Creating Financial Models
Chen-zexi/open-ptc-agent
This skill provides an advanced financial modeling suite with DCF analysis, sensitivity testing, Monte Carlo simulations, and scenario planning for investment decisions
A specialized skill providing a Unit Economics analysis framework.
$ npx skills add revfactory/harness-100 --skill unit-economics -a claude-codeProject install by default; add -g for ~/.claude/skills/.
$ gh skill install revfactory/harness-100 unit-economics --agent claude-codeProject scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).
$ git clone --depth 1 https://github.com/revfactory/harness-100.git skills-src && mkdir -p .claude/skills && cp -r skills-src/en/53-financial-modeler/.claude/skills/unit-economics .claude/skills/unit-economics && rm -rf skills-srcUse ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.
Claude Code skills documentation · loads skills from .claude/skills/
Install the "unit-economics" agent skill from https://github.com/revfactory/harness-100/tree/main/en/53-financial-modeler/.claude/skills/unit-economics into .claude/skills/unit-economics/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "unit-economics", then confirm the skill loads.Claude Code copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$skill-installer install https://github.com/revfactory/harness-100/tree/main/en/53-financial-modeler/.claude/skills/unit-economicsType this inside Codex. $skill-installer <name> installs a curated skill from openai/skills. The installer writes to $CODEX_HOME/skills (default ~/.codex/skills). Restart Codex if the skill does not show up.
$ npx skills add revfactory/harness-100 --skill unit-economics -a codexProject install goes to .agents/skills/; add -g for ~/.codex/skills/.
$ gh skill install revfactory/harness-100 unit-economics --agent codexProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/revfactory/harness-100.git skills-src && mkdir -p .agents/skills && cp -r skills-src/en/53-financial-modeler/.claude/skills/unit-economics .agents/skills/unit-economics && rm -rf skills-srcUse ~/.agents/skills/ instead of .agents/skills for a personal install.
Codex skills documentation · loads skills from .agents/skills/
Install the "unit-economics" agent skill from https://github.com/revfactory/harness-100/tree/main/en/53-financial-modeler/.claude/skills/unit-economics into .agents/skills/unit-economics/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "unit-economics", then confirm the skill loads.Codex copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add revfactory/harness-100 --skill unit-economics -a cursorProject install goes to .agents/skills/; add -g for ~/.cursor/skills/.
$ gh skill install revfactory/harness-100 unit-economics --agent cursorProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/revfactory/harness-100.git skills-src && mkdir -p .cursor/skills && cp -r skills-src/en/53-financial-modeler/.claude/skills/unit-economics .cursor/skills/unit-economics && rm -rf skills-srcUse ~/.cursor/skills/ instead of .cursor/skills for a personal install.
Cursor skills documentation · loads skills from .cursor/skills/, .agents/skills/, .claude/skills/, .codex/skills/
Install the "unit-economics" agent skill from https://github.com/revfactory/harness-100/tree/main/en/53-financial-modeler/.claude/skills/unit-economics into .cursor/skills/unit-economics/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "unit-economics", then confirm the skill loads.Cursor copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gemini skills install https://github.com/revfactory/harness-100.git --path en/53-financial-modeler/.claude/skills/unit-economics--scope user (default) or --scope workspace; --path is the subfolder of the repo that holds the skill; --consent skips the security confirmation prompt.
$ npx skills add revfactory/harness-100 --skill unit-economics -a gemini-cliProject install goes to .agents/skills/; add -g for ~/.gemini/skills/.
$ gh skill install revfactory/harness-100 unit-economics --agent gemini-cliProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/revfactory/harness-100.git skills-src && mkdir -p .gemini/skills && cp -r skills-src/en/53-financial-modeler/.claude/skills/unit-economics .gemini/skills/unit-economics && rm -rf skills-srcUse ~/.gemini/skills/ instead of .gemini/skills for a personal install, then run /skills reload.
Gemini CLI skills documentation · loads skills from .gemini/skills/, .agents/skills/
Install the "unit-economics" agent skill from https://github.com/revfactory/harness-100/tree/main/en/53-financial-modeler/.claude/skills/unit-economics into .gemini/skills/unit-economics/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "unit-economics", then confirm the skill loads.Gemini CLI copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gh skill install revfactory/harness-100 unit-economicsInstalls for Copilot at project scope by default; add --scope user for a personal install. Preview a skill first with gh skill preview. Needs GitHub CLI 2.90.0 or later (public preview).
$ npx skills add revfactory/harness-100 --skill unit-economics -a github-copilotProject install goes to .agents/skills/; add -g for ~/.copilot/skills/.
$ git clone --depth 1 https://github.com/revfactory/harness-100.git skills-src && mkdir -p .github/skills && cp -r skills-src/en/53-financial-modeler/.claude/skills/unit-economics .github/skills/unit-economics && rm -rf skills-srcUse ~/.copilot/skills/ instead of .github/skills for a personal install. Commit .github/skills so cloud agent and code review can use it.
GitHub Copilot skills documentation · loads skills from .github/skills/, .claude/skills/, .agents/skills/
Install the "unit-economics" agent skill from https://github.com/revfactory/harness-100/tree/main/en/53-financial-modeler/.claude/skills/unit-economics into .github/skills/unit-economics/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "unit-economics", then confirm the skill loads.GitHub Copilot copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add revfactory/harness-100 --skill unit-economics -a opencodeOpenCode documents no install command of its own. Project install goes to .agents/skills/; add -g for ~/.config/opencode/skills/.
$ gh skill install revfactory/harness-100 unit-economics --agent opencodeProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/revfactory/harness-100.git skills-src && mkdir -p .opencode/skills && cp -r skills-src/en/53-financial-modeler/.claude/skills/unit-economics .opencode/skills/unit-economics && rm -rf skills-srcUse ~/.config/opencode/skills/ instead of .opencode/skills for a personal install.
OpenCode skills documentation · loads skills from .opencode/skills/, .claude/skills/, .agents/skills/
Install the "unit-economics" agent skill from https://github.com/revfactory/harness-100/tree/main/en/53-financial-modeler/.claude/skills/unit-economics into .opencode/skills/unit-economics/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "unit-economics", then confirm the skill loads.OpenCode copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
unit-economicsA specialized skill providing a Unit Economics analysis framework.
Unit Economics is an agent skill from revfactory/harness-100. A specialized skill providing a Unit Economics analysis framework. Used by the revenue-modeler agent when designing revenue models and calculating LTV, CAC, and contribution margin. Automatically applied in contexts such as 'unit economics', 'LTV/CAC', 'contribution margin', 'cohort analysis', 'payback period'. However, direct CRM data extraction and real-time customer analytics are outside the scope of this skill.
Its SKILL.md is about 1.2k tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.
It sits in Business, Finance & HR, covering Financial modeling. The licence is Apache-2.0.
4 steps, taken from the first numbered list in SKILL.md.
Read from SKILL.md and the folder at commit 8e8d35c. It shows what the files ask for, not the result of running them.
Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.
From allowed-tools in the SKILL.md frontmatter.
No scripts in the folder and no shell commands in SKILL.md (its code samples are markdown).
From the folder's file list and the shell code blocks in SKILL.md.
No URLs in SKILL.md.
From URLs in SKILL.md, links to its own repository left out.
Names no API keys, tokens, secrets or passwords.
From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.
Unit Economics loads about 1.2k tokens when it runs. Until then it costs about 108 tokens; SKILL.md has 332 words of instructions outside code blocks.
Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.
The automated check found no risky patterns in SKILL.md.
Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.
The full file from revfactory/harness-100 at commit 8e8d35c, republished under its Apache-2.0 licence (© revfactory). 332 words, ~1,220 tokens.
.claude/skills/unit-economics/SKILL.md (or your agent's skills folder).A specialized skill that enhances the revenue model design capabilities of the revenue-modeler agent.
Basic Formula:
LTV = ARPA x Gross Margin / Monthly Churn RateCohort-Based LTV (More Accurate):
LTV = Sum(t=1→inf) [ARPA_t x GM x Retention_t / (1+d)^t]
ARPA_t = Average revenue per account at month t (reflecting expansion/contraction)
GM = Gross Margin
Retention_t = Retention rate at month t
d = Monthly discount rateLTV Calculation Variants by Business Model:
| Model | LTV Formula | Key Variables |
|---|---|---|
| SaaS Subscription | ARPA x GM / Churn | Churn rate, NRR |
| E-commerce | AOV x Annual Orders x GM x Customer Lifespan | Repeat rate, AOV |
| Marketplace | GMV x Take Rate x GM x Customer Lifespan | GMV, Take Rate |
| Gaming | ARPPU x Conversion Rate x GM / Churn | ARPPU, Conversion Rate |
CAC = (Marketing Cost + Sales Cost) / New Customers
Blended CAC = Total S&M / Total New Customers
Paid CAC = Paid Channel Cost / Paid Channel New Customers
Organic CAC = Overhead Allocation / Organic New CustomersCAC Payback (months) = CAC / (ARPA x Gross Margin)| Rating | Benchmark |
|---|---|
| Excellent | < 12 months |
| Good | 12-18 months |
| Caution | 18-24 months |
| At Risk | > 24 months |
LTV/CAC = LTV / CAC| Ratio | Interpretation |
|---|---|
| < 1x | Losing money on each customer acquired — immediate improvement needed |
| 1-3x | Not sustainable — reduce CAC or improve LTV |
| 3-5x | Healthy — can invest in growth |
| > 5x | Potentially under-investing — can grow more aggressively |
Revenue 100%
(-) Variable Costs (COGS, shipping, transaction fees)
= Contribution Margin 1 (CM1) — Per-transaction profitability
(-) Variable Marketing (performance marketing)
= Contribution Margin 2 (CM2) — Profitability including marketing efficiency
(-) Fixed Cost Allocation (labor, infrastructure, other)
= Contribution Margin 3 (CM3) — Business unit profitability| Analysis Dimension | Purpose | Action |
|---|---|---|
| Per-Product CM | Which products contribute to profit? | Price adjust/discontinue low-margin products |
| Per-Channel CM | Which channels are efficient? | Reallocate budget to high-efficiency channels |
| Per-Customer Segment CM | Which customers are valuable? | Focus on high-value segments |
| Sign-up Month | M0 | M1 | M2 | M3 | M6 | M12 |
|--------------|-----|-----|-----|-----|-----|------|
| 2024-01 | 100% | 85% | 78% | 73% | 62% | 48% |
| 2024-04 | 100% | 88% | 82% | 77% | 68% | - |
| 2024-07 | 100% | 90% | 85% | 80% | - | - |Revenue = Target Market Size (SAM)
x Reachable Ratio
x Conversion Rate
x Average Order Value
x Repeat Purchase Frequency| Step | Estimation Method | Validation |
|---|---|---|
| TAM | Industry reports + government statistics | Cross-check multiple sources |
| SAM | TAM x Accessible segment ratio | Clearly define actual target |
| SOM | SAM x Realistic share | Reference similar companies' initial share |
| Metric | At Risk | Caution | Good | Excellent |
|---|---|---|---|---|
| LTV/CAC | <1x | 1-3x | 3-5x | >5x |
| CAC Payback | >24M | 18-24M | 12-18M | <12M |
| Gross Margin | <40% | 40-60% | 60-75% | >75% |
| NDR | <90% | 90-100% | 100-115% | >115% |
| CM2 | Negative | 0-10% | 10-20% | >20% |
The revenue-modeler uses this scorecard to self-diagnose model health.
© revfactory, Apache-2.0. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file
Just SKILL.md in en/53-financial-modeler/.claude/skills/unit-economics of revfactory/harness-100.
Open the folder on GitHubat commit 8e8d35c
Unit Economics next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.
| Skill | Stars | Used in | Tokens | Auto-check | Licence | Repo updated |
|---|---|---|---|---|---|---|
| Unit Economics this skillrevfactory/harness-100 | 1.3k | — | ~1.2k | Automated safety check: Pass | Apache-2.0 | |
| Creating Financial ModelsChen-zexi/open-ptc-agent | 729 | 3 repos | ~1.3k | Automated safety check: Pass | MIT | |
| Equity ResearchrollingSirius/equity-research-skill | 453 | — | ~1.5k | Automated safety check: Pass | MIT | |
| SaaS Metrics Coachrongxinzy/RongxinAI | 154 | 2 repos | ~1.3k | Automated safety check: Pass | MIT | |
| Startup Financial Modelingnicepkg/auto-company | 194 | 11 repos | ~2.8k | Automated safety check: Pass | None | |
| Stock Value AnalyzerFunnyKun/stock-value-analyzer | 140 | — | ~3.3k | Automated safety check: Pass | None |
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Categories
A specialized skill providing a Unit Economics analysis framework. Unit Economics is an agent skill from revfactory/harness-100. A specialized skill providing a Unit Economics analysis framework.
Unit Economics fits situations like: tasks that involve Financial modeling.
Run `npx skills add revfactory/harness-100 --skill unit-economics -a claude-code`. Or copy the skill folder (en/53-financial-modeler/.claude/skills/unit-economics in revfactory/harness-100) into .claude/skills/unit-economics in your project. Claude Code loads it when a task matches its description.
Run `npx skills add revfactory/harness-100 --skill unit-economics -a codex`. Or copy the skill folder (en/53-financial-modeler/.claude/skills/unit-economics in revfactory/harness-100) into .agents/skills/unit-economics in your project. Codex loads it when a task matches its description.
Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add revfactory/harness-100 --skill unit-economics -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/unit-economics, .gemini/skills/unit-economics, .github/skills/unit-economics and .opencode/skills/unit-economics in your project.
SKILL.md names no scripts, command-line tools or credentials: Unit Economics is instructions for the agent only.
SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.
Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.
Unit Economics is published under the Apache-2.0 licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.
About 1.2k tokens (SKILL.md is roughly 4.9k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.
Skills that share tags, products or a category with Unit Economics: Creating Financial Models (Chen-zexi/open-ptc-agent, 729 stars), Equity Research (rollingSirius/equity-research-skill, 453 stars), SaaS Metrics Coach (rongxinzy/RongxinAI, 154 stars) and Startup Financial Modeling (nicepkg/auto-company, 194 stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.
revfactory (a GitHub user) maintains it in revfactory/harness-100, which has 1,295 GitHub stars. The repository holds 464 skills in this directory. The repository was last updated on March 22, 2026.
Source: revfactory/harness-100 on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.