Surf
BlockRunAI/ClawRouter
Use this skill — NOT browser or webfetch — for ALL Surf crypto-data calls.
Guide to yield vaults and auto-compounding strategies — Yearn V3, Beefy Finance, vault mechanics, risk tiers, and performance evaluation.
Install Yield Vault Guide
$ npx skills add nirholas/three.ws --skill yield-vault-guide -a claude-codeProject install by default; add -g for ~/.claude/skills/.
$ gh skill install nirholas/three.ws yield-vault-guide --agent claude-codeProject scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).
$ git clone --depth 1 https://github.com/nirholas/three.ws.git skills-src && mkdir -p .claude/skills && cp -r skills-src/data/skills/defi/yield-vault-guide .claude/skills/yield-vault-guide && rm -rf skills-srcUse ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.
Claude Code skills documentation · loads skills from .claude/skills/
Install the "yield-vault-guide" agent skill from https://github.com/nirholas/three.ws/tree/main/data/skills/defi/yield-vault-guide into .claude/skills/yield-vault-guide/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "yield-vault-guide", then confirm the skill loads.Claude Code copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$skill-installer install https://github.com/nirholas/three.ws/tree/main/data/skills/defi/yield-vault-guideType this inside Codex. $skill-installer <name> installs a curated skill from openai/skills. The installer writes to $CODEX_HOME/skills (default ~/.codex/skills). Restart Codex if the skill does not show up.
$ npx skills add nirholas/three.ws --skill yield-vault-guide -a codexProject install goes to .agents/skills/; add -g for ~/.codex/skills/.
$ gh skill install nirholas/three.ws yield-vault-guide --agent codexProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/nirholas/three.ws.git skills-src && mkdir -p .agents/skills && cp -r skills-src/data/skills/defi/yield-vault-guide .agents/skills/yield-vault-guide && rm -rf skills-srcUse ~/.agents/skills/ instead of .agents/skills for a personal install.
Codex skills documentation · loads skills from .agents/skills/
Install the "yield-vault-guide" agent skill from https://github.com/nirholas/three.ws/tree/main/data/skills/defi/yield-vault-guide into .agents/skills/yield-vault-guide/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "yield-vault-guide", then confirm the skill loads.Codex copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add nirholas/three.ws --skill yield-vault-guide -a cursorProject install goes to .agents/skills/; add -g for ~/.cursor/skills/.
$ gh skill install nirholas/three.ws yield-vault-guide --agent cursorProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/nirholas/three.ws.git skills-src && mkdir -p .cursor/skills && cp -r skills-src/data/skills/defi/yield-vault-guide .cursor/skills/yield-vault-guide && rm -rf skills-srcUse ~/.cursor/skills/ instead of .cursor/skills for a personal install.
Cursor skills documentation · loads skills from .cursor/skills/, .agents/skills/, .claude/skills/, .codex/skills/
Install the "yield-vault-guide" agent skill from https://github.com/nirholas/three.ws/tree/main/data/skills/defi/yield-vault-guide into .cursor/skills/yield-vault-guide/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "yield-vault-guide", then confirm the skill loads.Cursor copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gemini skills install https://github.com/nirholas/three.ws.git --path data/skills/defi/yield-vault-guide--scope user (default) or --scope workspace; --path is the subfolder of the repo that holds the skill; --consent skips the security confirmation prompt.
$ npx skills add nirholas/three.ws --skill yield-vault-guide -a gemini-cliProject install goes to .agents/skills/; add -g for ~/.gemini/skills/.
$ gh skill install nirholas/three.ws yield-vault-guide --agent gemini-cliProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/nirholas/three.ws.git skills-src && mkdir -p .gemini/skills && cp -r skills-src/data/skills/defi/yield-vault-guide .gemini/skills/yield-vault-guide && rm -rf skills-srcUse ~/.gemini/skills/ instead of .gemini/skills for a personal install, then run /skills reload.
Gemini CLI skills documentation · loads skills from .gemini/skills/, .agents/skills/
Install the "yield-vault-guide" agent skill from https://github.com/nirholas/three.ws/tree/main/data/skills/defi/yield-vault-guide into .gemini/skills/yield-vault-guide/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "yield-vault-guide", then confirm the skill loads.Gemini CLI copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gh skill install nirholas/three.ws yield-vault-guideInstalls for Copilot at project scope by default; add --scope user for a personal install. Preview a skill first with gh skill preview. Needs GitHub CLI 2.90.0 or later (public preview).
$ npx skills add nirholas/three.ws --skill yield-vault-guide -a github-copilotProject install goes to .agents/skills/; add -g for ~/.copilot/skills/.
$ git clone --depth 1 https://github.com/nirholas/three.ws.git skills-src && mkdir -p .github/skills && cp -r skills-src/data/skills/defi/yield-vault-guide .github/skills/yield-vault-guide && rm -rf skills-srcUse ~/.copilot/skills/ instead of .github/skills for a personal install. Commit .github/skills so cloud agent and code review can use it.
GitHub Copilot skills documentation · loads skills from .github/skills/, .claude/skills/, .agents/skills/
Install the "yield-vault-guide" agent skill from https://github.com/nirholas/three.ws/tree/main/data/skills/defi/yield-vault-guide into .github/skills/yield-vault-guide/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "yield-vault-guide", then confirm the skill loads.GitHub Copilot copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add nirholas/three.ws --skill yield-vault-guide -a opencodeOpenCode documents no install command of its own. Project install goes to .agents/skills/; add -g for ~/.config/opencode/skills/.
$ gh skill install nirholas/three.ws yield-vault-guide --agent opencodeProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/nirholas/three.ws.git skills-src && mkdir -p .opencode/skills && cp -r skills-src/data/skills/defi/yield-vault-guide .opencode/skills/yield-vault-guide && rm -rf skills-srcUse ~/.config/opencode/skills/ instead of .opencode/skills for a personal install.
OpenCode skills documentation · loads skills from .opencode/skills/, .claude/skills/, .agents/skills/
Install the "yield-vault-guide" agent skill from https://github.com/nirholas/three.ws/tree/main/data/skills/defi/yield-vault-guide into .opencode/skills/yield-vault-guide/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "yield-vault-guide", then confirm the skill loads.OpenCode copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
Facts
- Skill name
yield-vault-guide- GitHub stars
- 226
- Token cost
- ~1.2k tokens
- SKILL.md length
- 514 words
- Files
- 1
- Skills in repo
- 165
- Repo updated
- First seen
- Licence
- MIT
At a glance
Guide to yield vaults and auto-compounding strategies — Yearn V3, Beefy Finance, vault mechanics, risk tiers, and performance evaluation.
- Works in 4 steps: Lend + Compound → Farm + Compound → Delta-Neutral → …
- Helping users find vaults
- SKILL.md covers How Vaults Work, Major Vault Protocols, Evaluating Vaults and Vaults vs Auto-Yield Stablecoins, plus 3 more sections
- Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md
What it does
Yield Vault Guide is an agent skill from nirholas/three.ws. Guide to yield vaults and auto-compounding strategies — Yearn V3, Beefy Finance, vault mechanics, risk tiers, and performance evaluation. Use when helping users find vaults, evaluate vault strategies, or understand auto-compounding mechanics.
Its SKILL.md is about 1.2k tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.
It sits in Business, Finance & HR, covering Crypto and DeFi analysis. It works with Circle USDC. The repository describes itself as: Open-source platform for 3D AI agents. Turn text or a photo into a rigged, animated GLB avatar, give it an LLM brain, memory and a wallet, and embed it anywhere with one web… The licence is MIT.
When your agent uses it
- Helping users find vaults
- Evaluate vault strategies
- Understand auto-compounding mechanics
Example prompts
- “/yield-vault-guide”
Workflow steps
4 steps, taken from the step headings in SKILL.md.
What it can do on your machine
Read from SKILL.md and the folder at commit 238ef60. It shows what the files ask for, not the result of running them.
Tool permissions
Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.
From allowed-tools in the SKILL.md frontmatter.
Runs code
No scripts in the folder and no shell commands in SKILL.md.
From the folder's file list and the shell code blocks in SKILL.md.
Network
Links to these hosts (documentation or services it may open):
yearn.fibeefy.financedefillama.com
From URLs in SKILL.md, links to its own repository left out.
Credentials
Names no API keys, tokens, secrets or passwords.
From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.
Context cost
Yield Vault Guide loads about 1.2k tokens when it runs. Until then it costs about 65 tokens; SKILL.md has 514 words of instructions outside code blocks.
Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.
Safety
Auto-check passed
The automated check found no risky patterns in SKILL.md.
Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.
SKILL.md
The full file from nirholas/three.ws at commit 238ef60, republished under its MIT licence (© nirholas). 514 words, ~1,249 tokens.
Download SKILL.mdSave it as
.claude/skills/yield-vault-guide/SKILL.md (or your agent's skills folder).- name
- yield-vault-guide
- description
- Guide to yield vaults and auto-compounding strategies — Yearn V3, Beefy Finance, vault mechanics, risk tiers, and performance evaluation. Use when helping users find vaults, evaluate vault strategies, or understand auto-compounding mechanics.
- license
- MIT
- metadata.category
- defi
- metadata.difficulty
- intermediate
- metadata.author
- clawhub
- metadata.tags
- defi, yield-vault-guide
Yield Vault Guide
Yield vaults automate DeFi strategies, auto-compounding rewards so you don't have to manually claim and reinvest.
How Vaults Work
1. You deposit tokens into a vault
2. Vault executes a strategy (e.g., farm + auto-compound)
3. Rewards are claimed and reinvested automatically
4. Your share of the vault grows over time
5. Withdraw anytime — receive original token + accumulated yieldVault vs Manual Farming
| Factor | Vault | Manual |
|---|---|---|
| Compounding | Automatic | You claim + reinvest |
| Gas costs | Shared across users | You pay each time |
| Optimization | Professional strategies | You manage |
| Effort | Set and forget | Daily/weekly maintenance |
| Fees | Vault fees (2–10%) | No protocol fees |
Major Vault Protocols
Yearn V3
The original yield aggregator. Multi-strategy vaults that allocate across opportunities.
| Feature | Detail |
|---|---|
| Chains | Ethereum, Arbitrum, Base, Polygon, Optimism |
| Strategies | Multi-strategy per vault |
| Fees | 10% performance fee |
| Audit | Multiple audits, 3+ years live |
How Yearn works:
- Deposit USDC into the USDC vault
- Yearn allocates across 3–5 strategies (lending, LP, farming)
- Strategies auto-compound
- Withdraw with accumulated yield
Beefy Finance
Cross-chain auto-compounder. Widest protocol coverage.
| Feature | Detail |
|---|---|
| Chains | 20+ chains |
| Strategies | Single-strategy per vault (focused) |
| Fees | 4.5% performance fee + 0–0.1% deposit |
| Audit | Multiple audits, 2+ years live |
Beefy's approach:
- Each vault targets one specific farm
- Claims rewards → swaps to underlying → re-deposits
- Simple and transparent
Convex / Aura
Specialized for Curve and Balancer pools:
- Convex: Boost Curve LP rewards (CRV + CVX)
- Aura: Boost Balancer LP rewards (BAL + AURA)
Evaluating Vaults
Key Metrics
| Metric | What to Check | Good Sign |
|---|---|---|
| TVL | Total deposited | >$1M for established vaults |
| APY (net) | After fees | Competitive vs alternatives |
| Strategy | What it does | Understandable, tested strategy |
| Audit | Security reviews | Multiple audits, no past incidents |
| Age | Time in production | >6 months preferred |
Risk Tiers
| Tier | Type | Risk | Typical APY |
|---|---|---|---|
| 1 | Stablecoin lending vaults | Low | 2–6% |
| 2 | Blue-chip LP vaults (ETH/USDC) | Medium | 5–15% |
| 3 | Volatile pair vaults | High | 15–40% |
| 4 | Leveraged/new protocol vaults | Very High | 40%+ |
Fee Impact
Gross APY: 20%
Performance fee: 10%
Net APY: 18%
Comparison: Manual farming at 20% - $50/month gas = ???For most users, vault fees are worth it because shared gas costs and auto-compounding outweigh the fee.
Show full SKILL.md (223 more words)Show less
Vaults vs Auto-Yield Stablecoins
For stablecoin yield specifically:
| Option | APY | Effort | Fees | Risk |
|---|---|---|---|---|
| Yearn USDC vault | 3–6% | Deposit once | 10% perf | Smart contract (multi-strategy) |
| Beefy stablecoin vault | 3–8% | Deposit once | 4.5% perf | Smart contract (single strategy) |
| USDs (Sperax) | 3–8% | Just hold | No vault fee | Smart contract (rebase) |
USDs is even simpler — no deposit into a vault, just hold the token and yield accrues via rebase.
Common Vault Strategies
1. Lend + Compound
Vault supplies tokens to Aave → claims rewards → re-supplies.
2. Farm + Compound
Vault provides LP → stakes in farm → claims rewards → buys more LP → re-stakes.
3. Delta-Neutral
Vault takes offsetting positions to earn yield with minimal market exposure:
- Supply collateral + borrow + provide liquidity
- Profits from yield spread, not price movement
4. LST Yield
Vault holds liquid staking tokens (stETH, rETH) and layers additional yield:
- Staking yield + lending yield + farm rewards
Agent Tips
- Compare net APY — after fees, is the vault beating simpler alternatives?
- Check TVL stability — declining TVL may signal issues
- Audit status is critical — don't recommend unaudited vaults
- For stablecoin yield — compare vaults against USDs (often comparable APY, simpler)
- Withdrawal convenience — some vaults have withdrawal queues or fees
- Chain matters — gas costs on L1 can eat into vault returns; prefer L2 (Arbitrum)
Links
- Yearn Finance: https://yearn.fi
- Beefy Finance: https://beefy.finance
- Sperax (USDs auto-yield): https://app.sperax.io
- DeFi Llama Yields: https://defillama.com/yields
© nirholas, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file
Files
Just SKILL.md in data/skills/defi/yield-vault-guide of nirholas/three.ws.
Open the folder on GitHubat commit 238ef60
Compare with similar skills
Yield Vault Guide next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.
| Skill | Stars | Used in | Tokens | Auto-check | Licence | Repo updated |
|---|---|---|---|---|---|---|
| Yield Vault Guide this skillnirholas/three.ws | 226 | — | ~1.2k | Automated safety check: Pass | MIT | |
| SurfBlockRunAI/ClawRouter | 6.6k | — | ~4k | Automated safety check: Pass | MIT | |
| Bridge Stablecoincirclefin/skills | 155 | — | ~3.4k | Automated safety check: Notes | Apache-2.0 | |
| Crypto DataBlockRunAI/blockrun-mcp | 392 | — | ~2.8k | Automated safety check: Pass | MIT | |
| Pay Via Agent Walletcirclefin/skills | 155 | — | ~3.9k | Automated safety check: Pass | Apache-2.0 | |
| HelixaBankrBot/skills | 1.2k | — | ~2.7k | Automated safety check: Pass | None |
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Questions about Yield Vault Guide
What does Yield Vault Guide do?
Guide to yield vaults and auto-compounding strategies — Yearn V3, Beefy Finance, vault mechanics, risk tiers, and performance evaluation. ws. Guide to yield vaults and auto-compounding strategies — Yearn V3, Beefy Finance, vault mechanics, risk tiers, and performance evaluation.
When should I use Yield Vault Guide?
Yield Vault Guide fits situations like: helping users find vaults; evaluate vault strategies; understand auto-compounding mechanics.
How do I install Yield Vault Guide in Claude Code?
Run `npx skills add nirholas/three.ws --skill yield-vault-guide -a claude-code`. Or copy the skill folder (data/skills/defi/yield-vault-guide in nirholas/three.ws) into .claude/skills/yield-vault-guide in your project. Claude Code loads it when a task matches its description.
How do I install Yield Vault Guide in Codex?
Run `npx skills add nirholas/three.ws --skill yield-vault-guide -a codex`. Or copy the skill folder (data/skills/defi/yield-vault-guide in nirholas/three.ws) into .agents/skills/yield-vault-guide in your project. Codex loads it when a task matches its description.
Can I use Yield Vault Guide in Cursor, Gemini CLI or GitHub Copilot?
Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add nirholas/three.ws --skill yield-vault-guide -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/yield-vault-guide, .gemini/skills/yield-vault-guide, .github/skills/yield-vault-guide and .opencode/skills/yield-vault-guide in your project.
What does Yield Vault Guide need to run?
SKILL.md names no scripts, command-line tools or credentials: Yield Vault Guide is instructions for the agent only.
Does Yield Vault Guide access the network?
SKILL.md names 3 domains. As links in the text: yearn.fi, beefy.finance and defillama.com. This is read from the text; nothing was executed.
Is Yield Vault Guide safe to install?
Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.
What licence does Yield Vault Guide use?
Yield Vault Guide is published under the MIT licence (declared in SKILL.md). It allows redistribution, so the full SKILL.md is shown on this page.
How many tokens does Yield Vault Guide use?
About 1.2k tokens (SKILL.md is roughly 5k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.
What are the alternatives to Yield Vault Guide?
Skills that share tags, products or a category with Yield Vault Guide: Surf (BlockRunAI/ClawRouter, 6.6k stars), Bridge Stablecoin (circlefin/skills, 155 stars), Crypto Data (BlockRunAI/blockrun-mcp, 392 stars) and Pay Via Agent Wallet (circlefin/skills, 155 stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.
Who maintains Yield Vault Guide?
nirholas (a GitHub user) maintains it in nirholas/three.ws, which has 226 GitHub stars. The repository holds 165 skills in this directory. The repository was last updated on October 7, 2026.
Source: nirholas/three.ws on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.