Personal Statement
aipoch/medical-research-skills
A skill your agent uses when writing medical school personal statements, residency application essays, fellowship statements, or graduate school admissions essays.
Produce a personal net-worth statement — assets minus liabilities — and a way to track it.
MITAuto-check passed
Install Net Worth Statement
$ npx skills add mohitagw15856/pm-claude-skills --skill net-worth-statement -a claude-codeProject install by default; add -g for ~/.claude/skills/.
$ gh skill install mohitagw15856/pm-claude-skills net-worth-statement --agent claude-codeProject scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/net-worth-statement .claude/skills/net-worth-statement && rm -rf skills-srcUse ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.
Claude Code skills documentation · loads skills from .claude/skills/
Install the "net-worth-statement" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/net-worth-statement into .claude/skills/net-worth-statement/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "net-worth-statement", then confirm the skill loads.Claude Code copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$skill-installer install https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/net-worth-statementType this inside Codex. $skill-installer <name> installs a curated skill from openai/skills. The installer writes to $CODEX_HOME/skills (default ~/.codex/skills). Restart Codex if the skill does not show up.
$ npx skills add mohitagw15856/pm-claude-skills --skill net-worth-statement -a codexProject install goes to .agents/skills/; add -g for ~/.codex/skills/.
$ gh skill install mohitagw15856/pm-claude-skills net-worth-statement --agent codexProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .agents/skills && cp -r skills-src/skills/net-worth-statement .agents/skills/net-worth-statement && rm -rf skills-srcUse ~/.agents/skills/ instead of .agents/skills for a personal install.
Codex skills documentation · loads skills from .agents/skills/
Install the "net-worth-statement" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/net-worth-statement into .agents/skills/net-worth-statement/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "net-worth-statement", then confirm the skill loads.Codex copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add mohitagw15856/pm-claude-skills --skill net-worth-statement -a cursorProject install goes to .agents/skills/; add -g for ~/.cursor/skills/.
$ gh skill install mohitagw15856/pm-claude-skills net-worth-statement --agent cursorProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .cursor/skills && cp -r skills-src/skills/net-worth-statement .cursor/skills/net-worth-statement && rm -rf skills-srcUse ~/.cursor/skills/ instead of .cursor/skills for a personal install.
Cursor skills documentation · loads skills from .cursor/skills/, .agents/skills/, .claude/skills/, .codex/skills/
Install the "net-worth-statement" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/net-worth-statement into .cursor/skills/net-worth-statement/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "net-worth-statement", then confirm the skill loads.Cursor copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gemini skills install https://github.com/mohitagw15856/pm-claude-skills.git --path skills/net-worth-statement--scope user (default) or --scope workspace; --path is the subfolder of the repo that holds the skill; --consent skips the security confirmation prompt.
$ npx skills add mohitagw15856/pm-claude-skills --skill net-worth-statement -a gemini-cliProject install goes to .agents/skills/; add -g for ~/.gemini/skills/.
$ gh skill install mohitagw15856/pm-claude-skills net-worth-statement --agent gemini-cliProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .gemini/skills && cp -r skills-src/skills/net-worth-statement .gemini/skills/net-worth-statement && rm -rf skills-srcUse ~/.gemini/skills/ instead of .gemini/skills for a personal install, then run /skills reload.
Gemini CLI skills documentation · loads skills from .gemini/skills/, .agents/skills/
Install the "net-worth-statement" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/net-worth-statement into .gemini/skills/net-worth-statement/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "net-worth-statement", then confirm the skill loads.Gemini CLI copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gh skill install mohitagw15856/pm-claude-skills net-worth-statementInstalls for Copilot at project scope by default; add --scope user for a personal install. Preview a skill first with gh skill preview. Needs GitHub CLI 2.90.0 or later (public preview).
$ npx skills add mohitagw15856/pm-claude-skills --skill net-worth-statement -a github-copilotProject install goes to .agents/skills/; add -g for ~/.copilot/skills/.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .github/skills && cp -r skills-src/skills/net-worth-statement .github/skills/net-worth-statement && rm -rf skills-srcUse ~/.copilot/skills/ instead of .github/skills for a personal install. Commit .github/skills so cloud agent and code review can use it.
GitHub Copilot skills documentation · loads skills from .github/skills/, .claude/skills/, .agents/skills/
Install the "net-worth-statement" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/net-worth-statement into .github/skills/net-worth-statement/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "net-worth-statement", then confirm the skill loads.GitHub Copilot copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add mohitagw15856/pm-claude-skills --skill net-worth-statement -a opencodeOpenCode documents no install command of its own. Project install goes to .agents/skills/; add -g for ~/.config/opencode/skills/.
$ gh skill install mohitagw15856/pm-claude-skills net-worth-statement --agent opencodeProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .opencode/skills && cp -r skills-src/skills/net-worth-statement .opencode/skills/net-worth-statement && rm -rf skills-srcUse ~/.config/opencode/skills/ instead of .opencode/skills for a personal install.
OpenCode skills documentation · loads skills from .opencode/skills/, .claude/skills/, .agents/skills/
Install the "net-worth-statement" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/net-worth-statement into .opencode/skills/net-worth-statement/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "net-worth-statement", then confirm the skill loads.OpenCode copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
Facts
- Skill name
net-worth-statement- GitHub stars
- 1.4k
- Token cost
- ~758 tokens
- SKILL.md length
- 337 words
- Files
- 1
- Skills in repo
- 1,348
- Repo updated
- First seen
- Licence
- MIT
At a glance
Produce a personal net-worth statement — assets minus liabilities — and a way to track it.
- Asked to calculate net worth
- SKILL.md covers Required Inputs, Output Format, Quality Checks and Anti-Patterns, plus 2 more sections
- Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md
- Summarize finances
What it does
Net Worth Statement is an agent skill from mohitagw15856/pm-claude-skills. Produce a personal net-worth statement — assets minus liabilities — and a way to track it. Use when asked to calculate net worth, summarize finances, or set up net-worth tracking. Produces a categorized assets/liabilities statement, the net-worth figure, liquidity and debt ratios, and a tracking cadence. Educational, not regulated financial advice.
Its SKILL.md is about 760 tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.
The repository describes itself as: 1255 professional Agent Skills for Claude, ChatGPT, Gemini, Cursor & Codex — PRDs, postmortems, leases, medical bills, layoffs, go-bags, new countries. Plain markdown, MIT, in… The licence is MIT.
When your agent uses it
- Asked to calculate net worth
- Summarize finances
- Set up net-worth tracking
Example prompts
- “/net-worth-statement”
What it can do on your machine
Read from SKILL.md and the folder at commit 1cbf1f0. It shows what the files ask for, not the result of running them.
Tool permissions
Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.
From allowed-tools in the SKILL.md frontmatter.
Runs code
No scripts in the folder and no shell commands in SKILL.md.
From the folder's file list and the shell code blocks in SKILL.md.
Network
No URLs in SKILL.md.
From URLs in SKILL.md, links to its own repository left out.
Credentials
Names no API keys, tokens, secrets or passwords.
From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.
Context cost
Net Worth Statement loads about 758 tokens when it runs. Until then it costs about 93 tokens; SKILL.md has 337 words of instructions outside code blocks.
Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.
Safety
Auto-check passed
The automated check found no risky patterns in SKILL.md.
Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.
SKILL.md
The full file from mohitagw15856/pm-claude-skills at commit 1cbf1f0, republished under its MIT licence (© mohitagw15856). 337 words, ~758 tokens.
Download SKILL.mdSave it as
.claude/skills/net-worth-statement/SKILL.md (or your agent's skills folder).- name
- net-worth-statement
- description
- Produce a personal net-worth statement — assets minus liabilities — and a way to track it. Use when asked to calculate net worth, summarize finances, or set up net-worth tracking. Produces a categorized assets/liabilities statement, the net-worth figure, liquidity and debt ratios, and a tracking cadence. Educational, not regulated financial advice.
Net Worth Statement Skill
Net worth is the single best snapshot of financial health — and tracking its trend matters more than the number. This skill turns someone's assets and debts into a clean net-worth statement, with a few useful ratios and a simple way to track it over time. Educational, not personalized financial advice.
Required Inputs
Ask for these only if they aren't already provided:
- Assets — cash/savings, investment & retirement accounts, property, vehicles, other valuables (current values).
- Liabilities — mortgage, car loans, student loans, credit cards, other debts (current balances).
- Context (optional) — age/stage and goal, so the read is meaningful.
Output Format
Net worth — [name] · as of [date]
Assets
| Asset | Type (liquid / invested / fixed) | Value |
|---|---|---|
| $ | ||
| Total assets | $ |
Liabilities
| Liability | Balance | Rate |
|---|---|---|
| $ | % | |
| Total liabilities | $ |
Net worth: $X (assets − liabilities)
Quick ratios
- Liquid assets: $X (≈ N months of expenses, if known) — emergency-fund read.
- Debt-to-asset ratio: X% — lower is stronger.
- Liquid vs. fixed vs. invested split — is wealth accessible or locked up?
Read — one honest paragraph: what's strong, what's the biggest risk (e.g. concentration in one asset, high-rate debt, thin liquidity).
Tracking — record net worth monthly or quarterly; what to watch is the trend line, not any single month. A simple table to copy forward:
| Date | Assets | Liabilities | Net worth |
|---|
Quality Checks
- Assets and liabilities are itemized and totaled; net worth = assets − liabilities
- Assets are tagged liquid / invested / fixed so accessibility is visible
- At least the debt-to-asset and liquidity reads are included
- The "read" names the single biggest strength and risk honestly
- A repeatable tracking cadence/table is provided
Anti-Patterns
- Do not inflate asset values — use realistic current/market values, not purchase prices
- Do not omit liabilities or net them silently — show both sides
- Do not present a one-time number as the goal — emphasize the trend
- Do not ignore liquidity — high net worth that's all illiquid is a real risk worth flagging
- Do not present this as personalized financial advice
Based On
Personal-finance net-worth accounting (assets − liabilities, liquidity & debt ratios, trend tracking).
Example Trigger Phrases
- "Calculate net worth."
- "Summarize finances."
- "Set up net-worth tracking."
© mohitagw15856, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file
Files
Just SKILL.md in skills/net-worth-statement of mohitagw15856/pm-claude-skills.
Open the folder on GitHubat commit 1cbf1f0
Compare with similar skills
Net Worth Statement next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.
| Skill | Stars | Used in | Tokens | Auto-check | Licence | Repo updated |
|---|---|---|---|---|---|---|
| Net Worth Statement this skillmohitagw15856/pm-claude-skills | 1.4k | — | ~758 | Automated safety check: Pass | MIT | |
| Personal Statementaipoch/medical-research-skills | 2k | — | ~2.2k | Automated safety check: Pass | MIT | |
| Graham Net Netquestflowai/investorskills | 1.9k | — | ~478 | Automated safety check: Pass | MIT | |
| Three-Statement Financial AnalysisHKUDS/Vibe-Trading | 35k | — | ~1.2k | Automated safety check: Pass | MIT | |
| Nano Nets AutomationComposioHQ/awesome-claude-skills | 77k | 3 repos | ~738 | Automated safety check: Pass | None | |
| Adding Warehouse Person PropertiesPostHog/posthog | 40k | — | ~2.9k | Automated safety check: Pass | Custom licence |
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Three-Statement Financial Analysis
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Questions about Net Worth Statement
What does Net Worth Statement do?
Produce a personal net-worth statement — assets minus liabilities — and a way to track it. Net Worth Statement is an agent skill from mohitagw15856/pm-claude-skills. Produce a personal net-worth statement — assets minus liabilities — and a way to track it.
When should I use Net Worth Statement?
Net Worth Statement fits situations like: asked to calculate net worth; summarize finances; set up net-worth tracking.
How do I install Net Worth Statement in Claude Code?
Run `npx skills add mohitagw15856/pm-claude-skills --skill net-worth-statement -a claude-code`. Or copy the skill folder (skills/net-worth-statement in mohitagw15856/pm-claude-skills) into .claude/skills/net-worth-statement in your project. Claude Code loads it when a task matches its description.
How do I install Net Worth Statement in Codex?
Run `npx skills add mohitagw15856/pm-claude-skills --skill net-worth-statement -a codex`. Or copy the skill folder (skills/net-worth-statement in mohitagw15856/pm-claude-skills) into .agents/skills/net-worth-statement in your project. Codex loads it when a task matches its description.
Can I use Net Worth Statement in Cursor, Gemini CLI or GitHub Copilot?
Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add mohitagw15856/pm-claude-skills --skill net-worth-statement -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/net-worth-statement, .gemini/skills/net-worth-statement, .github/skills/net-worth-statement and .opencode/skills/net-worth-statement in your project.
What does Net Worth Statement need to run?
SKILL.md names no scripts, command-line tools or credentials: Net Worth Statement is instructions for the agent only.
Does Net Worth Statement access the network?
SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.
Is Net Worth Statement safe to install?
Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.
What licence does Net Worth Statement use?
Net Worth Statement is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.
How many tokens does Net Worth Statement use?
About 758 tokens (SKILL.md is roughly 3k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.
What are the alternatives to Net Worth Statement?
Skills that share tags, products or a category with Net Worth Statement: Personal Statement (aipoch/medical-research-skills, 2k stars), Graham Net Net (questflowai/investorskills, 1.9k stars), Three-Statement Financial Analysis (HKUDS/Vibe-Trading, 35k stars) and Nano Nets Automation (ComposioHQ/awesome-claude-skills, 77k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.
Who maintains Net Worth Statement?
mohitagw15856 (a GitHub user) maintains it in mohitagw15856/pm-claude-skills, which has 1,433 GitHub stars. The repository holds 1,348 skills in this directory. The repository was last updated on October 8, 2026.
Source: mohitagw15856/pm-claude-skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.