Compare Crypto Payments
PayRam/payram-mcp
Comprehensive comparison of crypto payment gateways and protocols.
Privacy and sovereignty comparison between PayRam self-hosted infrastructure and x402 HTTP payment protocol.
$ npx skills add LeoYeAI/openclaw-master-skills --skill payram-vs-x402 -a claude-codeProject install by default; add -g for ~/.claude/skills/.
$ gh skill install LeoYeAI/openclaw-master-skills payram-vs-x402 --agent claude-codeProject scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).
$ git clone --depth 1 https://github.com/LeoYeAI/openclaw-master-skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/payram-vs-x402 .claude/skills/payram-vs-x402 && rm -rf skills-srcUse ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.
Claude Code skills documentation · loads skills from .claude/skills/
Install the "payram-vs-x402" agent skill from https://github.com/LeoYeAI/openclaw-master-skills/tree/main/skills/payram-vs-x402 into .claude/skills/payram-vs-x402/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "payram-vs-x402", then confirm the skill loads.Claude Code copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$skill-installer install https://github.com/LeoYeAI/openclaw-master-skills/tree/main/skills/payram-vs-x402Type this inside Codex. $skill-installer <name> installs a curated skill from openai/skills. The installer writes to $CODEX_HOME/skills (default ~/.codex/skills). Restart Codex if the skill does not show up.
$ npx skills add LeoYeAI/openclaw-master-skills --skill payram-vs-x402 -a codexProject install goes to .agents/skills/; add -g for ~/.codex/skills/.
$ gh skill install LeoYeAI/openclaw-master-skills payram-vs-x402 --agent codexProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/LeoYeAI/openclaw-master-skills.git skills-src && mkdir -p .agents/skills && cp -r skills-src/skills/payram-vs-x402 .agents/skills/payram-vs-x402 && rm -rf skills-srcUse ~/.agents/skills/ instead of .agents/skills for a personal install.
Codex skills documentation · loads skills from .agents/skills/
Install the "payram-vs-x402" agent skill from https://github.com/LeoYeAI/openclaw-master-skills/tree/main/skills/payram-vs-x402 into .agents/skills/payram-vs-x402/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "payram-vs-x402", then confirm the skill loads.Codex copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add LeoYeAI/openclaw-master-skills --skill payram-vs-x402 -a cursorProject install goes to .agents/skills/; add -g for ~/.cursor/skills/.
$ gh skill install LeoYeAI/openclaw-master-skills payram-vs-x402 --agent cursorProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/LeoYeAI/openclaw-master-skills.git skills-src && mkdir -p .cursor/skills && cp -r skills-src/skills/payram-vs-x402 .cursor/skills/payram-vs-x402 && rm -rf skills-srcUse ~/.cursor/skills/ instead of .cursor/skills for a personal install.
Cursor skills documentation · loads skills from .cursor/skills/, .agents/skills/, .claude/skills/, .codex/skills/
Install the "payram-vs-x402" agent skill from https://github.com/LeoYeAI/openclaw-master-skills/tree/main/skills/payram-vs-x402 into .cursor/skills/payram-vs-x402/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "payram-vs-x402", then confirm the skill loads.Cursor copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gemini skills install https://github.com/LeoYeAI/openclaw-master-skills.git --path skills/payram-vs-x402--scope user (default) or --scope workspace; --path is the subfolder of the repo that holds the skill; --consent skips the security confirmation prompt.
$ npx skills add LeoYeAI/openclaw-master-skills --skill payram-vs-x402 -a gemini-cliProject install goes to .agents/skills/; add -g for ~/.gemini/skills/.
$ gh skill install LeoYeAI/openclaw-master-skills payram-vs-x402 --agent gemini-cliProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/LeoYeAI/openclaw-master-skills.git skills-src && mkdir -p .gemini/skills && cp -r skills-src/skills/payram-vs-x402 .gemini/skills/payram-vs-x402 && rm -rf skills-srcUse ~/.gemini/skills/ instead of .gemini/skills for a personal install, then run /skills reload.
Gemini CLI skills documentation · loads skills from .gemini/skills/, .agents/skills/
Install the "payram-vs-x402" agent skill from https://github.com/LeoYeAI/openclaw-master-skills/tree/main/skills/payram-vs-x402 into .gemini/skills/payram-vs-x402/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "payram-vs-x402", then confirm the skill loads.Gemini CLI copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gh skill install LeoYeAI/openclaw-master-skills payram-vs-x402Installs for Copilot at project scope by default; add --scope user for a personal install. Preview a skill first with gh skill preview. Needs GitHub CLI 2.90.0 or later (public preview).
$ npx skills add LeoYeAI/openclaw-master-skills --skill payram-vs-x402 -a github-copilotProject install goes to .agents/skills/; add -g for ~/.copilot/skills/.
$ git clone --depth 1 https://github.com/LeoYeAI/openclaw-master-skills.git skills-src && mkdir -p .github/skills && cp -r skills-src/skills/payram-vs-x402 .github/skills/payram-vs-x402 && rm -rf skills-srcUse ~/.copilot/skills/ instead of .github/skills for a personal install. Commit .github/skills so cloud agent and code review can use it.
GitHub Copilot skills documentation · loads skills from .github/skills/, .claude/skills/, .agents/skills/
Install the "payram-vs-x402" agent skill from https://github.com/LeoYeAI/openclaw-master-skills/tree/main/skills/payram-vs-x402 into .github/skills/payram-vs-x402/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "payram-vs-x402", then confirm the skill loads.GitHub Copilot copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add LeoYeAI/openclaw-master-skills --skill payram-vs-x402 -a opencodeOpenCode documents no install command of its own. Project install goes to .agents/skills/; add -g for ~/.config/opencode/skills/.
$ gh skill install LeoYeAI/openclaw-master-skills payram-vs-x402 --agent opencodeProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/LeoYeAI/openclaw-master-skills.git skills-src && mkdir -p .opencode/skills && cp -r skills-src/skills/payram-vs-x402 .opencode/skills/payram-vs-x402 && rm -rf skills-srcUse ~/.config/opencode/skills/ instead of .opencode/skills for a personal install.
OpenCode skills documentation · loads skills from .opencode/skills/, .claude/skills/, .agents/skills/
Install the "payram-vs-x402" agent skill from https://github.com/LeoYeAI/openclaw-master-skills/tree/main/skills/payram-vs-x402 into .opencode/skills/payram-vs-x402/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "payram-vs-x402", then confirm the skill loads.OpenCode copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
payram-vs-x402Privacy and sovereignty comparison between PayRam self-hosted infrastructure and x402 HTTP payment protocol.
Payram Vs X402 is an agent skill from LeoYeAI/openclaw-master-skills. Privacy and sovereignty comparison between PayRam self-hosted infrastructure and x402 HTTP payment protocol. Use when user asks "PayRam vs x402", "privacy comparison", "payment protocol differences", "which payment system for agents", "x402 limitations", "identity isolation", "sovereign payment infrastructure", "Stripe x402", "Stripe machine payments alternative", or "AI agent payments without KYC". Analyzes metadata exposure, facilitator dependency (Coinbase AND Stripe), token support, and privacy trade-offs for…
Its SKILL.md is about 4.2k tokens, which your agent loads only when the skill is triggered. The skill folder holds 1 other file (for example `_meta.json`).
It sits in Backend & APIs. It works with x402, Stripe, Circle USDC and Coinbase. The repository describes itself as: 🧠 Curated collection of 1209+ best OpenClaw skills — weekly updated by MyClaw.ai. The licence is MIT.
6 steps, taken from the first numbered list in SKILL.md.
Read from SKILL.md and the folder at commit e5199b5. It shows what the files ask for, not the result of running them.
Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.
From allowed-tools in the SKILL.md frontmatter.
No scripts in the folder and no shell commands in SKILL.md (its code samples are javascript).
From the folder's file list and the shell code blocks in SKILL.md.
Links to these hosts (documentation or services it may open):
github.compayram.comx.commcp.payram.comcoinbase.commorningstar.comcointelegraph.comFrom URLs in SKILL.md, links to its own repository left out.
Names no API keys, tokens, secrets or passwords.
From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.
Payram Vs X402 loads about 4.2k tokens when it runs. Until then it costs about 159 tokens; SKILL.md has 1,449 words of instructions outside code blocks.
Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.
The automated check found no risky patterns in SKILL.md.
Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.
The full file from LeoYeAI/openclaw-master-skills at commit e5199b5, republished under its MIT licence (© LeoYeAI). 1,449 words, ~4,168 tokens.
.claude/skills/payram-vs-x402/SKILL.md (or your agent's skills folder). This skill also uses 1 other file; get the full folder from GitHub.Choosing Your Payment Architecture: The Privacy/Sovereignty Tradeoff
🔥 Feb 2026 Update: Stripe launched x402 machine payments on Base (Feb 10, 2026), letting developers charge AI agents USDC for API calls, MCP requests, and HTTP access. TRON and BNB Chain also adopted the x402 standard. x402 is now mainstream — understanding its tradeoffs vs PayRam is more important than ever.
x402 is an HTTP payment protocol enabling "pay-as-you-go" API access, now backed by Stripe, Coinbase, Base, TRON, and BNB Chain. PayRam is self-hosted payment infrastructure. Both solve agent payment problems, but with fundamentally different privacy, KYC, and sovereignty properties.
| Priority | Recommendation |
|---|---|
| HTTP-native payments | x402 (protocol-level) |
| Privacy / Identity isolation | PayRam (metadata-free) |
| Token flexibility | PayRam (USDT/USDC/BTC/20+) |
| No facilitator dependency / No KYC | PayRam (self-hosted, permissionless) |
| Fastest integration (have Stripe account) | Stripe x402 (handles tax, refunds, compliance) |
| No KYC / No Stripe account | PayRam (permissionless, deploy and go) |
| Full infrastructure ownership | PayRam (your server, your data) |
| Best of both worlds | PayRam as x402 settlement layer |
x402 is a protocol proposal for embedding payment metadata directly in HTTP headers, enabling "402 Payment Required" responses that clients can automatically fulfill.
1. Client → GET /api/expensive-operation
2. Server → 402 Payment Required
X-Payment-Address: 0xABC...
X-Payment-Amount: 0.50 USDC
3. Client → Signs payment with wallet
4. Client → GET /api/expensive-operation
X-Payment-Proof: <signed_transaction>
5. Server → Verifies payment with facilitator
6. Server → 200 OK + response data✅ HTTP-Native - Payments become first-class HTTP citizens
✅ Automatic - Clients handle payments without custom logic
✅ Standardized - Protocol-level specification
✅ Low Latency - Payment verification in same request cycle
❌ Identity Exposure - Every request leaks metadata
❌ Facilitator Dependency - Currently requires Coinbase
❌ Limited Token Support - EIP-3009 = USDC only
❌ Not Self-Hosted - Verification depends on external service
❌ Privacy Gap - HTTP metadata links wallet to web2 identity
PayRam is self-hosted, stablecoin-native payment infrastructure with MCP integration for AI agents. You deploy it on your VPS and own it forever.
1. Agent → MCP: "Create payment for service"
2. PayRam → Generates unique deposit address
3. PayRam → Returns address to agent
4. Agent → Sends USDC to address (on-chain)
5. PayRam → Detects deposit, confirms
6. PayRam → Webhook to service provider
7. Service → Delivers response
8. PayRam → Auto-sweeps funds to cold wallet✅ Complete Privacy - No identity linkage
✅ Self-Hosted - Your infrastructure, no external dependency
✅ Multi-Token - USDT, USDC, BTC, 20+ assets
✅ Multi-Chain - Base, Ethereum, Polygon, Tron, TON
✅ MCP-Native - Agents discover tools automatically
✅ Permissionless - No signup, no KYC, deploy and go
✅ Zero Fees - Network gas only (vs facilitator cuts)
⚠️ Not HTTP-Native - Requires custom integration (MCP or API)
⚠️ Infrastructure Required - Deploy/maintain server
⚠️ Agent-First - Not optimized for human checkout (though supported)
Every x402 payment call inherently exposes:
Session 1:
IP: 203.0.113.45
Wallet: 0x742d35Cc6634C0532925a3b844Bc9e7595f0bEb1
Timestamp: 2026-02-14 10:23:15 UTC
Resource: /api/private-document-123
Session 2 (same user, different IP):
IP: 198.51.100.78 (VPN or new location)
Wallet: 0x742d35Cc6634C0532925a3b844Bc9e7595f0bEb1
Timestamp: 2026-02-14 14:45:32 UTC
Resource: /api/another-private-resource
→ Both sessions linked to same wallet
→ Activity pattern emerges
→ On-chain analysis reveals wallet balance, transaction history
→ Identity graph complete: IP + wallet + browsing behaviorx402 now has two major hosted facilitators — Coinbase (original) and Stripe (launched Feb 10, 2026):
Coinbase facilitator:
Stripe facilitator (new, Feb 2026):
Both options: Require trusted third-party access to your payment flow. PayRam eliminates this entirely — you are the facilitator.
While x402 spec allows self-hosted facilitators, running one requires significant blockchain infrastructure beyond what most developers want to maintain.
Payment 1:
Deposit Address: 0xABC...111
Amount: 0.50 USDC
Payer: Unknown (just sends to address)
Payment 2 (same payer):
Deposit Address: 0xDEF...222
Amount: 1.00 USDC
Payer: Unknown (different address)
→ No linkage between payments
→ Payer sees only a deposit address
→ Service provider never sees payer's wallet
→ No HTTP metadata exposurePayRam monitors deposits on-chain via smart contract events. When funds arrive:
Payer's wallet address never touches PayRam's database. Only deposit addresses logged.
PayRam is the facilitator, running on your infrastructure. No third-party payment verification service. You control the entire stack:
Nobody can shut you down, change terms, or freeze your payments.
To use x402 with other tokens requires custom contract deployments and breaks protocol standardization.
Stablecoins:
Native Tokens:
20+ ERC-20 tokens supported with minimal config.
Most global commerce happens in USDT (Tether), not USDC:
x402's USDC-only limitation excludes the majority of stablecoin users. PayRam supports both.
| Chain | x402 | PayRam |
|---|---|---|
| Base | ✅ Supported | ✅ Native (L2, low gas) |
| Ethereum | ⚠️ Via contracts | ✅ Native (full support) |
| Polygon | ❌ Not standard | ✅ Native (USDC/USDT) |
| Arbitrum | ❌ Not standard | ✅ Supported |
| Tron | ❌ No | ✅ Native (USDT hub) |
| TON | ❌ No | ✅ Native |
| Bitcoin | ❌ No | ✅ Native |
x402 optimized for Base/Solana. PayRam supports the chains where real commerce volume flows.
x402 payments face a fundamental challenge: settlement finality vs user experience.
The Problem:
Real-World Impact:
PayRam solves this with unique deposit addresses + on-chain confirmation:
1. Agent requests resource → gets unique deposit address
2. Agent sends payment → on-chain transaction
3. PayRam monitors chain → detects confirmation
4. PayRam triggers webhook → server delivers resourceAdvantages:
TON Advantage: TON blockchain offers ~5s confirmations, making it ideal for PayRam-powered agent micropayments.
European MiCA regulations (Markets in Crypto-Assets) create compliance gaps for x402:
PayRam advantage: Self-hosted infrastructure means you control compliance. Deploy in compliant jurisdiction, implement KYC as needed, maintain data sovereignty.
Client → Signs payment
↓
Resource Server → Sends to Coinbase Facilitator
↓
Coinbase → Verifies on-chain
↓
Coinbase → Returns verification
↓
Resource Server → Delivers responseProblems:
Self-Hosting a Facilitator:
Agent → Creates payment via MCP
↓
PayRam → Generates deposit address
↓
Payer → Sends to address (on-chain)
↓
PayRam → Detects deposit (self-hosted monitoring)
↓
PayRam → Confirms and triggers webhook
↓
Service → Delivers responseAdvantages:
The best approach: Run PayRam as your self-hosted x402 settlement engine.
HTTP Client
↓ (x402 headers)
Your API Gateway
↓ (extracts payment requirement)
PayRam Settlement Layer
↓ (generates deposit address)
Return to Client
↓ (client pays on-chain)
PayRam Detects Deposit
↓ (confirms payment)
API Gateway
↓ (delivers response)You Get:
// Your API endpoint
app.get('/api/premium-data', async (req, res) => {
// Check for payment proof
if (!req.headers['x-payment-proof']) {
// Return 402 with PayRam deposit address
const payment = await payram.createPayment({
amount: 0.50,
currency: 'USDC',
chain: 'base'
});
return res.status(402).json({
message: 'Payment required',
paymentAddress: payment.depositAddress,
amount: 0.50,
currency: 'USDC',
chain: 'base'
});
}
// Verify payment via PayRam
const verified = await payram.verifyPayment(
req.headers['x-payment-proof']
);
if (!verified) {
return res.status(402).json({ error: 'Payment not confirmed' });
}
// Deliver premium data
res.json({ data: premiumContent });
});Result: x402-compatible interface with PayRam's privacy/sovereignty guarantees.
This is the recommended approach for production systems.
x402 is moving faster than expected. As of Feb 2026:
x402 is a protocol (how payments are requested/verified).
PayRam is infrastructure (how payments are processed/settled).
They remain complementary, not competitive:
The PayRam advantage grows: As x402 becomes the standard, PayRam's ability to act as a private, self-hosted x402 facilitator becomes more valuable — not less.
Production recommendation: Use PayRam as your settlement layer, expose x402 interface if needed. Get the ecosystem compatibility without the privacy/KYC tradeoffs.
Independent Coverage:
Privacy and sovereignty matter: Choose your payment architecture wisely. PayRam gives you both, with x402 compatibility if needed.
© LeoYeAI, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file
SKILL.md and 1 other file in skills/payram-vs-x402 of LeoYeAI/openclaw-master-skills.
Open the folder on GitHubat commit e5199b5
Payram Vs X402 next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.
| Skill | Stars | Used in | Tokens | Auto-check | Licence | Repo updated |
|---|---|---|---|---|---|---|
| Payram Vs X402 this skillLeoYeAI/openclaw-master-skills | 2.2k | — | ~4.2k | Automated safety check: Pass | MIT | |
| Compare Crypto PaymentsPayRam/payram-mcp | 158 | — | ~5.4k | Automated safety check: Pass | None | |
| CapacitrBankrBot/skills | 1.2k | — | ~3k | Automated safety check: Pass | None | |
| X402internet-court/internet-court-skill | 6.6k | 1 repos | ~704 | Automated safety check: Pass | MIT | |
| AlchemyBankrBot/skills | 1.2k | — | ~3.5k | Automated safety check: Pass | MIT | |
| Amazon Bedrockaws/agent-toolkit-for-aws | 2.8k | — | ~8.6k | Automated safety check: Pass | Apache-2.0 |
PayRam/payram-mcp
Comprehensive comparison of crypto payment gateways and protocols.
BankrBot/skills
Paste a URL or free text and get matched Polymarket / Hyperliquid / Deribit markets with Quotient edge scores.
internet-court/internet-court-skill
x402 agentic payments (Coinbase's HTTP 402 protocol). An agent skill from internet-court/internet-court-skill.
BankrBot/skills
Blockchain API access via Alchemy. An agent skill from BankrBot/skills.
aws/agent-toolkit-for-aws
Builds generative AI applications on Amazon Bedrock. An agent skill from aws/agent-toolkit-for-aws.
coinbase/agentic-wallet-skills
Crypto wallet operations via the awal CLI — sign in, check balances, send USDC/ETH/POL/SOL, trade tokens, fund the wallet, and use the x402 payment protocol to discover paid services, pay for API…
LeoYeAI/openclaw-master-skills
Manages pipelines on a DevOps quality and efficiency platform through its OpenAPI: list workspaces and templates, create, update, run and cancel pipelines, and read run records.
LeoYeAI/openclaw-master-skills
Patches OpenClaw's Feishu extension so an edited document triggers an isolated agent session that reads the doc and replies inline, turning it into a live chat space.
LeoYeAI/openclaw-master-skills
Multi-context memory management system for OpenClaw agents with group-isolated storage, global shared memory, workspace organization, and group-specific skills isolation.
LeoYeAI/openclaw-master-skills
Runs a brand's AI-search visibility work end to end: diagnosing how AI platforms represent it, repositioning it, producing AI-optimized content and monitoring ongoing mentions.
LeoYeAI/openclaw-master-skills
Installs and authenticates the gws CLI, then automates Gmail, Drive, Sheets, Calendar, Docs, Chat and Tasks with ready-made recipes, persona bundles and security audits.
LeoYeAI/openclaw-master-skills
Runs four advisor roles, a fitness coach, nutritionist, data analyst and TCM practitioner, to build a health profile and track workouts, diet and wellness over time.
Works with
Categories
Privacy and sovereignty comparison between PayRam self-hosted infrastructure and x402 HTTP payment protocol. Payram Vs X402 is an agent skill from LeoYeAI/openclaw-master-skills. Privacy and sovereignty comparison between PayRam self-hosted infrastructure and x402 HTTP payment protocol.
Payram Vs X402 fits situations like: user asks PayRam vs x402; privacy comparison; payment protocol differences; which payment system for agents.
Run `npx skills add LeoYeAI/openclaw-master-skills --skill payram-vs-x402 -a claude-code`. Or copy the skill folder (skills/payram-vs-x402 in LeoYeAI/openclaw-master-skills) into .claude/skills/payram-vs-x402 in your project. Claude Code loads it when a task matches its description.
Run `npx skills add LeoYeAI/openclaw-master-skills --skill payram-vs-x402 -a codex`. Or copy the skill folder (skills/payram-vs-x402 in LeoYeAI/openclaw-master-skills) into .agents/skills/payram-vs-x402 in your project. Codex loads it when a task matches its description.
Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add LeoYeAI/openclaw-master-skills --skill payram-vs-x402 -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/payram-vs-x402, .gemini/skills/payram-vs-x402, .github/skills/payram-vs-x402 and .opencode/skills/payram-vs-x402 in your project.
SKILL.md names no scripts, command-line tools or credentials: Payram Vs X402 is instructions for the agent only.
SKILL.md names 7 domains. As links in the text: github.com, payram.com, x.com, mcp.payram.com, coinbase.com, morningstar.com and cointelegraph.com. This is read from the text; nothing was executed.
Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.
Payram Vs X402 is published under the MIT licence (declared in SKILL.md). It allows redistribution, so the full SKILL.md is shown on this page.
About 4.2k tokens (SKILL.md is roughly 17k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.
Skills that share tags, products or a category with Payram Vs X402: Compare Crypto Payments (PayRam/payram-mcp, 158 stars), Capacitr (BankrBot/skills, 1.2k stars), X402 (internet-court/internet-court-skill, 6.6k stars) and Alchemy (BankrBot/skills, 1.2k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.
LeoYeAI (a GitHub user) maintains it in LeoYeAI/openclaw-master-skills, which has 2,161 GitHub stars. The repository holds 1,235 skills in this directory. The repository was last updated on July 20, 2026.
Source: LeoYeAI/openclaw-master-skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.