New: 98,000+ skills indexed from GitHub repos with 100+ stars · every skill safety-checkedBrowse top skillsTop skills
Esc to closeBrowse all skills
Submit a skillBrowse skills
Submit a skillBrowse skills

Agent skill

Stage Payment Shield

by mohitagw15856 in mohitagw15856/pm-claude-skills

Set up deposits and stage payments that protect a tradesperson from the customer who won't pay AND read as fair to the customer — stage triggers tied to visible milestones, deposit sizing by job…

MITAuto-check passedProduct & Project Management

Install Stage Payment Shield

skills CLI
$ npx skills add mohitagw15856/pm-claude-skills --skill stage-payment-shield -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install mohitagw15856/pm-claude-skills stage-payment-shield --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/stage-payment-shield .claude/skills/stage-payment-shield && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
stage-payment-shield
GitHub stars
1.4k
Token cost
~1.4k tokens
SKILL.md length
671 words
Files
1
Skills in repo
1,348
Repo updated
First seen
Licence
MIT

At a glance

Set up deposits and stage payments that protect a tradesperson from the customer who won't pay AND read as fair to the customer — stage triggers tied to visible milestones, deposit sizing by job…

  • Works in 6 steps: Size the deposit to materials exposure,… → Trigger stages on visible milestones.… → Keep every gap survivable. Exposure at… → …
  • Tied to visible milestones
  • SKILL.md covers What This Skill Produces, Required Inputs, Framework and Output Format, plus 4 more sections
  • Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md

What it does

Stage Payment Shield is an agent skill from mohitagw15856/pm-claude-skills. Set up deposits and stage payments that protect a tradesperson from the customer who won't pay AND read as fair to the customer — stage triggers tied to visible milestones, deposit sizing by job type, the payment terms paragraph for quotes, and the scripts for late stages. Use when a tradesperson asks 'how much deposit should I take', 'customer hasn't paid the second stage', 'payment terms for my quotes', or got burned on a big job. Produces a stage-payment schedule, the terms paragraph, and firm-but-professional…

Its SKILL.md is about 1.4k tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.

It sits in Product & Project Management, covering Project management. The repository describes itself as: 1255 professional Agent Skills for Claude, ChatGPT, Gemini, Cursor & Codex — PRDs, postmortems, leases, medical bills, layoffs, go-bags, new countries. Plain markdown, MIT, in… The licence is MIT.

When your agent uses it

  • Tied to visible milestones
  • Deposit sizing by job type
  • The payment terms paragraph for quotes
  • The scripts for late stages

Example prompts

  • “how much deposit should I take”
  • “customer hasn”
  • “payment terms for my quotes”
  • “/stage-payment-shield”

Workflow steps

6 steps, taken from the first numbered list in SKILL.md.

  1. Size the deposit to materials exposure, not custom. Deposit ≈ the
  2. Trigger stages on visible milestones. "£X when first fix is complete
  3. Keep every gap survivable. Exposure at any moment = work done +
  4. Shrink the final stage. The last payment is the most-argued: keep it
  5. Write terms that read as fair. The paragraph states stages, due-days
  6. Chase on a script, not a mood. Day 1: friendly assumption of

What it can do on your machine

Read from SKILL.md and the folder at commit 1cbf1f0. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    No scripts in the folder and no shell commands in SKILL.md.

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    No URLs in SKILL.md.

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Stage Payment Shield loads about 1.4k tokens when it runs. Until then it costs about 139 tokens; SKILL.md has 671 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~139
When it runs · the whole SKILL.md, loaded when a task matches
~1.4k

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.

SKILL.md

The full file from mohitagw15856/pm-claude-skills at commit 1cbf1f0, republished under its MIT licence (© mohitagw15856). 671 words, ~1,373 tokens.

Download SKILL.mdSave it as .claude/skills/stage-payment-shield/SKILL.md (or your agent's skills folder).
name
stage-payment-shield
description
Set up deposits and stage payments that protect a tradesperson from the customer who won't pay AND read as fair to the customer — stage triggers tied to visible milestones, deposit sizing by job type, the payment terms paragraph for quotes, and the scripts for late stages. Use when a tradesperson asks 'how much deposit should I take', 'customer hasn't paid the second stage', 'payment terms for my quotes', or got burned on a big job. Produces a stage-payment schedule, the terms paragraph, and firm-but-professional chase scripts.

Stage Payment Shield Skill

Every tradesperson has the story: the big job, the customer who went quiet at the last invoice, the month of work financed on a personal credit card. The shield isn't aggression — it's structure agreed up front: a deposit that covers materials exposure, stages triggered by visible milestones (customers pay happily for what they can see), and the final payment small enough that losing it hurts but doesn't sink the month. This skill sizes the stages for the actual job, writes the terms paragraph for the quote, and scripts the chases — polite at day 1, firm at day 7, formal at day 14.

What This Skill Produces

  • A stage-payment schedule for the specific job: number of stages, amounts, and the visible trigger for each ("first fix complete and shown" — never dates alone)
  • The terms paragraph for the quote: deposit, stages, method, due-days, late-payment line
  • Chase scripts: the day-1 nudge, day-7 firm, day-14 formal (work-pause warning), each short and sendable
  • The exposure math: at every point in the job, how much of the user's money is at risk — the schedule is tuned to keep that number survivable

Required Inputs

Ask for (if not already provided):

  • The job: total price, duration, materials cost and when they're bought, the visible milestones
  • The customer type: homeowner, landlord, builder/main contractor (payment cultures differ; contractors mean payment-terms negotiations)
  • The user's cash reality: how much float they can carry without pain
  • Country, for the flag: deposit-size norms and consumer rules vary — verify locally; this skill does structure, not law

Framework

  1. Size the deposit to materials exposure, not custom. Deposit ≈ the materials the user must buy before day one, typically landing 10–30% by job type. Bigger deposits on made-to-order items (windows, kitchens); note that some jurisdictions cap or regulate deposits — verify-local flag.
  2. Trigger stages on visible milestones. "£X when first fix is complete and walked through" — the walkthrough is the trick: the customer sees what they're paying for, which is why milestone stages get paid and date-based stages get argued.
  3. Keep every gap survivable. Exposure at any moment = work done + materials bought − cash received. Tune stage count so this never exceeds what the user can carry: small jobs 2 stages (deposit + completion), medium 3, long jobs monthly-with-milestones.
  4. Shrink the final stage. The last payment is the most-argued: keep it 5–10% — snagging-sized, not month-sized. "Final £X on completion of snag list" gives the customer a fair hold-back and the user a bounded risk.
  5. Write terms that read as fair. The paragraph states stages, due-days ("within 3 days of stage invoice"), method, and one late line: "work pauses if a stage is more than 7 days overdue" — stated up front, it's professional; invented mid-job, it's a fight.
  6. Chase on a script, not a mood. Day 1: friendly assumption of oversight. Day 7: firm + the pause clause quoted. Day 14: formal — summary of sums, pause effective, next-step note (interest/claims route exists — point at local process, don't bluff it). Never text-rage; every message is one a judge could read.
Show full SKILL.md (165 more words)Show less

Output Format

## Stage schedule — [job]
| Stage | Trigger (visible) | Amount | Your exposure after payment |
Deposit reasoning: [materials math]

## Terms paragraph (paste into the quote)
[4-6 plain sentences]

## Chase scripts
Day 1: … · Day 7: … · Day 14: …

## Verify locally
[Deposit caps/consumer rules · interest on late payment · small-claims route]

Quality Checks

  • Every stage trigger is visible/demonstrable — zero stages on dates alone
  • The exposure column exists and never exceeds the user's stated float
  • Final stage is snag-sized (5–10%)
  • Scripts escalate in firmness, not temperature — all three sendable to a customer you'll see again
  • Legal specifics (caps, interest rates, claims process) are flagged verify-local, never asserted

Anti-Patterns

  • Do not front-load so hard it reads as a scam signal — a 50% deposit on labor-only work loses honest customers
  • Do not let stages drift from milestones to dates during negotiation
  • Do not write chase scripts that threaten what the user won't do
  • Do not assert consumer law by country — structure here, verification there

[[trade-quote-builder]] — the quote these terms live in; [[late-invoice-escalation]] when the chase outgrows scripts; [[first-client-contract]] for service-business cousins.

Example Trigger Phrases

  • "How much deposit should I take?"
  • "Set up stage payments for this kitchen job."
  • "Write the payment terms for my quotes."
  • "The customer won't pay the next stage: what do I say?"

© mohitagw15856, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file

Files

Just SKILL.md in skills/stage-payment-shield of mohitagw15856/pm-claude-skills.

Open the folder on GitHubat commit 1cbf1f0

Compare with similar skills

Stage Payment Shield next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

Stage Payment Shield compared with similar skills
SkillStarsUsed inTokensAuto-checkLicenceRepo updated
Stage Payment Shield this skillmohitagw15856/pm-claude-skills1.4k—~1.4kAutomated safety check: PassMIT
CCPM Project Managementautomazeio/ccpm8.4k—~1.1kAutomated safety check: PassMIT
Uvastral-sh/claude-code-plugins3132 repos~980Automated safety check: PassApache-2.0
Project Managementkunchenguid/firstmate7.8k—~2.1kAutomated safety check: PassMIT
Hivemind Goalsactiveloopai/hivemind1.6k—~1.7kAutomated safety check: NotesApache-2.0
Ichartjswanghetommy/ichartjs352—~4.3kAutomated safety check: PassApache-2.0

Similar skills

  • CCPM Project Management

    automazeio/ccpm

    Runs a spec-driven workflow from PRD to epic to GitHub issues to parallel agents, with status, standup and blocked-work reports from bundled scripts.

    8.4k GitHub stars~1.1k tokensUpdated 6 mo ago
    Product & Project ManagementAuto-check passed

  • Uv

    astral-sh/claude-code-plugins

    Official

    Guide for using uv, the Python package and project manager. An agent skill from astral-sh/claude-code-plugins.

    313 GitHub starsUsed in 2 repos~980 tokens
    Product & Project ManagementAuto-check passed

  • Project Management

    kunchenguid/firstmate

    Agent-only procedure for Firstmate project management. An agent skill from kunchenguid/firstmate.

    7.8k GitHub stars~2.1k tokensUpdated yesterday
    Product & Project ManagementAuto-check passed

  • Hivemind Goals

    activeloopai/hivemind

    Create, track and update team goals via the Deeplake virtual filesystem at memory/goal/.

    1.6k GitHub stars~1.7k tokensUpdated 12 days ago
    Product & Project ManagementAuto-check: notes

  • Ichartjs

    wanghetommy/ichartjs

    Plan, validate, render, explain, and safely edit iChart.js visualizations from tabular, project, or diagram data.

    352 GitHub stars~4.3k tokensUpdated yesterday
    Product & Project ManagementAuto-check passed

  • Hivemind Goals

    activeloopai/hivemind

    Create, track and update team goals in Hivemind via the hivemind CLI.

    1.6k GitHub stars~814 tokensUpdated 12 days ago
    Product & Project ManagementAuto-check passed

More from mohitagw15856/pm-claude-skills

All 1,348 skills in this repo

  • Car Tco

    mohitagw15856/pm-claude-skills

    Compare the total cost of car ownership across buy-new, buy-used, lease, and keep-your-current-car — depreciation, insurance, maintenance ramp, and fuel over a real horizon, not just the monthly…

    1.4k GitHub stars~1.1k tokensUpdated yesterday
    Auto-check passed

  • Cs Health Scorecard

    mohitagw15856/pm-claude-skills

    Build a customer health scorecard for a specific account. An agent skill from mohitagw15856/pm-claude-skills.

    1.4k GitHub stars~2.4k tokensUpdated yesterday
    Auto-check passed

  • Exit Waterfall

    mohitagw15856/pm-claude-skills

    Compute who gets what at each exit price from a cap table — liquidation preferences, conversion points, and where the founders' share collapses.

    1.4k GitHub stars~1.1k tokensUpdated yesterday
    Auto-check passed

  • Feature Prioritisation

    mohitagw15856/pm-claude-skills

    Apply prioritisation frameworks (RICE, MoSCoW, Kano, ICE, Opportunity Scoring) to rank features and backlog items.

    1.4k GitHub stars~2k tokensUpdated yesterday
    Auto-check passed

  • Fire Number

    mohitagw15856/pm-claude-skills

    Compute a financial-independence (FIRE) target and years-to-reach with every assumption labeled as an assumption — plus a sensitivity table instead of a single false-precision answer.

    1.4k GitHub stars~1.1k tokensUpdated yesterday
    Auto-check passed

  • Freelance Rate

    mohitagw15856/pm-claude-skills

    Derive a freelance day/hourly rate backwards from target income, honest billable utilization, overhead, and the self-employment tax premium — the arithmetic that proves a rate is not salary÷2000.

    1.4k GitHub stars~1.2k tokensUpdated yesterday
    Auto-check passed

Categories

Questions about Stage Payment Shield

What does Stage Payment Shield do?

Set up deposits and stage payments that protect a tradesperson from the customer who won't pay AND read as fair to the customer — stage triggers tied to visible milestones, deposit sizing by job…. Stage Payment Shield is an agent skill from mohitagw15856/pm-claude-skills. Set up deposits and stage payments that protect a tradesperson from the customer who won't pay AND read as fair to the customer — stage triggers tied to visible milestones, deposit sizing by job type, the payment terms paragraph for quotes, and the scripts for late stages.

When should I use Stage Payment Shield?

Stage Payment Shield fits situations like: tied to visible milestones; deposit sizing by job type; the payment terms paragraph for quotes; the scripts for late stages.

How do I install Stage Payment Shield in Claude Code?

Run `npx skills add mohitagw15856/pm-claude-skills --skill stage-payment-shield -a claude-code`. Or copy the skill folder (skills/stage-payment-shield in mohitagw15856/pm-claude-skills) into .claude/skills/stage-payment-shield in your project. Claude Code loads it when a task matches its description.

How do I install Stage Payment Shield in Codex?

Run `npx skills add mohitagw15856/pm-claude-skills --skill stage-payment-shield -a codex`. Or copy the skill folder (skills/stage-payment-shield in mohitagw15856/pm-claude-skills) into .agents/skills/stage-payment-shield in your project. Codex loads it when a task matches its description.

Can I use Stage Payment Shield in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add mohitagw15856/pm-claude-skills --skill stage-payment-shield -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/stage-payment-shield, .gemini/skills/stage-payment-shield, .github/skills/stage-payment-shield and .opencode/skills/stage-payment-shield in your project.

What does Stage Payment Shield need to run?

SKILL.md names no scripts, command-line tools or credentials: Stage Payment Shield is instructions for the agent only.

Does Stage Payment Shield access the network?

SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.

Is Stage Payment Shield safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.

What licence does Stage Payment Shield use?

Stage Payment Shield is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.

How many tokens does Stage Payment Shield use?

About 1.4k tokens (SKILL.md is roughly 5.5k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to Stage Payment Shield?

Skills that share tags, products or a category with Stage Payment Shield: CCPM Project Management (automazeio/ccpm, 8.4k stars), Uv (astral-sh/claude-code-plugins, 313 stars), Project Management (kunchenguid/firstmate, 7.8k stars) and Hivemind Goals (activeloopai/hivemind, 1.6k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Stage Payment Shield?

mohitagw15856 (a GitHub user) maintains it in mohitagw15856/pm-claude-skills, which has 1,434 GitHub stars. The repository holds 1,348 skills in this directory. The repository was last updated on October 9, 2026.

Source: mohitagw15856/pm-claude-skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.