Cost Tracking
affaan-m/ECC
Track and report Claude Code token usage, spending, and budgets from the local ECC cost-tracker metrics log.
Decode a timeshare contract before signing — the lifetime cost math, the perpetuity and fee-escalation clauses, the rescission window, and the honest resale reality.
MITAuto-check passed
Install Timeshare Contract Decoder
$ npx skills add mohitagw15856/pm-claude-skills --skill timeshare-contract-decoder -a claude-codeProject install by default; add -g for ~/.claude/skills/.
$ gh skill install mohitagw15856/pm-claude-skills timeshare-contract-decoder --agent claude-codeProject scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/timeshare-contract-decoder .claude/skills/timeshare-contract-decoder && rm -rf skills-srcUse ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.
Claude Code skills documentation · loads skills from .claude/skills/
Install the "timeshare-contract-decoder" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/timeshare-contract-decoder into .claude/skills/timeshare-contract-decoder/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "timeshare-contract-decoder", then confirm the skill loads.Claude Code copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$skill-installer install https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/timeshare-contract-decoderType this inside Codex. $skill-installer <name> installs a curated skill from openai/skills. The installer writes to $CODEX_HOME/skills (default ~/.codex/skills). Restart Codex if the skill does not show up.
$ npx skills add mohitagw15856/pm-claude-skills --skill timeshare-contract-decoder -a codexProject install goes to .agents/skills/; add -g for ~/.codex/skills/.
$ gh skill install mohitagw15856/pm-claude-skills timeshare-contract-decoder --agent codexProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .agents/skills && cp -r skills-src/skills/timeshare-contract-decoder .agents/skills/timeshare-contract-decoder && rm -rf skills-srcUse ~/.agents/skills/ instead of .agents/skills for a personal install.
Codex skills documentation · loads skills from .agents/skills/
Install the "timeshare-contract-decoder" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/timeshare-contract-decoder into .agents/skills/timeshare-contract-decoder/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "timeshare-contract-decoder", then confirm the skill loads.Codex copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add mohitagw15856/pm-claude-skills --skill timeshare-contract-decoder -a cursorProject install goes to .agents/skills/; add -g for ~/.cursor/skills/.
$ gh skill install mohitagw15856/pm-claude-skills timeshare-contract-decoder --agent cursorProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .cursor/skills && cp -r skills-src/skills/timeshare-contract-decoder .cursor/skills/timeshare-contract-decoder && rm -rf skills-srcUse ~/.cursor/skills/ instead of .cursor/skills for a personal install.
Cursor skills documentation · loads skills from .cursor/skills/, .agents/skills/, .claude/skills/, .codex/skills/
Install the "timeshare-contract-decoder" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/timeshare-contract-decoder into .cursor/skills/timeshare-contract-decoder/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "timeshare-contract-decoder", then confirm the skill loads.Cursor copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gemini skills install https://github.com/mohitagw15856/pm-claude-skills.git --path skills/timeshare-contract-decoder--scope user (default) or --scope workspace; --path is the subfolder of the repo that holds the skill; --consent skips the security confirmation prompt.
$ npx skills add mohitagw15856/pm-claude-skills --skill timeshare-contract-decoder -a gemini-cliProject install goes to .agents/skills/; add -g for ~/.gemini/skills/.
$ gh skill install mohitagw15856/pm-claude-skills timeshare-contract-decoder --agent gemini-cliProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .gemini/skills && cp -r skills-src/skills/timeshare-contract-decoder .gemini/skills/timeshare-contract-decoder && rm -rf skills-srcUse ~/.gemini/skills/ instead of .gemini/skills for a personal install, then run /skills reload.
Gemini CLI skills documentation · loads skills from .gemini/skills/, .agents/skills/
Install the "timeshare-contract-decoder" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/timeshare-contract-decoder into .gemini/skills/timeshare-contract-decoder/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "timeshare-contract-decoder", then confirm the skill loads.Gemini CLI copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gh skill install mohitagw15856/pm-claude-skills timeshare-contract-decoderInstalls for Copilot at project scope by default; add --scope user for a personal install. Preview a skill first with gh skill preview. Needs GitHub CLI 2.90.0 or later (public preview).
$ npx skills add mohitagw15856/pm-claude-skills --skill timeshare-contract-decoder -a github-copilotProject install goes to .agents/skills/; add -g for ~/.copilot/skills/.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .github/skills && cp -r skills-src/skills/timeshare-contract-decoder .github/skills/timeshare-contract-decoder && rm -rf skills-srcUse ~/.copilot/skills/ instead of .github/skills for a personal install. Commit .github/skills so cloud agent and code review can use it.
GitHub Copilot skills documentation · loads skills from .github/skills/, .claude/skills/, .agents/skills/
Install the "timeshare-contract-decoder" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/timeshare-contract-decoder into .github/skills/timeshare-contract-decoder/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "timeshare-contract-decoder", then confirm the skill loads.GitHub Copilot copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add mohitagw15856/pm-claude-skills --skill timeshare-contract-decoder -a opencodeOpenCode documents no install command of its own. Project install goes to .agents/skills/; add -g for ~/.config/opencode/skills/.
$ gh skill install mohitagw15856/pm-claude-skills timeshare-contract-decoder --agent opencodeProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .opencode/skills && cp -r skills-src/skills/timeshare-contract-decoder .opencode/skills/timeshare-contract-decoder && rm -rf skills-srcUse ~/.config/opencode/skills/ instead of .opencode/skills for a personal install.
OpenCode skills documentation · loads skills from .opencode/skills/, .claude/skills/, .agents/skills/
Install the "timeshare-contract-decoder" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/timeshare-contract-decoder into .opencode/skills/timeshare-contract-decoder/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "timeshare-contract-decoder", then confirm the skill loads.OpenCode copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
Facts
- Skill name
timeshare-contract-decoder- GitHub stars
- 1.4k
- Token cost
- ~1.3k tokens
- SKILL.md length
- 580 words
- Files
- 2 (incl. references)
- Skills in repo
- 1,348
- Repo updated
- First seen
- Licence
- MIT
At a glance
Decode a timeshare contract before signing — the lifetime cost math, the perpetuity and fee-escalation clauses, the rescission window, and the honest resale reality.
- Works in 5 steps: Rescission first, always: if signed… → The lifetime math: price + loan interest… → The perpetuity flags: "in perpetuity"… → …
- Asked to review this timeshare
- SKILL.md covers What This Skill Produces, Required Inputs, Framework and Output Format, plus 3 more sections
- Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md
What it does
Timeshare Contract Decoder is an agent skill from mohitagw15856/pm-claude-skills. Decode a timeshare contract before signing — the lifetime cost math, the perpetuity and fee-escalation clauses, the rescission window, and the honest resale reality. Use when asked to review this timeshare, decode my timeshare contract, can I get out of a timeshare, or is this vacation ownership worth it. Produces the true-cost projection, the clause decode with the perpetuity traps flagged, the rescission-window computation, and — for existing owners — the legitimate exit paths vs the exit-scam checklist.
Its SKILL.md is about 1.3k tokens, which your agent loads only when the skill is triggered. The skill folder holds 2 other files, including reference files (for example `references/worked-example.md`).
The repository describes itself as: 1255 professional Agent Skills for Claude, ChatGPT, Gemini, Cursor & Codex — PRDs, postmortems, leases, medical bills, layoffs, go-bags, new countries. Plain markdown, MIT, in… The licence is MIT.
When your agent uses it
- Asked to review this timeshare
- Decode my timeshare contract
- Can I get out of a timeshare
- Is this vacation ownership worth it
Example prompts
- “/timeshare-contract-decoder”
Workflow steps
5 steps, taken from the first numbered list in SKILL.md.
- Rescission first, always: if signed within recent days, compute the window now and lead with the cancellation procedure (typically written…
- The lifetime math: price + loan interest (timeshare financing rates are routinely steep) + fees compounding at the historical escalation…
- The perpetuity flags: "in perpetuity" obligations, heir-binding language, developer's unilateral special assessments, exchange-program…
- Resale honesty: the resale market for most timeshares is effectively near-zero; the contract's "investment" framing is decoded against…
- The exit-scam checklist (owners): upfront-fee "exit companies," guaranteed-exit claims, cold calls citing a "buyer waiting" — pattern-flag…
What it can do on your machine
Read from SKILL.md and the folder at commit 1cbf1f0. It shows what the files ask for, not the result of running them.
Tool permissions
Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.
From allowed-tools in the SKILL.md frontmatter.
Runs code
No scripts in the folder and no shell commands in SKILL.md.
From the folder's file list and the shell code blocks in SKILL.md.
Network
No URLs in SKILL.md.
From URLs in SKILL.md, links to its own repository left out.
Credentials
Names no API keys, tokens, secrets or passwords.
From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.
Context cost
Timeshare Contract Decoder loads about 1.3k tokens when it runs, and up to ~2.9k if it reads all its reference files. Until then it costs about 135 tokens; SKILL.md has 580 words of instructions outside code blocks.
Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.
Safety
Auto-check passed
The automated check found no risky patterns in SKILL.md.
Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.
SKILL.md
The full file from mohitagw15856/pm-claude-skills at commit 1cbf1f0, republished under its MIT licence (© mohitagw15856). 580 words, ~1,256 tokens.
Download SKILL.mdSave it as
.claude/skills/timeshare-contract-decoder/SKILL.md (or your agent's skills folder). This skill also uses 1 other file; get the full folder from GitHub.- name
- timeshare-contract-decoder
- description
- Decode a timeshare contract before signing — the lifetime cost math, the perpetuity and fee-escalation clauses, the rescission window, and the honest resale reality. Use when asked to review this timeshare, decode my timeshare contract, can I get out of a timeshare, or is this vacation ownership worth it. Produces the true-cost projection, the clause decode with the perpetuity traps flagged, the rescission-window computation, and — for existing owners — the legitimate exit paths vs the exit-scam checklist.
Timeshare Contract Decoder Skill
Timeshares are sold in a 90-minute high-pressure window and owned for decades — sometimes by your heirs. This skill does the reading the presentation was designed to prevent: the lifetime cost computed, the perpetuity and escalation clauses flagged, and the rescission clock — the single most valuable number in the document — calculated to the day. For existing owners, it separates the real exits from the exit-scam industry that preys on the trapped.
What This Skill Produces
- The lifetime cost projection — purchase + financing + escalating fees over 10/20/30 years vs renting the same weeks
- Clause decode — perpetuity, fee escalation, special assessments, booking reality, transfer restrictions
- The rescission clock — jurisdiction-dependent cancellation window, computed with the how-to-cancel steps
- Exit paths (owners) — legitimate routes vs the scam-pattern checklist
Required Inputs
Ask for these only if not provided:
- The contract/offer — price, financing terms, annual fees, the maintenance-fee history if obtainable
- When it was signed (if already signed) — the rescission window may still be open; this is urgent
- The jurisdiction of purchase — rescission periods vary widely; never guess
- Their vacation reality — actual weeks/year they'd use, destinations, flexibility
Framework
- Rescission first, always: if signed within recent days, compute the window now and lead with the cancellation procedure (typically written notice, specific address, postmark rules). This paragraph outranks everything else in the decode.
- The lifetime math: price + loan interest (timeshare financing rates are routinely steep) + fees compounding at the historical escalation rate (ask for history; absent it, model at several plausible rates and say so) − honest usage. Compare against simply renting comparable weeks.
- The perpetuity flags: "in perpetuity" obligations, heir-binding language, developer's unilateral special assessments, exchange-program dependencies that can devalue independently.
- Resale honesty: the resale market for most timeshares is effectively near-zero; the contract's "investment" framing is decoded against that reality, plainly.
- The exit-scam checklist (owners): upfront-fee "exit companies," guaranteed-exit claims, cold calls citing a "buyer waiting" — pattern-flag them. Legitimate paths: rescission (if in window), developer surrender/deed-back programs, licensed resale at honest prices, attorney consultation for misrepresentation cases.
Output Format
Show full SKILL.md (242 more words)Show less
Timeshare Decode: [property/company]
⏰ Rescission status: [in window until DATE — cancellation steps below / window closed — see exit paths]
The lifetime math | Horizon | All-in cost | Rent-equivalent | Verdict | Clause decode | Clause | Says | Means | Severity | 🚩 Ranked flags — perpetuity, escalation, assessments, booking reality — each with the quoted line Your usage vs the promise: [honest fit paragraph] Exit paths [owners: legitimate routes ranked · the scam checklist]
End verbatim: "This is a plain-language reading, not legal or financial advice — rescission rights and contract enforceability vary by jurisdiction; for an in-window cancellation act today, and for anything else confirm with a licensed attorney."
Quality Checks
- Rescission status and date lead the decode when potentially open
- Lifetime math shows its escalation assumption and the rent comparison
- Perpetuity/heir language is quoted, not paraphrased
- Resale reality is stated plainly
- The exit-scam checklist appears for any post-window owner
- The disclaimer appears verbatim
Anti-Patterns
- Do not bury the rescission window — it's the most valuable number in the document and it's expiring
- Do not use the sales deck's fee assumptions — model escalation from history or plausible rates, stated
- Do not entertain the "investment" frame — decode it against the actual resale market
- Do not recommend exit companies — pattern-flag the industry and point to the legitimate routes
- Do not shame the buyer — the presentation was engineered by professionals; the decode is for deciding, not regretting
Example Trigger Phrases
- "Review this timeshare."
- "Decode my timeshare contract."
- "Can I get out of a timeshare?"
- "Is this vacation ownership worth it?"
© mohitagw15856, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file
Files
SKILL.md and 1 other file (references) in skills/timeshare-contract-decoder of mohitagw15856/pm-claude-skills.
- SKILL.md
- references/worked-example.md
Open the folder on GitHubat commit 1cbf1f0
Compare with similar skills
Timeshare Contract Decoder next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.
| Skill | Stars | Used in | Tokens | Auto-check | Licence | Repo updated |
|---|---|---|---|---|---|---|
| Timeshare Contract Decoder this skillmohitagw15856/pm-claude-skills | 1.4k | — | ~1.3k | Automated safety check: Pass | MIT | |
| Cost Trackingaffaan-m/ECC | 276k | 1 repos | ~1.3k | Automated safety check: Pass | MIT | |
| Cost Conversationruvnet/ruflo | 74k | — | ~407 | Automated safety check: Notes | MIT | |
| Cost Reportruvnet/ruflo | 74k | — | ~830 | Automated safety check: Notes | MIT | |
| Mathparcadei/Continuous-Claude-v3 | 3.9k | 2 repos | ~1.6k | Automated safety check: Notes | MIT | |
| Cost Optimizeruvnet/ruflo | 74k | — | ~997 | Automated safety check: Notes | MIT |
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Questions about Timeshare Contract Decoder
What does Timeshare Contract Decoder do?
Decode a timeshare contract before signing — the lifetime cost math, the perpetuity and fee-escalation clauses, the rescission window, and the honest resale reality. Timeshare Contract Decoder is an agent skill from mohitagw15856/pm-claude-skills. Decode a timeshare contract before signing — the lifetime cost math, the perpetuity and fee-escalation clauses, the rescission window, and the honest resale reality.
When should I use Timeshare Contract Decoder?
Timeshare Contract Decoder fits situations like: asked to review this timeshare; decode my timeshare contract; can I get out of a timeshare; is this vacation ownership worth it.
How do I install Timeshare Contract Decoder in Claude Code?
Run `npx skills add mohitagw15856/pm-claude-skills --skill timeshare-contract-decoder -a claude-code`. Or copy the skill folder (skills/timeshare-contract-decoder in mohitagw15856/pm-claude-skills) into .claude/skills/timeshare-contract-decoder in your project. Claude Code loads it when a task matches its description.
How do I install Timeshare Contract Decoder in Codex?
Run `npx skills add mohitagw15856/pm-claude-skills --skill timeshare-contract-decoder -a codex`. Or copy the skill folder (skills/timeshare-contract-decoder in mohitagw15856/pm-claude-skills) into .agents/skills/timeshare-contract-decoder in your project. Codex loads it when a task matches its description.
Can I use Timeshare Contract Decoder in Cursor, Gemini CLI or GitHub Copilot?
Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add mohitagw15856/pm-claude-skills --skill timeshare-contract-decoder -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/timeshare-contract-decoder, .gemini/skills/timeshare-contract-decoder, .github/skills/timeshare-contract-decoder and .opencode/skills/timeshare-contract-decoder in your project.
What does Timeshare Contract Decoder need to run?
SKILL.md names no scripts, command-line tools or credentials: Timeshare Contract Decoder is instructions for the agent only.
Does Timeshare Contract Decoder access the network?
SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.
Is Timeshare Contract Decoder safe to install?
Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.
What licence does Timeshare Contract Decoder use?
Timeshare Contract Decoder is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.
How many tokens does Timeshare Contract Decoder use?
About 1.3k tokens (SKILL.md is roughly 5k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full. Its references folder adds about 1.6k tokens, read only when the agent opens those files.
What are the alternatives to Timeshare Contract Decoder?
Skills that share tags, products or a category with Timeshare Contract Decoder: Cost Tracking (affaan-m/ECC, 276k stars), Cost Conversation (ruvnet/ruflo, 74k stars), Cost Report (ruvnet/ruflo, 74k stars) and Math (parcadei/Continuous-Claude-v3, 3.9k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.
Who maintains Timeshare Contract Decoder?
mohitagw15856 (a GitHub user) maintains it in mohitagw15856/pm-claude-skills, which has 1,433 GitHub stars. The repository holds 1,348 skills in this directory. The repository was last updated on October 8, 2026.
Source: mohitagw15856/pm-claude-skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.