Agent skill

Prescription Cost Navigator

by mohitagw15856 in mohitagw15856/pm-claude-skills

Work down the cost of a prescription systematically — the generic and therapeutic-alternative conversation, discount programs vs insurance math, pharmacy price variance, and manufacturer/assistance…

MITAuto-check passedEducation

Install Prescription Cost Navigator

skills CLI
$ npx skills add mohitagw15856/pm-claude-skills --skill prescription-cost-navigator -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install mohitagw15856/pm-claude-skills prescription-cost-navigator --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/prescription-cost-navigator .claude/skills/prescription-cost-navigator && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
prescription-cost-navigator
GitHub stars
1.4k
Token cost
~1.5k tokens
SKILL.md length
737 words
Files
1
Skills in repo
1,348
Repo updated
First seen
Licence
MIT

At a glance

Work down the cost of a prescription systematically — the generic and therapeutic-alternative conversation, discount programs vs insurance math, pharmacy price variance, and manufacturer/assistance…

  • Works in 5 steps: Generic first, and it's the prescriber's… → Ask the cash question explicitly:… → Pharmacies are not one market: the same… → …
  • Asked my prescription is too expensive
  • SKILL.md covers What This Skill Produces, Required Inputs, Framework: The Ladder Rules and Output Format, plus 7 more sections
  • Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md

What it does

Prescription Cost Navigator is an agent skill from mohitagw15856/pm-claude-skills. Work down the cost of a prescription systematically — the generic and therapeutic-alternative conversation, discount programs vs insurance math, pharmacy price variance, and manufacturer/assistance programs, in the order that saves the most first. Use when asked my prescription is too expensive, how do I save on my meds, is there a cheaper version of this drug, or I can't afford my medication. Produces the cost-reduction ladder for the specific prescription, the scripts for pharmacist and prescriber…

Its SKILL.md is about 1.5k tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.

It sits in Education. The repository describes itself as: 1255 professional Agent Skills for Claude, ChatGPT, Gemini, Cursor & Codex — PRDs, postmortems, leases, medical bills, layoffs, go-bags, new countries. Plain markdown, MIT, in… The licence is MIT.

When your agent uses it

  • Asked my prescription is too expensive
  • How do I save on my meds
  • Is there a cheaper version of this drug
  • I cant afford my medication

Example prompts

  • “/prescription-cost-navigator”

Workflow steps

5 steps, taken from the first numbered list in SKILL.md.

  1. Generic first, and it's the prescriber's five-second yes: if filled as brand with a generic available, that's the whole game — ask why…
  2. Ask the cash question explicitly: "What's the cash price with your discount program?" — the counter is often forbidden or disinclined to…
  3. Pharmacies are not one market: the same generic varies severalfold between chains, groceries, warehouses, and mail-order; the worksheet…
  4. Manufacturer and assistance programs are real money: brand-name copay cards (with their insurance interactions flagged), manufacturer…
  5. The floor is fixed: the dose, frequency, and molecule are the prescriber's; every option on the ladder changes where money goes, never…

What it can do on your machine

Read from SKILL.md and the folder at commit 1cbf1f0. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    No scripts in the folder and no shell commands in SKILL.md.

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    No URLs in SKILL.md.

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Prescription Cost Navigator loads about 1.5k tokens when it runs. Until then it costs about 152 tokens; SKILL.md has 737 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~152
When it runs · the whole SKILL.md, loaded when a task matches
~1.5k

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.

SKILL.md

The full file from mohitagw15856/pm-claude-skills at commit 1cbf1f0, republished under its MIT licence (© mohitagw15856). 737 words, ~1,514 tokens.

Download SKILL.mdSave it as .claude/skills/prescription-cost-navigator/SKILL.md (or your agent's skills folder).
name
prescription-cost-navigator
description
Work down the cost of a prescription systematically — the generic and therapeutic-alternative conversation, discount programs vs insurance math, pharmacy price variance, and manufacturer/assistance programs, in the order that saves the most first. Use when asked my prescription is too expensive, how do I save on my meds, is there a cheaper version of this drug, or I can't afford my medication. Produces the cost-reduction ladder for the specific prescription, the scripts for pharmacist and prescriber conversations, and the never-do list (skipping doses is not a savings plan).

Prescription Cost Navigator Skill

Prescription pricing is the only market where the cash price can beat the insurance price, the same bottle varies severalfold between pharmacies on the same street, and the manufacturer will sometimes pay your share themselves — but nobody at the counter is required to mention any of it. This skill runs the reduction ladder in savings order for the specific medication, scripts the two conversations that unlock most of it (pharmacist, prescriber), and holds one line absolutely: the dose is medical; only the price is negotiable.

What This Skill Produces

  • The reduction ladder — every applicable option for this prescription, ordered by typical savings and effort
  • The two scripts — the pharmacist conversation (cash vs. insurance, discount programs, 90-day) and the prescriber conversation (generic, therapeutic alternatives, samples-and-bridges)
  • The comparison worksheet — insurance copay vs. cash-with-discount vs. alternative pharmacy vs. mail-order, on their numbers
  • The never-do list — the cost-coping behaviors (splitting non-splittable pills, skipping doses, unvetted online pharmacies) that convert a money problem into a medical one

Required Inputs

Ask for these if not provided:

  • The medication — name, dose, quantity; brand or generic as currently filled
  • The current cost and how it's paid — copay with insurance, cash, deductible phase (the same drug costs differently in January than November)
  • Insurance shape — plan type if known, and whether a formulary/tier document is available (the tier explains the copay and names the cheaper siblings)
  • The prescriber relationship — the alternatives conversation needs them; the skill scripts it, the prescriber decides it

Framework: The Ladder Rules

  1. Generic first, and it's the prescriber's five-second yes: if filled as brand with a generic available, that's the whole game — ask why (occasionally there's a reason; usually there's an old default). Therapeutic alternatives — different molecule, same job, lower tier — are also real, and also entirely the prescriber's call.
  2. Ask the cash question explicitly: "What's the cash price with your discount program?" — the counter is often forbidden or disinclined to volunteer that it beats the copay; asked directly, they answer. Note: cash payments may not count toward the deductible — that trade gets named, not glossed.
  3. Pharmacies are not one market: the same generic varies severalfold between chains, groceries, warehouses, and mail-order; the worksheet prices 3–4 options. 90-day fills cut both cost and hassle where the prescription allows.
  4. Manufacturer and assistance programs are real money: brand-name copay cards (with their insurance interactions flagged), manufacturer patient-assistance programs for those who qualify, and state/nonprofit assistance — listed as types with where-to-look, never invented names or promised eligibility.
  5. The floor is fixed: the dose, frequency, and molecule are the prescriber's; every option on the ladder changes where money goes, never what's taken. Any option that quietly changes therapy (half-doses, every-other-day, imported unverified sources) goes on the never-do list with its specific risk named.
Show full SKILL.md (275 more words)Show less

Output Format

Cost Navigation: [medication, dose] — currently [cost/month]

The Ladder (savings order)

RungThe moveTypical impactEffortScript/where

The Two Conversations

Pharmacist: "[cash-price question · discount program · 90-day ask — verbatim]" Prescriber: "[generic/alternative ask framed as cost, not compliance · the bridge question if switching]"

The Worksheet

[Current vs cash-discount vs alt-pharmacy vs mail-order — filled where numbers exist, marked look-up where they don't · deductible-credit tradeoff noted]

Never Do

[Skipping/splitting/stretching doses — the medical risk named · unverified online sources · stopping without the prescriber — each with why it costs more than it saves]

Prices, programs, and insurance rules change constantly and vary by location and plan — verify each rung before relying on it. The dose is medical: cost changes route through the prescriber, always.

Quality Checks

  • The ladder is ordered by savings-for-this-drug, not generic listicle order
  • The cash-vs-copay question appears with its deductible tradeoff
  • All therapy changes route explicitly through the prescriber
  • Assistance programs are types-with-where-to-look, never invented names
  • The never-do list names the specific risk of each behavior
  • The verify-before-relying line appears

Anti-Patterns

  • Do not suggest any change to dose, frequency, or molecule — that's the prescriber's floor
  • Do not invent program names, prices, or eligibility — types and lookups only
  • Do not present the copay as the price — it's one of four prices; the worksheet exists because they differ
  • Do not shame the constraint — affordability is a logistics problem, and treating it as noncompliance is how doses get skipped in secret
  • Do not recommend unverified import/online sources — the never-do list is load-bearing

Example Trigger Phrases

  • "My prescription is too expensive."
  • "How do I save on my meds?"
  • "Is there a cheaper version of this drug?"
  • "I can't afford my medication."

© mohitagw15856, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file

Files

Just SKILL.md in skills/prescription-cost-navigator of mohitagw15856/pm-claude-skills.

Open the folder on GitHubat commit 1cbf1f0

Compare with similar skills

Prescription Cost Navigator next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

Prescription Cost Navigator compared with similar skills
SkillStarsUsed inTokensAuto-checkLicenceRepo updated
Prescription Cost Navigator this skillmohitagw15856/pm-claude-skills1.4k—~1.5kAutomated safety check: PassMIT
DeepTutor CLIHKUDS/DeepTutor41k—~2.8kAutomated safety check: PassApache-2.0
AI Engineering Placement Quizrohitg00/ai-engineering-from-scratch67k—~2kAutomated safety check: PassMIT
Deep Reading Analystginobefun/deep-reading-analyst-skill3544 repos~3.6kAutomated safety check: PassMIT
OpenMAIC Setup and ExtensionTHU-MAIC/OpenMAIC40k—~1.7kAutomated safety check: NotesMIT
Codebase to Coursezarazhangrui/codebase-to-course5.7k—~4.4kAutomated safety check: PassNone

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Categories

Questions about Prescription Cost Navigator

What does Prescription Cost Navigator do?

Work down the cost of a prescription systematically — the generic and therapeutic-alternative conversation, discount programs vs insurance math, pharmacy price variance, and manufacturer/assistance…. Prescription Cost Navigator is an agent skill from mohitagw15856/pm-claude-skills. Work down the cost of a prescription systematically — the generic and therapeutic-alternative conversation, discount programs vs insurance math, pharmacy price variance, and manufacturer/assistance programs, in the order that saves the most first.

When should I use Prescription Cost Navigator?

Prescription Cost Navigator fits situations like: asked my prescription is too expensive; how do I save on my meds; is there a cheaper version of this drug; I cant afford my medication.

How do I install Prescription Cost Navigator in Claude Code?

Run `npx skills add mohitagw15856/pm-claude-skills --skill prescription-cost-navigator -a claude-code`. Or copy the skill folder (skills/prescription-cost-navigator in mohitagw15856/pm-claude-skills) into .claude/skills/prescription-cost-navigator in your project. Claude Code loads it when a task matches its description.

How do I install Prescription Cost Navigator in Codex?

Run `npx skills add mohitagw15856/pm-claude-skills --skill prescription-cost-navigator -a codex`. Or copy the skill folder (skills/prescription-cost-navigator in mohitagw15856/pm-claude-skills) into .agents/skills/prescription-cost-navigator in your project. Codex loads it when a task matches its description.

Can I use Prescription Cost Navigator in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add mohitagw15856/pm-claude-skills --skill prescription-cost-navigator -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/prescription-cost-navigator, .gemini/skills/prescription-cost-navigator, .github/skills/prescription-cost-navigator and .opencode/skills/prescription-cost-navigator in your project.

What does Prescription Cost Navigator need to run?

SKILL.md names no scripts, command-line tools or credentials: Prescription Cost Navigator is instructions for the agent only.

Does Prescription Cost Navigator access the network?

SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.

Is Prescription Cost Navigator safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.

What licence does Prescription Cost Navigator use?

Prescription Cost Navigator is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.

How many tokens does Prescription Cost Navigator use?

About 1.5k tokens (SKILL.md is roughly 6.1k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to Prescription Cost Navigator?

Skills that share tags, products or a category with Prescription Cost Navigator: DeepTutor CLI (HKUDS/DeepTutor, 41k stars), AI Engineering Placement Quiz (rohitg00/ai-engineering-from-scratch, 67k stars), Deep Reading Analyst (ginobefun/deep-reading-analyst-skill, 354 stars) and OpenMAIC Setup and Extension (THU-MAIC/OpenMAIC, 40k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Prescription Cost Navigator?

mohitagw15856 (a GitHub user) maintains it in mohitagw15856/pm-claude-skills, which has 1,434 GitHub stars. The repository holds 1,348 skills in this directory. The repository was last updated on October 9, 2026.

Source: mohitagw15856/pm-claude-skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.