Credit Risk Data Cleaning
github/awesome-copilot
Cleans raw credit data and screens variables before loan modeling, dropping unstable, noisy or redundant features and writing an Excel report of every step.
A skill your agent uses when you need a bank corporate credit approval-opinion drafting assistant (审批意见/条款建议/有条件同意).
Apache-2.0Auto-check passed
Install Bank T144 Corporate Finance Task Assistant
$ npx skills add aifinlab/FinClaw --skill bank-t144-corporate-finance-task-assistant -a claude-codeProject install by default; add -g for ~/.claude/skills/.
$ gh skill install aifinlab/FinClaw bank-t144-corporate-finance-task-assistant --agent claude-codeProject scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).
$ git clone --depth 1 https://github.com/aifinlab/FinClaw.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/bank-t144-corporate-finance-task-assistant .claude/skills/bank-t144-corporate-finance-task-assistant && rm -rf skills-srcUse ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.
Claude Code skills documentation · loads skills from .claude/skills/
Install the "bank-t144-corporate-finance-task-assistant" agent skill from https://github.com/aifinlab/FinClaw/tree/main/skills/bank-t144-corporate-finance-task-assistant into .claude/skills/bank-t144-corporate-finance-task-assistant/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "bank-t144-corporate-finance-task-assistant", then confirm the skill loads.Claude Code copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$skill-installer install https://github.com/aifinlab/FinClaw/tree/main/skills/bank-t144-corporate-finance-task-assistantType this inside Codex. $skill-installer <name> installs a curated skill from openai/skills. The installer writes to $CODEX_HOME/skills (default ~/.codex/skills). Restart Codex if the skill does not show up.
$ npx skills add aifinlab/FinClaw --skill bank-t144-corporate-finance-task-assistant -a codexProject install goes to .agents/skills/; add -g for ~/.codex/skills/.
$ gh skill install aifinlab/FinClaw bank-t144-corporate-finance-task-assistant --agent codexProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/aifinlab/FinClaw.git skills-src && mkdir -p .agents/skills && cp -r skills-src/skills/bank-t144-corporate-finance-task-assistant .agents/skills/bank-t144-corporate-finance-task-assistant && rm -rf skills-srcUse ~/.agents/skills/ instead of .agents/skills for a personal install.
Codex skills documentation · loads skills from .agents/skills/
Install the "bank-t144-corporate-finance-task-assistant" agent skill from https://github.com/aifinlab/FinClaw/tree/main/skills/bank-t144-corporate-finance-task-assistant into .agents/skills/bank-t144-corporate-finance-task-assistant/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "bank-t144-corporate-finance-task-assistant", then confirm the skill loads.Codex copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add aifinlab/FinClaw --skill bank-t144-corporate-finance-task-assistant -a cursorProject install goes to .agents/skills/; add -g for ~/.cursor/skills/.
$ gh skill install aifinlab/FinClaw bank-t144-corporate-finance-task-assistant --agent cursorProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/aifinlab/FinClaw.git skills-src && mkdir -p .cursor/skills && cp -r skills-src/skills/bank-t144-corporate-finance-task-assistant .cursor/skills/bank-t144-corporate-finance-task-assistant && rm -rf skills-srcUse ~/.cursor/skills/ instead of .cursor/skills for a personal install.
Cursor skills documentation · loads skills from .cursor/skills/, .agents/skills/, .claude/skills/, .codex/skills/
Install the "bank-t144-corporate-finance-task-assistant" agent skill from https://github.com/aifinlab/FinClaw/tree/main/skills/bank-t144-corporate-finance-task-assistant into .cursor/skills/bank-t144-corporate-finance-task-assistant/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "bank-t144-corporate-finance-task-assistant", then confirm the skill loads.Cursor copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gemini skills install https://github.com/aifinlab/FinClaw.git --path skills/bank-t144-corporate-finance-task-assistant--scope user (default) or --scope workspace; --path is the subfolder of the repo that holds the skill; --consent skips the security confirmation prompt.
$ npx skills add aifinlab/FinClaw --skill bank-t144-corporate-finance-task-assistant -a gemini-cliProject install goes to .agents/skills/; add -g for ~/.gemini/skills/.
$ gh skill install aifinlab/FinClaw bank-t144-corporate-finance-task-assistant --agent gemini-cliProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/aifinlab/FinClaw.git skills-src && mkdir -p .gemini/skills && cp -r skills-src/skills/bank-t144-corporate-finance-task-assistant .gemini/skills/bank-t144-corporate-finance-task-assistant && rm -rf skills-srcUse ~/.gemini/skills/ instead of .gemini/skills for a personal install, then run /skills reload.
Gemini CLI skills documentation · loads skills from .gemini/skills/, .agents/skills/
Install the "bank-t144-corporate-finance-task-assistant" agent skill from https://github.com/aifinlab/FinClaw/tree/main/skills/bank-t144-corporate-finance-task-assistant into .gemini/skills/bank-t144-corporate-finance-task-assistant/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "bank-t144-corporate-finance-task-assistant", then confirm the skill loads.Gemini CLI copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gh skill install aifinlab/FinClaw bank-t144-corporate-finance-task-assistantInstalls for Copilot at project scope by default; add --scope user for a personal install. Preview a skill first with gh skill preview. Needs GitHub CLI 2.90.0 or later (public preview).
$ npx skills add aifinlab/FinClaw --skill bank-t144-corporate-finance-task-assistant -a github-copilotProject install goes to .agents/skills/; add -g for ~/.copilot/skills/.
$ git clone --depth 1 https://github.com/aifinlab/FinClaw.git skills-src && mkdir -p .github/skills && cp -r skills-src/skills/bank-t144-corporate-finance-task-assistant .github/skills/bank-t144-corporate-finance-task-assistant && rm -rf skills-srcUse ~/.copilot/skills/ instead of .github/skills for a personal install. Commit .github/skills so cloud agent and code review can use it.
GitHub Copilot skills documentation · loads skills from .github/skills/, .claude/skills/, .agents/skills/
Install the "bank-t144-corporate-finance-task-assistant" agent skill from https://github.com/aifinlab/FinClaw/tree/main/skills/bank-t144-corporate-finance-task-assistant into .github/skills/bank-t144-corporate-finance-task-assistant/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "bank-t144-corporate-finance-task-assistant", then confirm the skill loads.GitHub Copilot copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add aifinlab/FinClaw --skill bank-t144-corporate-finance-task-assistant -a opencodeOpenCode documents no install command of its own. Project install goes to .agents/skills/; add -g for ~/.config/opencode/skills/.
$ gh skill install aifinlab/FinClaw bank-t144-corporate-finance-task-assistant --agent opencodeProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/aifinlab/FinClaw.git skills-src && mkdir -p .opencode/skills && cp -r skills-src/skills/bank-t144-corporate-finance-task-assistant .opencode/skills/bank-t144-corporate-finance-task-assistant && rm -rf skills-srcUse ~/.config/opencode/skills/ instead of .opencode/skills for a personal install.
OpenCode skills documentation · loads skills from .opencode/skills/, .claude/skills/, .agents/skills/
Install the "bank-t144-corporate-finance-task-assistant" agent skill from https://github.com/aifinlab/FinClaw/tree/main/skills/bank-t144-corporate-finance-task-assistant into .opencode/skills/bank-t144-corporate-finance-task-assistant/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "bank-t144-corporate-finance-task-assistant", then confirm the skill loads.OpenCode copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
Facts
- Skill name
bank-t144-corporate-finance-task-assistant- GitHub stars
- 255
- Token cost
- ~549 tokens
- SKILL.md length
- 82 words
- Files
- 9 (incl. scripts, references, assets)
- Skills in repo
- 74
- Repo updated
- First seen
- Licence
- Apache-2.0
At a glance
A skill your agent uses when you need a bank corporate credit approval-opinion drafting assistant (审批意见/条款建议/有条件同意).
- Works in 6 steps: 申请要素梳理：产品、金额、期限、用途、还款来源、担保押品、提款条件。 → 风险点清单：必须可核验（证据/口径/来源）；区分“重大/一般/待确认”。 → 缓释措施：必须可执行（条款化、流程化、监测化），避免空泛“加强管理”。 → …
- You need a bank corporate credit approval-opinion drafting assistant (审批意见/条款建议/有条件同意)
- SKILL.md covers 适用范围, 何时使用, 何时不要使用 and 默认工作流, plus 7 more sections
- Runs Python scripts from its folder; calls python
What it does
Bank T144 Corporate Finance Task Assistant is an agent skill from aifinlab/FinClaw. Use when you need a bank corporate credit approval-opinion drafting assistant (审批意见/条款建议/有条件同意). Trigger this skill for把授信申请要素、风险点与缓释措施整理成可会签的审批意见草稿、提款前条件与贷后监测条款，并可用脚本从结构化输入生成 Markdown 审批意见初稿。
Its SKILL.md is about 550 tokens, which your agent loads only when the skill is triggered. The skill folder holds 12 other files, including scripts, reference files and assets (for example `assets/example-input.json`, `assets/templates/approval-opinion-template.md` and `assets/templates/conditional-approval-clauses-template.md`).
The licence is Apache-2.0.
When your agent uses it
- You need a bank corporate credit approval-opinion drafting assistant (审批意见/条款建议/有条件同意)
- This skill for把授信申请要素、风险点与缓释措施整理成可会签的审批意见草稿、提款前条件与贷后监测条款，并可用脚本从结构化输入生成 Markdown 审批意见初稿
Example prompts
- “/bank-t144-corporate-finance-task-assistant”
Requirements
- Python 3
Workflow steps
6 steps, taken from the first numbered list in SKILL.md.
- 申请要素梳理：产品、金额、期限、用途、还款来源、担保押品、提款条件。
- 风险点清单：必须可核验（证据/口径/来源）；区分“重大/一般/待确认”。
- 缓释措施：必须可执行（条款化、流程化、监测化），避免空泛“加强管理”。
- 意见建议：同意/有条件同意/暂缓/否决的逻辑链条与依据。
- 条款清单：提款前条件、贷后监测指标、触发条款、信息披露义务。
- 边界声明：草稿用途、待核验事项、升级会签路径。
What it can do on your machine
Read from SKILL.md and the folder at commit 9e62862. It shows what the files ask for, not the result of running them.
Tool permissions
Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.
From allowed-tools in the SKILL.md frontmatter.
Runs code
Ships 2 files in scripts/ (Python), which the agent can run.
Shell commands in SKILL.md call:
python
From the folder's file list and the shell code blocks in SKILL.md.
Network
No URLs in SKILL.md.
From URLs in SKILL.md, links to its own repository left out.
Credentials
Names no API keys, tokens, secrets or passwords.
From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.
Context cost
Bank T144 Corporate Finance Task Assistant loads about 549 tokens when it runs, and up to ~1.1k if it reads all its reference files. Until then it costs about 59 tokens; SKILL.md has 82 words of instructions outside code blocks.
Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.
Safety
Auto-check passed
The automated check found no risky patterns in SKILL.md.
Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); the scripts in this folder are not scanned.
SKILL.md
The full file from aifinlab/FinClaw at commit 9e62862, republished under its Apache-2.0 licence (© aifinlab). 82 words, ~549 tokens.
Download SKILL.mdSave it as
.claude/skills/bank-t144-corporate-finance-task-assistant/SKILL.md (or your agent's skills folder). This skill also uses 8 other files; get the full folder from GitHub.- name
- bank-t144-corporate-finance-task-assistant
- description
- Use when you need a bank corporate credit approval-opinion drafting assistant (审批意见/条款建议/有条件同意). Trigger this skill for把授信申请要素、风险点与缓释措施整理成可会签的审批意见草稿、提款前条件与贷后监测条款，并可用脚本从结构化输入生成 Markdown 审批意见初稿。
授信审批意见生成助手（内部草稿 + 条款清单）
本技能用于快速产出“审批会/会签可用”的审批意见草稿，重点不是替代审批，而是：
- 把“申请要素—风险点—缓释—条款条件”整理成结构化文本
- 明确哪些是已确认事实，哪些是待核验事项
- 把“有条件同意”写成可执行的提款前条件与贷后监测触发条款
输出适合：审查意见初稿、审批会准备材料、条款清单整理、会签沟通底稿。
适用范围
- 授信审批意见草稿（同意/有条件同意/暂缓/否决建议）
- 条款与条件梳理：提款前条件、贷后监测、触发条款、资金闭环
- 审批会沟通材料：风险点与争议点清单
何时使用
- 你需要在短时间内把材料整理成审批意见初稿（结构统一、便于会签修改）
- 需要把风险点落到可执行条款（而不是停留在“提示风险”）
- 需要明确“暂缓/否决”的依据与缺口清单（便于补数与复核）
何时不要使用
- 用户要求你输出“最终批复/最终审批结论”时（本 skill 只产出草稿）
- 用户要求伪造财务、授信、尽调、合规材料或隐瞒重大风险时
- 关键信息缺口过大且无法补齐时（只能输出框架 + 缺口）
默认工作流
- 申请要素梳理：产品、金额、期限、用途、还款来源、担保押品、提款条件。
- 风险点清单：必须可核验（证据/口径/来源）；区分“重大/一般/待确认”。
- 缓释措施：必须可执行（条款化、流程化、监测化），避免空泛“加强管理”。
- 意见建议：同意/有条件同意/暂缓/否决的逻辑链条与依据。
- 条款清单：提款前条件、贷后监测指标、触发条款、信息披露义务。
- 边界声明：草稿用途、待核验事项、升级会签路径。
重点分析框架
- 信息来源是否清楚，时间线是否清晰
- 摘要是否保留关键风险、决策点和责任分工
- 是否明确哪些事项仍未解决
- 输出是否适合目标受众快速阅读
输入要求
最低必需（详见 references/input-schema.md）：
company.nameapplication.product_type/application.amount_mn/application.term/application.purposerisk_points[]（若缺失，则只能输出框架）
建议提供：
mitigants[]：风险缓释措施（条款/流程/监测）proposed_terms[]：条款建议或已初步拟定条款gaps[]：明确缺口，脚本会纳入意见草稿
输出要求
- 建议结论：同意/有条件同意/暂缓/否决（草稿建议）
- 审批意见 Markdown 初稿（可会签改写）
- 提款前条件建议（conditions_precedent）
- 贷后监测与触发条款建议（post_approval_monitoring）
- 主要风险点、缓释措施、条款建议（输入 + 结构化整理）
- 关键信息缺口（gaps）
脚本输出字段见 references/output-schema.md。
风险与边界
- 不得把初步分析包装成正式授信批复或最终审批结论
- 不得编造财务、行业或外部查询结果
- 不得遗漏重大风险、分歧点或未决事项
- 不清楚的内容应标记为待确认，不得擅自补写
信息不足时的处理
- 先列出已经掌握的事实，再明确缺失的关键字段，不要直接沉默
- 无法形成强结论时，优先输出框架、待补资料和优先核验事项
- 对依赖外部数据、制度文本或人工核实的部分，要单独标注[待补充/待确认]
配套脚本（可重复执行）
python scripts/run_skill.py --input assets/example-input.json --format markdown
python scripts/run_skill.py --input assets/example-input.json --format jsonscripts/run_skill.py：命令行入口scripts/approval_opinion_drafter.py：t144 场景封装（调用共享引擎）
交付标准
- 风险点必须可核验，缓释必须可执行（条款化/流程化/监测化）
- 草稿必须含：项目要点、风险点、缓释与条件、条款建议、边界声明
- 能直接在审批会/会签中作为“底稿”快速改写
© aifinlab, Apache-2.0. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file
Files
SKILL.md and 8 other files (scripts, references, assets) in skills/bank-t144-corporate-finance-task-assistant of aifinlab/FinClaw.
- SKILL.md
- assets/example-input.json
- assets/templates/approval-opinion-template.md
- assets/templates/conditional-approval-clauses-template.md
- references/approval-opinion-checklist.md
- references/input-schema.md
- references/output-schema.md
- scripts/approval_opinion_drafter.py
- scripts/run_skill.py
Open the folder on GitHubat commit 9e62862
Compare with similar skills
Bank T144 Corporate Finance Task Assistant next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.
| Skill | Stars | Used in | Tokens | Auto-check | Licence | Repo updated |
|---|---|---|---|---|---|---|
| Bank T144 Corporate Finance Task Assistant this skillaifinlab/FinClaw | 255 | — | ~549 | Automated safety check: Pass | Apache-2.0 | |
| Credit Risk Data Cleaninggithub/awesome-copilot | 40k | 1 repos | ~1.5k | Automated safety check: Pass | MIT | |
| Operator Approval Loopaffaan-m/ECC | 277k | — | ~3.3k | Automated safety check: Pass | MIT | |
| Opinionalsk1992/CloddsBot | 3k | — | ~497 | Automated safety check: Pass | MIT | |
| Open Banking Iodavila7/claude-code-templates | 33k | — | ~472 | Automated safety check: Pass | MIT | |
| Journal Of Money Credit And Bankingfranklee16/academic-research-skills | 223 | 1 repos | ~1.6k | Automated safety check: Pass | None |
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Questions about Bank T144 Corporate Finance Task Assistant
What does Bank T144 Corporate Finance Task Assistant do?
A skill your agent uses when you need a bank corporate credit approval-opinion drafting assistant (审批意见/条款建议/有条件同意). Bank T144 Corporate Finance Task Assistant is an agent skill from aifinlab/FinClaw. Use when you need a bank corporate credit approval-opinion drafting assistant (审批意见/条款建议/有条件同意).
When should I use Bank T144 Corporate Finance Task Assistant?
Bank T144 Corporate Finance Task Assistant fits situations like: you need a bank corporate credit approval-opinion drafting assistant (审批意见/条款建议/有条件同意); this skill for把授信申请要素、风险点与缓释措施整理成可会签的审批意见草稿、提款前条件与贷后监测条款，并可用脚本从结构化输入生成 Markdown 审批意见初稿.
How do I install Bank T144 Corporate Finance Task Assistant in Claude Code?
Run `npx skills add aifinlab/FinClaw --skill bank-t144-corporate-finance-task-assistant -a claude-code`. Or copy the skill folder (skills/bank-t144-corporate-finance-task-assistant in aifinlab/FinClaw) into .claude/skills/bank-t144-corporate-finance-task-assistant in your project. Claude Code loads it when a task matches its description.
How do I install Bank T144 Corporate Finance Task Assistant in Codex?
Run `npx skills add aifinlab/FinClaw --skill bank-t144-corporate-finance-task-assistant -a codex`. Or copy the skill folder (skills/bank-t144-corporate-finance-task-assistant in aifinlab/FinClaw) into .agents/skills/bank-t144-corporate-finance-task-assistant in your project. Codex loads it when a task matches its description.
Can I use Bank T144 Corporate Finance Task Assistant in Cursor, Gemini CLI or GitHub Copilot?
Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add aifinlab/FinClaw --skill bank-t144-corporate-finance-task-assistant -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/bank-t144-corporate-finance-task-assistant, .gemini/skills/bank-t144-corporate-finance-task-assistant, .github/skills/bank-t144-corporate-finance-task-assistant and .opencode/skills/bank-t144-corporate-finance-task-assistant in your project.
What does Bank T144 Corporate Finance Task Assistant need to run?
Going by SKILL.md and its folder, Bank T144 Corporate Finance Task Assistant needs Python for the scripts in its folder and the command-line tools its instructions call (python). Our summary lists: Python 3.
Does Bank T144 Corporate Finance Task Assistant access the network?
SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.
Is Bank T144 Corporate Finance Task Assistant safe to install?
Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. The check reads SKILL.md only: the scripts in the folder are not scanned, so read them before running anything.
What licence does Bank T144 Corporate Finance Task Assistant use?
Bank T144 Corporate Finance Task Assistant is published under the Apache-2.0 licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.
How many tokens does Bank T144 Corporate Finance Task Assistant use?
About 549 tokens (SKILL.md is roughly 2.2k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full. Its references folder adds about 548 tokens, read only when the agent opens those files.
What are the alternatives to Bank T144 Corporate Finance Task Assistant?
Skills that share tags, products or a category with Bank T144 Corporate Finance Task Assistant: Credit Risk Data Cleaning (github/awesome-copilot, 40k stars), Operator Approval Loop (affaan-m/ECC, 277k stars), Opinion (alsk1992/CloddsBot, 3k stars) and Open Banking Io (davila7/claude-code-templates, 33k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.
Who maintains Bank T144 Corporate Finance Task Assistant?
aifinlab (a GitHub user) maintains it in aifinlab/FinClaw, which has 255 GitHub stars. The repository holds 74 skills in this directory. The repository was last updated on May 13, 2026.
Source: aifinlab/FinClaw on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.