Agent skill

Bank T125 Corporate Finance Due Diligence Post Loan Assistant

by aifinlab in aifinlab/FinClaw

当用户需要在银行对公金融场景下,对存量授信客户开展贷后尽调、执行偏差排查、预警信号识别、回访纪要整理或处置建议输出时使用本技能。适合服务贷后管理、风险经理和经营机构,输出结构化监测结论、补件清单、异常信号和后续动作。

Apache-2.0Auto-check passedBusiness, Finance & HR

Install Bank T125 Corporate Finance Due Diligence Post Loan Assistant

skills CLI
$ npx skills add aifinlab/FinClaw --skill bank-t125-corporate-finance-due-diligence-post-loan-assistant -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install aifinlab/FinClaw bank-t125-corporate-finance-due-diligence-post-loan-assistant --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/aifinlab/FinClaw.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/bank-t125-corporate-finance-due-diligence-post-loan-assistant .claude/skills/bank-t125-corporate-finance-due-diligence-post-loan-assistant && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
bank-t125-corporate-finance-due-diligence-post-loan-assistant
GitHub stars
255
Token cost
~944 tokens
SKILL.md length
90 words
Files
11 (incl. scripts, references, assets)
Skills in repo
74
Repo updated
First seen
Licence
Apache-2.0

At a glance

当用户需要在银行对公金融场景下,对存量授信客户开展贷后尽调、执行偏差排查、预警信号识别、回访纪要整理或处置建议输出时使用本技能。适合服务贷后管理、风险经理和经营机构,输出结构化监测结论、补件清单、异常信号和后续动作。

  • Works in 6 steps: 统一客户主体、授信余额、产品结构和最近一次贷后检查时点。 → 对照合同约定、用途约束、财务约束和担保条件检查执行偏差。 → 识别经营恶化、回款异常、逾期苗头、押品弱化和外部负面事件。 → …
  • Tasks that involve Fundraising and pitch decks
  • SKILL.md covers 适用范围, 何时使用, 何时不要使用 and 默认工作流, plus 8 more sections
  • Runs Python scripts from its folder; calls python

What it does

Bank T125 Corporate Finance Due Diligence Post Loan Assistant is an agent skill from aifinlab/FinClaw. 当用户需要在银行对公金融场景下,对存量授信客户开展贷后尽调、执行偏差排查、预警信号识别、回访纪要整理或处置建议输出时使用本技能。适合服务贷后管理、风险经理和经营机构,输出结构化监测结论、补件清单、异常信号和后续动作。

Its SKILL.md is about 940 tokens, which your agent loads only when the skill is triggered. The skill folder holds 14 other files, including scripts, reference files and assets (for example `assets/example-input.json`, `assets/templates/post-loan-note-template.md` and `assets/templates/supplement-request-template.md`).

It sits in Business, Finance & HR, covering Fundraising and pitch decks. The licence is Apache-2.0.

When your agent uses it

  • Tasks that involve Fundraising and pitch decks

Example prompts

  • “/bank-t125-corporate-finance-due-diligence-post-loan-assistant”

Requirements

  • Python 3

Workflow steps

6 steps, taken from the first numbered list in SKILL.md.

  1. 统一客户主体、授信余额、产品结构和最近一次贷后检查时点。
  2. 对照合同约定、用途约束、财务约束和担保条件检查执行偏差。
  3. 识别经营恶化、回款异常、逾期苗头、押品弱化和外部负面事件。
  4. 区分已确认异常、待核验异常和持续关注事项。
  5. 输出监测结论、补件清单、沟通问题和处置/复查动作。
  6. 必要时明确是否进入强化监测、专项核查或升级处置。

What it can do on your machine

Read from SKILL.md and the folder at commit 9e62862. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    Ships 1 file in scripts/ (Python), which the agent can run.

    Shell commands in SKILL.md call:

    • python

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    No URLs in SKILL.md.

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Bank T125 Corporate Finance Due Diligence Post Loan Assistant loads about 944 tokens when it runs, and up to ~1.6k if it reads all its reference files. Until then it costs about 43 tokens; SKILL.md has 90 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~43
When it runs · the whole SKILL.md, loaded when a task matches
~944
With references · SKILL.md plus every file in references/, read only if the agent opens them
~1.6k

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); the scripts in this folder are not scanned.

SKILL.md

The full file from aifinlab/FinClaw at commit 9e62862, republished under its Apache-2.0 licence (© aifinlab). 90 words, ~944 tokens.

Download SKILL.mdSave it as .claude/skills/bank-t125-corporate-finance-due-diligence-post-loan-assistant/SKILL.md (or your agent's skills folder). This skill also uses 10 other files; get the full folder from GitHub.
name
bank-t125-corporate-finance-due-diligence-post-loan-assistant
description
当用户需要在银行对公金融场景下,对存量授信客户开展贷后尽调、执行偏差排查、预警信号识别、回访纪要整理或处置建议输出时使用本技能。适合服务贷后管理、风险经理和经营机构,输出结构化监测结论、补件清单、异常信号和后续动作。

对公授信贷后尽调助手

这个 skill 面向存量授信的贷后阶段,不做新的准入审批结论,而是帮助用户把“余额、执行、预警、回访、处置”整理成一套可跟踪的贷后动作包。它的重点不是泛泛复述贷后情况,而是尽快识别哪些问题已经发生、哪些问题仍待核验、哪些问题必须升级处置。

适用范围

  • 存量授信客户贷后检查、回访、复盘
  • 经营异常、回款放缓、资金用途偏离、逾期苗头排查
  • 贷后台账更新、风险预警、处置建议整理
  • 需要输出贷后纪要、预警清单、补件要求和复查计划时
  • 需要把一次贷后回访沉淀为结构化结论并纳入持续监测时

何时使用

  • 用户说“帮我做贷后尽调”“整理这家客户的贷后风险”“输出贷后回访纪要”时
  • 用户已掌握贷款余额、最近一次检查结果、经营变化、流水或押品状态,希望形成下一步动作时
  • 用户需要区分已发生异常、待确认异常和应持续跟踪事项时
  • 用户需要把贷后发现转成预警等级、补件要求和升级建议时

何时不要使用

  • 用户要求直接给出最终核销、诉讼、重组或审批批复结论时
  • 只有零散片段信息,连贷款余额、产品类型、最近检查时间都不清楚时
  • 用户要求隐瞒贷后异常、弱化预警或规避风险分类时
  • 需要法律诉讼、资产保全部署或正式风险分类结论时

默认工作流

  1. 统一客户主体、授信余额、产品结构和最近一次贷后检查时点。
  2. 对照合同约定、用途约束、财务约束和担保条件检查执行偏差。
  3. 识别经营恶化、回款异常、逾期苗头、押品弱化和外部负面事件。
  4. 区分已确认异常、待核验异常和持续关注事项。
  5. 输出监测结论、补件清单、沟通问题和处置/复查动作。
  6. 必要时明确是否进入强化监测、专项核查或升级处置。

重点分析框架

  • 授信执行:提款、用款、归还、展期、约束条款履行情况
  • 经营变化:收入、利润、现金流、订单、客户回款和生产状态
  • 风险信号:逾期、涉诉、异常交易、用途偏离、交叉担保、重大负面舆情
  • 缓释措施:押品、保证、回款控制、账户监管是否仍然有效
  • 处置优先级:继续观察、强化监测、专项核查、升级处置
  • 整改闭环:上次检查发现的问题是否已整改,复查证据是否充分

输入要求

  • 企业主体、存量授信产品、余额、期限、担保方式
  • 最近一次贷后检查日期、结论、整改事项
  • 财务摘要、经营变化、主要客户和回款情况
  • 贷后台账、预警记录、逾期天数、资金用途检查情况
  • 押品、保证人、涉诉舆情和异常交易信息

详细字段见 input-schema.md。

输出要求

  • 贷后摘要与当前监测结论
  • 关键信息缺口和补件清单
  • 已确认/待核验异常信号
  • 重点核验要点和客户沟通问题
  • 下一步动作、复查节点和升级建议

建议输出结构见 output-schema.md。

配套脚本

  • scripts/run_skill.py:读取输入 JSON,输出 Markdown 或 JSON 的贷后动作包
  • shared/corporate_credit_skill_engine.py:本批对公授信 skill 共享的分析引擎,内含贷后场景专项规则

示例调用:

bash
python scripts/run_skill.py --input input.json --format markdown

参考资料与模板

  • post-loan-checklist.md
  • post-loan-red-flags.md
  • post-loan-disposal-guide.md
  • example-input.json
  • post-loan-note-template.md
  • warning-summary-template.md
  • supplement-request-template.md

风险与边界

  • 本技能只用于贷后分析和动作安排,不替代风险分类、审批批复或法律处置决定。
  • 对资金用途偏离、逾期、担保弱化等事项,若证据不足必须标注“待核验”。
  • 不得帮助用户粉饰贷后检查结论、删改异常记录或弱化重大风险。
  • 若触发逾期、违约条款或重大舆情,应明确提示升级处置,不得继续给乐观判断。
  • 对押品处置、诉讼保全、重组安排等事项,应提示转入相应专业流程。

信息不足时的处理

  • 先输出已知存量授信和异常线索,再列出缺失字段与复查动作。
  • 如果只拿到预警线索但没有证据,优先生成“待核验事项 + 需要补充材料”。
  • 对暂时无法确认的异常,不写成既成事实。

交付标准

  • 输出拿来就能用于一次贷后回访、复查安排或预警沟通。
  • 已确认问题、待核验问题和持续跟踪事项必须明确分层。
  • 每个风险信号尽量对应“为何关注、补什么、何时复查、是否升级”。

© aifinlab, Apache-2.0. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file

Files

SKILL.md and 10 other files (scripts, references, assets) in skills/bank-t125-corporate-finance-due-diligence-post-loan-assistant of aifinlab/FinClaw.

  • SKILL.md
  • assets/example-input.json
  • assets/templates/post-loan-note-template.md
  • assets/templates/supplement-request-template.md
  • assets/templates/warning-summary-template.md
  • references/input-schema.md
  • references/output-schema.md
  • references/post-loan-checklist.md
  • references/post-loan-disposal-guide.md
  • references/post-loan-red-flags.md
  • scripts/run_skill.py

Open the folder on GitHubat commit 9e62862

Compare with similar skills

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Questions about Bank T125 Corporate Finance Due Diligence Post Loan Assistant

What does Bank T125 Corporate Finance Due Diligence Post Loan Assistant do?

当用户需要在银行对公金融场景下,对存量授信客户开展贷后尽调、执行偏差排查、预警信号识别、回访纪要整理或处置建议输出时使用本技能。适合服务贷后管理、风险经理和经营机构,输出结构化监测结论、补件清单、异常信号和后续动作。. Bank T125 Corporate Finance Due Diligence Post Loan Assistant is an agent skill from aifinlab/FinClaw.

When should I use Bank T125 Corporate Finance Due Diligence Post Loan Assistant?

Bank T125 Corporate Finance Due Diligence Post Loan Assistant fits situations like: tasks that involve Fundraising and pitch decks.

How do I install Bank T125 Corporate Finance Due Diligence Post Loan Assistant in Claude Code?

Run `npx skills add aifinlab/FinClaw --skill bank-t125-corporate-finance-due-diligence-post-loan-assistant -a claude-code`. Or copy the skill folder (skills/bank-t125-corporate-finance-due-diligence-post-loan-assistant in aifinlab/FinClaw) into .claude/skills/bank-t125-corporate-finance-due-diligence-post-loan-assistant in your project. Claude Code loads it when a task matches its description.

How do I install Bank T125 Corporate Finance Due Diligence Post Loan Assistant in Codex?

Run `npx skills add aifinlab/FinClaw --skill bank-t125-corporate-finance-due-diligence-post-loan-assistant -a codex`. Or copy the skill folder (skills/bank-t125-corporate-finance-due-diligence-post-loan-assistant in aifinlab/FinClaw) into .agents/skills/bank-t125-corporate-finance-due-diligence-post-loan-assistant in your project. Codex loads it when a task matches its description.

Can I use Bank T125 Corporate Finance Due Diligence Post Loan Assistant in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add aifinlab/FinClaw --skill bank-t125-corporate-finance-due-diligence-post-loan-assistant -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/bank-t125-corporate-finance-due-diligence-post-loan-assistant, .gemini/skills/bank-t125-corporate-finance-due-diligence-post-loan-assistant, .github/skills/bank-t125-corporate-finance-due-diligence-post-loan-assistant and .opencode/skills/bank-t125-corporate-finance-due-diligence-post-loan-assistant in your project.

What does Bank T125 Corporate Finance Due Diligence Post Loan Assistant need to run?

Going by SKILL.md and its folder, Bank T125 Corporate Finance Due Diligence Post Loan Assistant needs Python for the scripts in its folder and the command-line tools its instructions call (python). Our summary lists: Python 3.

Does Bank T125 Corporate Finance Due Diligence Post Loan Assistant access the network?

SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.

Is Bank T125 Corporate Finance Due Diligence Post Loan Assistant safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. The check reads SKILL.md only: the scripts in the folder are not scanned, so read them before running anything.

What licence does Bank T125 Corporate Finance Due Diligence Post Loan Assistant use?

Bank T125 Corporate Finance Due Diligence Post Loan Assistant is published under the Apache-2.0 licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.

How many tokens does Bank T125 Corporate Finance Due Diligence Post Loan Assistant use?

About 944 tokens (SKILL.md is roughly 3.8k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full. Its references folder adds about 697 tokens, read only when the agent opens those files.

What are the alternatives to Bank T125 Corporate Finance Due Diligence Post Loan Assistant?

Skills that share tags, products or a category with Bank T125 Corporate Finance Due Diligence Post Loan Assistant: Virtuals Protocol Acp (Virtual-Protocol/openclaw-acp, 168 stars), Yc Apply (pedronauck/skills, 634 stars), Storyline Builder (sruthir28/enterprise-ai-skills, 148 stars) and Startup Pitch (ferdinandobons/startup-skill, 1.2k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Bank T125 Corporate Finance Due Diligence Post Loan Assistant?

aifinlab (a GitHub user) maintains it in aifinlab/FinClaw, which has 255 GitHub stars. The repository holds 74 skills in this directory. The repository was last updated on May 13, 2026.

Source: aifinlab/FinClaw on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.