Agent skill

Money Init

by XBuilderLAB in XBuilderLAB/cheat-on-money

cheat-on-money skill 的首次 onboarding。建立用户画像(技能/可投入时间/启动资金/地区/能否露脸/语言)并创建 .money-state.json 状态文件,是所有其他 money- 子 skill 的前置。触发词:"搞钱初始化"/"我想搞钱"/"找AI兼职"/"money init"/"搞钱 setup"。当用户想找搞钱机会但…

No licenceAuto-check: notes

Install Money Init

skills CLI
$ npx skills add XBuilderLAB/cheat-on-money --skill money-init -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install XBuilderLAB/cheat-on-money money-init --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/XBuilderLAB/cheat-on-money.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/money-init .claude/skills/money-init && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
money-init
GitHub stars
769
Token cost
~580 tokens
SKILL.md length
138 words
Files
1
Skills in repo
6
Repo updated
First seen
Licence
None found

At a glance

cheat-on-money skill 的首次 onboarding。建立用户画像(技能/可投入时间/启动资金/地区/能否露脸/语言)并创建 .money-state.json 状态文件,是所有其他 money- 子 skill 的前置。触发词:"搞钱初始化"/"我想搞钱"/"找AI兼职"/"money init"/"搞钱 setup"。当用户想找搞钱机会但…

  • Works in 6 steps: 检测状态 → 首屏文案(原样表达这几点) → 画像 6 问(一次性问完) → …
  • SKILL.md covers 跨平台说明(一次性,下文不再重复), 设计哲学(必须先认同), Overview and Phase 0 — 检测状态, plus 5 more sections
  • Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md

What it does

Money Init is an agent skill from XBuilderLAB/cheat-on-money. cheat-on-money skill 的首次 onboarding。建立用户画像(技能/可投入时间/启动资金/地区/能否露脸/语言)并创建 .money-state.json 状态文件,是所有其他 money- 子 skill 的前置。触发词:"搞钱初始化"/"我想搞钱"/"找AI兼职"/"money init"/"搞钱 setup"。当用户想找搞钱机会但 .money-state.json 不存在时,先路由到此。

Its SKILL.md is about 580 tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.

The repository describes itself as: AI 时代靠谱兼职发现 + 反诈验证 skill:需求信号反推 + 实时时效核查 + 反诈 rubric + 个性化校准环.

Example prompts

  • “money init”
  • “搞钱 setup”
  • “/money-init”

Requirements

  • Pre-approved tools (allowed-tools): Bash(*), Read, Write, Edit, Glob, Skill

Workflow steps

6 steps, taken from the step headings in SKILL.md.

  1. 检测状态
  2. 首屏文案(原样表达这几点)
  3. 画像 6 问(一次性问完)
  4. 5 — 段位识别(新增,关键)
  5. 写入状态文件
  6. 下一步清单

What it can do on your machine

Read from SKILL.md and the folder at commit c16df04. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves these tools, so the agent can use them without asking each time:

    • Bash(*)
    • Read
    • Write
    • Edit
    • Glob
    • Skill

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    No scripts in the folder and no shell commands in SKILL.md (its code samples are bash).

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    No URLs in SKILL.md.

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Money Init loads about 580 tokens when it runs. Until then it costs about 57 tokens; SKILL.md has 138 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~57
When it runs · the whole SKILL.md, loaded when a task matches
~580

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check: notes

The automated check noted patterns worth knowing about, such as sudo or a known installer.

  • NotePre-approves every shell command (allowed-tools: Bash)SKILL.md
    allowed-tools: Bash(*), Read, Write, Edit, Glob, Skill

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.

SKILL.md

Without a licence we can't republish the file, so here is its outline and opening line. It has 138 words (~580 tokens).

name
money-init
allowed-tools
Bash(*), Read, Write, Edit, Glob, Skill

Read the full SKILL.md on GitHub

Files

Just SKILL.md in skills/money-init of XBuilderLAB/cheat-on-money.

Open the folder on GitHubat commit c16df04

Compare with similar skills

Money Init next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

Money Init compared with similar skills
SkillStarsUsed inTokensAuto-checkLicenceRepo updated
Money Init this skillXBuilderLAB/cheat-on-money769—~580Automated safety check: NotesNone
Onboardalirezarezvani/claude-skills28k—~1.3kAutomated safety check: PassMIT
Codebase Onboardingaffaan-m/ECC274k3 repos~2kAutomated safety check: PassMIT
Initasgeirtj/system_prompts_leaks69k—~5.5kAutomated safety check: PassCC0-1.0
Initasgeirtj/system_prompts_leaks69k—~602Automated safety check: PassCC0-1.0
Onboardingsickn33/agentic-awesome-skills47k1 repos~1.8kAutomated safety check: PassMIT

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  • Money Verify

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Questions about Money Init

What does Money Init do?

cheat-on-money skill 的首次 onboarding。建立用户画像(技能/可投入时间/启动资金/地区/能否露脸/语言)并创建 .money-state.json 状态文件,是所有其他 money- 子 skill 的前置。触发词:"搞钱初始化"/"我想搞钱"/"找AI兼职"/"money init"/"搞钱 setup"。当用户想找搞钱机会但…. Money Init is an agent skill from XBuilderLAB/cheat-on-money.

How do I install Money Init in Claude Code?

Run `npx skills add XBuilderLAB/cheat-on-money --skill money-init -a claude-code`. Or copy the skill folder (skills/money-init in XBuilderLAB/cheat-on-money) into .claude/skills/money-init in your project. Claude Code loads it when a task matches its description.

How do I install Money Init in Codex?

Run `npx skills add XBuilderLAB/cheat-on-money --skill money-init -a codex`. Or copy the skill folder (skills/money-init in XBuilderLAB/cheat-on-money) into .agents/skills/money-init in your project. Codex loads it when a task matches its description.

Can I use Money Init in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add XBuilderLAB/cheat-on-money --skill money-init -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/money-init, .gemini/skills/money-init, .github/skills/money-init and .opencode/skills/money-init in your project.

What does Money Init need to run?

SKILL.md names no scripts, command-line tools or credentials: Money Init is instructions for the agent only. Its frontmatter pre-approves these tools: Bash(*), Read, Write, Edit, Glob, Skill.

Does Money Init access the network?

SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.

Is Money Init safe to install?

Our automated static check of SKILL.md found notes only (pre-approves every shell command (allowed-tools: bash)), nothing it rates as a warning. It is not a guarantee. Review the folder before installing.

What licence does Money Init use?

No licence was found for Money Init or its repository. Without one, default copyright applies: ask the author before reusing or redistributing it.

How many tokens does Money Init use?

About 580 tokens (SKILL.md is roughly 2.3k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to Money Init?

Skills that share tags, products or a category with Money Init: Onboard (alirezarezvani/claude-skills, 28k stars), Codebase Onboarding (affaan-m/ECC, 274k stars), Init (asgeirtj/system_prompts_leaks, 69k stars) and Init (asgeirtj/system_prompts_leaks, 69k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Money Init?

XBuilderLAB (a GitHub organization) maintains it in XBuilderLAB/cheat-on-money, which has 769 GitHub stars. The repository holds 6 skills in this directory. The repository was last updated on June 12, 2026.

Source: XBuilderLAB/cheat-on-money on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.