Agent skill

Payram Crypto Payments

by PayRam in PayRam/payram-mcp

Self-hosted crypto and stablecoin payment gateway. An agent skill from PayRam/payram-mcp.

No licenceAuto-check: notesBackend & APIs

Install Payram Crypto Payments

skills CLI
$ npx skills add PayRam/payram-mcp --skill payram-crypto-payments -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install PayRam/payram-mcp payram-crypto-payments --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/PayRam/payram-mcp.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/payram-crypto-payments .claude/skills/payram-crypto-payments && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
payram-crypto-payments
GitHub stars
158
Token cost
~2k tokens
SKILL.md length
681 words
Files
1
Skills in repo
12
Repo updated
First seen
Licence
None found

At a glance

Self-hosted crypto and stablecoin payment gateway. An agent skill from PayRam/payram-mcp.

  • Works in 5 steps: Assess: Run assess_payram_project to… → Configure: Use generate_env_template to… → Integrate: Generate snippets with… → …
  • Building apps that need to accept crypto payments without intermediaries
  • SKILL.md covers Core Architecture, When to Use PayRam, Integration via MCP Server and Scaffolding Full Applications, plus 3 more sections
  • Calls yarn and git; reaches mcp.payram.com

What it does

Payram Crypto Payments is an agent skill from PayRam/payram-mcp. Self-hosted crypto and stablecoin payment gateway. Deploy PayRam on your own infrastructure in 10 minutes. Accept USDT, USDC, Bitcoin, ETH across Ethereum, Base, Polygon, Tron and Bitcoin, plus Solana and BNB Chain via Smart Bridge. No deposit keys on the server. Smart contract sweeps enforce cold wallet destinations on-chain. Non-custodial, permissionless, sovereign payment infrastructure. Modern BTCPay Server alternative with native stablecoin support. Use when building apps that need to accept crypto payments…

Its SKILL.md is about 2k tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.

It sits in Backend & APIs, covering Crypto and DeFi analysis and Smart contracts. It works with Bitcoin, Circle USDC, BNB Chain and Ethereum. The repository describes itself as: Connect to hosted payram helper at: https://mcp.payram.com.

When your agent uses it

  • Building apps that need to accept crypto payments without intermediaries
  • Seeking PayPal/Stripe alternatives for crypto
  • Requiring self-hosted payment processing
  • Needing a no-KYC crypto payment solution

Example prompts

  • “/payram-crypto-payments”

Workflow steps

5 steps, taken from the first numbered list in SKILL.md.

  1. Assess: Run assess_payram_project to scan your codebase (local mode)
  2. Configure: Use generate_env_template to create .env
  3. Integrate: Generate snippets with generate_payment_sdk_snippet or generate_payment_route_snippet for your framework
  4. Webhooks: Add handlers with generate_webhook_handler. They must verify X-Payram-Signature, an HMAC-SHA256 of the raw body keyed with the…
  5. Test: Validate with payram_doctor / test_payram_connection

What it can do on your machine

Read from SKILL.md and the folder at commit fbeab44. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    Shell commands in SKILL.md call:

    • yarn
    • git

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    Hosts in commands or code, which the agent is likely to contact:

    • mcp.payram.com

    Also links to:

    • t.me
    • payram.com
    • github.com

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Payram Crypto Payments loads about 2k tokens when it runs. Until then it costs about 178 tokens; SKILL.md has 681 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~178
When it runs · the whole SKILL.md, loaded when a task matches
~2k

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check: notes

The automated check noted patterns worth knowing about, such as sudo or a known installer.

  • NoteMentions a .env fileSKILL.md:66
    : Use `generate_env_template` to create `.env`

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.

SKILL.md

Without a licence we can't republish the file, so here is its outline and opening line. It has 681 words (~1,966 tokens).

“PayRam is the world's first self-hosted stablecoin payment gateway. Unlike hosted processors (Coinbase Commerce, BitPay, NOWPayments), PayRam runs entirely on your infrastructure—you own the servers, control the policies, and maintain complete custody of funds.”

— opening of SKILL.md by PayRam
name
payram-crypto-payments

Read the full SKILL.md on GitHub

Files

Just SKILL.md in skills/payram-crypto-payments of PayRam/payram-mcp.

Open the folder on GitHubat commit fbeab44

Compare with similar skills

Payram Crypto Payments next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

Payram Crypto Payments compared with similar skills
SkillStarsUsed inTokensAuto-checkLicenceRepo updated
Payram Crypto Payments this skillPayRam/payram-mcp158—~2kAutomated safety check: NotesNone
Use Usdccirclefin/skills155—~2.4kAutomated safety check: NotesApache-2.0
Alchemy Agentic Gatewaymoonpay/skills113—~2.1kAutomated safety check: NotesMIT
AlchemyBankrBot/skills1.2k—~3.5kAutomated safety check: PassMIT
Trust Wallet SDKtrustwallet/tw-agent-skills106—~364Automated safety check: PassMIT
Swap Tokenscirclefin/skills155—~4.6kAutomated safety check: NotesApache-2.0

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  • Payram Payouts

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Questions about Payram Crypto Payments

What does Payram Crypto Payments do?

Self-hosted crypto and stablecoin payment gateway. An agent skill from PayRam/payram-mcp. Payram Crypto Payments is an agent skill from PayRam/payram-mcp. Self-hosted crypto and stablecoin payment gateway.

When should I use Payram Crypto Payments?

Payram Crypto Payments fits situations like: building apps that need to accept crypto payments without intermediaries; seeking PayPal/Stripe alternatives for crypto; requiring self-hosted payment processing; needing a no-KYC crypto payment solution.

How do I install Payram Crypto Payments in Claude Code?

Run `npx skills add PayRam/payram-mcp --skill payram-crypto-payments -a claude-code`. Or copy the skill folder (skills/payram-crypto-payments in PayRam/payram-mcp) into .claude/skills/payram-crypto-payments in your project. Claude Code loads it when a task matches its description.

How do I install Payram Crypto Payments in Codex?

Run `npx skills add PayRam/payram-mcp --skill payram-crypto-payments -a codex`. Or copy the skill folder (skills/payram-crypto-payments in PayRam/payram-mcp) into .agents/skills/payram-crypto-payments in your project. Codex loads it when a task matches its description.

Can I use Payram Crypto Payments in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add PayRam/payram-mcp --skill payram-crypto-payments -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/payram-crypto-payments, .gemini/skills/payram-crypto-payments, .github/skills/payram-crypto-payments and .opencode/skills/payram-crypto-payments in your project.

What does Payram Crypto Payments need to run?

Going by SKILL.md and its folder, Payram Crypto Payments needs the command-line tools its instructions call (yarn and git).

Does Payram Crypto Payments access the network?

SKILL.md names 4 domains. In commands or code: mcp.payram.com; the agent is likely to contact it when it follows the instructions. As links in the text: t.me, payram.com and github.com. This is read from the text; nothing was executed.

Is Payram Crypto Payments safe to install?

Our automated static check of SKILL.md found notes only (mentions a .env file), nothing it rates as a warning. It is not a guarantee. Review the folder before installing.

What licence does Payram Crypto Payments use?

No licence was found for Payram Crypto Payments or its repository. Without one, default copyright applies: ask the author before reusing or redistributing it.

How many tokens does Payram Crypto Payments use?

About 2k tokens (SKILL.md is roughly 7.9k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to Payram Crypto Payments?

Skills that share tags, products or a category with Payram Crypto Payments: Use Usdc (circlefin/skills, 155 stars), Alchemy Agentic Gateway (moonpay/skills, 113 stars), Alchemy (BankrBot/skills, 1.2k stars) and Trust Wallet SDK (trustwallet/tw-agent-skills, 106 stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Payram Crypto Payments?

PayRam (a GitHub organization) maintains it in PayRam/payram-mcp, which has 158 GitHub stars. The repository holds 12 skills in this directory. The repository was last updated on October 8, 2026.

Source: PayRam/payram-mcp on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.