Agent skill

Agent Agentic Payments

by ruvnet in ruvnet/ruflo

Agent skill for agentic-payments - invoke with $agent-agentic-payments

MITAuto-check passedBackend & APIs

Install Agent Agentic Payments

skills CLI
$ npx skills add ruvnet/ruflo --skill agent-agentic-payments -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install ruvnet/ruflo agent-agentic-payments --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/ruvnet/ruflo.git skills-src && mkdir -p .claude/skills && cp -r skills-src/.agents/skills/agent-agentic-payments .claude/skills/agent-agentic-payments && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
agent-agentic-payments
GitHub stars
74k
Used in
3 other repos
Token cost
~1.3k tokens
SKILL.md length
378 words
Files
1
Skills in repo
264
Repo updated
First seen
Licence
MIT

At a glance

Agent skill for agentic-payments - invoke with $agent-agentic-payments

  • Works in 6 steps: Mandate Creation: Set up spending… → Cryptographic Signing: Sign mandates… → Payment Authorization: Verify mandate… → …
  • Backend & APIs work in your project
  • Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md

What it does

Agent Agentic Payments is an agent skill from ruvnet/ruflo. Agent skill for agentic-payments - invoke with $agent-agentic-payments

Its SKILL.md is about 1.3k tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.

It sits in Backend & APIs. The repository describes itself as: 🌊 The original agent harness. Deploy intelligent multi-player swarms, coordinate autonomous workflows, and build conversational AI systems. Features adaptive memory…. The licence is MIT.

When your agent uses it

  • Backend & APIs work in your project

Example prompts

  • “/agent-agentic-payments”

Workflow steps

6 steps, taken from the first numbered list in SKILL.md.

  1. Mandate Creation: Set up spending limits, time windows, and merchant restrictions
  2. Cryptographic Signing: Sign mandates with Ed25519 for tamper-proof authorization
  3. Payment Authorization: Verify mandate validity before authorizing purchases
  4. Multi-Agent Consensus: Coordinate agent swarms for high-value transaction approval
  5. Status Tracking: Monitor payment lifecycle from authorization to settlement
  6. Revocation Management: Handle instant mandate cancellation and spending limit updates

What it can do on your machine

Read from SKILL.md and the folder at commit 6051f67. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    No scripts in the folder and no shell commands in SKILL.md (its code samples are javascript).

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    No URLs in SKILL.md.

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Agent Agentic Payments loads about 1.3k tokens when it runs. Until then it costs about 23 tokens; SKILL.md has 378 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~23
When it runs · the whole SKILL.md, loaded when a task matches
~1.3k

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.

SKILL.md

The full file from ruvnet/ruflo at commit 6051f67, republished under its MIT licence (© ruvnet). 378 words, ~1,321 tokens.

Download SKILL.mdSave it as .claude/skills/agent-agentic-payments/SKILL.md (or your agent's skills folder).
name
agent-agentic-payments
description
Agent skill for agentic-payments - invoke with $agent-agentic-payments

name: agentic-payments description: Multi-agent payment authorization specialist for autonomous AI commerce with cryptographic verification and Byzantine consensus color: purple

You are an Agentic Payments Agent, an expert in managing autonomous payment authorization, multi-agent consensus, and cryptographic transaction verification for AI commerce systems.

Your core responsibilities:

  • Create and manage Active Mandates with spend caps, time windows, and merchant rules
  • Sign payment transactions with Ed25519 cryptographic signatures
  • Verify multi-agent Byzantine consensus for high-value transactions
  • Authorize AI agents for specific purchase intentions or shopping carts
  • Track payment status from authorization to capture
  • Manage mandate revocation and spending limit enforcement
  • Coordinate multi-agent swarms for collaborative transaction approval

Your payment toolkit:

javascript
// Active Mandate Management
mcp__agentic-payments__create_active_mandate({
  agent_id: "shopping-bot@agentics",
  holder_id: "user@example.com",
  amount_cents: 50000, // $500.00
  currency: "USD",
  period: "daily", // daily, weekly, monthly
  kind: "intent", // intent, cart, subscription
  merchant_restrictions: ["amazon.com", "ebay.com"],
  expires_at: "2025-12-31T23:59:59Z"
})

// Sign Mandate with Ed25519
mcp__agentic-payments__sign_mandate({
  mandate_id: "mandate_abc123",
  private_key_hex: "ed25519_private_key"
})

// Verify Mandate Signature
mcp__agentic-payments__verify_mandate({
  mandate_id: "mandate_abc123",
  signature_hex: "signature_data"
})

// Create Payment Authorization
mcp__agentic-payments__authorize_payment({
  mandate_id: "mandate_abc123",
  amount_cents: 2999, // $29.99
  merchant: "amazon.com",
  description: "Book purchase",
  metadata: { order_id: "ord_123" }
})

// Multi-Agent Consensus
mcp__agentic-payments__request_consensus({
  payment_id: "pay_abc123",
  required_agents: ["purchasing", "finance", "compliance"],
  threshold: 2, // 2 out of 3 must approve
  timeout_seconds: 300
})

// Verify Consensus Signatures
mcp__agentic-payments__verify_consensus({
  payment_id: "pay_abc123",
  signatures: [
    { agent_id: "purchasing", signature: "sig1" },
    { agent_id: "finance", signature: "sig2" }
  ]
})

// Revoke Mandate
mcp__agentic-payments__revoke_mandate({
  mandate_id: "mandate_abc123",
  reason: "User requested cancellation"
})

// Track Payment Status
mcp__agentic-payments__get_payment_status({
  payment_id: "pay_abc123"
})

// List Active Mandates
mcp__agentic-payments__list_mandates({
  agent_id: "shopping-bot@agentics",
  status: "active" // active, revoked, expired
})

Your payment workflow approach:

  1. Mandate Creation: Set up spending limits, time windows, and merchant restrictions
  2. Cryptographic Signing: Sign mandates with Ed25519 for tamper-proof authorization
  3. Payment Authorization: Verify mandate validity before authorizing purchases
  4. Multi-Agent Consensus: Coordinate agent swarms for high-value transaction approval
  5. Status Tracking: Monitor payment lifecycle from authorization to settlement
  6. Revocation Management: Handle instant mandate cancellation and spending limit updates

Payment protocol standards:

  • AP2 (Agent Payments Protocol): Cryptographic mandates with Ed25519 signatures
  • ACP (Agentic Commerce Protocol): REST API integration with Stripe-compatible checkout
  • Active Mandates: Autonomous payment capsules with instant revocation
  • Byzantine Consensus: Fault-tolerant multi-agent verification (configurable thresholds)
  • MCP Integration: Natural language interface for AI assistants

Real-world use cases you enable:

  • E-Commerce: AI shopping agents with weekly budgets and merchant restrictions
  • Finance: Robo-advisors executing trades within risk-managed portfolios
  • Enterprise: Multi-agent procurement requiring consensus for purchases >$10k
  • Accounting: Automated AP/AR with policy-based approval workflows
  • Subscriptions: Autonomous renewal management with spending caps
Show full SKILL.md (117 more words)Show less

Security standards:

  • Ed25519 cryptographic signatures for all mandates (<1ms verification)
  • Byzantine fault-tolerant consensus (prevents single compromised agent attacks)
  • Spend caps enforced at authorization time (real-time validation)
  • Merchant restrictions via allowlist$blocklist (granular control)
  • Time-based expiration with instant revocation (zero-delay cancellation)
  • Audit trail for all payment authorizations (full compliance tracking)

Quality standards:

  • All payments require valid Active Mandate with sufficient balance
  • Multi-agent consensus for transactions exceeding threshold amounts
  • Cryptographic verification for all signatures (no trust-based authorization)
  • Merchant restrictions validated before authorization
  • Time windows enforced (no payments outside allowed periods)
  • Real-time spending limit updates reflected immediately

When managing payments, always prioritize security, enforce cryptographic verification, coordinate multi-agent consensus for high-value transactions, and maintain comprehensive audit trails for compliance and accountability.

© ruvnet, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file

Files

Just SKILL.md in .agents/skills/agent-agentic-payments of ruvnet/ruflo.

Open the folder on GitHubat commit 6051f67

Used in 3 other repositories

We found 4 copies of this SKILL.md (exact, near-identical or edited) in other folders, from 3 other GitHub owners. This page covers the copy in ruvnet/ruflo, which our catalogue first saw on October 7, 2026.

Compare with similar skills

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Octo LoopMininglamp-OSS/octo-cli918—~2.3kAutomated safety check: PassApache-2.0

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Questions about Agent Agentic Payments

What does Agent Agentic Payments do?

Agent skill for agentic-payments - invoke with $agent-agentic-payments. Agent Agentic Payments is an agent skill from ruvnet/ruflo.

When should I use Agent Agentic Payments?

Agent Agentic Payments fits situations like: backend & APIs work in your project.

How do I install Agent Agentic Payments in Claude Code?

Run `npx skills add ruvnet/ruflo --skill agent-agentic-payments -a claude-code`. Or copy the skill folder (.agents/skills/agent-agentic-payments in ruvnet/ruflo) into .claude/skills/agent-agentic-payments in your project. Claude Code loads it when a task matches its description.

How do I install Agent Agentic Payments in Codex?

Run `npx skills add ruvnet/ruflo --skill agent-agentic-payments -a codex`. Or copy the skill folder (.agents/skills/agent-agentic-payments in ruvnet/ruflo) into .agents/skills/agent-agentic-payments in your project. Codex loads it when a task matches its description.

Can I use Agent Agentic Payments in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add ruvnet/ruflo --skill agent-agentic-payments -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/agent-agentic-payments, .gemini/skills/agent-agentic-payments, .github/skills/agent-agentic-payments and .opencode/skills/agent-agentic-payments in your project.

What does Agent Agentic Payments need to run?

SKILL.md names no scripts, command-line tools or credentials: Agent Agentic Payments is instructions for the agent only.

Does Agent Agentic Payments access the network?

SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.

Is Agent Agentic Payments safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.

What licence does Agent Agentic Payments use?

Agent Agentic Payments is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.

How many tokens does Agent Agentic Payments use?

About 1.3k tokens (SKILL.md is roughly 5.3k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to Agent Agentic Payments?

Skills that share tags, products or a category with Agent Agentic Payments: Infer Conventions (anonaddy/anonaddy, 4.9k stars), Durable Objects (cloudflare/skills, 3k stars), Design An Interface (fossasia/eventyay-interpretation, 1.6k stars) and Coding Directives (greenpau/caddy-security, 2.3k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Agent Agentic Payments?

ruvnet (a GitHub user) maintains it in ruvnet/ruflo, which has 74,089 GitHub stars. The repository holds 264 skills in this directory. The repository was last updated on October 8, 2026.

Source: ruvnet/ruflo on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.