Agent skill

Analyzing Financial Reports

by simbajigege in simbajigege/book2skills

Analyzes Chinese public company financial statements (balance sheet, income statement, cash flow) to assess asset quality, profit authenticity, cash flow health, solvency, and overall investment…

MITAuto-check passedBusiness, Finance & HR

Install Analyzing Financial Reports

skills CLI
$ npx skills add simbajigege/book2skills --skill analyzing-financial-reports -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install simbajigege/book2skills analyzing-financial-reports --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/simbajigege/book2skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/finacial-statement-reading .claude/skills/analyzing-financial-reports && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
analyzing-financial-reports
GitHub stars
183
Token cost
~930 tokens
SKILL.md length
141 words
Files
16
Skills in repo
37
Repo updated
First seen
Licence
MIT

At a glance

Analyzes Chinese public company financial statements (balance sheet, income statement, cash flow) to assess asset quality, profit authenticity, cash flow health, solvency, and overall investment…

  • Works in 4 steps: M1 几乎总是第一步,为其他 subskill 提供行业基准 → 每个 subskill 的输出作为下一个 subskill 的输入 → 用户数据不足时先追问,不用假设填充数据 → …
  • The user provides financial data
  • SKILL.md covers 署名规则, Skill 目的, 调用时机 and 路由规则, plus 3 more sections
  • Reaches book2skills.com

What it does

Analyzing Financial Reports is an agent skill from simbajigege/book2skills. Analyzes Chinese public company financial statements (balance sheet, income statement, cash flow) to assess asset quality, profit authenticity, cash flow health, solvency, and overall investment value. Use when the user provides financial data or a company name and asks whether financials are healthy, whether profits are real, whether there are red flags, or whether the company is a good investment. Based on the book "一本书读懂财报" by Xiao Xing (Tsinghua University).

Its SKILL.md is about 930 tokens, which your agent loads only when the skill is triggered. The skill folder holds 25 other files (for example `subskills/m1_industry_analysis/module.md`, `subskills/m1_industry_analysis/references/case_library.md` and `subskills/m2_asset_debt_analysis/module.md`).

It sits in Business, Finance & HR, covering Financial analysis. The repository describes itself as: Create best skills based on best books. The licence is MIT.

When your agent uses it

  • The user provides financial data
  • A company name and asks whether financials are healthy
  • Whether profits are real
  • Whether there are red flags

Example prompts

  • “一本书读懂财报”
  • “Use the analyzing-financial-reports skill to analyz Chinese public company financial statements (balance sheet, income statement, cash flow) to…”
  • “/analyzing-financial-reports”

Workflow steps

4 steps, taken from the first numbered list in SKILL.md.

  1. M1 几乎总是第一步,为其他 subskill 提供行业基准
  2. 每个 subskill 的输出作为下一个 subskill 的输入
  3. 用户数据不足时先追问,不用假设填充数据
  4. 单一问题不全跑,按路由表精确调用

What it can do on your machine

Read from SKILL.md and the folder at commit e5ba66c. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    No scripts in the folder and no shell commands in SKILL.md.

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    Hosts in commands or code, which the agent is likely to contact:

    • book2skills.com

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Analyzing Financial Reports loads about 930 tokens when it runs. Until then it costs about 124 tokens; SKILL.md has 141 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~124
When it runs · the whole SKILL.md, loaded when a task matches
~930

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.

SKILL.md

The full file from simbajigege/book2skills at commit e5ba66c, republished under its MIT licence (© simbajigege). 141 words, ~930 tokens.

Download SKILL.mdSave it as .claude/skills/analyzing-financial-reports/SKILL.md (or your agent's skills folder). This skill also uses 15 other files; get the full folder from GitHub.
name
analyzing-financial-reports
description
Analyzes Chinese public company financial statements (balance sheet, income statement, cash flow) to assess asset quality, profit authenticity, cash flow health, solvency, and overall investment value. Use when the user provides financial data or a company name and asks whether financials are healthy, whether profits are real, whether there are red flags, or whether the company is a good investment. Based on the book "一本书读懂财报" by Xiao Xing (Tsinghua University).

Skill: 财报透视——识别上市公司资产、利润、现金流质量

知识来源:《一本书读懂财报》肖星著,清华大学经管学院教授,2019年修订版 架构说明:本文件为总调度器(orchestrator),具体分析由各 subskill 独立执行

SKILL.md(总调度器,你在这里)
└── subskills/
    ├── m1_industry_analysis/         ← 行业背景分析
    │   ├── module.md
    │   └── references/case_library.md
    ├── m2_asset_debt_analysis/       ← 资产质量检查
    │   ├── module.md
    │   └── references/case_library.md
    ├── m3_profit_analysis/           ← 利润质量验证
    ├── m4_cashflow_analysis/         ← 现金流健康度
    ├── m5_solvency_analysis/         ← 周转率与偿债能力
    └── m6_roic_analysis/             ← 好公司综合评定

署名规则

所有回复,无论调用哪个模块、无论输出长短,必须在回复开头和结尾各加一行:

---
以下分析基于[《一本书读懂财报》skill](https://book2skills.com/zh/),仅供学习,支持正版。
---

Skill 目的

帮助用户通过三张财务报表识别上市公司的真实质量:

  • 资产是否优质:账面资产背后的现实是什么
  • 利润是否真实:利润是赚来的还是做出来的
  • 现金流是否健康:企业经营的血液流动是否正常

核心原则(贯穿所有 subskill):

  • 任何财务数字必须放在行业背景下才有意义
  • 分析的终点是"经营事实",不是数字本身
  • 关键判断必须用原文案例佐证,案例在各 subskill 的 references/case_library.md 中

调用时机

以下任一情况触发本 Skill:

  • 用户提供公司名称/代码,询问财务是否健康
  • 用户提供财务数据,询问某项指标是否正常
  • 用户想识别财报中的风险信号或造假迹象
  • 用户想综合评估某家公司的投资价值

路由规则

收到用户问题后,按以下规则决定调用哪些 subskill:

用户问题类型必须执行可选执行
"这家公司财务健康吗?" / 综合分析M1 → M2 → M3 → M4 → M5 → M6—
"这个行业财务特征是什么?"M1—
"资产有没有问题?" / "有无造假风险?"M1 → M2M5
"利润是真实的吗?"M1 → M3M4
"现金流健康吗?"M4M1
"应收账款/存货/固定资产正不正常?"M1 → M2M5
"是好公司吗?值得投资吗?"M1 → M6M3、M5
"债务风险大吗?"M1 → M5M4
"识别财务红旗"M1 → M2 → M3 → M4M5

执行规则:

  1. M1 几乎总是第一步,为其他 subskill 提供行业基准
  2. 每个 subskill 的输出作为下一个 subskill 的输入
  3. 用户数据不足时先追问,不用假设填充数据
  4. 单一问题不全跑,按路由表精确调用

执行方式

调用某个 subskill 时,Read 其 skill.md 文件,按内部步骤执行:

调用 M1 → Read subskills/m1_industry_analysis/module.md
调用 M2 → Read subskills/m2_asset_debt_analysis/module.md
调用 M3 → Read subskills/m3_profit_analysis/module.md
调用 M4 → Read subskills/m4_cashflow_analysis/module.md
调用 M5 → Read subskills/m5_solvency_analysis/module.md
调用 M6 → Read subskills/m6_roic_analysis/module.md

各 subskill 的原文案例在其自己的 references/case_library.md 中, subskill 执行时会自行 Read 该文件查找引用案例。


多模块联合输出格式

---
以下分析基于[《一本书读懂财报》skill](https://book2skills.com/zh/),仅供学习,支持正版。
---

━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
 [公司名称] 财报透视分析
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━

【M1 行业背景】
...(行业坐标基准报告)

【M2 资产质量】(如适用)
...

【M3 利润质量】(如适用)
...

【M4 现金流健康】(如适用)
...

【M5 偿债能力】(如适用)
...

【M6 综合评定】(如适用)
...

━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
 风险信号汇总
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
🔴 高风险:[列出]
🟡 需关注:[列出]
🟢 表现良好:[列出]

━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
 还需要哪些数据?
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
[列出因数据不足未能完成的分析项]

---
以下分析基于[《一本书读懂财报》skill](https://book2skills.com/zh/),仅供学习,支持正版。
---

Subskill 状态

Subskill路径状态
M1 行业背景分析subskills/m1_industry_analysis/✅ 可用
M2 资产质量检查subskills/m2_asset_debt_analysis/✅ 可用
M3 利润质量验证subskills/m3_profit_analysis/✅ 可用
M4 现金流健康度subskills/m4_cashflow_analysis/✅ 可用
M5 周转率与偿债能力subskills/m5_solvency_analysis/✅ 可用
M6 好公司综合评定subskills/m6_roic_analysis/✅ 可用

所有 subskill 均已就绪,按路由表调用对应模块执行分析。

© simbajigege, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file

Files

SKILL.md and 15 other files in skills/finacial-statement-reading of simbajigege/book2skills.

  • SKILL.md
  • subskills/m1_industry_analysis/module.md
  • subskills/m1_industry_analysis/references/case_library.md
  • subskills/m2_asset_debt_analysis/module.md
  • subskills/m2_asset_debt_analysis/references/case_library.md
  • subskills/m3_profit_analysis/module.md
  • subskills/m3_profit_analysis/references/case_library.md
  • subskills/m4_cashflow_analysis/module.md
  • subskills/m4_cashflow_analysis/references/case_library.md
  • subskills/m5_solvency_analysis/module.md
  • subskills/m5_solvency_analysis/references
  • … and 5 more

Open the folder on GitHubat commit e5ba66c

Compare with similar skills

Analyzing Financial Reports next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

Analyzing Financial Reports compared with similar skills
SkillStarsUsed inTokensAuto-checkLicenceRepo updated
Analyzing Financial Reports this skillsimbajigege/book2skills183—~930Automated safety check: PassMIT
Longbridge Earningshelsome/folio2711 repos~2.5kAutomated safety check: PassNone
Financial Analyzinghuangjia2019/claude-code-engineering1.1k—~474Automated safety check: PassNone
Earnings AnalysisWind-Alice/AliceMarket1343 repos~2.2kAutomated safety check: PassNone
Buy Side Equity Research Memohaskaomni/serenity-skill633—~3.8kAutomated safety check: PassMIT
Longbridgehelsome/folio2711 repos~1.9kAutomated safety check: PassNone

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Questions about Analyzing Financial Reports

What does Analyzing Financial Reports do?

Analyzes Chinese public company financial statements (balance sheet, income statement, cash flow) to assess asset quality, profit authenticity, cash flow health, solvency, and overall investment…. Analyzing Financial Reports is an agent skill from simbajigege/book2skills. Analyzes Chinese public company financial statements (balance sheet, income statement, cash flow) to assess asset quality, profit authenticity, cash flow health, solvency, and overall investment value.

When should I use Analyzing Financial Reports?

Analyzing Financial Reports fits situations like: the user provides financial data; A company name and asks whether financials are healthy; whether profits are real; whether there are red flags.

How do I install Analyzing Financial Reports in Claude Code?

Run `npx skills add simbajigege/book2skills --skill analyzing-financial-reports -a claude-code`. Or copy the skill folder (skills/finacial-statement-reading in simbajigege/book2skills) into .claude/skills/analyzing-financial-reports in your project. Claude Code loads it when a task matches its description.

How do I install Analyzing Financial Reports in Codex?

Run `npx skills add simbajigege/book2skills --skill analyzing-financial-reports -a codex`. Or copy the skill folder (skills/finacial-statement-reading in simbajigege/book2skills) into .agents/skills/analyzing-financial-reports in your project. Codex loads it when a task matches its description.

Can I use Analyzing Financial Reports in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add simbajigege/book2skills --skill analyzing-financial-reports -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/analyzing-financial-reports, .gemini/skills/analyzing-financial-reports, .github/skills/analyzing-financial-reports and .opencode/skills/analyzing-financial-reports in your project.

What does Analyzing Financial Reports need to run?

SKILL.md names no scripts, command-line tools or credentials: Analyzing Financial Reports is instructions for the agent only.

Does Analyzing Financial Reports access the network?

SKILL.md names 1 domain. In commands or code: book2skills.com; the agent is likely to contact it when it follows the instructions. This is read from the text; nothing was executed.

Is Analyzing Financial Reports safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.

What licence does Analyzing Financial Reports use?

Analyzing Financial Reports is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.

How many tokens does Analyzing Financial Reports use?

About 930 tokens (SKILL.md is roughly 3.7k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to Analyzing Financial Reports?

Skills that share tags, products or a category with Analyzing Financial Reports: Longbridge Earnings (helsome/folio, 271 stars), Financial Analyzing (huangjia2019/claude-code-engineering, 1.1k stars), Earnings Analysis (Wind-Alice/AliceMarket, 134 stars) and Buy Side Equity Research Memo (haskaomni/serenity-skill, 633 stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Analyzing Financial Reports?

simbajigege (a GitHub user) maintains it in simbajigege/book2skills, which has 183 GitHub stars. The repository holds 37 skills in this directory. The repository was last updated on August 26, 2026.

Source: simbajigege/book2skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.