Agent skill

Money Plan

by XBuilderLAB in XBuilderLAB/cheat-on-money

为用户选定的某个「可行」机会生成可执行行动方案:小成本验证第一步、前两周具体动作、诚实收入预期、止损线。触发词:"我想做XX帮我做计划"/"这个怎么开始"/"给我行动方案"/"money plan"/"我选这个"。前置:该机会最好已过 money-verify 判定为可行/存疑。

No licenceAuto-check: notes

Install Money Plan

skills CLI
$ npx skills add XBuilderLAB/cheat-on-money --skill money-plan -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install XBuilderLAB/cheat-on-money money-plan --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/XBuilderLAB/cheat-on-money.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/money-plan .claude/skills/money-plan && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
money-plan
GitHub stars
769
Token cost
~332 tokens
SKILL.md length
76 words
Files
1
Skills in repo
6
Repo updated
First seen
Licence
None found

At a glance

为用户选定的某个「可行」机会生成可执行行动方案:小成本验证第一步、前两周具体动作、诚实收入预期、止损线。触发词:"我想做XX帮我做计划"/"这个怎么开始"/"给我行动方案"/"money plan"/"我选这个"。前置:该机会最好已过 money-verify 判定为可行/存疑。

  • Works in 5 steps: 验证第一步(最重要):一个最小动作,目标是用尽量少的时间/钱确认"真的有人会为此付… → 前两周动作清单:具体到"每天/每周做什么",可量化(发几条、投几个、接几单)。 → 诚实收入预期:前期大概多久见第一笔钱、金额区间。明说这是"时间换小钱+攒作品"还是… → …
  • SKILL.md covers 跨平台说明(一次性,下文不再重复), 前置检查, 方案必含 5 块 and 落盘(含「预期」——这是校准环的起点), plus 1 more section
  • Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md

What it does

Money Plan is an agent skill from XBuilderLAB/cheat-on-money. 为用户选定的某个「可行」机会生成可执行行动方案:小成本验证第一步、前两周具体动作、诚实收入预期、止损线。触发词:"我想做XX帮我做计划"/"这个怎么开始"/"给我行动方案"/"money plan"/"我选这个"。前置:该机会最好已过 money-verify 判定为可行/存疑。

Its SKILL.md is about 330 tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.

The repository describes itself as: AI 时代靠谱兼职发现 + 反诈验证 skill:需求信号反推 + 实时时效核查 + 反诈 rubric + 个性化校准环.

Example prompts

  • “我想做XX帮我做计划”
  • “这个怎么开始”
  • “给我行动方案”
  • “/money-plan”

Requirements

  • Pre-approved tools (allowed-tools): Bash(*), Read, Write, Edit, Glob, WebSearch, WebFetch, Skill

Workflow steps

5 steps, taken from the first numbered list in SKILL.md.

  1. 验证第一步(最重要):一个最小动作,目标是用尽量少的时间/钱确认"真的有人会为此付钱"。
  2. 前两周动作清单:具体到"每天/每周做什么",可量化(发几条、投几个、接几单)。
  3. 诚实收入预期:前期大概多久见第一笔钱、金额区间。明说这是"时间换小钱+攒作品"还是有快钱。不画饼。
  4. 止损线:满足什么条件就该停(例:投入 X 小时后零正反馈 / 出现任何反诈红线 / 要求付费)。
  5. 复用 AI 提效点:这个机会里 AI 具体帮你提效在哪一步(别让"用 AI"停在口号)。

What it can do on your machine

Read from SKILL.md and the folder at commit c16df04. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves these tools, so the agent can use them without asking each time:

    • Bash(*)
    • Read
    • Write
    • Edit
    • Glob
    • WebSearch
    • WebFetch
    • Skill

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    No scripts in the folder and no shell commands in SKILL.md.

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    No URLs in SKILL.md.

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Money Plan loads about 332 tokens when it runs. Until then it costs about 38 tokens; SKILL.md has 76 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~38
When it runs · the whole SKILL.md, loaded when a task matches
~332

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check: notes

The automated check noted patterns worth knowing about, such as sudo or a known installer.

  • NotePre-approves every shell command (allowed-tools: Bash)SKILL.md
    allowed-tools: Bash(*), Read, Write, Edit, Glob, WebSearch, WebFetch, Skill

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.

SKILL.md

Without a licence we can't republish the file, so here is its outline and opening line. It has 76 words (~332 tokens).

name
money-plan
allowed-tools
Bash(*), Read, Write, Edit, Glob, WebSearch, WebFetch, Skill
argument-hint
<选定的机会名称>

Read the full SKILL.md on GitHub

Files

Just SKILL.md in skills/money-plan of XBuilderLAB/cheat-on-money.

Open the folder on GitHubat commit c16df04

Compare with similar skills

Money Plan next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

Money Plan compared with similar skills
SkillStarsUsed inTokensAuto-checkLicenceRepo updated
Money Plan this skillXBuilderLAB/cheat-on-money769—~332Automated safety check: NotesNone
Moneyiamzifei/show-me-the-money1k—~11kAutomated safety check: PassCustom licence
Traderspy Smart Moneysickn33/agentic-awesome-skills47k1 repos~2.4kAutomated safety check: PassMIT
Money Upgradeiamzifei/show-me-the-money1k—~1.7kAutomated safety check: NotesCustom licence
Money Retroiamzifei/show-me-the-money1k—~2.3kAutomated safety check: PassCustom licence
Money Reportiamzifei/show-me-the-money1k—~2.2kAutomated safety check: PassCustom licence

Similar skills

  • Money

    iamzifei/show-me-the-money

    Main entry point for the Show Me The Money business automation suite.

    1k GitHub stars~11k tokensUpdated 1 mo ago
    Auto-check passed
  • Traderspy Smart Money

    sickn33/agentic-awesome-skills

    Track what top crypto futures traders hold on Binance, Hyperliquid, Bybit and OKX with TraderSpy: elite leaderboard, positions, trader profiles and history.

    47k GitHub starsUsed in 1 repo~2.4k tokens
    Business, Finance & HRAuto-check passed
  • Money Upgrade

    iamzifei/show-me-the-money

    Auto-update the show-me-the-money skill suite to the latest version.

    1k GitHub stars~1.7k tokensUpdated 1 mo ago
    Auto-check: notes
  • Money Retro

    iamzifei/show-me-the-money

    Weekly business retrospective. An agent skill from iamzifei/show-me-the-money.

    1k GitHub stars~2.3k tokensUpdated 1 mo ago
    Product & Project ManagementAuto-check passed
  • Money Report

    iamzifei/show-me-the-money

    Generate a deliverable markdown report by merging all /money-save snapshots for a project.

    1k GitHub stars~2.2k tokensUpdated 1 mo ago
    Documents & OfficeAuto-check passed
  • Money Discover

    iamzifei/show-me-the-money

    Discover profitable business ideas from scratch. An agent skill from iamzifei/show-me-the-money.

    1k GitHub stars~3.6k tokensUpdated 1 mo ago
    Marketing & SEOAuto-check passed

More from XBuilderLAB/cheat-on-money

  • Money Init

    XBuilderLAB/cheat-on-money

    cheat-on-money skill 的首次 onboarding。建立用户画像(技能/可投入时间/启动资金/地区/能否露脸/语言)并创建 .money-state.json 状态文件,是所有其他 money- 子 skill 的前置。触发词:"搞钱初始化"/"我想搞钱"/"找AI兼职"/"money init"/"搞钱 setup"。当用户想找搞钱机会但…

    769 GitHub stars~580 tokensUpdated 3 mo ago
    Auto-check: notes
  • Money Verify

    XBuilderLAB/cheat-on-money

    cheat-on-money skill 的反诈核心。对某个具体的兼职/副业/项目做反诈 rubric 打分,实时上网查证负面与真实收款证据,输出 高危/存疑/可行 判定 + 验证第一步 + 诚实收入预期。触发词:"XX靠谱吗"/"这个项目是不是骗局"/"帮我查下这个兼职"/"money verify"/"验证机会"/"这个能信吗"。

    769 GitHub stars~503 tokensUpdated 3 mo ago
    Auto-check: notes
  • Money Status

    XBuilderLAB/cheat-on-money

    cheat-on-money skill 的状态看板。显示用户画像、候选机会及其反诈判定、当前在执行的机会与进度、复盘记录、建议的下一步。无副作用,任何时候可调。触发词:"搞钱状态"/"我现在的进度"/"看板"/"money status"/"我现在该做什么"。

    769 GitHub stars~246 tokensUpdated 3 mo ago
    Auto-check: notes
  • Money Find

    XBuilderLAB/cheat-on-money

    用「需求信号反推法」找 AI 时代兼职/副业机会——不搜"教你赚钱"的帖子(那是卖课钓粉的污染信源),而是看行业报告/招聘数据/采购数据等利益中立的需求信号,推理出个人能供给的机会,并用多个独立信号交叉验证,每个机会再过反诈+时效 rubric。触发词:"帮我找机会"/"找AI兼职"/"有什么能搞钱的"/"money find"/"找副业"。前置:需要…

    769 GitHub stars~814 tokensUpdated 3 mo ago
    Auto-check: notes
  • Money Retro

    XBuilderLAB/cheat-on-money

    复盘某个正在执行的搞钱机会:记录实际投入时间/实际收入 vs 当初预期,沉淀经验(哪类机会对我有效、哪些坑亲历过),更新状态文件。触发词:"复盘"/"这个搞得怎么样"/"实际赚了多少"/"money retro"/"总结一下"。

    769 GitHub stars~327 tokensUpdated 3 mo ago
    Auto-check: notes

Questions about Money Plan

What does Money Plan do?

为用户选定的某个「可行」机会生成可执行行动方案:小成本验证第一步、前两周具体动作、诚实收入预期、止损线。触发词:"我想做XX帮我做计划"/"这个怎么开始"/"给我行动方案"/"money plan"/"我选这个"。前置:该机会最好已过 money-verify 判定为可行/存疑。. Money Plan is an agent skill from XBuilderLAB/cheat-on-money.

How do I install Money Plan in Claude Code?

Run `npx skills add XBuilderLAB/cheat-on-money --skill money-plan -a claude-code`. Or copy the skill folder (skills/money-plan in XBuilderLAB/cheat-on-money) into .claude/skills/money-plan in your project. Claude Code loads it when a task matches its description.

How do I install Money Plan in Codex?

Run `npx skills add XBuilderLAB/cheat-on-money --skill money-plan -a codex`. Or copy the skill folder (skills/money-plan in XBuilderLAB/cheat-on-money) into .agents/skills/money-plan in your project. Codex loads it when a task matches its description.

Can I use Money Plan in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add XBuilderLAB/cheat-on-money --skill money-plan -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/money-plan, .gemini/skills/money-plan, .github/skills/money-plan and .opencode/skills/money-plan in your project.

What does Money Plan need to run?

SKILL.md names no scripts, command-line tools or credentials: Money Plan is instructions for the agent only. Its frontmatter pre-approves these tools: Bash(*), Read, Write, Edit, Glob, WebSearch, WebFetch, Skill.

Does Money Plan access the network?

SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.

Is Money Plan safe to install?

Our automated static check of SKILL.md found notes only (pre-approves every shell command (allowed-tools: bash)), nothing it rates as a warning. It is not a guarantee. Review the folder before installing.

What licence does Money Plan use?

No licence was found for Money Plan or its repository. Without one, default copyright applies: ask the author before reusing or redistributing it.

How many tokens does Money Plan use?

About 332 tokens (SKILL.md is roughly 1.3k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to Money Plan?

Skills that share tags, products or a category with Money Plan: Money (iamzifei/show-me-the-money, 1k stars), Traderspy Smart Money (sickn33/agentic-awesome-skills, 47k stars), Money Upgrade (iamzifei/show-me-the-money, 1k stars) and Money Retro (iamzifei/show-me-the-money, 1k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Money Plan?

XBuilderLAB (a GitHub organization) maintains it in XBuilderLAB/cheat-on-money, which has 769 GitHub stars. The repository holds 6 skills in this directory. The repository was last updated on June 12, 2026.

Source: XBuilderLAB/cheat-on-money on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.