Technical Analyst
tradermonty/claude-trading-skills
This skill should be used when analyzing weekly price charts for stocks, stock indices, cryptocurrencies, or forex pairs.
Derive a freelance day/hourly rate backwards from target income, honest billable utilization, overhead, and the self-employment tax premium — the arithmetic that proves a rate is not salary÷2000.
Install Freelance Rate
$ npx skills add mohitagw15856/pm-claude-skills --skill freelance-rate -a claude-codeProject install by default; add -g for ~/.claude/skills/.
$ gh skill install mohitagw15856/pm-claude-skills freelance-rate --agent claude-codeProject scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/freelance-rate .claude/skills/freelance-rate && rm -rf skills-srcUse ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.
Claude Code skills documentation · loads skills from .claude/skills/
Install the "freelance-rate" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/freelance-rate into .claude/skills/freelance-rate/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "freelance-rate", then confirm the skill loads.Claude Code copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$skill-installer install https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/freelance-rateType this inside Codex. $skill-installer <name> installs a curated skill from openai/skills. The installer writes to $CODEX_HOME/skills (default ~/.codex/skills). Restart Codex if the skill does not show up.
$ npx skills add mohitagw15856/pm-claude-skills --skill freelance-rate -a codexProject install goes to .agents/skills/; add -g for ~/.codex/skills/.
$ gh skill install mohitagw15856/pm-claude-skills freelance-rate --agent codexProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .agents/skills && cp -r skills-src/skills/freelance-rate .agents/skills/freelance-rate && rm -rf skills-srcUse ~/.agents/skills/ instead of .agents/skills for a personal install.
Codex skills documentation · loads skills from .agents/skills/
Install the "freelance-rate" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/freelance-rate into .agents/skills/freelance-rate/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "freelance-rate", then confirm the skill loads.Codex copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add mohitagw15856/pm-claude-skills --skill freelance-rate -a cursorProject install goes to .agents/skills/; add -g for ~/.cursor/skills/.
$ gh skill install mohitagw15856/pm-claude-skills freelance-rate --agent cursorProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .cursor/skills && cp -r skills-src/skills/freelance-rate .cursor/skills/freelance-rate && rm -rf skills-srcUse ~/.cursor/skills/ instead of .cursor/skills for a personal install.
Cursor skills documentation · loads skills from .cursor/skills/, .agents/skills/, .claude/skills/, .codex/skills/
Install the "freelance-rate" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/freelance-rate into .cursor/skills/freelance-rate/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "freelance-rate", then confirm the skill loads.Cursor copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gemini skills install https://github.com/mohitagw15856/pm-claude-skills.git --path skills/freelance-rate--scope user (default) or --scope workspace; --path is the subfolder of the repo that holds the skill; --consent skips the security confirmation prompt.
$ npx skills add mohitagw15856/pm-claude-skills --skill freelance-rate -a gemini-cliProject install goes to .agents/skills/; add -g for ~/.gemini/skills/.
$ gh skill install mohitagw15856/pm-claude-skills freelance-rate --agent gemini-cliProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .gemini/skills && cp -r skills-src/skills/freelance-rate .gemini/skills/freelance-rate && rm -rf skills-srcUse ~/.gemini/skills/ instead of .gemini/skills for a personal install, then run /skills reload.
Gemini CLI skills documentation · loads skills from .gemini/skills/, .agents/skills/
Install the "freelance-rate" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/freelance-rate into .gemini/skills/freelance-rate/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "freelance-rate", then confirm the skill loads.Gemini CLI copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gh skill install mohitagw15856/pm-claude-skills freelance-rateInstalls for Copilot at project scope by default; add --scope user for a personal install. Preview a skill first with gh skill preview. Needs GitHub CLI 2.90.0 or later (public preview).
$ npx skills add mohitagw15856/pm-claude-skills --skill freelance-rate -a github-copilotProject install goes to .agents/skills/; add -g for ~/.copilot/skills/.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .github/skills && cp -r skills-src/skills/freelance-rate .github/skills/freelance-rate && rm -rf skills-srcUse ~/.copilot/skills/ instead of .github/skills for a personal install. Commit .github/skills so cloud agent and code review can use it.
GitHub Copilot skills documentation · loads skills from .github/skills/, .claude/skills/, .agents/skills/
Install the "freelance-rate" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/freelance-rate into .github/skills/freelance-rate/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "freelance-rate", then confirm the skill loads.GitHub Copilot copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add mohitagw15856/pm-claude-skills --skill freelance-rate -a opencodeOpenCode documents no install command of its own. Project install goes to .agents/skills/; add -g for ~/.config/opencode/skills/.
$ gh skill install mohitagw15856/pm-claude-skills freelance-rate --agent opencodeProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .opencode/skills && cp -r skills-src/skills/freelance-rate .opencode/skills/freelance-rate && rm -rf skills-srcUse ~/.config/opencode/skills/ instead of .opencode/skills for a personal install.
OpenCode skills documentation · loads skills from .opencode/skills/, .claude/skills/, .agents/skills/
Install the "freelance-rate" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/freelance-rate into .opencode/skills/freelance-rate/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "freelance-rate", then confirm the skill loads.OpenCode copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
Facts
- Skill name
freelance-rate- GitHub stars
- 1.4k
- Token cost
- ~1.2k tokens
- SKILL.md length
- 575 words
- Files
- 3 (incl. scripts, references)
- Skills in repo
- 1,348
- Repo updated
- First seen
- Licence
- MIT
At a glance
Derive a freelance day/hourly rate backwards from target income, honest billable utilization, overhead, and the self-employment tax premium — the arithmetic that proves a rate is not salary÷2000.
- Asked what should I charge as a freelancer
- SKILL.md covers What This Skill Produces, Required Inputs, Programmatic Helper and Framework: The Utilization…, plus 7 more sections
- Runs Python scripts from its folder; calls python3
- How do I set my consulting rate
What it does
Freelance Rate is an agent skill from mohitagw15856/pm-claude-skills. Derive a freelance day/hourly rate backwards from target income, honest billable utilization, overhead, and the self-employment tax premium — the arithmetic that proves a rate is not salary÷2000. Use when asked what should I charge as a freelancer, how do I set my consulting rate, why is my freelance rate so high, or convert my salary to a contract rate. Produces the required-revenue breakdown, billable-hours math, the hourly and day rate, and the multiplier vs the naive salary÷2000 number.
Its SKILL.md is about 1.2k tokens, which your agent loads only when the skill is triggered. The skill folder holds 4 other files, including scripts and reference files (for example `references/worked-example.md` and `scripts/freelance_rate.py`).
It sits in Business, Finance & HR. The repository describes itself as: 1255 professional Agent Skills for Claude, ChatGPT, Gemini, Cursor & Codex — PRDs, postmortems, leases, medical bills, layoffs, go-bags, new countries. Plain markdown, MIT, in… The licence is MIT.
When your agent uses it
- Asked what should I charge as a freelancer
- How do I set my consulting rate
- Why is my freelance rate so high
- Convert my salary to a contract rate
Example prompts
- “/freelance-rate”
Requirements
- Python 3
What it can do on your machine
Read from SKILL.md and the folder at commit 1cbf1f0. It shows what the files ask for, not the result of running them.
Tool permissions
Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.
From allowed-tools in the SKILL.md frontmatter.
Runs code
Ships 1 file in scripts/ (Python), which the agent can run.
Shell commands in SKILL.md call:
python3
From the folder's file list and the shell code blocks in SKILL.md.
Network
No URLs in SKILL.md.
From URLs in SKILL.md, links to its own repository left out.
Credentials
Names no API keys, tokens, secrets or passwords.
From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.
Context cost
Freelance Rate loads about 1.2k tokens when it runs, and up to ~2.2k if it reads all its reference files. Until then it costs about 128 tokens; SKILL.md has 575 words of instructions outside code blocks.
Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.
Safety
Auto-check passed
The automated check found no risky patterns in SKILL.md.
Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); the scripts in this folder are not scanned.
SKILL.md
The full file from mohitagw15856/pm-claude-skills at commit 1cbf1f0, republished under its MIT licence (© mohitagw15856). 575 words, ~1,167 tokens.
Download SKILL.mdSave it as
.claude/skills/freelance-rate/SKILL.md (or your agent's skills folder). This skill also uses 2 other files; get the full folder from GitHub.- name
- freelance-rate
- description
- Derive a freelance day/hourly rate backwards from target income, honest billable utilization, overhead, and the self-employment tax premium — the arithmetic that proves a rate is not salary÷2000. Use when asked what should I charge as a freelancer, how do I set my consulting rate, why is my freelance rate so high, or convert my salary to a contract rate. Produces the required-revenue breakdown, billable-hours math, the hourly and day rate, and the multiplier vs the naive salary÷2000 number.
Freelance Rate Skill
New freelancers price by dividing their old salary by 2,000 hours and wondering why they're broke by March. The employer was silently paying for benefits, taxes, tools, sales time, and dry spells — and now all of that lives inside the rate. This skill derives the rate backwards from target income through honest utilization, so the number arrives with its own justification attached — which is exactly what you need when a client asks why you charge it.
What This Skill Produces
- Required revenue — target income + self-employment tax premium + business overhead
- Honest billable hours — working weeks × hours × billable %, with the billable % defended
- The rate — hourly and day rate, plus the multiplier vs naive salary÷2000
- The justification narrative — the same math in client-safe words, for the "why so much?" conversation
Required Inputs
Ask for these if not provided:
- Target pre-tax personal income — what they want to pay themselves, not what they hope to gross
- Business overhead — insurance, tools, accounting, coworking (default $12,000/yr, labeled)
- Weeks off — vacation + sick + admin-only weeks (default 6, labeled)
- Billable % — the honest one; 60% is a realistic default, 80%+ is a mature practice with full pipeline, 100% is a fantasy
Programmatic Helper
python3 scripts/freelance_rate.py --target 90000
python3 scripts/freelance_rate.py --target 90000 --billable-pct 55 --overhead 14000 --jsonDeterministic. The tax premium default (8%) is a placeholder for the self-employment delta and varies by jurisdiction — set --extra-tax-pct to the user's real number or say it's the default.
Framework: The Utilization Honesty Rules
- Billable % is the make-or-break input — sales calls, proposals, invoicing, learning, and gaps between clients are all unbillable; freelancers who assume 100% have priced their own bankruptcy
- The employer's invisible spend is now yours — payroll-tax share, benefits, equipment, paid holidays: the reason market contract rates run 1.5–2.5× salary-equivalent hourly, and why that multiple is fair, not greedy
- Derive backwards, not forwards — start from the life the rate must fund; "what do competitors charge" is a sanity check, not a derivation
- Round up, not down — a rate you can discount from beats a rate you must survive on; anchoring low is nearly irreversible with an existing client
- The rate is also a filter — clients who balk at a defensible rate are usually the ones who scope-creep; the math doubles as the screening mechanism
Show full SKILL.md (215 more words)Show less
Output Format
Freelance Rate: [name/practice]
The Derivation
[Script output: required revenue → billable hours → hourly/day rate → multiplier vs naive]
The Client-Safe Justification
[2–3 sentences translating the math for a client: what the rate covers, why it maps to a salary of X, no apology in it.]
Sensitivity
[One line: the rate at billable 50% / 60% / 70% — utilization is the input to watch.]
Educational model, not financial or tax advice — verify the tax premium and business setup with a licensed professional.
Quality Checks
- Billable % is defended, not assumed at 100%
- The tax premium is labeled jurisdiction-dependent
- The multiplier vs salary÷2000 appears with its explanation
- The client-safe justification contains no apology
- The disclaimer line appears in the artifact
Anti-Patterns
- Do not derive the rate from salary÷2000 — that's the error this skill corrects
- Do not assume 100% (or even 80%) billable for a new freelancer
- Do not present the rate without the justification narrative — the number alone invites haggling
- Do not give jurisdiction-specific tax advice — flag the premium as a parameter
- Do not price to "win the client" — price to fund the practice, then decide about discounts consciously
Example Trigger Phrases
- "What should I charge as a freelancer?"
- "How do I set my consulting rate?"
- "Why is my freelance rate so high?"
- "Convert my salary to a contract rate."
© mohitagw15856, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file
Files
SKILL.md and 2 other files (scripts, references) in skills/freelance-rate of mohitagw15856/pm-claude-skills.
- SKILL.md
- references/worked-example.md
- scripts/freelance_rate.py
Open the folder on GitHubat commit 1cbf1f0
Compare with similar skills
Freelance Rate next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.
| Skill | Stars | Used in | Tokens | Auto-check | Licence | Repo updated |
|---|---|---|---|---|---|---|
| Freelance Rate this skillmohitagw15856/pm-claude-skills | 1.4k | — | ~1.2k | Automated safety check: Pass | MIT | |
| Technical Analysttradermonty/claude-trading-skills | 3k | 4 repos | ~4.6k | Automated safety check: Pass | MIT | |
| Theme Detectortradermonty/claude-trading-skills | 3k | 2 repos | ~4.9k | Automated safety check: Pass | MIT | |
| Creating Financial ModelsChen-zexi/open-ptc-agent | 729 | 3 repos | ~1.3k | Automated safety check: Pass | MIT | |
| Stock APIzhangxiangliang/stock-api | 2k | — | ~507 | Automated safety check: Pass | MIT | |
| Itr Walakaranb192/itr-wala | 871 | — | ~3.6k | Automated safety check: Pass | MIT |
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Related
Categories
Questions about Freelance Rate
What does Freelance Rate do?
Derive a freelance day/hourly rate backwards from target income, honest billable utilization, overhead, and the self-employment tax premium — the arithmetic that proves a rate is not salary÷2000. Freelance Rate is an agent skill from mohitagw15856/pm-claude-skills. Derive a freelance day/hourly rate backwards from target income, honest billable utilization, overhead, and the self-employment tax premium — the arithmetic that proves a rate is not salary÷2000.
When should I use Freelance Rate?
Freelance Rate fits situations like: asked what should I charge as a freelancer; how do I set my consulting rate; why is my freelance rate so high; convert my salary to a contract rate.
How do I install Freelance Rate in Claude Code?
Run `npx skills add mohitagw15856/pm-claude-skills --skill freelance-rate -a claude-code`. Or copy the skill folder (skills/freelance-rate in mohitagw15856/pm-claude-skills) into .claude/skills/freelance-rate in your project. Claude Code loads it when a task matches its description.
How do I install Freelance Rate in Codex?
Run `npx skills add mohitagw15856/pm-claude-skills --skill freelance-rate -a codex`. Or copy the skill folder (skills/freelance-rate in mohitagw15856/pm-claude-skills) into .agents/skills/freelance-rate in your project. Codex loads it when a task matches its description.
Can I use Freelance Rate in Cursor, Gemini CLI or GitHub Copilot?
Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add mohitagw15856/pm-claude-skills --skill freelance-rate -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/freelance-rate, .gemini/skills/freelance-rate, .github/skills/freelance-rate and .opencode/skills/freelance-rate in your project.
What does Freelance Rate need to run?
Going by SKILL.md and its folder, Freelance Rate needs Python for the scripts in its folder and the command-line tools its instructions call (python3). Our summary lists: Python 3.
Does Freelance Rate access the network?
SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.
Is Freelance Rate safe to install?
Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. The check reads SKILL.md only: the scripts in the folder are not scanned, so read them before running anything.
What licence does Freelance Rate use?
Freelance Rate is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.
How many tokens does Freelance Rate use?
About 1.2k tokens (SKILL.md is roughly 4.7k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full. Its references folder adds about 1k tokens, read only when the agent opens those files.
What are the alternatives to Freelance Rate?
Skills that share tags, products or a category with Freelance Rate: Technical Analyst (tradermonty/claude-trading-skills, 3k stars), Theme Detector (tradermonty/claude-trading-skills, 3k stars), Creating Financial Models (Chen-zexi/open-ptc-agent, 729 stars) and Stock API (zhangxiangliang/stock-api, 2k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.
Who maintains Freelance Rate?
mohitagw15856 (a GitHub user) maintains it in mohitagw15856/pm-claude-skills, which has 1,434 GitHub stars. The repository holds 1,348 skills in this directory. The repository was last updated on October 9, 2026.
Source: mohitagw15856/pm-claude-skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.