent Payments do?
Agent skill for payments - invoke with $agent-payments. An agent skill from ruvnet/ruflo. Agent Payments is an agent skill from ruvnet/ruflo.
How do I install Agent Payments in Claude Code?
Run `npx skills add ruvnet/ruflo --skill agent-payments -a claude-code`. Or copy the skill folder (.agents/skills/agent-payments in ruvnet/ruflo) into .claude/skills/agent-payments in your project. Claude Code loads it when a task matches its description.
How do I install Agent Payments in Codex?
Run `npx skills add ruvnet/ruflo --skill agent-payments -a codex`. Or copy the skill folder (.agents/skills/agent-payments in ruvnet/ruflo) into .agents/skills/agent-payments in your project. Codex loads it when a task matches its description.
Can I use Agent Payments in Cursor, Gemini CLI or GitHub Copilot?
Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add ruvnet/ruflo --skill agent-payments -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/agent-payments, .gemini/skills/agent-payments, .github/skills/agent-payments and .opencode/skills/agent-payments in your project.
What does Agent Payments need to run?
SKILL.md names no scripts, command-line tools or credentials: Agent Payments is instructions for the agent only.
Does Agent Payments access the network?
SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.
Is Agent Payments safe to install?
Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.
What licence does Agent Payments use?
Agent Payments is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.
How many tokens does Agent Payments use?
About 960 tokens (SKILL.md is roughly 3.8k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.
What are the alternatives to Agent Payments?
Skills that share tags, products or a category with Agent Payments: Pakistan Payments Stack (sickn33/agentic-awesome-skills, 47k stars), Payments Received (sickn33/agentic-awesome-skills, 47k stars), Payment Accounting (sickn33/agentic-awesome-skills, 47k stars) and Agent Payment X402 (affaan-m/ECC, 275k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.
Who maintains Agent Payments?
ruvnet (a GitHub user) maintains it in ruvnet/ruflo, which has 74,089 GitHub stars. The repository holds 264 skills in this directory. The repository was last updated on October 8, 2026.
Source: ruvnet/ruflo on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.