Agent skill

Subscription Audit

by mohitagw15856 in mohitagw15856/pm-claude-skills

Find and rank the recurring-payment leak — every subscription annualized, sorted by real yearly cost, with the keep/cancel/downgrade pass and the where-they-hide checklist.

MITAuto-check passed

Install Subscription Audit

skills CLI
$ npx skills add mohitagw15856/pm-claude-skills --skill subscription-audit -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install mohitagw15856/pm-claude-skills subscription-audit --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/subscription-audit .claude/skills/subscription-audit && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
subscription-audit
GitHub stars
1.4k
Token cost
~1.5k tokens
SKILL.md length
737 words
Files
2 (incl. scripts)
Skills in repo
1,348
Repo updated
First seen
Licence
MIT

At a glance

Find and rank the recurring-payment leak — every subscription annualized, sorted by real yearly cost, with the keep/cancel/downgrade pass and the where-they-hide checklist.

  • Works in 5 steps: The hunt is systematic or it's partial:… → Annualize before judging: every decision… → The sort has four bins, not two: keep… → …
  • Asked audit my subscriptions
  • SKILL.md covers What This Skill Produces, Required Inputs, Programmatic Helper and Framework: The Audit Rules, plus 7 more sections
  • Runs Python scripts from its folder; calls python3

What it does

Subscription Audit is an agent skill from mohitagw15856/pm-claude-skills. Find and rank the recurring-payment leak — every subscription annualized, sorted by real yearly cost, with the keep/cancel/downgrade pass and the where-they-hide checklist. Use when asked audit my subscriptions, how much am I spending on subscriptions, help me cancel stuff, or what recurring charges am I forgetting. Produces the annualized ranking from the script, the hidden-subscription hunt list, the keep/cancel/downgrade decisions with the cancellation friction notes, and the re-audit cadence.

Its SKILL.md is about 1.5k tokens, which your agent loads only when the skill is triggered. The skill folder holds 2 other files, including scripts (for example `scripts/subscription_audit.py`).

It works with PayPal. The repository describes itself as: 1255 professional Agent Skills for Claude, ChatGPT, Gemini, Cursor & Codex — PRDs, postmortems, leases, medical bills, layoffs, go-bags, new countries. Plain markdown, MIT, in… The licence is MIT.

When your agent uses it

  • Asked audit my subscriptions
  • How much am I spending on subscriptions
  • Help me cancel stuff
  • What recurring charges am I forgetting

Example prompts

  • “/subscription-audit”

Requirements

  • Python 3

Workflow steps

5 steps, taken from the first numbered list in SKILL.md.

  1. The hunt is systematic or it's partial: card statements (all cards) → app-store subscription pages (both ecosystems — the ones subscribed…
  2. Annualize before judging: every decision is made against the yearly number; the script exists because $2.99 and $45 monthly feel the same…
  3. The sort has four bins, not two: keep (used this month, priced fair) · cancel (the calendar says so) · downgrade (the forgotten premium…
  4. Duplicates and bundles get a pass of their own: two cloud storages, three streamers rotated seasonally (the rotation is the strategy…
  5. Cancellation friction is real and beatable: note per-cancel what it takes (button / chat / phone call — the phone-call ones are that way…

What it can do on your machine

Read from SKILL.md and the folder at commit 1cbf1f0. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    Ships 1 file in scripts/ (Python), which the agent can run.

    Shell commands in SKILL.md call:

    • python3

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    No URLs in SKILL.md.

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Subscription Audit loads about 1.5k tokens when it runs. Until then it costs about 130 tokens; SKILL.md has 737 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~130
When it runs · the whole SKILL.md, loaded when a task matches
~1.5k

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); the scripts in this folder are not scanned.

SKILL.md

The full file from mohitagw15856/pm-claude-skills at commit 1cbf1f0, republished under its MIT licence (© mohitagw15856). 737 words, ~1,477 tokens.

Download SKILL.mdSave it as .claude/skills/subscription-audit/SKILL.md (or your agent's skills folder). This skill also uses 1 other file; get the full folder from GitHub.
name
subscription-audit
description
Find and rank the recurring-payment leak — every subscription annualized, sorted by real yearly cost, with the keep/cancel/downgrade pass and the where-they-hide checklist. Use when asked audit my subscriptions, how much am I spending on subscriptions, help me cancel stuff, or what recurring charges am I forgetting. Produces the annualized ranking from the script, the hidden-subscription hunt list, the keep/cancel/downgrade decisions with the cancellation friction notes, and the re-audit cadence.

Subscription Audit Skill

Subscriptions are priced monthly precisely so nobody computes them yearly — $15.99 is a sandwich; $191.88 is a decision. The audit is two passes: find them all (the hunt is the hard part — they hide across cards, app stores, PayPal, and annual charges that only surface one month a year) and annualize and rank them, at which point most of the leak turns out to live in the top three lines. This skill runs both passes and then the honest keep/cancel/downgrade sort — including the note that canceling is sometimes deliberately harder than subscribing, and how to do it anyway.

What This Skill Produces

  • The annualized ranking — every recurring charge at its true yearly cost, from the script, with per-month and per-day totals
  • The hunt checklist — the places subscriptions hide, worked through systematically
  • The sort — keep (used, valued) / cancel (the honest list) / downgrade (the tier nobody remembers choosing) / negotiate (the ones that discount on cancel-intent)
  • The re-audit cadence — because the leak refills

Required Inputs

Ask for these if not provided:

  • The recurring lines — from bank/card statements (2–3 months back, plus one full year scan for annual charges); raw pasted statements are fine — extraction is part of the job
  • The hunt surfaces — which cards, app-store subscriptions (both platforms), PayPal/payment-app recurring, anything on a partner's card that's really shared
  • Honest usage — per service: when last actually used (the calendar answer, not the aspirational one — "I might get back into it" is the leak talking)

Programmatic Helper

bash
python3 scripts/subscription_audit.py --sub "streaming-a:15.99:monthly" --sub "vpn:71.88:yearly" --sub "gym:45:monthly"
python3 scripts/subscription_audit.py --sub "news:4:weekly" --sub "cloud:2.99:monthly" --json

Deterministic. Cadences: weekly/monthly/quarterly/yearly; output ranks by annualized cost and reports the top-three share — usually most of the leak.

Framework: The Audit Rules

  1. The hunt is systematic or it's partial: card statements (all cards) → app-store subscription pages (both ecosystems — the ones subscribed via app store don't show as merchant names you recognize) → PayPal/payment-app recurring lists → the annual-charge sweep (scan 12 months, not 2 — domains, memberships, and software renew yearly and hide 11 months at a time) → the free-trial calendar (what converts next month?).
  2. Annualize before judging: every decision is made against the yearly number; the script exists because $2.99 and $45 monthly feel the same and are not. The per-day total is the motivation number; the ranking is the action list.
  3. The sort has four bins, not two: keep (used this month, priced fair) · cancel (the calendar says so) · downgrade (the forgotten premium tier — often the biggest recovery per minute of effort) · negotiate (services with retention offers: starting the cancel flow legitimately surfaces the discount; taking it sets a calendar reminder for when it expires).
  4. Duplicates and bundles get a pass of their own: two cloud storages, three streamers rotated seasonally (the rotation is the strategy: subscribe the month you watch, cancel after), a bundle that quietly covers a standalone being paid separately.
  5. Cancellation friction is real and beatable: note per-cancel what it takes (button / chat / phone call — the phone-call ones are that way on purpose); calendar the annual renewals two weeks ahead of their date, because the re-decision beats the auto-renew. Re-audit every 6 months — the leak refills at roughly one new subscription a month.
Show full SKILL.md (222 more words)Show less

Output Format


Subscription Audit: [N] found — [total]/year

The Ranking

[Script output: annualized table, per-month/per-day, top-three share]

The Hunt Ledger

[Surfaces checked ✓ · surfaces still to check · trials converting soon]

The Sort

Subscription/yearLast usedDecisionAction + friction note

Recovered: [the cancel+downgrade total]/year · Renewal calendar: [annual charges, dated two weeks early]

Educational model, not financial advice — and the rotation move (subscribe when using, cancel after) is allowed to be the whole strategy.


Quality Checks

  • The hunt covered app stores and payment apps, not just card statements
  • The annual-charge sweep scanned a full 12 months
  • Every decision was made against the annualized number
  • Downgrade and negotiate bins were considered, not just keep/cancel
  • The recovered total and the renewal calendar both appear

Anti-Patterns

  • Do not audit only the obvious card — the app-store and PayPal surfaces are where they hide
  • Do not judge at monthly prices — annualize first, always
  • Do not let "might use it again" survive contact with the last-used date — the calendar votes, aspiration doesn't
  • Do not cancel the negotiables without walking the retention flow once — the discount is sitting right there
  • Do not shame the keeps — a used, valued subscription is fine; the audit hunts the forgotten, not the enjoyed

Example Trigger Phrases

  • "Audit my subscriptions."
  • "How much am I spending on subscriptions?"
  • "Help me cancel stuff."
  • "What recurring charges am I forgetting?"

© mohitagw15856, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file

Files

SKILL.md and 1 other file (scripts) in skills/subscription-audit of mohitagw15856/pm-claude-skills.

  • SKILL.md
  • scripts/subscription_audit.py

Open the folder on GitHubat commit 1cbf1f0

Compare with similar skills

Subscription Audit next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

Subscription Audit compared with similar skills
SkillStarsUsed inTokensAuto-checkLicenceRepo updated
Subscription Audit this skillmohitagw15856/pm-claude-skills1.4k—~1.5kAutomated safety check: PassMIT
Dinero Currency Patternsdinerojs/dinero.js6.8k—~650Automated safety check: PassMIT
Hunt Business Logicelementalsouls/Claude-BugHunter4.8k1 repos~4.4kAutomated safety check: PassMIT
Paypal Integrationwshobson/agents40k11 repos~1kAutomated safety check: PassMIT
Rankupyan-labs/yan-skills213—~5.1kAutomated safety check: NotesMIT
Funding Stewardhyochan/react-native-nitro-sound961—~650Automated safety check: PassMIT

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Works with

Questions about Subscription Audit

What does Subscription Audit do?

Find and rank the recurring-payment leak — every subscription annualized, sorted by real yearly cost, with the keep/cancel/downgrade pass and the where-they-hide checklist. Subscription Audit is an agent skill from mohitagw15856/pm-claude-skills. Find and rank the recurring-payment leak — every subscription annualized, sorted by real yearly cost, with the keep/cancel/downgrade pass and the where-they-hide checklist.

When should I use Subscription Audit?

Subscription Audit fits situations like: asked audit my subscriptions; how much am I spending on subscriptions; help me cancel stuff; what recurring charges am I forgetting.

How do I install Subscription Audit in Claude Code?

Run `npx skills add mohitagw15856/pm-claude-skills --skill subscription-audit -a claude-code`. Or copy the skill folder (skills/subscription-audit in mohitagw15856/pm-claude-skills) into .claude/skills/subscription-audit in your project. Claude Code loads it when a task matches its description.

How do I install Subscription Audit in Codex?

Run `npx skills add mohitagw15856/pm-claude-skills --skill subscription-audit -a codex`. Or copy the skill folder (skills/subscription-audit in mohitagw15856/pm-claude-skills) into .agents/skills/subscription-audit in your project. Codex loads it when a task matches its description.

Can I use Subscription Audit in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add mohitagw15856/pm-claude-skills --skill subscription-audit -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/subscription-audit, .gemini/skills/subscription-audit, .github/skills/subscription-audit and .opencode/skills/subscription-audit in your project.

What does Subscription Audit need to run?

Going by SKILL.md and its folder, Subscription Audit needs Python for the scripts in its folder and the command-line tools its instructions call (python3). Our summary lists: Python 3.

Does Subscription Audit access the network?

SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.

Is Subscription Audit safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. The check reads SKILL.md only: the scripts in the folder are not scanned, so read them before running anything.

What licence does Subscription Audit use?

Subscription Audit is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.

How many tokens does Subscription Audit use?

About 1.5k tokens (SKILL.md is roughly 5.9k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to Subscription Audit?

Skills that share tags, products or a category with Subscription Audit: Dinero Currency Patterns (dinerojs/dinero.js, 6.8k stars), Hunt Business Logic (elementalsouls/Claude-BugHunter, 4.8k stars), Paypal Integration (wshobson/agents, 40k stars) and Rankup (yan-labs/yan-skills, 213 stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Subscription Audit?

mohitagw15856 (a GitHub user) maintains it in mohitagw15856/pm-claude-skills, which has 1,434 GitHub stars. The repository holds 1,348 skills in this directory. The repository was last updated on October 9, 2026.

Source: mohitagw15856/pm-claude-skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.