Decide
alirezarezvani/claude-skills
/cs:decide <memo — Log a decision to two-layer memory via decision-logger.
Decide where your next dollar should go — the order to tackle emergency fund, high-interest debt, retirement match, and saving/investing — so you stop guessing and build momentum.
MITAuto-check passed
Install Money Priorities Order
$ npx skills add mohitagw15856/pm-claude-skills --skill money-priorities-order -a claude-codeProject install by default; add -g for ~/.claude/skills/.
$ gh skill install mohitagw15856/pm-claude-skills money-priorities-order --agent claude-codeProject scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/money-priorities-order .claude/skills/money-priorities-order && rm -rf skills-srcUse ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.
Claude Code skills documentation · loads skills from .claude/skills/
Install the "money-priorities-order" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/money-priorities-order into .claude/skills/money-priorities-order/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "money-priorities-order", then confirm the skill loads.Claude Code copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$skill-installer install https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/money-priorities-orderType this inside Codex. $skill-installer <name> installs a curated skill from openai/skills. The installer writes to $CODEX_HOME/skills (default ~/.codex/skills). Restart Codex if the skill does not show up.
$ npx skills add mohitagw15856/pm-claude-skills --skill money-priorities-order -a codexProject install goes to .agents/skills/; add -g for ~/.codex/skills/.
$ gh skill install mohitagw15856/pm-claude-skills money-priorities-order --agent codexProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .agents/skills && cp -r skills-src/skills/money-priorities-order .agents/skills/money-priorities-order && rm -rf skills-srcUse ~/.agents/skills/ instead of .agents/skills for a personal install.
Codex skills documentation · loads skills from .agents/skills/
Install the "money-priorities-order" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/money-priorities-order into .agents/skills/money-priorities-order/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "money-priorities-order", then confirm the skill loads.Codex copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add mohitagw15856/pm-claude-skills --skill money-priorities-order -a cursorProject install goes to .agents/skills/; add -g for ~/.cursor/skills/.
$ gh skill install mohitagw15856/pm-claude-skills money-priorities-order --agent cursorProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .cursor/skills && cp -r skills-src/skills/money-priorities-order .cursor/skills/money-priorities-order && rm -rf skills-srcUse ~/.cursor/skills/ instead of .cursor/skills for a personal install.
Cursor skills documentation · loads skills from .cursor/skills/, .agents/skills/, .claude/skills/, .codex/skills/
Install the "money-priorities-order" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/money-priorities-order into .cursor/skills/money-priorities-order/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "money-priorities-order", then confirm the skill loads.Cursor copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gemini skills install https://github.com/mohitagw15856/pm-claude-skills.git --path skills/money-priorities-order--scope user (default) or --scope workspace; --path is the subfolder of the repo that holds the skill; --consent skips the security confirmation prompt.
$ npx skills add mohitagw15856/pm-claude-skills --skill money-priorities-order -a gemini-cliProject install goes to .agents/skills/; add -g for ~/.gemini/skills/.
$ gh skill install mohitagw15856/pm-claude-skills money-priorities-order --agent gemini-cliProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .gemini/skills && cp -r skills-src/skills/money-priorities-order .gemini/skills/money-priorities-order && rm -rf skills-srcUse ~/.gemini/skills/ instead of .gemini/skills for a personal install, then run /skills reload.
Gemini CLI skills documentation · loads skills from .gemini/skills/, .agents/skills/
Install the "money-priorities-order" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/money-priorities-order into .gemini/skills/money-priorities-order/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "money-priorities-order", then confirm the skill loads.Gemini CLI copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gh skill install mohitagw15856/pm-claude-skills money-priorities-orderInstalls for Copilot at project scope by default; add --scope user for a personal install. Preview a skill first with gh skill preview. Needs GitHub CLI 2.90.0 or later (public preview).
$ npx skills add mohitagw15856/pm-claude-skills --skill money-priorities-order -a github-copilotProject install goes to .agents/skills/; add -g for ~/.copilot/skills/.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .github/skills && cp -r skills-src/skills/money-priorities-order .github/skills/money-priorities-order && rm -rf skills-srcUse ~/.copilot/skills/ instead of .github/skills for a personal install. Commit .github/skills so cloud agent and code review can use it.
GitHub Copilot skills documentation · loads skills from .github/skills/, .claude/skills/, .agents/skills/
Install the "money-priorities-order" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/money-priorities-order into .github/skills/money-priorities-order/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "money-priorities-order", then confirm the skill loads.GitHub Copilot copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add mohitagw15856/pm-claude-skills --skill money-priorities-order -a opencodeOpenCode documents no install command of its own. Project install goes to .agents/skills/; add -g for ~/.config/opencode/skills/.
$ gh skill install mohitagw15856/pm-claude-skills money-priorities-order --agent opencodeProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .opencode/skills && cp -r skills-src/skills/money-priorities-order .opencode/skills/money-priorities-order && rm -rf skills-srcUse ~/.config/opencode/skills/ instead of .opencode/skills for a personal install.
OpenCode skills documentation · loads skills from .opencode/skills/, .claude/skills/, .agents/skills/
Install the "money-priorities-order" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/money-priorities-order into .opencode/skills/money-priorities-order/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "money-priorities-order", then confirm the skill loads.OpenCode copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
Facts
- Skill name
money-priorities-order- GitHub stars
- 1.4k
- Token cost
- ~1.1k tokens
- SKILL.md length
- 573 words
- Files
- 1
- Skills in repo
- 1,348
- Repo updated
- First seen
- Licence
- MIT
At a glance
Decide where your next dollar should go — the order to tackle emergency fund, high-interest debt, retirement match, and saving/investing — so you stop guessing and build momentum.
- Works in 6 steps: Start with a small buffer. A modest… → Grab free money. Capture any employer… → Kill high-interest debt. Above the… → …
- Asked what should I do with my money first
- SKILL.md covers What This Skill Produces, Required Inputs, Framework: Highest-Value… and Output Format, plus 3 more sections
- Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md
What it does
Money Priorities Order is an agent skill from mohitagw15856/pm-claude-skills. Decide where your next dollar should go — the order to tackle emergency fund, high-interest debt, retirement match, and saving/investing — so you stop guessing and build momentum. Use when asked what should I do with my money first, pay off debt or save, where to put extra money, or help me prioritize my finances. Produces a personalized order-of-operations for your situation, the reasoning for each step, where you are on the ladder and the next concrete move, and honest flags on the judgment calls. Educational —…
Its SKILL.md is about 1.1k tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.
The repository describes itself as: 1255 professional Agent Skills for Claude, ChatGPT, Gemini, Cursor & Codex — PRDs, postmortems, leases, medical bills, layoffs, go-bags, new countries. Plain markdown, MIT, in… The licence is MIT.
When your agent uses it
- Asked what should I do with my money first
- Where to put extra money
- Help me prioritize my finances
Example prompts
- “/money-priorities-order”
Workflow steps
6 steps, taken from the first numbered list in SKILL.md.
- Start with a small buffer. A modest starter emergency fund first prevents new debt from the next surprise — before aggressive payoff or…
- Grab free money. Capture any employer retirement match up to the limit — an instant return that beats paying down most debt.
- Kill high-interest debt. Above the match, high-interest debt (cards) usually beats investing — a guaranteed return equal to the rate.
- Build the full cushion. Grow the emergency fund to a few months of expenses, sized to income stability and dependents.
- Then invest and fund goals. Tax-advantaged investing and specific goals come after the foundation — and lower-interest debt can run…
- Flag the human calls. Snowball (smallest balance for momentum) vs. avalanche (highest rate for math), and risk tolerance, are personal…
What it can do on your machine
Read from SKILL.md and the folder at commit 1cbf1f0. It shows what the files ask for, not the result of running them.
Tool permissions
Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.
From allowed-tools in the SKILL.md frontmatter.
Runs code
No scripts in the folder and no shell commands in SKILL.md.
From the folder's file list and the shell code blocks in SKILL.md.
Network
No URLs in SKILL.md.
From URLs in SKILL.md, links to its own repository left out.
Credentials
Names no API keys, tokens, secrets or passwords.
From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.
Context cost
Money Priorities Order loads about 1.1k tokens when it runs. Until then it costs about 141 tokens; SKILL.md has 573 words of instructions outside code blocks.
Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.
Safety
Auto-check passed
The automated check found no risky patterns in SKILL.md.
Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.
SKILL.md
The full file from mohitagw15856/pm-claude-skills at commit 1cbf1f0, republished under its MIT licence (© mohitagw15856). 573 words, ~1,138 tokens.
Download SKILL.mdSave it as
.claude/skills/money-priorities-order/SKILL.md (or your agent's skills folder).- name
- money-priorities-order
- description
- Decide where your next dollar should go — the order to tackle emergency fund, high-interest debt, retirement match, and saving/investing — so you stop guessing and build momentum. Use when asked what should I do with my money first, pay off debt or save, where to put extra money, or help me prioritize my finances. Produces a personalized order-of-operations for your situation, the reasoning for each step, where you are on the ladder and the next concrete move, and honest flags on the judgment calls. Educational — not financial advice.
Money Priorities Order
Most money stress isn't "how do I budget" — it's "I have some money (or some slack), what do I do with it first?" Pay debt or save? Invest or build a cushion? This lays out a sensible order of operations for your situation, shows where you currently sit on that ladder, and names the single next move — so you act with a plan instead of guilt and guessing.
What This Skill Produces
- A personalized order of operations — the sequence (starter emergency buffer → employer match → high-interest debt → full emergency fund → tax-advantaged investing → goals), adjusted to your reality
- The why for each step — the logic (e.g. free match beats almost everything; high-interest debt beats most investing returns)
- Where you are now — which rung you're on and what's already handled
- The next concrete move — one clear action, not the whole ladder at once
- The judgment calls — where reasonable people differ (e.g. small debts for momentum vs. highest-rate first) flagged honestly
Required Inputs
Ask for these if not provided:
- Debts — types, balances, and interest rates (rates are the key input)
- Savings — any emergency fund, and how stable your income/expenses are
- Retirement — access to an employer match or tax-advantaged accounts, and current contributions
- The slack — roughly how much extra per month, or a lump sum
- Goals & context — near-term goals, dependents, job stability, region
Framework: Highest-Value Dollar First
- Start with a small buffer. A modest starter emergency fund first prevents new debt from the next surprise — before aggressive payoff or investing.
- Grab free money. Capture any employer retirement match up to the limit — an instant return that beats paying down most debt.
- Kill high-interest debt. Above the match, high-interest debt (cards) usually beats investing — a guaranteed return equal to the rate.
- Build the full cushion. Grow the emergency fund to a few months of expenses, sized to income stability and dependents.
- Then invest and fund goals. Tax-advantaged investing and specific goals come after the foundation — and lower-interest debt can run alongside.
- Flag the human calls. Snowball (smallest balance for momentum) vs. avalanche (highest rate for math), and risk tolerance, are personal — present the trade-off, don't dictate.
Show full SKILL.md (214 more words)Show less
Output Format
Money priorities: extra ~[amount] · debts [rates] · match? [y/n]
Your order of operations
- [step — status: done/in progress/next]
- [step] … (tailored ladder)
Where you are: [rung], with [what's handled]. Your next move: [one concrete action with the amount]. Judgment call: [e.g. snowball vs avalanche — the trade-off, your call].
Educational, not financial advice. This is a general framework; your rates, stability, and goals drive it — consider a fee-only advisor for big decisions.
Quality Checks
- Order is personalized to the person's debts/rates, match, and buffer
- Explains the reasoning for each step (match, interest rates)
- Identifies where they currently are on the ladder
- Gives one concrete next move, not the whole list
- Flags the genuine judgment calls (snowball vs avalanche, risk)
- States it isn't financial advice
Anti-Patterns
- A rigid one-size ladder ignoring their rates and stability.
- Skipping the employer match — leaving free money.
- "Invest everything" while high-interest debt compounds.
- No starter buffer — one surprise restarts the debt cycle.
- Dictating snowball vs avalanche instead of showing the trade-off.
Example Trigger Phrases
- "Should I pay off my credit card or build savings first?"
- "I have $500 extra a month — where should it go?"
- "What should I do with my money first? I'm overwhelmed."
- "Pay down my student loan or invest?"
- "Help me prioritize: debt, emergency fund, or retirement?"
© mohitagw15856, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file
Files
Just SKILL.md in skills/money-priorities-order of mohitagw15856/pm-claude-skills.
Open the folder on GitHubat commit 1cbf1f0
Compare with similar skills
Money Priorities Order next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.
| Skill | Stars | Used in | Tokens | Auto-check | Licence | Repo updated |
|---|---|---|---|---|---|---|
| Money Priorities Order this skillmohitagw15856/pm-claude-skills | 1.4k | — | ~1.1k | Automated safety check: Pass | MIT | |
| Decidealirezarezvani/claude-skills | 28k | — | ~871 | Automated safety check: Pass | MIT | |
| CSS Orderthedaviddias/Front-End-Checklist | 74k | — | ~404 | Automated safety check: Pass | MIT | |
| Focus Orderthedaviddias/Front-End-Checklist | 74k | — | ~519 | Automated safety check: Pass | MIT | |
| Heading Orderthedaviddias/Front-End-Checklist | 74k | — | ~452 | Automated safety check: Pass | MIT | |
| Food Orderingasgeirtj/system_prompts_leaks | 69k | — | ~1.4k | Automated safety check: Pass | CC0-1.0 |
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Questions about Money Priorities Order
What does Money Priorities Order do?
Decide where your next dollar should go — the order to tackle emergency fund, high-interest debt, retirement match, and saving/investing — so you stop guessing and build momentum. Money Priorities Order is an agent skill from mohitagw15856/pm-claude-skills. Decide where your next dollar should go — the order to tackle emergency fund, high-interest debt, retirement match, and saving/investing — so you stop guessing and build momentum.
When should I use Money Priorities Order?
Money Priorities Order fits situations like: asked what should I do with my money first; where to put extra money; help me prioritize my finances.
How do I install Money Priorities Order in Claude Code?
Run `npx skills add mohitagw15856/pm-claude-skills --skill money-priorities-order -a claude-code`. Or copy the skill folder (skills/money-priorities-order in mohitagw15856/pm-claude-skills) into .claude/skills/money-priorities-order in your project. Claude Code loads it when a task matches its description.
How do I install Money Priorities Order in Codex?
Run `npx skills add mohitagw15856/pm-claude-skills --skill money-priorities-order -a codex`. Or copy the skill folder (skills/money-priorities-order in mohitagw15856/pm-claude-skills) into .agents/skills/money-priorities-order in your project. Codex loads it when a task matches its description.
Can I use Money Priorities Order in Cursor, Gemini CLI or GitHub Copilot?
Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add mohitagw15856/pm-claude-skills --skill money-priorities-order -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/money-priorities-order, .gemini/skills/money-priorities-order, .github/skills/money-priorities-order and .opencode/skills/money-priorities-order in your project.
What does Money Priorities Order need to run?
SKILL.md names no scripts, command-line tools or credentials: Money Priorities Order is instructions for the agent only.
Does Money Priorities Order access the network?
SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.
Is Money Priorities Order safe to install?
Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.
What licence does Money Priorities Order use?
Money Priorities Order is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.
How many tokens does Money Priorities Order use?
About 1.1k tokens (SKILL.md is roughly 4.6k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.
What are the alternatives to Money Priorities Order?
Skills that share tags, products or a category with Money Priorities Order: Decide (alirezarezvani/claude-skills, 28k stars), CSS Order (thedaviddias/Front-End-Checklist, 74k stars), Focus Order (thedaviddias/Front-End-Checklist, 74k stars) and Heading Order (thedaviddias/Front-End-Checklist, 74k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.
Who maintains Money Priorities Order?
mohitagw15856 (a GitHub user) maintains it in mohitagw15856/pm-claude-skills, which has 1,434 GitHub stars. The repository holds 1,348 skills in this directory. The repository was last updated on October 9, 2026.
Source: mohitagw15856/pm-claude-skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.