Creating Financial Models
Chen-zexi/open-ptc-agent
This skill provides an advanced financial modeling suite with DCF analysis, sensitivity testing, Monte Carlo simulations, and scenario planning for investment decisions
부동산 수익률 계산기. An agent skill from revfactory/harness-100.
Install Cap Rate Calculator
$ npx skills add revfactory/harness-100 --skill cap-rate-calculator -a claude-codeProject install by default; add -g for ~/.claude/skills/.
$ gh skill install revfactory/harness-100 cap-rate-calculator --agent claude-codeProject scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).
$ git clone --depth 1 https://github.com/revfactory/harness-100.git skills-src && mkdir -p .claude/skills && cp -r skills-src/ko/96-real-estate-analyst/.claude/skills/cap-rate-calculator .claude/skills/cap-rate-calculator && rm -rf skills-srcUse ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.
Claude Code skills documentation · loads skills from .claude/skills/
Install the "cap-rate-calculator" agent skill from https://github.com/revfactory/harness-100/tree/main/ko/96-real-estate-analyst/.claude/skills/cap-rate-calculator into .claude/skills/cap-rate-calculator/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "cap-rate-calculator", then confirm the skill loads.Claude Code copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$skill-installer install https://github.com/revfactory/harness-100/tree/main/ko/96-real-estate-analyst/.claude/skills/cap-rate-calculatorType this inside Codex. $skill-installer <name> installs a curated skill from openai/skills. The installer writes to $CODEX_HOME/skills (default ~/.codex/skills). Restart Codex if the skill does not show up.
$ npx skills add revfactory/harness-100 --skill cap-rate-calculator -a codexProject install goes to .agents/skills/; add -g for ~/.codex/skills/.
$ gh skill install revfactory/harness-100 cap-rate-calculator --agent codexProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/revfactory/harness-100.git skills-src && mkdir -p .agents/skills && cp -r skills-src/ko/96-real-estate-analyst/.claude/skills/cap-rate-calculator .agents/skills/cap-rate-calculator && rm -rf skills-srcUse ~/.agents/skills/ instead of .agents/skills for a personal install.
Codex skills documentation · loads skills from .agents/skills/
Install the "cap-rate-calculator" agent skill from https://github.com/revfactory/harness-100/tree/main/ko/96-real-estate-analyst/.claude/skills/cap-rate-calculator into .agents/skills/cap-rate-calculator/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "cap-rate-calculator", then confirm the skill loads.Codex copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add revfactory/harness-100 --skill cap-rate-calculator -a cursorProject install goes to .agents/skills/; add -g for ~/.cursor/skills/.
$ gh skill install revfactory/harness-100 cap-rate-calculator --agent cursorProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/revfactory/harness-100.git skills-src && mkdir -p .cursor/skills && cp -r skills-src/ko/96-real-estate-analyst/.claude/skills/cap-rate-calculator .cursor/skills/cap-rate-calculator && rm -rf skills-srcUse ~/.cursor/skills/ instead of .cursor/skills for a personal install.
Cursor skills documentation · loads skills from .cursor/skills/, .agents/skills/, .claude/skills/, .codex/skills/
Install the "cap-rate-calculator" agent skill from https://github.com/revfactory/harness-100/tree/main/ko/96-real-estate-analyst/.claude/skills/cap-rate-calculator into .cursor/skills/cap-rate-calculator/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "cap-rate-calculator", then confirm the skill loads.Cursor copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gemini skills install https://github.com/revfactory/harness-100.git --path ko/96-real-estate-analyst/.claude/skills/cap-rate-calculator--scope user (default) or --scope workspace; --path is the subfolder of the repo that holds the skill; --consent skips the security confirmation prompt.
$ npx skills add revfactory/harness-100 --skill cap-rate-calculator -a gemini-cliProject install goes to .agents/skills/; add -g for ~/.gemini/skills/.
$ gh skill install revfactory/harness-100 cap-rate-calculator --agent gemini-cliProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/revfactory/harness-100.git skills-src && mkdir -p .gemini/skills && cp -r skills-src/ko/96-real-estate-analyst/.claude/skills/cap-rate-calculator .gemini/skills/cap-rate-calculator && rm -rf skills-srcUse ~/.gemini/skills/ instead of .gemini/skills for a personal install, then run /skills reload.
Gemini CLI skills documentation · loads skills from .gemini/skills/, .agents/skills/
Install the "cap-rate-calculator" agent skill from https://github.com/revfactory/harness-100/tree/main/ko/96-real-estate-analyst/.claude/skills/cap-rate-calculator into .gemini/skills/cap-rate-calculator/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "cap-rate-calculator", then confirm the skill loads.Gemini CLI copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gh skill install revfactory/harness-100 cap-rate-calculatorInstalls for Copilot at project scope by default; add --scope user for a personal install. Preview a skill first with gh skill preview. Needs GitHub CLI 2.90.0 or later (public preview).
$ npx skills add revfactory/harness-100 --skill cap-rate-calculator -a github-copilotProject install goes to .agents/skills/; add -g for ~/.copilot/skills/.
$ git clone --depth 1 https://github.com/revfactory/harness-100.git skills-src && mkdir -p .github/skills && cp -r skills-src/ko/96-real-estate-analyst/.claude/skills/cap-rate-calculator .github/skills/cap-rate-calculator && rm -rf skills-srcUse ~/.copilot/skills/ instead of .github/skills for a personal install. Commit .github/skills so cloud agent and code review can use it.
GitHub Copilot skills documentation · loads skills from .github/skills/, .claude/skills/, .agents/skills/
Install the "cap-rate-calculator" agent skill from https://github.com/revfactory/harness-100/tree/main/ko/96-real-estate-analyst/.claude/skills/cap-rate-calculator into .github/skills/cap-rate-calculator/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "cap-rate-calculator", then confirm the skill loads.GitHub Copilot copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add revfactory/harness-100 --skill cap-rate-calculator -a opencodeOpenCode documents no install command of its own. Project install goes to .agents/skills/; add -g for ~/.config/opencode/skills/.
$ gh skill install revfactory/harness-100 cap-rate-calculator --agent opencodeProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/revfactory/harness-100.git skills-src && mkdir -p .opencode/skills && cp -r skills-src/ko/96-real-estate-analyst/.claude/skills/cap-rate-calculator .opencode/skills/cap-rate-calculator && rm -rf skills-srcUse ~/.config/opencode/skills/ instead of .opencode/skills for a personal install.
OpenCode skills documentation · loads skills from .opencode/skills/, .claude/skills/, .agents/skills/
Install the "cap-rate-calculator" agent skill from https://github.com/revfactory/harness-100/tree/main/ko/96-real-estate-analyst/.claude/skills/cap-rate-calculator into .opencode/skills/cap-rate-calculator/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "cap-rate-calculator", then confirm the skill loads.OpenCode copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
Facts
- Skill name
cap-rate-calculator- GitHub stars
- 1.3k
- Token cost
- ~676 tokens
- SKILL.md length
- 212 words
- Files
- 1
- Skills in repo
- 274
- Repo updated
- First seen
- Licence
- Apache-2.0
At a glance
부동산 수익률 계산기. An agent skill from revfactory/harness-100.
- Tasks that involve Financial modeling
- SKILL.md covers 핵심 수익률 지표, 현금흐름 분석 (Cash Flow), DCF (현금흐름 할인법) and 투자 시나리오 분석, plus 2 more sections
- Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md
What it does
Cap Rate Calculator is an agent skill from revfactory/harness-100. 부동산 수익률 계산기. profitability-analyst 에이전트가 투자 수익성을 정량 분석할 때 참조하는 공식과 모델. 'Cap Rate', '수익률 분석', 'DCF', '현금흐름 분석' 요청 시 사용. 단, 세무 상담이나 대출 심사는 범위 밖.
Its SKILL.md is about 680 tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.
It sits in Business, Finance & HR, covering Financial modeling. The licence is Apache-2.0.
When your agent uses it
- Tasks that involve Financial modeling
Example prompts
- “Cap Rate”
- “/cap-rate-calculator”
What it can do on your machine
Read from SKILL.md and the folder at commit 8e8d35c. It shows what the files ask for, not the result of running them.
Tool permissions
Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.
From allowed-tools in the SKILL.md frontmatter.
Runs code
No scripts in the folder and no shell commands in SKILL.md.
From the folder's file list and the shell code blocks in SKILL.md.
Network
No URLs in SKILL.md.
From URLs in SKILL.md, links to its own repository left out.
Credentials
Names no API keys, tokens, secrets or passwords.
From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.
Context cost
Cap Rate Calculator loads about 676 tokens when it runs. Until then it costs about 41 tokens; SKILL.md has 212 words of instructions outside code blocks.
Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.
Safety
Auto-check passed
The automated check found no risky patterns in SKILL.md.
Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.
SKILL.md
The full file from revfactory/harness-100 at commit 8e8d35c, republished under its Apache-2.0 licence (© revfactory). 212 words, ~676 tokens.
Download SKILL.mdSave it as
.claude/skills/cap-rate-calculator/SKILL.md (or your agent's skills folder).- name
- cap-rate-calculator
- description
- 부동산 수익률 계산기. profitability-analyst 에이전트가 투자 수익성을 정량 분석할 때 참조하는 공식과 모델. 'Cap Rate', '수익률 분석', 'DCF', '현금흐름 분석' 요청 시 사용. 단, 세무 상담이나 대출 심사는 범위 밖.
Cap Rate Calculator — 부동산 수익률 계산기
profitability-analyst 에이전트의 투자 수익성 분석 역량 강화.
핵심 수익률 지표
Cap Rate (자본환원율)
Cap Rate = NOI / 매입가격 × 100
NOI (Net Operating Income) = 총 임대수입 - 운영비용
운영비용 = 관리비 + 수선유지비 + 보험 + 세금 + 공실손실
예시:
매입가격: ₩10억
연간 임대수입: ₩7,200만 (월 ₩600만)
운영비용: ₩1,200만
NOI: ₩6,000만
Cap Rate: 6,000 / 100,000 × 100 = 6.0%Cap Rate 벤치마크 (한국 기준)
| 부동산 유형 | Cap Rate 범위 | 리스크 |
|---|---|---|
| 오피스 (강남) | 3.5~4.5% | 낮음 |
| 오피스 (기타) | 4.5~6.0% | 중간 |
| 리테일 (상가) | 4.0~7.0% | 중간 |
| 주거 (아파트) | 2.0~4.0% | 낮음 |
| 물류/창고 | 5.0~7.0% | 중간 |
| 오피스텔 | 3.5~5.5% | 중간 |
임대수익률 (Gross Yield vs Net Yield)
Gross Yield = 연간 총 임대수입 / 매입가격 × 100
Net Yield = NOI / 매입가격 × 100
통상 Net Yield ≈ Gross Yield × 0.7~0.85
(운영비율 15~30%)현금흐름 분석 (Cash Flow)
레버리지 수익률
Cash-on-Cash Return = 세전 현금흐름 / 자기자본 × 100
세전 현금흐름 = NOI - 연간 대출 원리금
예시:
매입가격: ₩10억 (LTV 60% = 대출 ₩6억)
자기자본: ₩4억
NOI: ₩6,000만
연간 원리금: ₩3,600만 (3.5%, 30년)
세전 현금흐름: ₩2,400만
Cash-on-Cash: 2,400 / 40,000 × 100 = 6.0%월간 현금흐름 템플릿
| 항목 | 월 금액 | 연 금액 |
|---|---|---|
| (+) 임대수입 | ₩600만 | ₩7,200만 |
| (-) 공실 손실 (5%) | -₩30만 | -₩360만 |
| (-) 관리비 | -₩50만 | -₩600만 |
| (-) 수선유지비 | -₩20만 | -₩240만 |
| (-) 보험료 | -₩5만 | -₩60만 |
| (-) 재산세 | -₩15만 | -₩180만 |
| (=) NOI | ₩480만 | ₩5,760만 |
| (-) 대출 원리금 | -₩300만 | -₩3,600만 |
| (=) 세전 현금흐름 | ₩180만 | ₩2,160만 |
DCF (현금흐름 할인법)
부동산 가치 = Σ [NOI_t / (1+r)^t] + 잔존가치 / (1+r)^n
잔존가치 = NOI_{n+1} / Exit Cap Rate
변수:
r: 할인율 (보통 8~12%)
n: 보유 기간 (보통 5~10년)
Exit Cap Rate: 매각 시 Cap Rate (보통 +0.5% 가산)
NOI 성장률 가정:
보수적: 연 1~2% (물가 상승률)
기본: 연 2~3% (임대료 인상)
낙관적: 연 3~5% (지역 성장)투자 시나리오 분석
시나리오 템플릿
| 항목 | 보수적 | 기본 | 낙관적 |
|---|---|---|---|
| 매입가 | ₩10억 | ₩10억 | ₩10억 |
| 초기 임대료 | ₩550만/월 | ₩600만/월 | ₩650만/월 |
| 공실률 | 10% | 5% | 3% |
| 임대료 상승 | 1%/년 | 3%/년 | 5%/년 |
| 5년 후 매각가 | ₩10.5억 | ₩12억 | ₩14억 |
| 5년 총 수익률 | 18% | 42% | 68% |
| 연 평균 수익률 | 3.4% | 7.3% | 10.9% |
투자 의사결정 기준
| 지표 | 투자 매력적 | 보류 | 기각 |
|---|---|---|---|
| Cap Rate | > 5% | 3~5% | < 3% |
| Cash-on-Cash | > 8% | 5~8% | < 5% |
| IRR | > 12% | 8~12% | < 8% |
| Payback | < 8년 | 8~12년 | > 12년 |
| DSCR | > 1.3 | 1.1~1.3 | < 1.1 |
품질 체크리스트
| 항목 | 기준 |
|---|---|
| 수익률 | Cap Rate + Cash-on-Cash + IRR |
| NOI 정확성 | 운영비 항목별 산출 |
| 레버리지 | 대출 조건 반영 |
| 시나리오 | 보수/기본/낙관 3개 |
| 벤치마크 | 유사 매물 비교 |
| 출구 전략 | 매각 시 Cap Rate 가정 |
© revfactory, Apache-2.0. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file
Files
Just SKILL.md in ko/96-real-estate-analyst/.claude/skills/cap-rate-calculator of revfactory/harness-100.
Open the folder on GitHubat commit 8e8d35c
Compare with similar skills
Cap Rate Calculator next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.
| Skill | Stars | Used in | Tokens | Auto-check | Licence | Repo updated |
|---|---|---|---|---|---|---|
| Cap Rate Calculator this skillrevfactory/harness-100 | 1.3k | — | ~676 | Automated safety check: Pass | Apache-2.0 | |
| Creating Financial ModelsChen-zexi/open-ptc-agent | 729 | 3 repos | ~1.3k | Automated safety check: Pass | MIT | |
| Equity ResearchrollingSirius/equity-research-skill | 453 | — | ~1.5k | Automated safety check: Pass | MIT | |
| SaaS Metrics Coachrongxinzy/RongxinAI | 154 | 2 repos | ~1.3k | Automated safety check: Pass | MIT | |
| Startup Financial Modelingnicepkg/auto-company | 195 | 11 repos | ~2.8k | Automated safety check: Pass | None | |
| Stock Value AnalyzerFunnyKun/stock-value-analyzer | 141 | — | ~3.3k | Automated safety check: Pass | None |
Similar skills
Equity Research
rollingSirius/equity-research-skill
撰写机构级个股投资研究报告（二级市场深度研究）。Use whenever the user wants to research, analyze, or value a specific publicly-traded stock — e.g.
SaaS Metrics Coach
rongxinzy/RongxinAI
SaaS financial health advisor. An agent skill from rongxinzy/RongxinAI.
Startup Financial Modeling
nicepkg/auto-company
This skill should be used when the user asks to "create financial projections", "build a financial model", "forecast revenue", "calculate burn rate", "estimate runway", "model cash flow", or…
Stock Value Analyzer
FunnyKun/stock-value-analyzer
基于邱国鹭《投资中最简单的事》方法论的股票价值分析器（v2.0 双层架构）。通过"三好原则"（好行业、好公司、好价格）系统评估一只股票是否值得投资。v2.0 在原定性框架之上注入一套可量化、可复现的硬模型层——反向 DCF 反解市场隐含增速、情景概率加权估值、EPV 盈利能力价值、分行业估值路由、杜邦三/五因子分解、ROIC vs WACC、Piotroski F-Score、Beneish…
Dcf Valuation
edinetdb/dexter-jp
Performs discounted cash flow (DCF) valuation analysis to estimate intrinsic value per share for Japanese listed companies.
More from revfactory/harness-100
All 274 skills in this repoAnti Bot Analyzer
revfactory/harness-100
A skill for analyzing website anti-bot defense mechanisms and developing legitimate evasion strategies.
API Error Design Patterns
revfactory/harness-100
Reference for designing how an API reports failures: structured error codes, response shapes, client-friendly messages, an error catalog and retry or fallback advice.
API Security Checklist
revfactory/harness-100
Walks a backend-dev agent through OWASP API Top 10 checks, authentication and authorization patterns, and defense code during API design.
Arg Parser Generator
revfactory/harness-100
Methodology for systematically designing and generating CLI tool argument parser structures.
Audience Segmentation
revfactory/harness-100
Audience segmentation skill used by the analyst and curator agents.
Audio Storytelling
revfactory/harness-100
Audio storytelling skill used by the podcast scriptwriter and show note editor.
Related
Categories
Questions about Cap Rate Calculator
What does Cap Rate Calculator do?
부동산 수익률 계산기. An agent skill from revfactory/harness-100. Cap Rate Calculator is an agent skill from revfactory/harness-100. 부동산 수익률 계산기.
When should I use Cap Rate Calculator?
Cap Rate Calculator fits situations like: tasks that involve Financial modeling.
How do I install Cap Rate Calculator in Claude Code?
Run `npx skills add revfactory/harness-100 --skill cap-rate-calculator -a claude-code`. Or copy the skill folder (ko/96-real-estate-analyst/.claude/skills/cap-rate-calculator in revfactory/harness-100) into .claude/skills/cap-rate-calculator in your project. Claude Code loads it when a task matches its description.
How do I install Cap Rate Calculator in Codex?
Run `npx skills add revfactory/harness-100 --skill cap-rate-calculator -a codex`. Or copy the skill folder (ko/96-real-estate-analyst/.claude/skills/cap-rate-calculator in revfactory/harness-100) into .agents/skills/cap-rate-calculator in your project. Codex loads it when a task matches its description.
Can I use Cap Rate Calculator in Cursor, Gemini CLI or GitHub Copilot?
Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add revfactory/harness-100 --skill cap-rate-calculator -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/cap-rate-calculator, .gemini/skills/cap-rate-calculator, .github/skills/cap-rate-calculator and .opencode/skills/cap-rate-calculator in your project.
What does Cap Rate Calculator need to run?
SKILL.md names no scripts, command-line tools or credentials: Cap Rate Calculator is instructions for the agent only.
Does Cap Rate Calculator access the network?
SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.
Is Cap Rate Calculator safe to install?
Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.
What licence does Cap Rate Calculator use?
Cap Rate Calculator is published under the Apache-2.0 licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.
How many tokens does Cap Rate Calculator use?
About 676 tokens (SKILL.md is roughly 2.7k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.
What are the alternatives to Cap Rate Calculator?
Skills that share tags, products or a category with Cap Rate Calculator: Creating Financial Models (Chen-zexi/open-ptc-agent, 729 stars), Equity Research (rollingSirius/equity-research-skill, 453 stars), SaaS Metrics Coach (rongxinzy/RongxinAI, 154 stars) and Startup Financial Modeling (nicepkg/auto-company, 195 stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.
Who maintains Cap Rate Calculator?
revfactory (a GitHub user) maintains it in revfactory/harness-100, which has 1,295 GitHub stars. The repository holds 274 skills in this directory. The repository was last updated on March 22, 2026.
Source: revfactory/harness-100 on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.