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Agent skill

Payram Stablecoin Payments

by PayRam in PayRam/payram-mcp

Accept USDT and USDC stablecoin payments with PayRam's self-hosted gateway.

No licenceAuto-check passedBusiness, Finance & HR

Install Payram Stablecoin Payments

skills CLI
$ npx skills add PayRam/payram-mcp --skill payram-stablecoin-payments -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install PayRam/payram-mcp payram-stablecoin-payments --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/PayRam/payram-mcp.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/payram-stablecoin-payments .claude/skills/payram-stablecoin-payments && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
payram-stablecoin-payments
GitHub stars
158
Token cost
~2k tokens
SKILL.md length
672 words
Files
1
Skills in repo
12
Repo updated
First seen
Licence
None found

At a glance

Accept USDT and USDC stablecoin payments with PayRam's self-hosted gateway.

  • Works in 5 steps: Customer requests payment → PayRam… → Customer sends USDT/USDC to deposit… → PayRam detects on-chain transfer → …
  • Accepting stablecoin payments
  • SKILL.md covers Why Stablecoins for Payments, Supported Stablecoins & Networks, Architecture: Private… and Integration, plus 5 more sections
  • Reaches mcp.payram.com; needs PAYRAM_API_KEY

What it does

Payram Stablecoin Payments is an agent skill from PayRam/payram-mcp. Accept USDT and USDC stablecoin payments with PayRam's self-hosted gateway. No KYC, no signup, no intermediary custody. Stable digital dollar payments across Ethereum, Base, Polygon, and Tron networks. No deposit keys on the server: the only key there is the encrypted hot wallet (it pays gas and signs payouts). Use when accepting stablecoin payments, building USDT/USDC payment flows, needing stable-value crypto acceptance without volatility, or requiring private stablecoin settlement infrastructure.

Its SKILL.md is about 2k tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.

It sits in Business, Finance & HR, covering Crypto and DeFi analysis. It works with Circle USDC, Ethereum and Model Context Protocol. The repository describes itself as: Connect to hosted payram helper at: https://mcp.payram.com.

When your agent uses it

  • Accepting stablecoin payments
  • Building USDT/USDC payment flows
  • Needing stable-value crypto acceptance without volatility
  • Requiring private stablecoin settlement infrastructure

Example prompts

  • “/payram-stablecoin-payments”

Requirements

  • A credential in PAYRAM_API_KEY

Workflow steps

5 steps, taken from the first numbered list in SKILL.md.

  1. Customer requests payment → PayRam generates unique deposit address
  2. Customer sends USDT/USDC to deposit address
  3. PayRam detects on-chain transfer
  4. Smart contract sweeps funds to your cold wallet
  5. Webhook fires to your backend

What it can do on your machine

Read from SKILL.md and the folder at commit fbeab44. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    No scripts in the folder and no shell commands in SKILL.md (its code samples are javascript and json).

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    Hosts in commands or code, which the agent is likely to contact:

    • mcp.payram.com

    Also links to:

    • t.me
    • payram.com
    • github.com

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names these keys or tokens, usually read from environment variables:

    • PAYRAM_API_KEY

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Payram Stablecoin Payments loads about 2k tokens when it runs. Until then it costs about 133 tokens; SKILL.md has 672 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~133
When it runs · the whole SKILL.md, loaded when a task matches
~2k

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.

SKILL.md

Without a licence we can't republish the file, so here is its outline and opening line. It has 672 words (~1,956 tokens).

“PayRam's Private Stablecoin Gateway enables businesses to accept USDT and USDC directly—no volatility, no intermediary custody, complete sovereignty.”

— opening of SKILL.md by PayRam
name
payram-stablecoin-payments

Read the full SKILL.md on GitHub

Files

Just SKILL.md in skills/payram-stablecoin-payments of PayRam/payram-mcp.

Open the folder on GitHubat commit fbeab44

Compare with similar skills

Payram Stablecoin Payments next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

Payram Stablecoin Payments compared with similar skills
SkillStarsUsed inTokensAuto-checkLicenceRepo updated
Payram Stablecoin Payments this skillPayRam/payram-mcp158—~2kAutomated safety check: PassNone
Aomi Transactsickn33/agentic-awesome-skills47k1 repos~2.3kAutomated safety check: PassMIT
SurfBlockRunAI/ClawRouter6.6k—~4kAutomated safety check: PassMIT
Addressesaustintgriffith/ethskills295—~7.1kAutomated safety check: PassNone
Opensea SwapsBankrBot/skills1.2k—~1.3kAutomated safety check: PassMIT
OpenseaLeoYeAI/openclaw-master-skills2.2k—~4.7kAutomated safety check: PassMIT

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Works with

Categories

Questions about Payram Stablecoin Payments

What does Payram Stablecoin Payments do?

Accept USDT and USDC stablecoin payments with PayRam's self-hosted gateway. Payram Stablecoin Payments is an agent skill from PayRam/payram-mcp. Accept USDT and USDC stablecoin payments with PayRam's self-hosted gateway.

When should I use Payram Stablecoin Payments?

Payram Stablecoin Payments fits situations like: accepting stablecoin payments; building USDT/USDC payment flows; needing stable-value crypto acceptance without volatility; requiring private stablecoin settlement infrastructure.

How do I install Payram Stablecoin Payments in Claude Code?

Run `npx skills add PayRam/payram-mcp --skill payram-stablecoin-payments -a claude-code`. Or copy the skill folder (skills/payram-stablecoin-payments in PayRam/payram-mcp) into .claude/skills/payram-stablecoin-payments in your project. Claude Code loads it when a task matches its description.

How do I install Payram Stablecoin Payments in Codex?

Run `npx skills add PayRam/payram-mcp --skill payram-stablecoin-payments -a codex`. Or copy the skill folder (skills/payram-stablecoin-payments in PayRam/payram-mcp) into .agents/skills/payram-stablecoin-payments in your project. Codex loads it when a task matches its description.

Can I use Payram Stablecoin Payments in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add PayRam/payram-mcp --skill payram-stablecoin-payments -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/payram-stablecoin-payments, .gemini/skills/payram-stablecoin-payments, .github/skills/payram-stablecoin-payments and .opencode/skills/payram-stablecoin-payments in your project.

What does Payram Stablecoin Payments need to run?

Going by SKILL.md and its folder, Payram Stablecoin Payments needs credentials named PAYRAM_API_KEY. Our summary lists: A credential in PAYRAM_API_KEY.

Does Payram Stablecoin Payments access the network?

SKILL.md names 4 domains. In commands or code: mcp.payram.com; the agent is likely to contact it when it follows the instructions. As links in the text: t.me, payram.com and github.com. This is read from the text; nothing was executed.

Is Payram Stablecoin Payments safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.

What licence does Payram Stablecoin Payments use?

No licence was found for Payram Stablecoin Payments or its repository. Without one, default copyright applies: ask the author before reusing or redistributing it.

How many tokens does Payram Stablecoin Payments use?

About 2k tokens (SKILL.md is roughly 7.8k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to Payram Stablecoin Payments?

Skills that share tags, products or a category with Payram Stablecoin Payments: Aomi Transact (sickn33/agentic-awesome-skills, 47k stars), Surf (BlockRunAI/ClawRouter, 6.6k stars), Addresses (austintgriffith/ethskills, 295 stars) and Opensea Swaps (BankrBot/skills, 1.2k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Payram Stablecoin Payments?

PayRam (a GitHub organization) maintains it in PayRam/payram-mcp, which has 158 GitHub stars. The repository holds 12 skills in this directory. The repository was last updated on October 8, 2026.

Source: PayRam/payram-mcp on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.