OpenMAIC Setup and Extension
THU-MAIC/OpenMAIC
Guides setup, classroom generation and secondary development for OpenMAIC, the multi-agent interactive classroom, one confirmed phase at a time.
Size an emergency fund from essential spend and real risk factors — not a one-size 'six months' — with the funding timeline and where the money should sit.
Install Emergency Fund
$ npx skills add mohitagw15856/pm-claude-skills --skill emergency-fund -a claude-codeProject install by default; add -g for ~/.claude/skills/.
$ gh skill install mohitagw15856/pm-claude-skills emergency-fund --agent claude-codeProject scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/emergency-fund .claude/skills/emergency-fund && rm -rf skills-srcUse ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.
Claude Code skills documentation · loads skills from .claude/skills/
Install the "emergency-fund" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/emergency-fund into .claude/skills/emergency-fund/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "emergency-fund", then confirm the skill loads.Claude Code copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$skill-installer install https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/emergency-fundType this inside Codex. $skill-installer <name> installs a curated skill from openai/skills. The installer writes to $CODEX_HOME/skills (default ~/.codex/skills). Restart Codex if the skill does not show up.
$ npx skills add mohitagw15856/pm-claude-skills --skill emergency-fund -a codexProject install goes to .agents/skills/; add -g for ~/.codex/skills/.
$ gh skill install mohitagw15856/pm-claude-skills emergency-fund --agent codexProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .agents/skills && cp -r skills-src/skills/emergency-fund .agents/skills/emergency-fund && rm -rf skills-srcUse ~/.agents/skills/ instead of .agents/skills for a personal install.
Codex skills documentation · loads skills from .agents/skills/
Install the "emergency-fund" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/emergency-fund into .agents/skills/emergency-fund/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "emergency-fund", then confirm the skill loads.Codex copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add mohitagw15856/pm-claude-skills --skill emergency-fund -a cursorProject install goes to .agents/skills/; add -g for ~/.cursor/skills/.
$ gh skill install mohitagw15856/pm-claude-skills emergency-fund --agent cursorProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .cursor/skills && cp -r skills-src/skills/emergency-fund .cursor/skills/emergency-fund && rm -rf skills-srcUse ~/.cursor/skills/ instead of .cursor/skills for a personal install.
Cursor skills documentation · loads skills from .cursor/skills/, .agents/skills/, .claude/skills/, .codex/skills/
Install the "emergency-fund" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/emergency-fund into .cursor/skills/emergency-fund/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "emergency-fund", then confirm the skill loads.Cursor copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gemini skills install https://github.com/mohitagw15856/pm-claude-skills.git --path skills/emergency-fund--scope user (default) or --scope workspace; --path is the subfolder of the repo that holds the skill; --consent skips the security confirmation prompt.
$ npx skills add mohitagw15856/pm-claude-skills --skill emergency-fund -a gemini-cliProject install goes to .agents/skills/; add -g for ~/.gemini/skills/.
$ gh skill install mohitagw15856/pm-claude-skills emergency-fund --agent gemini-cliProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .gemini/skills && cp -r skills-src/skills/emergency-fund .gemini/skills/emergency-fund && rm -rf skills-srcUse ~/.gemini/skills/ instead of .gemini/skills for a personal install, then run /skills reload.
Gemini CLI skills documentation · loads skills from .gemini/skills/, .agents/skills/
Install the "emergency-fund" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/emergency-fund into .gemini/skills/emergency-fund/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "emergency-fund", then confirm the skill loads.Gemini CLI copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gh skill install mohitagw15856/pm-claude-skills emergency-fundInstalls for Copilot at project scope by default; add --scope user for a personal install. Preview a skill first with gh skill preview. Needs GitHub CLI 2.90.0 or later (public preview).
$ npx skills add mohitagw15856/pm-claude-skills --skill emergency-fund -a github-copilotProject install goes to .agents/skills/; add -g for ~/.copilot/skills/.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .github/skills && cp -r skills-src/skills/emergency-fund .github/skills/emergency-fund && rm -rf skills-srcUse ~/.copilot/skills/ instead of .github/skills for a personal install. Commit .github/skills so cloud agent and code review can use it.
GitHub Copilot skills documentation · loads skills from .github/skills/, .claude/skills/, .agents/skills/
Install the "emergency-fund" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/emergency-fund into .github/skills/emergency-fund/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "emergency-fund", then confirm the skill loads.GitHub Copilot copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add mohitagw15856/pm-claude-skills --skill emergency-fund -a opencodeOpenCode documents no install command of its own. Project install goes to .agents/skills/; add -g for ~/.config/opencode/skills/.
$ gh skill install mohitagw15856/pm-claude-skills emergency-fund --agent opencodeProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .opencode/skills && cp -r skills-src/skills/emergency-fund .opencode/skills/emergency-fund && rm -rf skills-srcUse ~/.config/opencode/skills/ instead of .opencode/skills for a personal install.
OpenCode skills documentation · loads skills from .opencode/skills/, .claude/skills/, .agents/skills/
Install the "emergency-fund" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/emergency-fund into .opencode/skills/emergency-fund/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "emergency-fund", then confirm the skill loads.OpenCode copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
Facts
- Skill name
emergency-fund- GitHub stars
- 1.4k
- Token cost
- ~1.3k tokens
- SKILL.md length
- 665 words
- Files
- 2 (incl. scripts)
- Skills in repo
- 1,348
- Repo updated
- First seen
- Licence
- MIT
At a glance
Size an emergency fund from essential spend and real risk factors — not a one-size 'six months' — with the funding timeline and where the money should sit.
- Asked how big should my emergency fund be
- SKILL.md covers What This Skill Produces, Required Inputs, Programmatic Helper and Framework: The Sizing Rules, plus 8 more sections
- Runs Python scripts from its folder; calls python3
- Do I have enough saved
What it does
Emergency Fund is an agent skill from mohitagw15856/pm-claude-skills. Size an emergency fund from essential spend and real risk factors — not a one-size 'six months' — with the funding timeline and where the money should sit. Use when asked how big should my emergency fund be, do I have enough saved, emergency fund or invest, or how many months of expenses do I need. Produces the risk-adjusted target from the script, the essential-spend worksheet, the funding plan, and the what-counts-as-an-emergency rules.
Its SKILL.md is about 1.3k tokens, which your agent loads only when the skill is triggered. The skill folder holds 2 other files, including scripts (for example `scripts/emergency_fund.py`).
It sits in Education, covering Educational content. The repository describes itself as: 1255 professional Agent Skills for Claude, ChatGPT, Gemini, Cursor & Codex — PRDs, postmortems, leases, medical bills, layoffs, go-bags, new countries. Plain markdown, MIT, in… The licence is MIT.
When your agent uses it
- Asked how big should my emergency fund be
- Do I have enough saved
- How many months of expenses do I need
Example prompts
- “six months”
- “/emergency-fund”
Requirements
- Python 3
What it can do on your machine
Read from SKILL.md and the folder at commit 1cbf1f0. It shows what the files ask for, not the result of running them.
Tool permissions
Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.
From allowed-tools in the SKILL.md frontmatter.
Runs code
Ships 1 file in scripts/ (Python), which the agent can run.
Shell commands in SKILL.md call:
python3
From the folder's file list and the shell code blocks in SKILL.md.
Network
No URLs in SKILL.md.
From URLs in SKILL.md, links to its own repository left out.
Credentials
Names no API keys, tokens, secrets or passwords.
From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.
Context cost
Emergency Fund loads about 1.3k tokens when it runs. Until then it costs about 114 tokens; SKILL.md has 665 words of instructions outside code blocks.
Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.
Safety
Auto-check passed
The automated check found no risky patterns in SKILL.md.
Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); the scripts in this folder are not scanned.
SKILL.md
The full file from mohitagw15856/pm-claude-skills at commit 1cbf1f0, republished under its MIT licence (© mohitagw15856). 665 words, ~1,337 tokens.
Download SKILL.mdSave it as
.claude/skills/emergency-fund/SKILL.md (or your agent's skills folder). This skill also uses 1 other file; get the full folder from GitHub.- name
- emergency-fund
- description
- Size an emergency fund from essential spend and real risk factors — not a one-size 'six months' — with the funding timeline and where the money should sit. Use when asked how big should my emergency fund be, do I have enough saved, emergency fund or invest, or how many months of expenses do I need. Produces the risk-adjusted target from the script, the essential-spend worksheet, the funding plan, and the what-counts-as-an-emergency rules.
Emergency Fund Skill
"Six months of expenses" is a slogan wearing a decimal — the real number depends on which expenses (essential, not total) and which risks (one income or two, steady or variable, how fast the job replaces itself). This skill computes the target from those inputs, builds the funding timeline, and writes the two rule-sets that make a fund work in practice: what counts as an emergency, and when to stop adding to the fund and start investing the surplus.
What This Skill Produces
- The risk-adjusted target — base 3 months of essentials, plus priced risk adders, from the script
- The essential-spend worksheet — the emergency budget, which is smaller than the current budget on purpose
- The funding plan — gap, monthly rate, completion date, and what pauses (not stops) contributions
- The two rule-sets — is-this-an-emergency, and the fund-is-full-now-what line
Required Inputs
Ask for these if not provided:
- Essential monthly spend — housing, food, utilities, insurance, minimum debt payments, transport; NOT the current all-in lifestyle number (help build this if they only know the total)
- The risk profile — single or dual income, income variability (freelance/commission/seasonal), dependents, how specialized the job market is
- Current liquid savings and monthly saving capacity — for the gap and timeline
- What they're funding instead — high-interest debt or an unmatched 401k competing for the same dollars changes the sequencing conversation
Programmatic Helper
python3 scripts/emergency_fund.py --essentials 3400 --saved 4000 --monthly-save 500
python3 scripts/emergency_fund.py --essentials 3400 --saved 4000 --monthly-save 500 --single-income --variable-income --jsonDeterministic: base 3 months + 1 (single income) + 2 (variable income) + 1 (dependents) + 1 (niche job market), capped by honesty — the flags are the risk conversation made explicit.
Framework: The Sizing Rules
- Essentials, not lifestyle — the emergency budget already cancelled the subscriptions; sizing on total spend overshoots the target by months and delays being protected at all
- Risk adders are facts, not fears — each flag maps to a real replacement-time or volatility mechanism; a dual-income steady-job household genuinely needs less than a solo freelancer, and telling both "six months" mis-serves both
- Sequencing beats purity — a starter fund (~1 month) before attacking high-interest debt, the full fund after: 24% APR debt is itself an emergency, but zero buffer is how debt gets new charges
- Liquidity is the product — the fund lives where it's reachable in days without penalty or market risk; yield is the tiebreaker, never the criterion; anything past the target is investing money wearing a savings label
- Emergencies are involuntary, necessary, and unexpected — job loss, medical, the transmission; not the sale, the trip, or the holidays (those are sinking funds — name the distinction in the artifact)
Show full SKILL.md (258 more words)Show less
Output Format
Emergency Fund Plan: [household]
The Target
[Script output: months, adders, target, gap, months-covered-today, timeline]
The Essential Budget
| Category | Monthly | Notes |
|---|---|---|
| [The emergency-mode number, line by line] |
The Funding Plan
[Monthly rate → completion date · what pauses contributions (a real emergency) vs. what doesn't (a sale) · the starter-fund sequencing if high-interest debt exists]
The Rules
It's an emergency if: involuntary, necessary, unexpected — all three. The fund is full when: [target] — after that, the same transfer redirects to [next goal], because past-target "safety" is just uninvested money.
Educational model, not financial advice — verify with a licensed professional before acting on it.
Quality Checks
- The target is computed on essentials, with the worksheet shown
- Every risk adder maps to a stated mechanism, not generic caution
- The sequencing question (debt, match) is addressed when it applies
- The all-three emergency test appears in the artifact
- The stop-adding line exists — the fund has a ceiling, not just a floor
Anti-Patterns
- Do not quote "3–6 months" as doctrine — compute this household's number and show why
- Do not size on lifestyle spend — it delays protection to fund cancelled subscriptions
- Do not chase yield with the emergency money — the fund's job is existing, not earning
- Do not let the fund become the goal — past target, saving more is a comfort habit with a real opportunity cost
- Do not shame the starter-fund compromise — one month of buffer changes lives before the spreadsheet is happy
Example Trigger Phrases
- "How big should my emergency fund be?"
- "Do I have enough saved?"
- "How many months of expenses do I need?"
© mohitagw15856, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file
Files
SKILL.md and 1 other file (scripts) in skills/emergency-fund of mohitagw15856/pm-claude-skills.
- SKILL.md
- scripts/emergency_fund.py
Open the folder on GitHubat commit 1cbf1f0
Compare with similar skills
Emergency Fund next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.
| Skill | Stars | Used in | Tokens | Auto-check | Licence | Repo updated |
|---|---|---|---|---|---|---|
| Emergency Fund this skillmohitagw15856/pm-claude-skills | 1.4k | — | ~1.3k | Automated safety check: Pass | MIT | |
| OpenMAIC Setup and ExtensionTHU-MAIC/OpenMAIC | 40k | — | ~1.7k | Automated safety check: Notes | MIT | |
| Codebase to Coursezarazhangrui/codebase-to-course | 5.7k | — | ~4.4k | Automated safety check: Pass | None | |
| AI Engineering Project Tutorrohitg00/ai-engineering-from-scratch | 67k | — | ~1.6k | Automated safety check: Pass | MIT | |
| Hung-Yi Lee Teaching Stylevoidful/hung-yi-lee-skill | 1.3k | — | ~13k | Automated safety check: Pass | None | |
| Claude Code Self-Assessment Advisorlhfer/claude-howto-zh-cn | 2.3k | — | ~1.7k | Automated safety check: Pass | MIT |
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Related
Categories
Questions about Emergency Fund
What does Emergency Fund do?
Size an emergency fund from essential spend and real risk factors — not a one-size 'six months' — with the funding timeline and where the money should sit. Emergency Fund is an agent skill from mohitagw15856/pm-claude-skills. Size an emergency fund from essential spend and real risk factors — not a one-size 'six months' — with the funding timeline and where the money should sit.
When should I use Emergency Fund?
Emergency Fund fits situations like: asked how big should my emergency fund be; do I have enough saved; how many months of expenses do I need.
How do I install Emergency Fund in Claude Code?
Run `npx skills add mohitagw15856/pm-claude-skills --skill emergency-fund -a claude-code`. Or copy the skill folder (skills/emergency-fund in mohitagw15856/pm-claude-skills) into .claude/skills/emergency-fund in your project. Claude Code loads it when a task matches its description.
How do I install Emergency Fund in Codex?
Run `npx skills add mohitagw15856/pm-claude-skills --skill emergency-fund -a codex`. Or copy the skill folder (skills/emergency-fund in mohitagw15856/pm-claude-skills) into .agents/skills/emergency-fund in your project. Codex loads it when a task matches its description.
Can I use Emergency Fund in Cursor, Gemini CLI or GitHub Copilot?
Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add mohitagw15856/pm-claude-skills --skill emergency-fund -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/emergency-fund, .gemini/skills/emergency-fund, .github/skills/emergency-fund and .opencode/skills/emergency-fund in your project.
What does Emergency Fund need to run?
Going by SKILL.md and its folder, Emergency Fund needs Python for the scripts in its folder and the command-line tools its instructions call (python3). Our summary lists: Python 3.
Does Emergency Fund access the network?
SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.
Is Emergency Fund safe to install?
Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. The check reads SKILL.md only: the scripts in the folder are not scanned, so read them before running anything.
What licence does Emergency Fund use?
Emergency Fund is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.
How many tokens does Emergency Fund use?
About 1.3k tokens (SKILL.md is roughly 5.3k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.
What are the alternatives to Emergency Fund?
Skills that share tags, products or a category with Emergency Fund: OpenMAIC Setup and Extension (THU-MAIC/OpenMAIC, 40k stars), Codebase to Course (zarazhangrui/codebase-to-course, 5.7k stars), AI Engineering Project Tutor (rohitg00/ai-engineering-from-scratch, 67k stars) and Hung-Yi Lee Teaching Style (voidful/hung-yi-lee-skill, 1.3k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.
Who maintains Emergency Fund?
mohitagw15856 (a GitHub user) maintains it in mohitagw15856/pm-claude-skills, which has 1,434 GitHub stars. The repository holds 1,348 skills in this directory. The repository was last updated on October 9, 2026.
Source: mohitagw15856/pm-claude-skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.