Agent skill

Bank T184 Wealth Management Holding Diagnosis Assistant

by aifinlab in aifinlab/FinClaw

A skill your agent uses when a wealth manager needs to diagnose a client portfolio, explain performance drivers and concentration risks, and produce a compliant holding-diagnosis brief with…

Apache-2.0Auto-check passed

Install Bank T184 Wealth Management Holding Diagnosis Assistant

skills CLI
$ npx skills add aifinlab/FinClaw --skill bank-t184-wealth-management-holding-diagnosis-assistant -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install aifinlab/FinClaw bank-t184-wealth-management-holding-diagnosis-assistant --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/aifinlab/FinClaw.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/bank-t184-wealth-management-holding-diagnosis-assistant .claude/skills/bank-t184-wealth-management-holding-diagnosis-assistant && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
bank-t184-wealth-management-holding-diagnosis-assistant
GitHub stars
255
Token cost
~480 tokens
SKILL.md length
78 words
Files
12 (incl. scripts, references, assets)
Skills in repo
74
Repo updated
First seen
Licence
Apache-2.0

At a glance

A skill your agent uses when a wealth manager needs to diagnose a client portfolio, explain performance drivers and concentration risks, and produce a compliant holding-diagnosis brief with…

  • Works in 5 steps: 统一诊断口径(估值日期、区间、币种)并校验基础数据完整性 → 计算持仓结构与集中度:资产类别、产品类型、单一资产占比 → 拆解表现驱动:结构配置影响、单品贡献、外部市场因素 → …
  • A wealth manager needs to diagnose a client portfolio
  • SKILL.md covers 适用范围, 何时使用, 何时不要使用 and 默认工作流, plus 8 more sections
  • Runs Python scripts from its folder; calls python

What it does

Bank T184 Wealth Management Holding Diagnosis Assistant is an agent skill from aifinlab/FinClaw. Use when a wealth manager needs to diagnose a client portfolio, explain performance drivers and concentration risks, and produce a compliant holding-diagnosis brief with follow-up actions.

Its SKILL.md is about 480 tokens, which your agent loads only when the skill is triggered. The skill folder holds 15 other files, including scripts, reference files and assets (for example `assets/example-input.json`, `assets/templates/communication-points-template.md` and `assets/templates/follow-up-plan-template.md`).

The licence is Apache-2.0.

When your agent uses it

  • A wealth manager needs to diagnose a client portfolio
  • Explain performance drivers and concentration risks
  • Produce a compliant holding-diagnosis brief with follow-up actions

Example prompts

  • “/bank-t184-wealth-management-holding-diagnosis-assistant”

Requirements

  • Python 3

Workflow steps

5 steps, taken from the first numbered list in SKILL.md.

  1. 统一诊断口径(估值日期、区间、币种)并校验基础数据完整性
  2. 计算持仓结构与集中度:资产类别、产品类型、单一资产占比
  3. 拆解表现驱动:结构配置影响、单品贡献、外部市场因素
  4. 识别风险错配:风险等级/期限/流动性与客户画像的偏差
  5. 产出诊断结论、风险提示、沟通话术与后续跟进动作

What it can do on your machine

Read from SKILL.md and the folder at commit 9e62862. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    Ships 2 files in scripts/ (Python), which the agent can run.

    Shell commands in SKILL.md call:

    • python

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    No URLs in SKILL.md.

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Bank T184 Wealth Management Holding Diagnosis Assistant loads about 480 tokens when it runs, and up to ~1.6k if it reads all its reference files. Until then it costs about 61 tokens; SKILL.md has 78 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~61
When it runs · the whole SKILL.md, loaded when a task matches
~480
With references · SKILL.md plus every file in references/, read only if the agent opens them
~1.6k

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); the scripts in this folder are not scanned.

SKILL.md

The full file from aifinlab/FinClaw at commit 9e62862, republished under its Apache-2.0 licence (© aifinlab). 78 words, ~480 tokens.

Download SKILL.mdSave it as .claude/skills/bank-t184-wealth-management-holding-diagnosis-assistant/SKILL.md (or your agent's skills folder). This skill also uses 11 other files; get the full folder from GitHub.
name
bank-t184-wealth-management-holding-diagnosis-assistant
description
Use when a wealth manager needs to diagnose a client portfolio, explain performance drivers and concentration risks, and produce a compliant holding-diagnosis brief with follow-up actions.

客户持仓诊断助手

这个 skill 用于银行财富管理场景的“持仓诊断”,目标是把客户画像、持仓结构、收益波动与市场环境串成可解释、可复核、可落地的诊断结论,输出可直接用于客户沟通与内部复盘的诊断简报。

参考视角:以“麦肯锡问题树式诊断 + 资产配置体检报告”的结构组织因果链和行动建议。

适用范围

  • 客户持仓体检、收益波动成因拆解、集中度/流动性风险识别
  • 适合理财经理、财富顾问、私行顾问在客户回访、复盘或再平衡前使用
  • 产出标准化诊断结论、关键证据链、沟通要点与后续动作清单

何时使用

  • 客户持仓表现与预期差异明显,需要解释“为什么会这样”
  • 需要确认结构性风险、集中度风险或久期/流动性错配
  • 需要形成可对内复盘、对外沟通的诊断简报

何时不要使用

  • 无持仓明细、无法确认口径或估值来源时
  • 要求直接给出“收益承诺”或“保证回本”的结论时

默认工作流

  1. 统一诊断口径(估值日期、区间、币种)并校验基础数据完整性
  2. 计算持仓结构与集中度:资产类别、产品类型、单一资产占比
  3. 拆解表现驱动:结构配置影响、单品贡献、外部市场因素
  4. 识别风险错配:风险等级/期限/流动性与客户画像的偏差
  5. 产出诊断结论、风险提示、沟通话术与后续跟进动作

重点分析框架

  • 结构体检:资产类别占比、单一产品/单一发行人集中度
  • 绩效归因:结构配置 vs. 单品表现 vs. 市场环境
  • 约束匹配:风险等级、期限、流动性与客户目标匹配度
  • 事件影响:重大事件/政策/行业波动对持仓的影响
  • 行动导向:补齐信息 → 复盘沟通 → 再平衡/替换方案

输入要求

  • 客户画像:风险等级、期限、流动性需求、目标与限制
  • 持仓明细:产品名称、资产类别、持仓市值、成本、收益/波动
  • 诊断口径:估值日期、区间收益、币种口径
  • 市场背景:相关资产/行业/利率等的关键变化
  • 约束阈值:单一产品/发行人/资产类别上限(如有)

输出要求

  • 诊断摘要:核心结论与关键证据链
  • 结构与集中度诊断:高集中度/结构失衡的具体位置
  • 绩效驱动拆解:主要贡献与拖累项
  • 错配提示:风险等级、期限、流动性等不匹配点
  • 行动建议:复盘沟通要点、再平衡方向、待补信息清单

代码与文件

  • scripts/holding_diagnosis.py:解析持仓数据、计算结构与集中度、输出诊断包
  • scripts/run_skill.py:命令行入口,输出 Markdown 或 JSON

示例命令:

bash
python scripts/run_skill.py --input assets/example-input.json --format markdown

参考资料

  • references/input-schema.md
  • references/output-schema.md
  • references/diagnosis-framework.md
  • references/holding-risks-checklist.md
  • references/performance-attribution-guide.md

风险与边界

  • 不得承诺收益或回本,不得规避适当性要求
  • 诊断结论必须标明依据与口径,禁止把推测写成事实
  • 不得将诊断输出当作审批/投资建议结论
  • 涉及外部估值或市场数据时必须标注来源与待核验项

信息不足时的处理

  • 先输出已确认事实与可判定部分
  • 明确列出缺口与优先补充项,不做臆断补全
  • 对需外部确认的信息统一标注“待核验/待补充”

交付标准

  • 能回答“现在怎么看/为什么这么看/下一步怎么做”
  • 结构清晰、证据链可追溯、风险提示完整
  • 理财经理可直接用于客户沟通与内部复盘

© aifinlab, Apache-2.0. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file

Files

SKILL.md and 11 other files (scripts, references, assets) in skills/bank-t184-wealth-management-holding-diagnosis-assistant of aifinlab/FinClaw.

  • SKILL.md
  • assets/example-input.json
  • assets/templates/communication-points-template.md
  • assets/templates/follow-up-plan-template.md
  • assets/templates/holding-diagnosis-report-template.md
  • references/diagnosis-framework.md
  • references/holding-risks-checklist.md
  • references/input-schema.md
  • references/output-schema.md
  • references/performance-attribution-guide.md
  • scripts/holding_diagnosis.py
  • scripts/run_skill.py

Open the folder on GitHubat commit 9e62862

Compare with similar skills

Bank T184 Wealth Management Holding Diagnosis Assistant next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

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Bank T184 Wealth Management Holding Diagnosis Assistant this skillaifinlab/FinClaw255—~480Automated safety check: PassApache-2.0
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Portfolioanthropics/claude-for-legal9.6k3 repos~5.3kAutomated safety check: PassApache-2.0
Diagnosegithub/awesome-copilot40k1 repos~1kAutomated safety check: PassMIT
Trader Portfolioruvnet/ruflo74k—~475Automated safety check: NotesMIT

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Questions about Bank T184 Wealth Management Holding Diagnosis Assistant

What does Bank T184 Wealth Management Holding Diagnosis Assistant do?

A skill your agent uses when a wealth manager needs to diagnose a client portfolio, explain performance drivers and concentration risks, and produce a compliant holding-diagnosis brief with…. Bank T184 Wealth Management Holding Diagnosis Assistant is an agent skill from aifinlab/FinClaw. Use when a wealth manager needs to diagnose a client portfolio, explain performance drivers and concentration risks, and produce a compliant holding-diagnosis brief with follow-up actions.

When should I use Bank T184 Wealth Management Holding Diagnosis Assistant?

Bank T184 Wealth Management Holding Diagnosis Assistant fits situations like: A wealth manager needs to diagnose a client portfolio; explain performance drivers and concentration risks; produce a compliant holding-diagnosis brief with follow-up actions.

How do I install Bank T184 Wealth Management Holding Diagnosis Assistant in Claude Code?

Run `npx skills add aifinlab/FinClaw --skill bank-t184-wealth-management-holding-diagnosis-assistant -a claude-code`. Or copy the skill folder (skills/bank-t184-wealth-management-holding-diagnosis-assistant in aifinlab/FinClaw) into .claude/skills/bank-t184-wealth-management-holding-diagnosis-assistant in your project. Claude Code loads it when a task matches its description.

How do I install Bank T184 Wealth Management Holding Diagnosis Assistant in Codex?

Run `npx skills add aifinlab/FinClaw --skill bank-t184-wealth-management-holding-diagnosis-assistant -a codex`. Or copy the skill folder (skills/bank-t184-wealth-management-holding-diagnosis-assistant in aifinlab/FinClaw) into .agents/skills/bank-t184-wealth-management-holding-diagnosis-assistant in your project. Codex loads it when a task matches its description.

Can I use Bank T184 Wealth Management Holding Diagnosis Assistant in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add aifinlab/FinClaw --skill bank-t184-wealth-management-holding-diagnosis-assistant -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/bank-t184-wealth-management-holding-diagnosis-assistant, .gemini/skills/bank-t184-wealth-management-holding-diagnosis-assistant, .github/skills/bank-t184-wealth-management-holding-diagnosis-assistant and .opencode/skills/bank-t184-wealth-management-holding-diagnosis-assistant in your project.

What does Bank T184 Wealth Management Holding Diagnosis Assistant need to run?

Going by SKILL.md and its folder, Bank T184 Wealth Management Holding Diagnosis Assistant needs Python for the scripts in its folder and the command-line tools its instructions call (python). Our summary lists: Python 3.

Does Bank T184 Wealth Management Holding Diagnosis Assistant access the network?

SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.

Is Bank T184 Wealth Management Holding Diagnosis Assistant safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. The check reads SKILL.md only: the scripts in the folder are not scanned, so read them before running anything.

What licence does Bank T184 Wealth Management Holding Diagnosis Assistant use?

Bank T184 Wealth Management Holding Diagnosis Assistant is published under the Apache-2.0 licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.

How many tokens does Bank T184 Wealth Management Holding Diagnosis Assistant use?

About 480 tokens (SKILL.md is roughly 1.9k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full. Its references folder adds about 1.2k tokens, read only when the agent opens those files.

What are the alternatives to Bank T184 Wealth Management Holding Diagnosis Assistant?

Skills that share tags, products or a category with Bank T184 Wealth Management Holding Diagnosis Assistant: Portfolio Review (xbtlin/ai-berkshire, 17k stars), Diagnose Gateway (openclaw/openclaw, 392k stars), Portfolio (anthropics/claude-for-legal, 9.6k stars) and Diagnose (github/awesome-copilot, 40k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Bank T184 Wealth Management Holding Diagnosis Assistant?

aifinlab (a GitHub user) maintains it in aifinlab/FinClaw, which has 255 GitHub stars. The repository holds 74 skills in this directory. The repository was last updated on May 13, 2026.

Source: aifinlab/FinClaw on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.