Agent skill

Bank Corporate Credit Dd

by aifinlab in aifinlab/FinClaw

A skill your agent uses when the user asks for help with corporate credit due diligence, enterprise credit investigation, pre-loan review, borrower analysis, document collection, management…

Apache-2.0Auto-check passedBusiness, Finance & HR

Install Bank Corporate Credit Dd

skills CLI
$ npx skills add aifinlab/FinClaw --skill bank-corporate-credit-dd -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install aifinlab/FinClaw bank-corporate-credit-dd --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/aifinlab/FinClaw.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/bank-corporate-credit-dd .claude/skills/bank-corporate-credit-dd && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
bank-corporate-credit-dd
GitHub stars
255
Token cost
~952 tokens
SKILL.md length
322 words
Files
13 (incl. scripts, references, assets)
Skills in repo
74
Repo updated
First seen
Licence
Apache-2.0

At a glance

A skill your agent uses when the user asks for help with corporate credit due diligence, enterprise credit investigation, pre-loan review, borrower analysis, document collection, management…

  • Works in 6 steps: Clarify the due diligence task type. → Extract and structure enterprise… → Assess information sufficiency. → …
  • The user asks for help with corporate credit due diligence
  • SKILL.md covers Template A: 尽调资料补充清单, Template B: 风险提示清单, Template C: 尽调报告草稿 and 使用示例
  • Runs Python scripts from its folder; calls python

What it does

Bank Corporate Credit Dd is an agent skill from aifinlab/FinClaw. Use this skill when the user asks for help with corporate credit due diligence, enterprise credit investigation, pre-loan review, borrower analysis, document collection, management interview preparation, risk identification, or drafting due diligence reports in banking corporate finance scenarios. Trigger this skill for requests involving: - 对公授信尽调 - 企业客户授信调查 - 贷前调查与审查 - 授信资料清单整理 - 企业经营与财务风险识别 - 尽调报告、访谈提纲、风险提示、授信分析摘要生成 Do not use this skill for retail banking, consumer lending, personal mortgage, pure legal…

Its SKILL.md is about 950 tokens, which your agent loads only when the skill is triggered. The skill folder holds 16 other files, including scripts, reference files and assets (for example `assets/templates/document_request_list_template.md`, `assets/templates/due_diligence_report_template.md` and `assets/templates/management_interview_questions.md`).

It sits in Business, Finance & HR, covering Fundraising and pitch decks, Banking and insurance and Real estate. The licence is Apache-2.0.

When your agent uses it

  • The user asks for help with corporate credit due diligence
  • Enterprise credit investigation
  • Pre-loan review
  • Borrower analysis

Example prompts

  • “/bank-corporate-credit-dd”

Requirements

  • Python 3

Workflow steps

6 steps, taken from the first numbered list in SKILL.md.

  1. Clarify the due diligence task type.
  2. Extract and structure enterprise information.
  3. Assess information sufficiency.
  4. Perform risk screening.
  5. Produce the right output.
  6. Apply conservative judgment.

What it can do on your machine

Read from SKILL.md and the folder at commit 9e62862. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    Ships 3 files in scripts/ (Python), which the agent can run.

    Shell commands in SKILL.md call:

    • python

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    No URLs in SKILL.md.

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Bank Corporate Credit Dd loads about 952 tokens when it runs, and up to ~2.4k if it reads all its reference files. Until then it costs about 155 tokens; SKILL.md has 322 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~155
When it runs · the whole SKILL.md, loaded when a task matches
~952
With references · SKILL.md plus every file in references/, read only if the agent opens them
~2.4k

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); the scripts in this folder are not scanned.

SKILL.md

The full file from aifinlab/FinClaw at commit 9e62862, republished under its Apache-2.0 licence (© aifinlab). 322 words, ~952 tokens.

Download SKILL.mdSave it as .claude/skills/bank-corporate-credit-dd/SKILL.md (or your agent's skills folder). This skill also uses 12 other files; get the full folder from GitHub.
name
bank-corporate-credit-dd
description
Use this skill when the user asks for help with corporate credit due diligence, enterprise credit investigation, pre-loan review, borrower analysis, document collection, management interview preparation, risk identification, or drafting due diligence reports in banking corporate finance scenarios. Trigger this skill for requests involving: - 对公授信尽调 - 企业客户授信调查 - 贷前调查与审查 - 授信资料清单整理 - 企业经营与财务风险识别 - 尽调报告、访谈提纲、风险提示、授信分析摘要生成 Do not use this skill for retail banking, consumer lending, personal mortgage, pure legal opinion writing, or final credit approval decisions without sufficient evidence.

Purpose

This skill helps the assistant support banking corporate credit due diligence tasks. It is designed to structure enterprise information, identify major risks, produce interview and document checklists, and draft standardized due diligence outputs.

Scope

This skill supports:

  • 企业基本情况梳理
  • 主体资质与股权结构分析
  • 实际控制人与关联方识别
  • 经营模式与业务真实性分析
  • 财务状况与偿债能力初筛
  • 担保与抵质押信息梳理
  • 司法、行政处罚、舆情等外部风险提示
  • 尽调提纲、补件清单、风险清单、报告草稿输出

This skill does not replace:

  • 最终授信审批
  • 法律尽调结论
  • 审计意见
  • 必须依赖外部权威数据源的真实性核验

When to use

Use this skill when the user wants to:

  • 为某企业做授信尽调
  • 列出尽调资料清单
  • 生成对公客户访谈问题
  • 识别授信红旗风险
  • 根据企业资料写授信尽调报告草稿
  • 整理贷前审查逻辑
  • 输出授信分析框架或审查意见初稿

When not to use

Do not use this skill when:

  • 用户问的是个人贷款、信用卡、按揭等零售信贷问题
  • 用户要求伪造尽调材料或规避审查
  • 用户要求在严重缺乏信息时直接给出确定性授信结论
  • 用户请求法律、审计、监管认定层面的最终判断

Required mindset

Always distinguish among:

  • 已确认信息
  • 用户提供但未核验的信息
  • 缺失信息
  • 推测性判断

Never present assumptions as verified facts. When evidence is insufficient, explicitly mark items as:

  • 待补充
  • 待核验
  • 无法判断
  • 建议进一步核查

Core workflow

  1. Clarify the due diligence task type. Determine whether the user needs one of these:

    • 资料清单
    • 尽调提纲
    • 风险识别
    • 报告草稿
    • 授信分析摘要
    • 审查意见框架
  2. Extract and structure enterprise information. Organize available information into:

    • 企业基本情况
    • 股权与控制关系
    • 主营业务
    • 财务情况
    • 授信用途
    • 增信措施
    • 外部风险
  3. Assess information sufficiency. Identify missing critical materials such as:

    • 营业执照与公司章程
    • 股权结构图
    • 近三年财报及最近一期报表
    • 纳税、流水、合同、发票、订单等经营佐证
    • 征信、司法、处罚、舆情信息
    • 担保/抵押物资料
  4. Perform risk screening. Review risks across multiple dimensions:

    • 主体合规风险
    • 股权与关联交易风险
    • 行业景气度风险
    • 经营稳定性风险
    • 财务真实性与偿债能力风险
    • 现金流风险
    • 担保有效性风险
    • 外部负面信息风险
  5. Produce the right output. Depending on user request, generate:

    • 尽调资料清单
    • 管理层访谈提纲
    • 风险提示清单
    • 尽调报告框架或草稿
    • 授信审查摘要
  6. Apply conservative judgment. If information is incomplete, provide conditional views instead of final approval recommendations.

Output rules

Outputs should usually include these sections when relevant:

  • 任务目标
  • 已知信息概览
  • 关键信息缺口
  • 主要风险点
  • 建议补充核查事项
  • 初步分析结论
  • 明确免责声明或边界说明

Default output templates

Template A: 尽调资料补充清单

  • 基础工商资料
  • 股权与控制权资料
  • 经营资料
  • 财务资料
  • 授信用途资料
  • 增信措施资料
  • 外部核验资料

Template B: 风险提示清单

For each risk item, include:

  • 风险维度
  • 风险表现
  • 可能影响
  • 当前证据
  • 建议核查动作

Template C: 尽调报告草稿

  • 一、客户基本情况
  • 二、股权结构与实际控制情况
  • 三、主营业务与经营模式
  • 四、财务状况与偿债能力分析
  • 五、授信用途与还款来源分析
  • 六、担保措施分析
  • 七、主要风险点与缓释措施
  • 八、初步结论与后续建议

Risk guardrails

Never help the user:

  • 伪造企业材料
  • 编造财务数据或合同
  • 绕过银行合规审核
  • 美化或隐瞒重大风险
  • 将未核验事实表述为已核实结论

Suggested references

Read references/due-diligence-checklist.md for material checklist. Read references/risk-red-flags.md for common banking red flags. Read references/report-template.md for standard report structure. Read references/interview-outline-template.md for management interview questions. Read references/output-schema.md for structured output format.

使用示例

示例 1: 基本使用
python
# 调用 skill
result = run_skill({
    "param1": "value1",
    "param2": "value2"
})
示例 2: 命令行使用
bash
python scripts/run_skill.py --input data.json

© aifinlab, Apache-2.0. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file

Files

SKILL.md and 12 other files (scripts, references, assets) in skills/bank-corporate-credit-dd of aifinlab/FinClaw.

  • SKILL.md
  • assets/templates/document_request_list_template.md
  • assets/templates/due_diligence_report_template.md
  • assets/templates/management_interview_questions.md
  • references/domain-knowledge.md
  • references/due-diligence-checklist.md
  • references/interview-outline-template.md
  • references/output-schema.md
  • references/report-template.md
  • references/risk-red-flags.md
  • scripts/extract_financial_risks.py
  • scripts/normalize_company_info.py
  • scripts/render_dd_report.py

Open the folder on GitHubat commit 9e62862

Compare with similar skills

Bank Corporate Credit Dd next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

Bank Corporate Credit Dd compared with similar skills
SkillStarsUsed inTokensAuto-checkLicenceRepo updated
Bank Corporate Credit Dd this skillaifinlab/FinClaw255—~952Automated safety check: PassApache-2.0
The Loan Officermohitagw15856/pm-claude-skills1.4k—~1.7kAutomated safety check: PassMIT
Master Builderibuilder/massing122—~2.6kAutomated safety check: PassMIT
Cre Industrialahacker-1/cre-agent-skills113—~1.2kAutomated safety check: PassApache-2.0
LendingJoelLewis/finance_skills206—~2.5kAutomated safety check: PassMIT
Cre Legalahacker-1/cre-agent-skills113—~1.3kAutomated safety check: PassApache-2.0

Similar skills

  • The Loan Officer

    mohitagw15856/pm-claude-skills

    Simulate the mortgage or business-loan underwriting conversation before you have it for real — the deposit-source probe, the any-other-debts completeness test, the casual question about your job…

    1.4k GitHub stars~1.7k tokensUpdated 2 days ago
    Business, Finance & HRAuto-check passed
  • Master Builder

    ibuilder/massing

    Reason like a master builder — one mind holding an entire built-asset project from raw land through design, construction, handover, operations, and disposition, anywhere in the world.

    122 GitHub stars~2.6k tokensUpdated 2 days ago
    Business, Finance & HRAuto-check passed
  • Cre Industrial

    ahacker-1/cre-agent-skills

    CRE Industrial analysis suite - 8 specialist skills for U.S.

    113 GitHub stars~1.2k tokensUpdated 1 mo ago
    Business, Finance & HRAuto-check passed
  • Lending

    JoelLewis/finance_skills

    Analyze lending products including mortgages, HELOCs, and personal loans with amortization and comparison tools.

    206 GitHub stars~2.5k tokensUpdated 2 mo ago
    Business, Finance & HRAuto-check passed
  • Cre Legal

    ahacker-1/cre-agent-skills

    CRE Legal review suite — 6 specialist skills for PSA review, title & survey analysis, estoppel tracking, loan document review, insurance coordination, and transfer document preparation for…

    113 GitHub stars~1.3k tokensUpdated 1 mo ago
    Business, Finance & HRAuto-check passed
  • Cre Office

    ahacker-1/cre-agent-skills

    CRE Office analysis suite - 8 specialist skills for U.S. An agent skill from ahacker-1/cre-agent-skills.

    113 GitHub stars~1.3k tokensUpdated 1 mo ago
    Business, Finance & HRAuto-check passed

More from aifinlab/FinClaw

All 74 skills in this repo
  • A skill your agent uses when you need a bank corporate-risk monitoring assistant for enterprise litigation/penalty/enforcement scanning (处罚/诉讼/被执行/失信等).

    255 GitHub stars~751 tokensUpdated 5 mo ago
    Auto-check passed
  • A skill your agent uses when you need a bank corporate client operating-volatility monitoring assistant (经营监测/指标波动/预警解释).

    255 GitHub stars~605 tokensUpdated 5 mo ago
    Auto-check passed
  • A skill your agent uses when you need a bank post-loan visit follow-up assistant to turn visit notes/materials into a structured memo (摘要/关键更新/风险观察/用途核验/行动项).

    255 GitHub stars~544 tokensUpdated 5 mo ago
    Auto-check passed
  • A skill your agent uses when you need a bank corporate credit issue-list assistant (问题清单/补件清单/催办台账).

    255 GitHub stars~487 tokensUpdated 5 mo ago
    Auto-check passed
  • A skill your agent uses when you need a bank corporate credit approval-opinion drafting assistant (审批意见/条款建议/有条件同意).

    255 GitHub stars~549 tokensUpdated 5 mo ago
    Auto-check passed
  • A skill your agent uses when a wealth manager needs to diagnose a client portfolio, explain performance drivers and concentration risks, and produce a compliant holding-diagnosis brief with…

    255 GitHub stars~480 tokensUpdated 5 mo ago
    Auto-check passed

Questions about Bank Corporate Credit Dd

What does Bank Corporate Credit Dd do?

A skill your agent uses when the user asks for help with corporate credit due diligence, enterprise credit investigation, pre-loan review, borrower analysis, document collection, management…. Bank Corporate Credit Dd is an agent skill from aifinlab/FinClaw. Use this skill when the user asks for help with corporate credit due diligence, enterprise credit investigation, pre-loan review, borrower analysis, document collection, management interview preparation, risk identification, or drafting due diligence reports in banking corporate finance scenarios.

When should I use Bank Corporate Credit Dd?

Bank Corporate Credit Dd fits situations like: the user asks for help with corporate credit due diligence; enterprise credit investigation; pre-loan review; borrower analysis.

How do I install Bank Corporate Credit Dd in Claude Code?

Run `npx skills add aifinlab/FinClaw --skill bank-corporate-credit-dd -a claude-code`. Or copy the skill folder (skills/bank-corporate-credit-dd in aifinlab/FinClaw) into .claude/skills/bank-corporate-credit-dd in your project. Claude Code loads it when a task matches its description.

How do I install Bank Corporate Credit Dd in Codex?

Run `npx skills add aifinlab/FinClaw --skill bank-corporate-credit-dd -a codex`. Or copy the skill folder (skills/bank-corporate-credit-dd in aifinlab/FinClaw) into .agents/skills/bank-corporate-credit-dd in your project. Codex loads it when a task matches its description.

Can I use Bank Corporate Credit Dd in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add aifinlab/FinClaw --skill bank-corporate-credit-dd -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/bank-corporate-credit-dd, .gemini/skills/bank-corporate-credit-dd, .github/skills/bank-corporate-credit-dd and .opencode/skills/bank-corporate-credit-dd in your project.

What does Bank Corporate Credit Dd need to run?

Going by SKILL.md and its folder, Bank Corporate Credit Dd needs Python for the scripts in its folder and the command-line tools its instructions call (python). Our summary lists: Python 3.

Does Bank Corporate Credit Dd access the network?

SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.

Is Bank Corporate Credit Dd safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. The check reads SKILL.md only: the scripts in the folder are not scanned, so read them before running anything.

What licence does Bank Corporate Credit Dd use?

Bank Corporate Credit Dd is published under the Apache-2.0 licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.

How many tokens does Bank Corporate Credit Dd use?

About 952 tokens (SKILL.md is roughly 3.8k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full. Its references folder adds about 1.4k tokens, read only when the agent opens those files.

What are the alternatives to Bank Corporate Credit Dd?

Skills that share tags, products or a category with Bank Corporate Credit Dd: The Loan Officer (mohitagw15856/pm-claude-skills, 1.4k stars), Master Builder (ibuilder/massing, 122 stars), Cre Industrial (ahacker-1/cre-agent-skills, 113 stars) and Lending (JoelLewis/finance_skills, 206 stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Bank Corporate Credit Dd?

aifinlab (a GitHub user) maintains it in aifinlab/FinClaw, which has 255 GitHub stars. The repository holds 74 skills in this directory. The repository was last updated on May 13, 2026.

Source: aifinlab/FinClaw on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.