Agent skill

Savings Goal Plan

by mohitagw15856 in mohitagw15856/pm-claude-skills

Turn a savings goal into a month-by-month funding plan. An agent skill from mohitagw15856/pm-claude-skills.

MITAuto-check passedProduct & Project Management

Install Savings Goal Plan

skills CLI
$ npx skills add mohitagw15856/pm-claude-skills --skill savings-goal-plan -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install mohitagw15856/pm-claude-skills savings-goal-plan --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/savings-goal-plan .claude/skills/savings-goal-plan && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
savings-goal-plan
GitHub stars
1.4k
Token cost
~760 tokens
SKILL.md length
378 words
Files
1
Skills in repo
1,348
Repo updated
First seen
Licence
MIT

At a glance

Turn a savings goal into a month-by-month funding plan. An agent skill from mohitagw15856/pm-claude-skills.

  • Asked to save for something (emergency fund
  • SKILL.md covers Required Inputs, Output Format, Quality Checks and Anti-Patterns, plus 2 more sections
  • Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md
  • Figure out how much to set aside each month

What it does

Savings Goal Plan is an agent skill from mohitagw15856/pm-claude-skills. Turn a savings goal into a month-by-month funding plan. Use when asked to save for something (emergency fund, house deposit, trip, big purchase), or to figure out how much to set aside each month. Produces the required monthly contribution, a timeline, milestones, and trade-offs if the target date is too aggressive. Educational, not regulated financial advice.

Its SKILL.md is about 760 tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.

It sits in Product & Project Management, covering Project management. The repository describes itself as: 1255 professional Agent Skills for Claude, ChatGPT, Gemini, Cursor & Codex — PRDs, postmortems, leases, medical bills, layoffs, go-bags, new countries. Plain markdown, MIT, in… The licence is MIT.

When your agent uses it

  • Asked to save for something (emergency fund
  • Figure out how much to set aside each month

Example prompts

  • “/savings-goal-plan”

What it can do on your machine

Read from SKILL.md and the folder at commit 1cbf1f0. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    No scripts in the folder and no shell commands in SKILL.md.

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    No URLs in SKILL.md.

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Savings Goal Plan loads about 760 tokens when it runs. Until then it costs about 95 tokens; SKILL.md has 378 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~95
When it runs · the whole SKILL.md, loaded when a task matches
~760

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.

SKILL.md

The full file from mohitagw15856/pm-claude-skills at commit 1cbf1f0, republished under its MIT licence (© mohitagw15856). 378 words, ~760 tokens.

Download SKILL.mdSave it as .claude/skills/savings-goal-plan/SKILL.md (or your agent's skills folder).
name
savings-goal-plan
description
Turn a savings goal into a month-by-month funding plan. Use when asked to save for something (emergency fund, house deposit, trip, big purchase), or to figure out how much to set aside each month. Produces the required monthly contribution, a timeline, milestones, and trade-offs if the target date is too aggressive. Educational, not regulated financial advice.

Savings Goal Plan Skill

"I want to save for X" becomes real when it has a number per month and a date. This skill turns a savings goal into a concrete funding plan — the monthly amount needed, the timeline, milestones to stay motivated, and an honest reckoning if the goal and the deadline don't fit. Educational, not personalized financial advice.

Required Inputs

Ask for these only if they aren't already provided:

  • The goal & target amount — what they're saving for and how much (or help estimate it).
  • Deadline or monthly capacity — either a target date, or how much they can set aside per month.
  • Starting point — anything already saved toward it.
  • Account context (optional) — where it'll sit (e.g. a high-yield savings account), any interest.

Output Format

Savings plan — [goal]

Target: $X by [date] · Already saved: $Y · To go: $Z

Required monthly contribution: $M/month for N months (with a one-line note if modest interest changes it).

Timeline & milestones

MilestoneAmountApprox. date
25% there$
50% there$
100% — goal!$

Reality check — does $M/month fit their budget? If the target date forces an unrealistic monthly amount, show the trade-off explicitly:

  • Push the date to [later] → $ lower/month, or
  • Cut the target to $ → fits $/month, or
  • Find $ more/month from [where].

Keep-it-on-track tips — automate the transfer on payday; keep this goal in a separate/labeled account; what to do with windfalls.

Show full SKILL.md (155 more words)Show less

Quality Checks

  • The required monthly contribution is calculated and tied to the deadline (or vice versa)
  • Money already saved is subtracted from the target
  • Milestones break the goal into motivating chunks with dates
  • If the goal is unrealistic for the timeline, the trade-offs are shown in numbers
  • Automation / separate-account advice is included

Anti-Patterns

  • Do not give a monthly number without checking it's realistic against their means
  • Do not ignore money already saved or any starting balance
  • Do not assume an interest rate without saying so — be conservative
  • Do not present a single rigid plan when the date is too tight — offer the trade-off levers
  • Do not present this as personalized financial advice

Based On

Goal-based saving (sinking funds): target ÷ timeline, milestone tracking, and automated contributions.

Example Trigger Phrases

  • "Help me save for a house deposit."
  • "How much should I set aside each month?"
  • "Build an emergency fund plan."
  • "Save £3,000 for a trip by summer."

© mohitagw15856, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file

Files

Just SKILL.md in skills/savings-goal-plan of mohitagw15856/pm-claude-skills.

Open the folder on GitHubat commit 1cbf1f0

Compare with similar skills

Savings Goal Plan next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

Savings Goal Plan compared with similar skills
SkillStarsUsed inTokensAuto-checkLicenceRepo updated
Savings Goal Plan this skillmohitagw15856/pm-claude-skills1.4k—~760Automated safety check: PassMIT
CCPM Project Managementautomazeio/ccpm8.4k—~1.1kAutomated safety check: PassMIT
Uvastral-sh/claude-code-plugins3132 repos~980Automated safety check: PassApache-2.0
Project Managementkunchenguid/firstmate7.8k—~2.1kAutomated safety check: PassMIT
Hivemind Goalsactiveloopai/hivemind1.6k—~1.7kAutomated safety check: NotesApache-2.0
Ichartjswanghetommy/ichartjs352—~4.3kAutomated safety check: PassApache-2.0

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Questions about Savings Goal Plan

What does Savings Goal Plan do?

Turn a savings goal into a month-by-month funding plan. An agent skill from mohitagw15856/pm-claude-skills. Savings Goal Plan is an agent skill from mohitagw15856/pm-claude-skills. Turn a savings goal into a month-by-month funding plan.

When should I use Savings Goal Plan?

Savings Goal Plan fits situations like: asked to save for something (emergency fund; figure out how much to set aside each month.

How do I install Savings Goal Plan in Claude Code?

Run `npx skills add mohitagw15856/pm-claude-skills --skill savings-goal-plan -a claude-code`. Or copy the skill folder (skills/savings-goal-plan in mohitagw15856/pm-claude-skills) into .claude/skills/savings-goal-plan in your project. Claude Code loads it when a task matches its description.

How do I install Savings Goal Plan in Codex?

Run `npx skills add mohitagw15856/pm-claude-skills --skill savings-goal-plan -a codex`. Or copy the skill folder (skills/savings-goal-plan in mohitagw15856/pm-claude-skills) into .agents/skills/savings-goal-plan in your project. Codex loads it when a task matches its description.

Can I use Savings Goal Plan in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add mohitagw15856/pm-claude-skills --skill savings-goal-plan -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/savings-goal-plan, .gemini/skills/savings-goal-plan, .github/skills/savings-goal-plan and .opencode/skills/savings-goal-plan in your project.

What does Savings Goal Plan need to run?

SKILL.md names no scripts, command-line tools or credentials: Savings Goal Plan is instructions for the agent only.

Does Savings Goal Plan access the network?

SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.

Is Savings Goal Plan safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.

What licence does Savings Goal Plan use?

Savings Goal Plan is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.

How many tokens does Savings Goal Plan use?

About 760 tokens (SKILL.md is roughly 3k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to Savings Goal Plan?

Skills that share tags, products or a category with Savings Goal Plan: CCPM Project Management (automazeio/ccpm, 8.4k stars), Uv (astral-sh/claude-code-plugins, 313 stars), Project Management (kunchenguid/firstmate, 7.8k stars) and Hivemind Goals (activeloopai/hivemind, 1.6k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Savings Goal Plan?

mohitagw15856 (a GitHub user) maintains it in mohitagw15856/pm-claude-skills, which has 1,434 GitHub stars. The repository holds 1,348 skills in this directory. The repository was last updated on October 9, 2026.

Source: mohitagw15856/pm-claude-skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.