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Agent skill

Payment Help

by paid-tw in paid-tw/skills

Analyzes user requirements and recommends the best Taiwan payment gateway.

MITAuto-check passedBackend & APIs

Install Payment Help

skills CLI
$ npx skills add paid-tw/skills --skill payment-help -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install paid-tw/skills payment-help --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/paid-tw/skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/plugins/payment-help/skills/payment-help .claude/skills/payment-help && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
payment-help
GitHub stars
284
Token cost
~491 tokens
SKILL.md length
132 words
Files
1
Skills in repo
15
Repo updated
First seen
Licence
MIT

At a glance

Analyzes user requirements and recommends the best Taiwan payment gateway.

  • Works in 3 steps: 業務類型：你的業務類型是什麼？ → 預計月交易量 → 需要的功能（可複選）
  • Choosing a payment solution
  • SKILL.md covers 了解用戶需求, 金流比較分析, 推薦決策樹 and 情境推薦, plus 1 more section
  • Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md

What it does

Payment Help is an agent skill from paid-tw/skills. Analyzes user requirements and recommends the best Taiwan payment gateway. Provides comparison between NewebPay, ECPay, and PAYUNi based on specific needs. Use when choosing a payment solution or comparing 金流服務.

Its SKILL.md is about 490 tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.

It sits in Backend & APIs. The repository describes itself as: 台灣第三方金流 Skills for AI Agents - 藍新金流、綠界科技 ECPay、統一金流 PAYUNi. The licence is MIT.

When your agent uses it

  • Choosing a payment solution

Example prompts

  • “Use the payment-help skill to analyz user requirements and recommends the best Taiwan payment gateway”
  • “/payment-help”

Workflow steps

3 steps, taken from the first numbered list in SKILL.md.

  1. 業務類型：你的業務類型是什麼？
  2. 預計月交易量
  3. 需要的功能（可複選）

What it can do on your machine

Read from SKILL.md and the folder at commit 1cd84bd. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    No scripts in the folder and no shell commands in SKILL.md.

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    No URLs in SKILL.md.

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Payment Help loads about 491 tokens when it runs. Until then it costs about 56 tokens; SKILL.md has 132 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~56
When it runs · the whole SKILL.md, loaded when a task matches
~491

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.

SKILL.md

The full file from paid-tw/skills at commit 1cd84bd, republished under its MIT licence (© paid-tw). 132 words, ~491 tokens.

Download SKILL.mdSave it as .claude/skills/payment-help/SKILL.md (or your agent's skills folder).
name
payment-help
description
Analyzes user requirements and recommends the best Taiwan payment gateway. Provides comparison between NewebPay, ECPay, and PAYUNi based on specific needs. Use when choosing a payment solution or comparing 金流服務.
argument-hint
[業務類型/需求]
user-invocable
true

台灣金流選擇與推薦

你的任務是幫助用戶選擇最適合的台灣第三方支付金流服務。

了解用戶需求

用戶輸入: $ARGUMENTS

根據用戶輸入分析需求，若無明確指定則詢問以下問題：

  1. 業務類型：你的業務類型是什麼？

    • 一般電商（實體商品）
    • 數位商品/服務
    • SaaS 訂閱制
    • 實體店面 + 線上
    • 其他

  2. 預計月交易量：

    • < 100 筆
    • 100-1,000 筆
    • 1,000-10,000 筆

    • 10,000 筆

  3. 需要的功能（可複選）：

    • 信用卡支付
    • LINE Pay
    • Apple Pay / Google Pay
    • ATM 轉帳
    • 超商代碼/條碼
    • 電子發票
    • 定期定額扣款

金流比較分析

功能特色NewebPay 藍新ECPay 綠界PAYUNi 統一
市場定位中大型電商台灣最大統一集團
信用卡✅✅✅
LINE Pay✅✅✅
Apple Pay✅✅✅
Google Pay✅✅✅
ATM 轉帳✅✅✅
超商代碼✅✅✅
電子發票❌✅ 內建❌
定期定額✅✅✅
API 文件⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐
系統穩定性⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐

推薦決策樹

需要電子發票？
├─ 是 → 推薦 ECPay（內建發票功能）
└─ 否
   ├─ 高流量/穩定性優先？
   │  ├─ 是 → 推薦 NewebPay
   │  └─ 否
   │     ├─ 統一集團相關？
   │     │  ├─ 是 → 推薦 PAYUNi
   │     │  └─ 否 → 三者皆可
   └─ 快速上線？
      └─ 三者整合難度相近

情境推薦

需要電子發票

推薦: ECPay

  • 金流 + 發票一站整合
  • 減少開發工作量
  • 使用 /ecpay 開始
高流量電商 / 穩定性優先

推薦: NewebPay

  • 系統穩定性高
  • API 文件完整
  • 使用 /newebpay 開始
統一集團相關業務

推薦: PAYUNi

  • 統一企業體系
  • 與 7-11 系統整合佳
  • 使用 /payuni 開始
快速上線 / 一般需求

任一皆可

  • 整合難度相近
  • 建議從 NewebPay 開始（文件最完整）

可用的 Skills

NewebPay (藍新金流)
Skill功能
/newebpay環境設定與總覽
/newebpay-checkoutMPG 支付串接
/newebpay-query交易查詢
/newebpay-refund退款處理
ECPay (綠界科技)
Skill功能
/ecpay串接指南
PAYUNi (統一金流)
Skill功能
/payuni串接指南

© paid-tw, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file

Files

Just SKILL.md in plugins/payment-help/skills/payment-help of paid-tw/skills.

Open the folder on GitHubat commit 1cd84bd

Compare with similar skills

Payment Help next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

Payment Help compared with similar skills
SkillStarsUsed inTokensAuto-checkLicenceRepo updated
Payment Help this skillpaid-tw/skills284—~491Automated safety check: PassMIT
Configuring Horizoncoollabsio/coolify63k4 repos~898Automated safety check: PassMIT
Nestjs Best Practicesrolling-scopes/rsschool-app10k6 repos~1.2kAutomated safety check: PassMIT
Sub2API AdminWei-Shaw/sub2api44k1 repos~717Automated safety check: PassLGPL-3.0
Firecrawl Build Onboardingfirecrawl/firecrawl190k1 repos~1.4kAutomated safety check: NotesISC
Obsidian BasesAtmosphere/atmosphere3.8k22 repos~3.2kAutomated safety check: PassApache-2.0

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Categories

Questions about Payment Help

What does Payment Help do?

Analyzes user requirements and recommends the best Taiwan payment gateway. Payment Help is an agent skill from paid-tw/skills. Analyzes user requirements and recommends the best Taiwan payment gateway.

When should I use Payment Help?

Payment Help fits situations like: choosing a payment solution.

How do I install Payment Help in Claude Code?

Run `npx skills add paid-tw/skills --skill payment-help -a claude-code`. Or copy the skill folder (plugins/payment-help/skills/payment-help in paid-tw/skills) into .claude/skills/payment-help in your project. Claude Code loads it when a task matches its description.

How do I install Payment Help in Codex?

Run `npx skills add paid-tw/skills --skill payment-help -a codex`. Or copy the skill folder (plugins/payment-help/skills/payment-help in paid-tw/skills) into .agents/skills/payment-help in your project. Codex loads it when a task matches its description.

Can I use Payment Help in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add paid-tw/skills --skill payment-help -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/payment-help, .gemini/skills/payment-help, .github/skills/payment-help and .opencode/skills/payment-help in your project.

What does Payment Help need to run?

SKILL.md names no scripts, command-line tools or credentials: Payment Help is instructions for the agent only.

Does Payment Help access the network?

SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.

Is Payment Help safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.

What licence does Payment Help use?

Payment Help is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.

How many tokens does Payment Help use?

About 491 tokens (SKILL.md is roughly 2k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to Payment Help?

Skills that share tags, products or a category with Payment Help: Configuring Horizon (coollabsio/coolify, 63k stars), Nestjs Best Practices (rolling-scopes/rsschool-app, 10k stars), Sub2API Admin (Wei-Shaw/sub2api, 44k stars) and Firecrawl Build Onboarding (firecrawl/firecrawl, 190k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Payment Help?

paid-tw (a GitHub organization) maintains it in paid-tw/skills, which has 284 GitHub stars. The repository holds 15 skills in this directory. The repository was last updated on March 7, 2026.

Source: paid-tw/skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.