Financial Analyst
alirezarezvani/claude-skills
Runs financial ratio analysis, DCF valuation, budget variance reports and rolling forecasts from statement data using four bundled Python scripts.
The first-72-hours money plan after a layoff — runway computed, deadlines caught, bleeding stopped, in priority order.
MITAuto-check passed
Install Layoff Financial Triage
$ npx skills add mohitagw15856/pm-claude-skills --skill layoff-financial-triage -a claude-codeProject install by default; add -g for ~/.claude/skills/.
$ gh skill install mohitagw15856/pm-claude-skills layoff-financial-triage --agent claude-codeProject scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/layoff-financial-triage .claude/skills/layoff-financial-triage && rm -rf skills-srcUse ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.
Claude Code skills documentation · loads skills from .claude/skills/
Install the "layoff-financial-triage" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/layoff-financial-triage into .claude/skills/layoff-financial-triage/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "layoff-financial-triage", then confirm the skill loads.Claude Code copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$skill-installer install https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/layoff-financial-triageType this inside Codex. $skill-installer <name> installs a curated skill from openai/skills. The installer writes to $CODEX_HOME/skills (default ~/.codex/skills). Restart Codex if the skill does not show up.
$ npx skills add mohitagw15856/pm-claude-skills --skill layoff-financial-triage -a codexProject install goes to .agents/skills/; add -g for ~/.codex/skills/.
$ gh skill install mohitagw15856/pm-claude-skills layoff-financial-triage --agent codexProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .agents/skills && cp -r skills-src/skills/layoff-financial-triage .agents/skills/layoff-financial-triage && rm -rf skills-srcUse ~/.agents/skills/ instead of .agents/skills for a personal install.
Codex skills documentation · loads skills from .agents/skills/
Install the "layoff-financial-triage" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/layoff-financial-triage into .agents/skills/layoff-financial-triage/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "layoff-financial-triage", then confirm the skill loads.Codex copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add mohitagw15856/pm-claude-skills --skill layoff-financial-triage -a cursorProject install goes to .agents/skills/; add -g for ~/.cursor/skills/.
$ gh skill install mohitagw15856/pm-claude-skills layoff-financial-triage --agent cursorProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .cursor/skills && cp -r skills-src/skills/layoff-financial-triage .cursor/skills/layoff-financial-triage && rm -rf skills-srcUse ~/.cursor/skills/ instead of .cursor/skills for a personal install.
Cursor skills documentation · loads skills from .cursor/skills/, .agents/skills/, .claude/skills/, .codex/skills/
Install the "layoff-financial-triage" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/layoff-financial-triage into .cursor/skills/layoff-financial-triage/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "layoff-financial-triage", then confirm the skill loads.Cursor copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gemini skills install https://github.com/mohitagw15856/pm-claude-skills.git --path skills/layoff-financial-triage--scope user (default) or --scope workspace; --path is the subfolder of the repo that holds the skill; --consent skips the security confirmation prompt.
$ npx skills add mohitagw15856/pm-claude-skills --skill layoff-financial-triage -a gemini-cliProject install goes to .agents/skills/; add -g for ~/.gemini/skills/.
$ gh skill install mohitagw15856/pm-claude-skills layoff-financial-triage --agent gemini-cliProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .gemini/skills && cp -r skills-src/skills/layoff-financial-triage .gemini/skills/layoff-financial-triage && rm -rf skills-srcUse ~/.gemini/skills/ instead of .gemini/skills for a personal install, then run /skills reload.
Gemini CLI skills documentation · loads skills from .gemini/skills/, .agents/skills/
Install the "layoff-financial-triage" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/layoff-financial-triage into .gemini/skills/layoff-financial-triage/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "layoff-financial-triage", then confirm the skill loads.Gemini CLI copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gh skill install mohitagw15856/pm-claude-skills layoff-financial-triageInstalls for Copilot at project scope by default; add --scope user for a personal install. Preview a skill first with gh skill preview. Needs GitHub CLI 2.90.0 or later (public preview).
$ npx skills add mohitagw15856/pm-claude-skills --skill layoff-financial-triage -a github-copilotProject install goes to .agents/skills/; add -g for ~/.copilot/skills/.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .github/skills && cp -r skills-src/skills/layoff-financial-triage .github/skills/layoff-financial-triage && rm -rf skills-srcUse ~/.copilot/skills/ instead of .github/skills for a personal install. Commit .github/skills so cloud agent and code review can use it.
GitHub Copilot skills documentation · loads skills from .github/skills/, .claude/skills/, .agents/skills/
Install the "layoff-financial-triage" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/layoff-financial-triage into .github/skills/layoff-financial-triage/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "layoff-financial-triage", then confirm the skill loads.GitHub Copilot copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add mohitagw15856/pm-claude-skills --skill layoff-financial-triage -a opencodeOpenCode documents no install command of its own. Project install goes to .agents/skills/; add -g for ~/.config/opencode/skills/.
$ gh skill install mohitagw15856/pm-claude-skills layoff-financial-triage --agent opencodeProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .opencode/skills && cp -r skills-src/skills/layoff-financial-triage .opencode/skills/layoff-financial-triage && rm -rf skills-srcUse ~/.config/opencode/skills/ instead of .opencode/skills for a personal install.
OpenCode skills documentation · loads skills from .opencode/skills/, .claude/skills/, .agents/skills/
Install the "layoff-financial-triage" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/layoff-financial-triage into .opencode/skills/layoff-financial-triage/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "layoff-financial-triage", then confirm the skill loads.OpenCode copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
Facts
- Skill name
layoff-financial-triage- GitHub stars
- 1.4k
- Token cost
- ~1k tokens
- SKILL.md length
- 505 words
- Files
- 1
- Skills in repo
- 1,348
- Repo updated
- First seen
- Licence
- MIT
At a glance
The first-72-hours money plan after a layoff — runway computed, deadlines caught, bleeding stopped, in priority order.
- Works in 5 steps: Runway before feelings: runway = liquid… → Deadlines are the emergency:… → Triage tiers: Keep (housing, food,… → …
- Asked I just got laid off what do I do about money
- SKILL.md covers What This Skill Produces, Required Inputs, Framework and Output Format, plus 7 more sections
- Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md
What it does
Layoff Financial Triage is an agent skill from mohitagw15856/pm-claude-skills. The first-72-hours money plan after a layoff — runway computed, deadlines caught, bleeding stopped, in priority order. Use when asked I just got laid off what do I do about money, build my layoff budget, how long can I last, or what needs to happen this week. Produces the runway number, the deadline list (healthcare, unemployment filing, equity exercise windows), the spending triage, and a one-week action checklist.
Its SKILL.md is about 1k tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.
The repository describes itself as: 1255 professional Agent Skills for Claude, ChatGPT, Gemini, Cursor & Codex — PRDs, postmortems, leases, medical bills, layoffs, go-bags, new countries. Plain markdown, MIT, in… The licence is MIT.
When your agent uses it
- Asked I just got laid off what do I do about money
- Build my layoff budget
- How long can I last
- What needs to happen this week
Example prompts
- “/layoff-financial-triage”
Workflow steps
5 steps, taken from the first numbered list in SKILL.md.
- Runway before feelings: runway = liquid cash ÷ triage-level monthly spend. Compute it in the first section — an actual number beats dread…
- Deadlines are the emergency: unemployment filing (file week one — eligibility often starts at filing, not at layoff), healthcare election…
- Triage tiers: Keep (housing, food, insurance, internet) · Pause (subscriptions, memberships — chain to subscription-auditor) ·…
- Do NOT list: panic-selling investments, raiding retirement (penalties + taxes — flag as last-resort with the real cost computed), and…
- Income bridges, honestly ranked: unemployment first (it's insurance, not charity — say so), severance negotiation (chain to…
What it can do on your machine
Read from SKILL.md and the folder at commit 1cbf1f0. It shows what the files ask for, not the result of running them.
Tool permissions
Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.
From allowed-tools in the SKILL.md frontmatter.
Runs code
No scripts in the folder and no shell commands in SKILL.md.
From the folder's file list and the shell code blocks in SKILL.md.
Network
No URLs in SKILL.md.
From URLs in SKILL.md, links to its own repository left out.
Credentials
Names no API keys, tokens, secrets or passwords.
From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.
Context cost
Layoff Financial Triage loads about 1k tokens when it runs. Until then it costs about 111 tokens; SKILL.md has 505 words of instructions outside code blocks.
Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.
Safety
Auto-check passed
The automated check found no risky patterns in SKILL.md.
Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.
SKILL.md
The full file from mohitagw15856/pm-claude-skills at commit 1cbf1f0, republished under its MIT licence (© mohitagw15856). 505 words, ~1,047 tokens.
Download SKILL.mdSave it as
.claude/skills/layoff-financial-triage/SKILL.md (or your agent's skills folder).- name
- layoff-financial-triage
- description
- The first-72-hours money plan after a layoff — runway computed, deadlines caught, bleeding stopped, in priority order. Use when asked I just got laid off what do I do about money, build my layoff budget, how long can I last, or what needs to happen this week. Produces the runway number, the deadline list (healthcare, unemployment filing, equity exercise windows), the spending triage, and a one-week action checklist.
Layoff Financial Triage Skill
The first week after a layoff has three jobs: know the runway number, catch the deadlines that expire silently, and stop the optional bleeding. Grief and job-searching come after solvency. This skill runs the triage in that order — numbers first, calmly, with dates.
What This Skill Produces
- The runway number — months of survival at triage spending, computed
- The deadline list — everything with a clock: unemployment filing, healthcare election, equity exercise windows, 401(k) loan repayment triggers
- Spending triage — keep / pause / cancel, with the monthly recovery totaled
- The one-week checklist — ordered, dated, small enough to do while stunned
Required Inputs
Ask for these if not provided:
- Cash and near-cash — checking, savings, anything liquid (not retirement)
- Monthly spend — rough is fine; the triage refines it
- The exit terms — final pay date, severance if any, healthcare end date, unvested/vested equity and its exercise window
- Household — partner income, dependents, anything on employer benefits (insurance, phone, disability)
- Jurisdiction — unemployment rules and timelines vary; never guess
Framework
- Runway before feelings: runway = liquid cash ÷ triage-level monthly spend. Compute it in the first section — an actual number beats dread every time.
- Deadlines are the emergency: unemployment filing (file week one — eligibility often starts at filing, not at layoff), healthcare election windows, equity exercise windows (the classic five-figure silent expiry — bold it), FSA spend-down, 401(k) loan acceleration.
- Triage tiers: Keep (housing, food, insurance, internet) · Pause (subscriptions, memberships — chain to
subscription-auditor) · Cancel/renegotiate (the discretionary layer). Total the recovery per month. - Do NOT list: panic-selling investments, raiding retirement (penalties + taxes — flag as last-resort with the real cost computed), and paying off low-interest debt early "to feel lighter."
- Income bridges, honestly ranked: unemployment first (it's insurance, not charity — say so), severance negotiation (chain to
severance-agreement-decoder), then gig/contract stopgaps.
Output Format
Financial Triage: [date]
Runway: [n.n] months at triage spending ([current] → [triage] $/mo)
Show full SKILL.md (197 more words)Show less
The clock ⏰
| Deadline | Date | What expires | Action |
|---|
Spending triage
| Item | $/mo | Verdict | Note | Recovered: $[n]/mo → runway extends to [n.n] months
Do-not list
[The panic moves, each with its real cost]
This week, in order
Mon: … Tue: … (file unemployment day 1–2, always)
Quality Checks
- The runway number leads, computed both pre- and post-triage
- Unemployment filing appears in the first two days of the checklist
- Equity exercise windows are surfaced and bolded if present
- Every triage verdict shows its monthly recovery; the total is stated
- Retirement-raiding appears only in the do-not list with its true cost
Anti-Patterns
- Do not open with reassurance — open with the number; calm comes from arithmetic
- Do not let shame delay the unemployment filing — it's an insurance claim on premiums already paid
- Do not cut health insurance to extend runway — one ER visit undoes years; it's in Keep
- Do not build the plan on a hoped-for job date — runway assumes zero income until real income exists
- Do not moralize about past spending — triage looks forward only
Example Trigger Phrases
- "I just got laid off what do I do about money."
- "Build my layoff budget."
- "How long can I last?"
- "What needs to happen this week?"
© mohitagw15856, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file
Files
Just SKILL.md in skills/layoff-financial-triage of mohitagw15856/pm-claude-skills.
Open the folder on GitHubat commit 1cbf1f0
Compare with similar skills
Layoff Financial Triage next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.
| Skill | Stars | Used in | Tokens | Auto-check | Licence | Repo updated |
|---|---|---|---|---|---|---|
| Layoff Financial Triage this skillmohitagw15856/pm-claude-skills | 1.4k | — | ~1k | Automated safety check: Pass | MIT | |
| Financial Analystalirezarezvani/claude-skills | 28k | 1 repos | ~1.8k | Automated safety check: Pass | MIT | |
| Triaging Issuespytorch/pytorch | 104k | — | ~4.2k | Automated safety check: Pass | Custom licence | |
| Issue Triagepaperclipai/paperclip | 100k | — | ~1k | Automated safety check: Pass | MIT | |
| Triagepnpm/pnpm | 37k | — | ~2.9k | Automated safety check: Pass | MIT | |
| Herdr Issue Triageherdrdev/herdr | 43k | — | ~517 | Automated safety check: Pass | Apache-2.0 |
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Triages GitHub issues by routing to oncall teams, applying labels, and closing questions.
Issue Triage
paperclipai/paperclip
Triage Paperclip inbox issues that are stale, blocked, in-review, or assigned-but-not-progressing, and decide a single next action per issue (resume, reassign, unblock, escalate, or close).
Triage
pnpm/pnpm
Triage an incoming GitHub issue against the pnpm codebase and related open issues, then apply exactly one implementation-readiness label using pnpm's state: taxonomy.
Herdr Issue Triage
herdrdev/herdr
Triages open herdr GitHub issues into a short decision-first Markdown table with a priority light, recommendation, age, reactions and a reason for each.
RTK Combined Issue and PR Triage
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Runs issue triage and PR triage in parallel, then cross-analyzes the results to flag duplicate coverage, security gaps, P0 issues with no PR, and PR conflicts.
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Questions about Layoff Financial Triage
What does Layoff Financial Triage do?
The first-72-hours money plan after a layoff — runway computed, deadlines caught, bleeding stopped, in priority order. Layoff Financial Triage is an agent skill from mohitagw15856/pm-claude-skills. The first-72-hours money plan after a layoff — runway computed, deadlines caught, bleeding stopped, in priority order.
When should I use Layoff Financial Triage?
Layoff Financial Triage fits situations like: asked I just got laid off what do I do about money; build my layoff budget; how long can I last; what needs to happen this week.
How do I install Layoff Financial Triage in Claude Code?
Run `npx skills add mohitagw15856/pm-claude-skills --skill layoff-financial-triage -a claude-code`. Or copy the skill folder (skills/layoff-financial-triage in mohitagw15856/pm-claude-skills) into .claude/skills/layoff-financial-triage in your project. Claude Code loads it when a task matches its description.
How do I install Layoff Financial Triage in Codex?
Run `npx skills add mohitagw15856/pm-claude-skills --skill layoff-financial-triage -a codex`. Or copy the skill folder (skills/layoff-financial-triage in mohitagw15856/pm-claude-skills) into .agents/skills/layoff-financial-triage in your project. Codex loads it when a task matches its description.
Can I use Layoff Financial Triage in Cursor, Gemini CLI or GitHub Copilot?
Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add mohitagw15856/pm-claude-skills --skill layoff-financial-triage -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/layoff-financial-triage, .gemini/skills/layoff-financial-triage, .github/skills/layoff-financial-triage and .opencode/skills/layoff-financial-triage in your project.
What does Layoff Financial Triage need to run?
SKILL.md names no scripts, command-line tools or credentials: Layoff Financial Triage is instructions for the agent only.
Does Layoff Financial Triage access the network?
SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.
Is Layoff Financial Triage safe to install?
Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.
What licence does Layoff Financial Triage use?
Layoff Financial Triage is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.
How many tokens does Layoff Financial Triage use?
About 1k tokens (SKILL.md is roughly 4.2k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.
What are the alternatives to Layoff Financial Triage?
Skills that share tags, products or a category with Layoff Financial Triage: Financial Analyst (alirezarezvani/claude-skills, 28k stars), Triaging Issues (pytorch/pytorch, 104k stars), Issue Triage (paperclipai/paperclip, 100k stars) and Triage (pnpm/pnpm, 37k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.
Who maintains Layoff Financial Triage?
mohitagw15856 (a GitHub user) maintains it in mohitagw15856/pm-claude-skills, which has 1,434 GitHub stars. The repository holds 1,348 skills in this directory. The repository was last updated on October 9, 2026.
Source: mohitagw15856/pm-claude-skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.