Agent skill

Deduction Optimizer Engine

by revfactory in revfactory/harness-100

소득공제·세액공제 항목을 최적 조합으로 극대화하는 공제 최적화 엔진. An agent skill from revfactory/harness-100.

Apache-2.0Auto-check passed

Install Deduction Optimizer Engine

skills CLI
$ npx skills add revfactory/harness-100 --skill deduction-optimizer-engine -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install revfactory/harness-100 deduction-optimizer-engine --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/revfactory/harness-100.git skills-src && mkdir -p .claude/skills && cp -r skills-src/ko/75-tax-calculator/.claude/skills/deduction-optimizer-engine .claude/skills/deduction-optimizer-engine && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
deduction-optimizer-engine
GitHub stars
1.3k
Token cost
~711 tokens
SKILL.md length
270 words
Files
1
Skills in repo
464
Repo updated
First seen
Licence
Apache-2.0

At a glance

소득공제·세액공제 항목을 최적 조합으로 극대화하는 공제 최적화 엔진. An agent skill from revfactory/harness-100.

  • SKILL.md covers 소득공제 항목 체계 (근로소득 기준), 세액공제 항목 체계, 공제 최적화 알고리즘 and 세율 구간별 공제 효과, plus 1 more section
  • Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md

What it does

Deduction Optimizer Engine is an agent skill from revfactory/harness-100. 소득공제·세액공제 항목을 최적 조합으로 극대화하는 공제 최적화 엔진. 'deduction-optimizer' 에이전트가 공제 항목을 분석하고 최적 조합을 도출할 때 이 스킬의 공제 한도표, 우선순위 알고리즘, 시뮬레이션 방법을 반드시 활용해야 한다. '공제 최적화', '세액공제 극대화', '연말정산 시뮬레이션' 등에 사용한다. 단, 소득 분류나 세액 계산은 이 스킬의 범위가 아니다.

Its SKILL.md is about 710 tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.

The licence is Apache-2.0.

Example prompts

  • “deduction-optimizer”
  • “/deduction-optimizer-engine”

What it can do on your machine

Read from SKILL.md and the folder at commit 8e8d35c. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    No scripts in the folder and no shell commands in SKILL.md.

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    No URLs in SKILL.md.

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Deduction Optimizer Engine loads about 711 tokens when it runs. Until then it costs about 61 tokens; SKILL.md has 270 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~61
When it runs · the whole SKILL.md, loaded when a task matches
~711

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.

SKILL.md

The full file from revfactory/harness-100 at commit 8e8d35c, republished under its Apache-2.0 licence (© revfactory). 270 words, ~711 tokens.

Download SKILL.mdSave it as .claude/skills/deduction-optimizer-engine/SKILL.md (or your agent's skills folder).
name
deduction-optimizer-engine
description
소득공제·세액공제 항목을 최적 조합으로 극대화하는 공제 최적화 엔진. 'deduction-optimizer' 에이전트가 공제 항목을 분석하고 최적 조합을 도출할 때 이 스킬의 공제 한도표, 우선순위 알고리즘, 시뮬레이션 방법을 반드시 활용해야 한다. '공제 최적화', '세액공제 극대화', '연말정산 시뮬레이션' 등에 사용한다. 단, 소득 분류나 세액 계산은 이 스킬의 범위가 아니다.

Deduction Optimizer Engine — 공제 최적화 엔진

소득공제·세액공제 항목의 한도, 요건, 최적 조합 전략을 제공한다.

소득공제 항목 체계 (근로소득 기준)

인적공제
구분공제액요건
기본공제 (본인)150만원무조건
기본공제 (배우자)150만원연소득 100만원 이하
기본공제 (직계존속)150만원/인60세+, 연소득 100만원 이하
기본공제 (직계비속)150만원/인20세 이하 또는 장애인
추가공제 (경로우대)100만원/인70세 이상
추가공제 (장애인)200만원/인장애인 등록
추가공제 (부녀자)50만원종합소득 3천만원 이하 여성
추가공제 (한부모)100만원배우자 없이 기본공제 자녀
특별소득공제
항목공제 한도비고
국민연금전액근로자 부담분
건강보험료전액근로자 부담분
고용보험료전액근로자 부담분
주택임차차입금연 400만원무주택 세대주
장기주택저당차입금연 300~1800만원상환기간별
그 외 소득공제
항목공제율한도요건
신용카드 등15-40%총급여별총급여 25% 초과분
주택마련저축40%240만원총급여 7천만원 이하
소기업·소상공인 공제전액300만원사업자
우리사주조합 출연금전액400만원-

세액공제 항목 체계

주요 세액공제
항목공제율한도요건
연금저축12-15%납입 600만원총급여 5500만원 기준
IRP(퇴직연금)12-15%연금저축 합산 900만원총급여 5500만원 기준
보험료12%100만원(일반), 150만원(장애인)기본공제 대상 보험
의료비15-20%한도 없음(난임 등)총급여 3% 초과분
교육비15%본인 한도 없음, 자녀 300만원-
기부금15-30%소득 한도유형별 차등
월세15-17%750만원총급여 7천만원 이하
자녀세액공제정액1명 15만, 2명 35만, 3명+ 35만+30만×추가-
세액공제율 구분 (총급여 기준)
연금저축·IRP 세액공제율:
  총급여 5,500만원 이하: 15%
  총급여 5,500만원 초과: 12%

최대 세액공제액:
  연금저축 600만원 × 15% = 90만원
  IRP 포함 900만원 × 15% = 135만원

공제 최적화 알고리즘

우선순위 결정 공식
공제 효율성 = 실질 세금 감소액 / 필요 지출액

소득공제 실질 감소: 공제액 × 한계세율
세액공제 실질 감소: 공제액 × 공제율 (직접 차감)

우선순위:
1. 세액공제 (직접 세금 감소) > 소득공제 (간접 감소)
2. 높은 공제율 항목 > 낮은 공제율 항목
3. 한도 미달 항목 > 한도 도달 항목
4. 필수 지출 동반 항목 > 추가 지출 필요 항목
최적화 시뮬레이션 순서
Step 1: 무조건 공제 적용 (인적공제, 4대보험)
Step 2: 연금저축/IRP 세액공제 극대화 (가장 높은 ROI)
Step 3: 신용카드 등 사용금액 공제 최적 배분
Step 4: 의료비·교육비 세액공제 확인
Step 5: 월세·주택자금 공제 확인
Step 6: 기부금 공제 확인
Step 7: 한도 초과/미달 항목 재조정
신용카드 공제 최적화
공제율 차이:
  신용카드: 15%
  체크카드/현금영수증: 30%
  전통시장: 40%
  대중교통: 40%
  도서·공연: 30%

최적 전략:
  1. 총급여 25%까지 → 신용카드 (혜택 극대화)
  2. 25% 초과분 → 체크카드/현금영수증 (공제율 2배)
  3. 전통시장·대중교통 → 추가 한도 활용

세율 구간별 공제 효과

과세표준세율소득공제 100만원 효과비고
~1,400만6%6만원 절세공제 효과 낮음
~5,000만15%15만원 절세
~8,800만24%24만원 절세
~1.5억35%35만원 절세
~3억38%38만원 절세공제 효과 높음
~5억40%40만원 절세
~10억42%42만원 절세
10억 초과45%45만원 절세

참고

  • 소득세법, 조세특례제한법 기준 (매년 개정 확인 필수)
  • 상세 공제 요건: references/deduction-details.md 참조

© revfactory, Apache-2.0. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file

Files

Just SKILL.md in ko/75-tax-calculator/.claude/skills/deduction-optimizer-engine of revfactory/harness-100.

Open the folder on GitHubat commit 8e8d35c

Compare with similar skills

Deduction Optimizer Engine next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

Deduction Optimizer Engine compared with similar skills
SkillStarsUsed inTokensAuto-checkLicenceRepo updated
Deduction Optimizer Engine this skillrevfactory/harness-1001.3k—~711Automated safety check: PassApache-2.0
SQL Optimizationgithub/awesome-copilot40k2 repos~2.3kAutomated safety check: PassMIT
Agent Performance Optimizerruvnet/ruflo74k2 repos~3.6kAutomated safety check: PassMIT
Database Optimizerdavila7/claude-code-templates32k7 repos~2.5kAutomated safety check: PassMIT
Prompt Optimizeraffaan-m/ECC274k2 repos~2.4kAutomated safety check: PassMIT
Cost Optimizeruvnet/ruflo74k—~997Automated safety check: NotesMIT

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Questions about Deduction Optimizer Engine

What does Deduction Optimizer Engine do?

소득공제·세액공제 항목을 최적 조합으로 극대화하는 공제 최적화 엔진. An agent skill from revfactory/harness-100. Deduction Optimizer Engine is an agent skill from revfactory/harness-100. 소득공제·세액공제 항목을 최적 조합으로 극대화하는 공제 최적화 엔진.

How do I install Deduction Optimizer Engine in Claude Code?

Run `npx skills add revfactory/harness-100 --skill deduction-optimizer-engine -a claude-code`. Or copy the skill folder (ko/75-tax-calculator/.claude/skills/deduction-optimizer-engine in revfactory/harness-100) into .claude/skills/deduction-optimizer-engine in your project. Claude Code loads it when a task matches its description.

How do I install Deduction Optimizer Engine in Codex?

Run `npx skills add revfactory/harness-100 --skill deduction-optimizer-engine -a codex`. Or copy the skill folder (ko/75-tax-calculator/.claude/skills/deduction-optimizer-engine in revfactory/harness-100) into .agents/skills/deduction-optimizer-engine in your project. Codex loads it when a task matches its description.

Can I use Deduction Optimizer Engine in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add revfactory/harness-100 --skill deduction-optimizer-engine -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/deduction-optimizer-engine, .gemini/skills/deduction-optimizer-engine, .github/skills/deduction-optimizer-engine and .opencode/skills/deduction-optimizer-engine in your project.

What does Deduction Optimizer Engine need to run?

SKILL.md names no scripts, command-line tools or credentials: Deduction Optimizer Engine is instructions for the agent only.

Does Deduction Optimizer Engine access the network?

SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.

Is Deduction Optimizer Engine safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.

What licence does Deduction Optimizer Engine use?

Deduction Optimizer Engine is published under the Apache-2.0 licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.

How many tokens does Deduction Optimizer Engine use?

About 711 tokens (SKILL.md is roughly 2.8k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to Deduction Optimizer Engine?

Skills that share tags, products or a category with Deduction Optimizer Engine: SQL Optimization (github/awesome-copilot, 40k stars), Agent Performance Optimizer (ruvnet/ruflo, 74k stars), Database Optimizer (davila7/claude-code-templates, 32k stars) and Prompt Optimizer (affaan-m/ECC, 274k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Deduction Optimizer Engine?

revfactory (a GitHub user) maintains it in revfactory/harness-100, which has 1,290 GitHub stars. The repository holds 464 skills in this directory. The repository was last updated on March 22, 2026.

Source: revfactory/harness-100 on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.