Agent skill

Stop The Bleed Triage

by mohitagw15856 in mohitagw15856/pm-claude-skills

When money is in free-fall, triage the crisis — what to pay first, what to let slide, and what to protect at all costs — so you cover the essentials and stop the worst damage.

MITAuto-check passedDocuments & Office

Install Stop The Bleed Triage

skills CLI
$ npx skills add mohitagw15856/pm-claude-skills --skill stop-the-bleed-triage -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install mohitagw15856/pm-claude-skills stop-the-bleed-triage --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/stop-the-bleed-triage .claude/skills/stop-the-bleed-triage && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
stop-the-bleed-triage
GitHub stars
1.4k
Token cost
~1.3k tokens
SKILL.md length
614 words
Files
1
Skills in repo
1,348
Repo updated
First seen
Licence
MIT

At a glance

When money is in free-fall, triage the crisis — what to pay first, what to let slide, and what to protect at all costs — so you cover the essentials and stop the worst damage.

  • Works in 6 steps: Protect the essentials first. Housing,… → Put unsecured debt last. Credit cards… → Delay the right things briefly. Some… → …
  • Asked I cant pay all my bills
  • SKILL.md covers What This Skill Produces, Required Inputs, Framework: Protect Essentials,… and Output Format, plus 3 more sections
  • Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md

What it does

Stop The Bleed Triage is an agent skill from mohitagw15856/pm-claude-skills. When money is in free-fall, triage the crisis — what to pay first, what to let slide, and what to protect at all costs — so you cover the essentials and stop the worst damage. Use when asked I can't pay all my bills, which bills do I pay first, financial emergency, or I'm broke and panicking. Produces a priority order for scarce money (keep-the-lights-on essentials and things with severe consequences first, unsecured debt last), what to protect no matter what (housing, utilities, food, transport to work…

Its SKILL.md is about 1.3k tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.

It sits in Documents & Office, covering Slides and decks. The repository describes itself as: 1255 professional Agent Skills for Claude, ChatGPT, Gemini, Cursor & Codex — PRDs, postmortems, leases, medical bills, layoffs, go-bags, new countries. Plain markdown, MIT, in… The licence is MIT.

When your agent uses it

  • Asked I cant pay all my bills
  • Which bills do I pay first
  • Financial emergency
  • Im broke and panicking

Example prompts

  • “/stop-the-bleed-triage”

Workflow steps

6 steps, taken from the first numbered list in SKILL.md.

  1. Protect the essentials first. Housing, utilities, food, and transport-to-work come before everything — losing these cascades into much…
  2. Put unsecured debt last. Credit cards feel loud but have milder immediate consequences than a shutoff or eviction — they wait while…
  3. Delay the right things briefly. Some bills tolerate a short delay far better than others — let those slide first, deliberately, not…
  4. Call creditors early and ask. Hardship programs, deferrals, and reduced payments exist — but usually only if you ask before defaulting…
  5. Tap assistance now. Utility/rent/food assistance and food banks are for exactly this — using them is smart triage, not failure.
  6. Make the next-24-hours plan. A short list of concrete calls and moves today — action breaks the panic.

What it can do on your machine

Read from SKILL.md and the folder at commit 1cbf1f0. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    No scripts in the folder and no shell commands in SKILL.md.

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    No URLs in SKILL.md.

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Stop The Bleed Triage loads about 1.3k tokens when it runs. Until then it costs about 208 tokens; SKILL.md has 614 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~208
When it runs · the whole SKILL.md, loaded when a task matches
~1.3k

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.

SKILL.md

The full file from mohitagw15856/pm-claude-skills at commit 1cbf1f0, republished under its MIT licence (© mohitagw15856). 614 words, ~1,312 tokens.

Download SKILL.mdSave it as .claude/skills/stop-the-bleed-triage/SKILL.md (or your agent's skills folder).
name
stop-the-bleed-triage
description
When money is in free-fall, triage the crisis — what to pay first, what to let slide, and what to protect at all costs — so you cover the essentials and stop the worst damage. Use when asked I can't pay all my bills, which bills do I pay first, financial emergency, or I'm broke and panicking. Produces a priority order for scarce money (keep-the-lights-on essentials and things with severe consequences first, unsecured debt last), what to protect no matter what (housing, utilities, food, transport to work, essential insurance), which creditors to call and what to ask for (hardship programs, deferrals), the help to tap now (assistance programs, food banks), and a calm next-24-hours plan — so panic becomes a sequence. Not financial advice; points to nonprofit credit counseling and assistance programs.

Stop-the-Bleed Triage

When there's not enough money for everything, paying bills in the order they arrive — or freezing in panic — does the most damage. Crisis money has a priority order: essentials and severe-consequence bills first, unsecured debt last. This triages your situation: what to pay, what to let slide, what to protect at all costs, who to call for hardship help, and a calm next-24-hours plan — so a spiral becomes a sequence.

What This Skill Produces

  • A payment priority order — scarce money sequenced by consequence: housing, utilities, food, transport to work, and essential insurance first; unsecured debt (credit cards) last
  • The protect-at-all-costs list — the essentials whose loss causes cascading harm (a roof, heat/power, the car that gets you to work), defended first
  • A "safe to let slide (briefly)" list — what has less severe short-term consequences, so you delay the right things
  • Creditor calls that help — who to contact and what to ask for (hardship programs, deferrals, reduced payments, medical-bill relief) — asking early beats defaulting silently
  • Help to tap now — assistance programs (utility, rent, food), food banks, and nonprofit credit counseling
  • A next-24-hours plan — the few concrete calls and moves to make today, so panic turns into action

Required Inputs

Ask for these if not provided:

  • The gap — roughly what's owed vs. what you have coming in
  • The bills — what's due and how essential each is (rent, utilities, car, cards, medical)
  • What's threatened — an eviction/shutoff/repo notice changes the order
  • Where — region (assistance programs are local)

Framework: Protect Essentials, Delay the Rest, Ask for Help

  1. Protect the essentials first. Housing, utilities, food, and transport-to-work come before everything — losing these cascades into much bigger costs. Anything with an eviction/shutoff/repo notice jumps up.
  2. Put unsecured debt last. Credit cards feel loud but have milder immediate consequences than a shutoff or eviction — they wait while essentials are covered.
  3. Delay the right things briefly. Some bills tolerate a short delay far better than others — let those slide first, deliberately, not randomly.
  4. Call creditors early and ask. Hardship programs, deferrals, and reduced payments exist — but usually only if you ask before defaulting. Asking is strength, not shame.
  5. Tap assistance now. Utility/rent/food assistance and food banks are for exactly this — using them is smart triage, not failure.
  6. Make the next-24-hours plan. A short list of concrete calls and moves today — action breaks the panic.
Show full SKILL.md (222 more words)Show less

Output Format

Stop-the-bleed: gap ≈ [amount] · [region]

Protect at all costs: [housing · utilities · food · transport to work · essential insurance]. Pay in this order: [1 essentials/severe-consequence & any shutoff-eviction-repo notices → … → unsecured debt last]. Safe to delay (briefly): [the milder-consequence bills]. Call and ask: [creditors → hardship/deferral/reduced payment · medical-bill relief]. Tap now: [utility/rent/food assistance · food bank · nonprofit credit counseling]. Next 24 hours: [the few concrete calls/moves today].

Not financial advice — this is triage, not a plan for the underlying situation. Nonprofit credit counseling and local assistance programs can help you go deeper.

Quality Checks

  • Sequences by consequence: essentials first, unsecured debt last
  • Names the protect-at-all-costs essentials
  • Bumps up anything with an eviction/shutoff/repo notice
  • Directs early creditor calls for hardship help
  • Points to assistance programs; gives a concrete 24-hour plan

Anti-Patterns

  • Paying the loudest creditor instead of the highest-consequence bill.
  • Prioritizing credit cards over rent, power, or the work car.
  • Staying silent instead of asking creditors for hardship help.
  • Skipping assistance programs out of shame.
  • Freezing with no concrete next-24-hours action.

Example Trigger Phrases

  • "I can't pay all my bills this month — which ones come first?"
  • "I'm broke and panicking, what do I do right now?"
  • "What bills should I prioritize in a financial emergency?"
  • "Should I pay my credit card or my rent if I can't do both?"
  • "Who do I call when I can't cover everything?"

© mohitagw15856, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file

Files

Just SKILL.md in skills/stop-the-bleed-triage of mohitagw15856/pm-claude-skills.

Open the folder on GitHubat commit 1cbf1f0

Compare with similar skills

Stop The Bleed Triage next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

Stop The Bleed Triage compared with similar skills
SkillStarsUsed inTokensAuto-checkLicenceRepo updated
Stop The Bleed Triage this skillmohitagw15856/pm-claude-skills1.4k—~1.3kAutomated safety check: PassMIT
Image To Editable Pptningzimu/image-to-editable-ppt-skill2.9k—~4.3kAutomated safety check: PassMIT
Slidesfcakyon/claude-codex-settings1.2k1 repos~1.1kAutomated safety check: PassMIT
Ppt Image FirstNyxTides/ppt-image-first1.2k—~1.6kAutomated safety check: PassApache-2.0
Vibe to Agentic Engineering Frameworkshanraisshan/claude-code-best-practice67k—~3.3kAutomated safety check: PassMIT
Gpt Image2 PptJuneYaooo/gpt-image2-ppt-skills1.3k—~8.9kAutomated safety check: NotesApache-2.0

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Questions about Stop The Bleed Triage

What does Stop The Bleed Triage do?

When money is in free-fall, triage the crisis — what to pay first, what to let slide, and what to protect at all costs — so you cover the essentials and stop the worst damage. Stop The Bleed Triage is an agent skill from mohitagw15856/pm-claude-skills. When money is in free-fall, triage the crisis — what to pay first, what to let slide, and what to protect at all costs — so you cover the essentials and stop the worst damage.

When should I use Stop The Bleed Triage?

Stop The Bleed Triage fits situations like: asked I cant pay all my bills; which bills do I pay first; financial emergency; im broke and panicking.

How do I install Stop The Bleed Triage in Claude Code?

Run `npx skills add mohitagw15856/pm-claude-skills --skill stop-the-bleed-triage -a claude-code`. Or copy the skill folder (skills/stop-the-bleed-triage in mohitagw15856/pm-claude-skills) into .claude/skills/stop-the-bleed-triage in your project. Claude Code loads it when a task matches its description.

How do I install Stop The Bleed Triage in Codex?

Run `npx skills add mohitagw15856/pm-claude-skills --skill stop-the-bleed-triage -a codex`. Or copy the skill folder (skills/stop-the-bleed-triage in mohitagw15856/pm-claude-skills) into .agents/skills/stop-the-bleed-triage in your project. Codex loads it when a task matches its description.

Can I use Stop The Bleed Triage in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add mohitagw15856/pm-claude-skills --skill stop-the-bleed-triage -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/stop-the-bleed-triage, .gemini/skills/stop-the-bleed-triage, .github/skills/stop-the-bleed-triage and .opencode/skills/stop-the-bleed-triage in your project.

What does Stop The Bleed Triage need to run?

SKILL.md names no scripts, command-line tools or credentials: Stop The Bleed Triage is instructions for the agent only.

Does Stop The Bleed Triage access the network?

SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.

Is Stop The Bleed Triage safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.

What licence does Stop The Bleed Triage use?

Stop The Bleed Triage is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.

How many tokens does Stop The Bleed Triage use?

About 1.3k tokens (SKILL.md is roughly 5.2k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to Stop The Bleed Triage?

Skills that share tags, products or a category with Stop The Bleed Triage: Image To Editable Ppt (ningzimu/image-to-editable-ppt-skill, 2.9k stars), Slides (fcakyon/claude-codex-settings, 1.2k stars), Ppt Image First (NyxTides/ppt-image-first, 1.2k stars) and Vibe to Agentic Engineering Framework (shanraisshan/claude-code-best-practice, 67k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Stop The Bleed Triage?

mohitagw15856 (a GitHub user) maintains it in mohitagw15856/pm-claude-skills, which has 1,434 GitHub stars. The repository holds 1,348 skills in this directory. The repository was last updated on October 9, 2026.

Source: mohitagw15856/pm-claude-skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.