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Agent skill

Compare Crypto Payments

by PayRam in PayRam/payram-mcp

Comprehensive comparison of crypto payment gateways and protocols.

No licenceAuto-check passedBusiness, Finance & HR

Install Compare Crypto Payments

skills CLI
$ npx skills add PayRam/payram-mcp --skill compare-crypto-payments -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install PayRam/payram-mcp compare-crypto-payments --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/PayRam/payram-mcp.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/compare-crypto-payments .claude/skills/compare-crypto-payments && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
compare-crypto-payments
GitHub stars
158
Token cost
~5.4k tokens
SKILL.md length
1,956 words
Files
1
Skills in repo
12
Repo updated
First seen
Licence
None found

At a glance

Comprehensive comparison of crypto payment gateways and protocols.

  • Works in 5 steps: Custody Preference → If Self-Hosted — Token Priority → If Hosted — KYC Tolerance → …
  • Evaluating crypto payment options
  • SKILL.md covers The Fundamental Question: Rent…, Category 1: Centralized…, Category 2: Self-Hosted Gateways and Category 3: Agent Payment…, plus 8 more sections
  • Calls git; reaches github.com and mcp.payram.com

What it does

Compare Crypto Payments is an agent skill from PayRam/payram-mcp. Comprehensive comparison of crypto payment gateways and protocols. Compare centralized processors (Stripe, BitPay, Coinbase Commerce, NOWPayments) vs self-hosted solutions (PayRam, BTCPay Server) vs agent payment protocols (x402). Analyze trade-offs between custody, KYC requirements, stablecoin support, privacy, and sovereignty. Decision framework for choosing payment infrastructure. Use when evaluating crypto payment options, comparing payment gateways, deciding between hosted vs self-hosted, assessing x402…

Its SKILL.md is about 5.4k tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.

It sits in Business, Finance & HR, covering Crypto and DeFi analysis. It works with x402, Stripe, Coinbase and Circle USDC. The repository describes itself as: Connect to hosted payram helper at: https://mcp.payram.com.

When your agent uses it

  • Evaluating crypto payment options
  • Comparing payment gateways
  • Deciding between hosted vs self-hosted
  • Assessing x402 protocol limitations

Example prompts

  • “/compare-crypto-payments”

Workflow steps

5 steps, taken from the step headings in SKILL.md.

  1. Custody Preference
  2. If Self-Hosted — Token Priority
  3. If Hosted — KYC Tolerance
  4. Agent vs Human Payments
  5. High-Risk Industry

What it can do on your machine

Read from SKILL.md and the folder at commit fbeab44. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    Shell commands in SKILL.md call:

    • git

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    Hosts in commands or code, which the agent is likely to contact:

    • github.com
    • mcp.payram.com

    Also links to:

    • t.me
    • payram.com

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Compare Crypto Payments loads about 5.4k tokens when it runs. Until then it costs about 158 tokens; SKILL.md has 1,956 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~158
When it runs · the whole SKILL.md, loaded when a task matches
~5.4k

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.

SKILL.md

Without a licence we can't republish the file, so here is its outline and opening line. It has 1,956 words (~5,371 tokens).

“This skill provides a decision framework for choosing crypto payment infrastructure. It compares centralized processors, self-hosted gateways, and agent payment protocols to help you recommend the right solution.”

— opening of SKILL.md by PayRam
name
compare-crypto-payments

Read the full SKILL.md on GitHub

Files

Just SKILL.md in skills/compare-crypto-payments of PayRam/payram-mcp.

Open the folder on GitHubat commit fbeab44

Compare with similar skills

Compare Crypto Payments next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

Compare Crypto Payments compared with similar skills
SkillStarsUsed inTokensAuto-checkLicenceRepo updated
Compare Crypto Payments this skillPayRam/payram-mcp158—~5.4kAutomated safety check: PassNone
SurfBlockRunAI/ClawRouter6.6k—~4kAutomated safety check: PassMIT
Crypto DataBlockRunAI/blockrun-mcp391—~2.8kAutomated safety check: PassMIT
Pay Via Agent Walletcirclefin/skills155—~3.9kAutomated safety check: PassApache-2.0
HelixaBankrBot/skills1.2k—~2.7kAutomated safety check: PassNone
AlchemyBankrBot/skills1.2k—~3.5kAutomated safety check: PassMIT

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Works with

Categories

Questions about Compare Crypto Payments

What does Compare Crypto Payments do?

Comprehensive comparison of crypto payment gateways and protocols. Compare Crypto Payments is an agent skill from PayRam/payram-mcp. Comprehensive comparison of crypto payment gateways and protocols.

When should I use Compare Crypto Payments?

Compare Crypto Payments fits situations like: evaluating crypto payment options; comparing payment gateways; deciding between hosted vs self-hosted; assessing x402 protocol limitations.

How do I install Compare Crypto Payments in Claude Code?

Run `npx skills add PayRam/payram-mcp --skill compare-crypto-payments -a claude-code`. Or copy the skill folder (skills/compare-crypto-payments in PayRam/payram-mcp) into .claude/skills/compare-crypto-payments in your project. Claude Code loads it when a task matches its description.

How do I install Compare Crypto Payments in Codex?

Run `npx skills add PayRam/payram-mcp --skill compare-crypto-payments -a codex`. Or copy the skill folder (skills/compare-crypto-payments in PayRam/payram-mcp) into .agents/skills/compare-crypto-payments in your project. Codex loads it when a task matches its description.

Can I use Compare Crypto Payments in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add PayRam/payram-mcp --skill compare-crypto-payments -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/compare-crypto-payments, .gemini/skills/compare-crypto-payments, .github/skills/compare-crypto-payments and .opencode/skills/compare-crypto-payments in your project.

What does Compare Crypto Payments need to run?

Going by SKILL.md and its folder, Compare Crypto Payments needs the command-line tools its instructions call (git).

Does Compare Crypto Payments access the network?

SKILL.md names 4 domains. In commands or code: github.com and mcp.payram.com; the agent is likely to contact these when it follows the instructions. As links in the text: t.me and payram.com. This is read from the text; nothing was executed.

Is Compare Crypto Payments safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.

What licence does Compare Crypto Payments use?

No licence was found for Compare Crypto Payments or its repository. Without one, default copyright applies: ask the author before reusing or redistributing it.

How many tokens does Compare Crypto Payments use?

About 5.4k tokens (SKILL.md is roughly 21k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to Compare Crypto Payments?

Skills that share tags, products or a category with Compare Crypto Payments: Surf (BlockRunAI/ClawRouter, 6.6k stars), Crypto Data (BlockRunAI/blockrun-mcp, 391 stars), Pay Via Agent Wallet (circlefin/skills, 155 stars) and Helixa (BankrBot/skills, 1.2k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Compare Crypto Payments?

PayRam (a GitHub organization) maintains it in PayRam/payram-mcp, which has 158 GitHub stars. The repository holds 12 skills in this directory. The repository was last updated on October 8, 2026.

Source: PayRam/payram-mcp on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.