Paper to Chinese Patent Drafter
Yuan1z0825/nature-skills
Drafts Chinese invention patent applications and technical disclosures from research papers or inventor materials, tying each claim feature to source evidence.
Think clearly about whether bankruptcy is the right move, or whether another path fits better — without shame and without a sales pitch.
MITAuto-check passed
Install Bankruptcy Decision
$ npx skills add mohitagw15856/pm-claude-skills --skill bankruptcy-decision -a claude-codeProject install by default; add -g for ~/.claude/skills/.
$ gh skill install mohitagw15856/pm-claude-skills bankruptcy-decision --agent claude-codeProject scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/bankruptcy-decision .claude/skills/bankruptcy-decision && rm -rf skills-srcUse ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.
Claude Code skills documentation · loads skills from .claude/skills/
Install the "bankruptcy-decision" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/bankruptcy-decision into .claude/skills/bankruptcy-decision/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "bankruptcy-decision", then confirm the skill loads.Claude Code copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$skill-installer install https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/bankruptcy-decisionType this inside Codex. $skill-installer <name> installs a curated skill from openai/skills. The installer writes to $CODEX_HOME/skills (default ~/.codex/skills). Restart Codex if the skill does not show up.
$ npx skills add mohitagw15856/pm-claude-skills --skill bankruptcy-decision -a codexProject install goes to .agents/skills/; add -g for ~/.codex/skills/.
$ gh skill install mohitagw15856/pm-claude-skills bankruptcy-decision --agent codexProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .agents/skills && cp -r skills-src/skills/bankruptcy-decision .agents/skills/bankruptcy-decision && rm -rf skills-srcUse ~/.agents/skills/ instead of .agents/skills for a personal install.
Codex skills documentation · loads skills from .agents/skills/
Install the "bankruptcy-decision" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/bankruptcy-decision into .agents/skills/bankruptcy-decision/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "bankruptcy-decision", then confirm the skill loads.Codex copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add mohitagw15856/pm-claude-skills --skill bankruptcy-decision -a cursorProject install goes to .agents/skills/; add -g for ~/.cursor/skills/.
$ gh skill install mohitagw15856/pm-claude-skills bankruptcy-decision --agent cursorProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .cursor/skills && cp -r skills-src/skills/bankruptcy-decision .cursor/skills/bankruptcy-decision && rm -rf skills-srcUse ~/.cursor/skills/ instead of .cursor/skills for a personal install.
Cursor skills documentation · loads skills from .cursor/skills/, .agents/skills/, .claude/skills/, .codex/skills/
Install the "bankruptcy-decision" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/bankruptcy-decision into .cursor/skills/bankruptcy-decision/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "bankruptcy-decision", then confirm the skill loads.Cursor copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gemini skills install https://github.com/mohitagw15856/pm-claude-skills.git --path skills/bankruptcy-decision--scope user (default) or --scope workspace; --path is the subfolder of the repo that holds the skill; --consent skips the security confirmation prompt.
$ npx skills add mohitagw15856/pm-claude-skills --skill bankruptcy-decision -a gemini-cliProject install goes to .agents/skills/; add -g for ~/.gemini/skills/.
$ gh skill install mohitagw15856/pm-claude-skills bankruptcy-decision --agent gemini-cliProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .gemini/skills && cp -r skills-src/skills/bankruptcy-decision .gemini/skills/bankruptcy-decision && rm -rf skills-srcUse ~/.gemini/skills/ instead of .gemini/skills for a personal install, then run /skills reload.
Gemini CLI skills documentation · loads skills from .gemini/skills/, .agents/skills/
Install the "bankruptcy-decision" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/bankruptcy-decision into .gemini/skills/bankruptcy-decision/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "bankruptcy-decision", then confirm the skill loads.Gemini CLI copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gh skill install mohitagw15856/pm-claude-skills bankruptcy-decisionInstalls for Copilot at project scope by default; add --scope user for a personal install. Preview a skill first with gh skill preview. Needs GitHub CLI 2.90.0 or later (public preview).
$ npx skills add mohitagw15856/pm-claude-skills --skill bankruptcy-decision -a github-copilotProject install goes to .agents/skills/; add -g for ~/.copilot/skills/.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .github/skills && cp -r skills-src/skills/bankruptcy-decision .github/skills/bankruptcy-decision && rm -rf skills-srcUse ~/.copilot/skills/ instead of .github/skills for a personal install. Commit .github/skills so cloud agent and code review can use it.
GitHub Copilot skills documentation · loads skills from .github/skills/, .claude/skills/, .agents/skills/
Install the "bankruptcy-decision" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/bankruptcy-decision into .github/skills/bankruptcy-decision/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "bankruptcy-decision", then confirm the skill loads.GitHub Copilot copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add mohitagw15856/pm-claude-skills --skill bankruptcy-decision -a opencodeOpenCode documents no install command of its own. Project install goes to .agents/skills/; add -g for ~/.config/opencode/skills/.
$ gh skill install mohitagw15856/pm-claude-skills bankruptcy-decision --agent opencodeProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .opencode/skills && cp -r skills-src/skills/bankruptcy-decision .opencode/skills/bankruptcy-decision && rm -rf skills-srcUse ~/.config/opencode/skills/ instead of .opencode/skills for a personal install.
OpenCode skills documentation · loads skills from .opencode/skills/, .claude/skills/, .agents/skills/
Install the "bankruptcy-decision" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/bankruptcy-decision into .opencode/skills/bankruptcy-decision/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "bankruptcy-decision", then confirm the skill loads.OpenCode copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
Facts
- Skill name
bankruptcy-decision- GitHub stars
- 1.4k
- Token cost
- ~1.4k tokens
- SKILL.md length
- 636 words
- Files
- 1
- Skills in repo
- 1,348
- Repo updated
- First seen
- Licence
- MIT
At a glance
Think clearly about whether bankruptcy is the right move, or whether another path fits better — without shame and without a sales pitch.
- Works in 6 steps: Check the fit. Bankruptcy helps most… → Know what each type does. Liquidation… → Weigh the trade-offs honestly.… → …
- Asked should I file for bankruptcy
- SKILL.md covers What This Skill Produces, Required Inputs, Framework: Does It Fit — And… and Output Format, plus 3 more sections
- Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md
What it does
Bankruptcy Decision is an agent skill from mohitagw15856/pm-claude-skills. Think clearly about whether bankruptcy is the right move, or whether another path fits better — without shame and without a sales pitch. Use when asked should I file for bankruptcy, is bankruptcy my best option, alternatives to bankruptcy, or what happens if I file. Produces an honest read on whether your situation is the kind bankruptcy actually helps, the main types and what each does (and doesn't) discharge, the real trade-offs (what you keep, the credit impact and its recovery, what's not dischargeable), the…
Its SKILL.md is about 1.4k tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.
The repository describes itself as: 1255 professional Agent Skills for Claude, ChatGPT, Gemini, Cursor & Codex — PRDs, postmortems, leases, medical bills, layoffs, go-bags, new countries. Plain markdown, MIT, in… The licence is MIT.
When your agent uses it
- Asked should I file for bankruptcy
- Is bankruptcy my best option
- Alternatives to bankruptcy
- What happens if I file
Example prompts
- “/bankruptcy-decision”
Workflow steps
6 steps, taken from the first numbered list in SKILL.md.
- Check the fit. Bankruptcy helps most with dischargeable unsecured debt and against garnishment/lawsuits — it does little for debts it…
- Know what each type does. Liquidation vs. repayment plans differ sharply in what you keep and what happens — match the situation to the…
- Weigh the trade-offs honestly. Exemptions often protect essentials; the credit hit is real but recovers; and key debts (many taxes…
- Exhaust the alternatives. Settlement, nonprofit debt-management, hardship programs, and the time-barred-debt option may fit better and…
- Avoid the predators. For-profit "debt relief" and settlement mills often deepen the hole — steer to nonprofit counseling and a real…
- Consult an attorney. This is a legal decision with local rules and free consults widely available — that's the real next step, not a web…
What it can do on your machine
Read from SKILL.md and the folder at commit 1cbf1f0. It shows what the files ask for, not the result of running them.
Tool permissions
Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.
From allowed-tools in the SKILL.md frontmatter.
Runs code
No scripts in the folder and no shell commands in SKILL.md.
From the folder's file list and the shell code blocks in SKILL.md.
Network
No URLs in SKILL.md.
From URLs in SKILL.md, links to its own repository left out.
Credentials
Names no API keys, tokens, secrets or passwords.
From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.
Context cost
Bankruptcy Decision loads about 1.4k tokens when it runs. Until then it costs about 201 tokens; SKILL.md has 636 words of instructions outside code blocks.
Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.
Safety
Auto-check passed
The automated check found no risky patterns in SKILL.md.
Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.
SKILL.md
The full file from mohitagw15856/pm-claude-skills at commit 1cbf1f0, republished under its MIT licence (© mohitagw15856). 636 words, ~1,355 tokens.
Download SKILL.mdSave it as
.claude/skills/bankruptcy-decision/SKILL.md (or your agent's skills folder).- name
- bankruptcy-decision
- description
- Think clearly about whether bankruptcy is the right move, or whether another path fits better — without shame and without a sales pitch. Use when asked should I file for bankruptcy, is bankruptcy my best option, alternatives to bankruptcy, or what happens if I file. Produces an honest read on whether your situation is the kind bankruptcy actually helps, the main types and what each does (and doesn't) discharge, the real trade-offs (what you keep, the credit impact and its recovery, what's not dischargeable), the alternatives to weigh first (negotiation, debt management, doing nothing on time-barred debt), and a strong push to consult a bankruptcy attorney — so the decision is informed, not driven by fear or a debt-relief ad. Not legal advice; centers a real attorney consult.
Bankruptcy Decision
Bankruptcy is neither a moral failure nor a magic reset — it's a legal tool that fits some situations and not others, buried under shame and predatory "debt relief" ads. This helps you think clearly: whether your situation is the kind it actually helps, what the main types do and don't erase, the honest trade-offs, the alternatives to weigh first, and why a real attorney consult (often free) is the essential next step — so you decide on facts, not fear.
What This Skill Produces
- A fit read — whether your situation (debt type, amount, income, assets) is the kind bankruptcy meaningfully helps, or whether it wouldn't
- The types, plainly — the main forms (liquidation vs. reorganization/repayment) and what each does and doesn't discharge
- The honest trade-offs — what you typically keep (exemptions), the credit impact and how it recovers over time, and what's usually not dischargeable (many taxes, student loans, child support)
- The alternatives to weigh first — negotiation/settlement, a nonprofit debt-management plan, hardship programs, or simply not paying time-barred debt
- A red-flag warning — spotting predatory "debt relief"/settlement operations that make things worse
- A clear next step — consult a bankruptcy attorney (many offer free consults) and where to find nonprofit credit counseling
Required Inputs
Ask for these if not provided:
- The debts — rough total and types (credit cards, medical, taxes, loans — types matter a lot)
- Your picture — income, essential assets (home, car), and what's threatened
- What's driving it — lawsuits, garnishment, just drowning in payments
- Where — region (exemptions and process vary by jurisdiction)
Framework: Does It Fit — And What Else Might
- Check the fit. Bankruptcy helps most with dischargeable unsecured debt and against garnishment/lawsuits — it does little for debts it can't discharge. Name the mismatch if there is one.
- Know what each type does. Liquidation vs. repayment plans differ sharply in what you keep and what happens — match the situation to the type at a high level.
- Weigh the trade-offs honestly. Exemptions often protect essentials; the credit hit is real but recovers; and key debts (many taxes, student loans, support) usually survive — no false comfort.
- Exhaust the alternatives. Settlement, nonprofit debt-management, hardship programs, and the time-barred-debt option may fit better and cost less — consider them first.
- Avoid the predators. For-profit "debt relief" and settlement mills often deepen the hole — steer to nonprofit counseling and a real attorney.
- Consult an attorney. This is a legal decision with local rules and free consults widely available — that's the real next step, not a web form.
Show full SKILL.md (222 more words)Show less
Output Format
Bankruptcy decision: [debt picture] · [region]
Does it fit? [likely helps because… / likely won't because the debts are non-dischargeable / borderline — attorney needed]. Types, plainly: [liquidation vs. repayment — what each does/keeps]. Trade-offs: [what you keep (exemptions) · credit hit + recovery · what won't discharge]. Weigh first: [negotiation/settlement · nonprofit debt management · hardship programs · time-barred debt]. Avoid: [for-profit "debt relief"/settlement mills]. Next step: [free bankruptcy-attorney consult · nonprofit credit counseling].
Not legal advice — bankruptcy is jurisdiction-specific and consequential. A bankruptcy attorney (often a free consult) and nonprofit credit counseling are the right next steps.
Quality Checks
- Assesses whether the debt types are actually dischargeable
- Explains the main types and what each keeps/discharges
- States credit impact, recovery, and non-dischargeable debts honestly
- Surfaces alternatives to weigh first
- Warns off predatory debt-relief; centers an attorney consult
Anti-Patterns
- Treating bankruptcy as shameful or as a magic reset — it's neither.
- Ignoring that key debts (taxes, student loans, support) often survive.
- Skipping the alternatives that might fit better.
- Trusting a for-profit "debt relief" ad over nonprofit counseling.
- Deciding without an attorney on a legal, local matter.
Example Trigger Phrases
- "Should I file for bankruptcy?"
- "Is bankruptcy really my best option or is there another way?"
- "What actually happens if I file, and what do I lose?"
- "What are the alternatives to bankruptcy?"
- "I'm drowning in debt — how do I decide what to do?"
© mohitagw15856, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file
Files
Just SKILL.md in skills/bankruptcy-decision of mohitagw15856/pm-claude-skills.
Open the folder on GitHubat commit 1cbf1f0
Compare with similar skills
Bankruptcy Decision next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.
| Skill | Stars | Used in | Tokens | Auto-check | Licence | Repo updated |
|---|---|---|---|---|---|---|
| Bankruptcy Decision this skillmohitagw15856/pm-claude-skills | 1.4k | — | ~1.4k | Automated safety check: Pass | MIT | |
| Paper to Chinese Patent DrafterYuan1z0825/nature-skills | 47k | 1 repos | ~1.1k | Automated safety check: Pass | Apache-2.0 | |
| C15tc15t/c15t | 1.9k | 1 repos | ~1.6k | Automated safety check: Pass | Apache-2.0 | |
| Paper2patent7toCR/paper2patent | 654 | — | ~2.5k | Automated safety check: Pass | MIT | |
| X Raypashov/skills | 1.2k | 1 repos | ~10k | Automated safety check: Pass | MIT | |
| Contract Reviewevolsb/claude-legal-skill | 464 | 1 repos | ~3.6k | Automated safety check: Pass | MIT |
Similar skills
C15t
c15t/c15t
Work with c15t consent management docs, APIs, and integrations for Next.js, React, and JavaScript.
Paper2patent
7toCR/paper2patent
Turn an academic paper (PDF, LaTeX, pasted text, thesis chapter or technical disclosure) into a Chinese invention patent application draft — 说明书摘要、摘要附图、权利要求书、说明书、说明书附图 — delivered as DOCX/PDF with…
X Ray
pashov/skills
Generates an x-ray.md pre-audit report covering overview, enhanced threat model (protocol-type profiling, git-weighted attack surfaces, temporal risk analysis, composability dependency mapping)…
Contract Review
evolsb/claude-legal-skill
Review legal contracts, NDAs, employment agreements, SaaS terms, and M&A documents.
- Official
Legal Clinic Client Intake
anthropics/claude-for-legal
Structures a legal clinic client intake interview and produces a case summary with cross-area issue spotting, conflict flags and triage classification.
More from mohitagw15856/pm-claude-skills
All 1,348 skills in this repoCar Tco
mohitagw15856/pm-claude-skills
Compare the total cost of car ownership across buy-new, buy-used, lease, and keep-your-current-car — depreciation, insurance, maintenance ramp, and fuel over a real horizon, not just the monthly…
Cs Health Scorecard
mohitagw15856/pm-claude-skills
Build a customer health scorecard for a specific account. An agent skill from mohitagw15856/pm-claude-skills.
Exit Waterfall
mohitagw15856/pm-claude-skills
Compute who gets what at each exit price from a cap table — liquidation preferences, conversion points, and where the founders' share collapses.
Feature Prioritisation
mohitagw15856/pm-claude-skills
Apply prioritisation frameworks (RICE, MoSCoW, Kano, ICE, Opportunity Scoring) to rank features and backlog items.
Fire Number
mohitagw15856/pm-claude-skills
Compute a financial-independence (FIRE) target and years-to-reach with every assumption labeled as an assumption — plus a sensitivity table instead of a single false-precision answer.
Freelance Rate
mohitagw15856/pm-claude-skills
Derive a freelance day/hourly rate backwards from target income, honest billable utilization, overhead, and the self-employment tax premium — the arithmetic that proves a rate is not salary÷2000.
Questions about Bankruptcy Decision
What does Bankruptcy Decision do?
Think clearly about whether bankruptcy is the right move, or whether another path fits better — without shame and without a sales pitch. Bankruptcy Decision is an agent skill from mohitagw15856/pm-claude-skills. Think clearly about whether bankruptcy is the right move, or whether another path fits better — without shame and without a sales pitch.
When should I use Bankruptcy Decision?
Bankruptcy Decision fits situations like: asked should I file for bankruptcy; is bankruptcy my best option; alternatives to bankruptcy; what happens if I file.
How do I install Bankruptcy Decision in Claude Code?
Run `npx skills add mohitagw15856/pm-claude-skills --skill bankruptcy-decision -a claude-code`. Or copy the skill folder (skills/bankruptcy-decision in mohitagw15856/pm-claude-skills) into .claude/skills/bankruptcy-decision in your project. Claude Code loads it when a task matches its description.
How do I install Bankruptcy Decision in Codex?
Run `npx skills add mohitagw15856/pm-claude-skills --skill bankruptcy-decision -a codex`. Or copy the skill folder (skills/bankruptcy-decision in mohitagw15856/pm-claude-skills) into .agents/skills/bankruptcy-decision in your project. Codex loads it when a task matches its description.
Can I use Bankruptcy Decision in Cursor, Gemini CLI or GitHub Copilot?
Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add mohitagw15856/pm-claude-skills --skill bankruptcy-decision -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/bankruptcy-decision, .gemini/skills/bankruptcy-decision, .github/skills/bankruptcy-decision and .opencode/skills/bankruptcy-decision in your project.
What does Bankruptcy Decision need to run?
SKILL.md names no scripts, command-line tools or credentials: Bankruptcy Decision is instructions for the agent only.
Does Bankruptcy Decision access the network?
SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.
Is Bankruptcy Decision safe to install?
Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.
What licence does Bankruptcy Decision use?
Bankruptcy Decision is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.
How many tokens does Bankruptcy Decision use?
About 1.4k tokens (SKILL.md is roughly 5.4k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.
What are the alternatives to Bankruptcy Decision?
Skills that share tags, products or a category with Bankruptcy Decision: Paper to Chinese Patent Drafter (Yuan1z0825/nature-skills, 47k stars), C15t (c15t/c15t, 1.9k stars), Paper2patent (7toCR/paper2patent, 654 stars) and X Ray (pashov/skills, 1.2k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.
Who maintains Bankruptcy Decision?
mohitagw15856 (a GitHub user) maintains it in mohitagw15856/pm-claude-skills, which has 1,434 GitHub stars. The repository holds 1,348 skills in this directory. The repository was last updated on October 9, 2026.
Source: mohitagw15856/pm-claude-skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.