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Agent skill

Micro Retirement Planner

by mohitagw15856 in mohitagw15856/pm-claude-skills

Summarise what Micro Retirement Planner does in one line. An agent skill from mohitagw15856/pm-claude-skills.

MITAuto-check passed

Install Micro Retirement Planner

skills CLI
$ npx skills add mohitagw15856/pm-claude-skills --skill micro-retirement-planner -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install mohitagw15856/pm-claude-skills micro-retirement-planner --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/plugins/pm-newgen/skills/micro-retirement-planner .claude/skills/micro-retirement-planner && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
micro-retirement-planner
GitHub stars
1.4k
Token cost
~240 tokens
SKILL.md length
71 words
Files
1
Skills in repo
1,348
Repo updated
First seen
Licence
MIT

At a glance

Summarise what Micro Retirement Planner does in one line. An agent skill from mohitagw15856/pm-claude-skills.

  • Asked to [trigger phrases the user would say]
  • SKILL.md covers Working from a brief, Required Inputs, Output Format and Quality Checks, plus 2 more sections
  • Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md

What it does

Micro Retirement Planner is an agent skill from mohitagw15856/pm-claude-skills. Summarise what Micro Retirement Planner does in one line. Use when asked to [trigger phrases the user would say]. Produces [the concrete artifact].

Its SKILL.md is about 240 tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.

The repository describes itself as: 1255 professional Agent Skills for Claude, ChatGPT, Gemini, Cursor & Codex — PRDs, postmortems, leases, medical bills, layoffs, go-bags, new countries. Plain markdown, MIT, in… The licence is MIT.

When your agent uses it

  • Asked to [trigger phrases the user would say]

Example prompts

  • “/micro-retirement-planner”

What it can do on your machine

Read from SKILL.md and the folder at commit 1cbf1f0. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    No scripts in the folder and no shell commands in SKILL.md.

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    No URLs in SKILL.md.

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Micro Retirement Planner loads about 240 tokens when it runs. Until then it costs about 43 tokens; SKILL.md has 71 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~43
When it runs · the whole SKILL.md, loaded when a task matches
~240

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.

SKILL.md

The full file from mohitagw15856/pm-claude-skills at commit 1cbf1f0, republished under its MIT licence (© mohitagw15856). 71 words, ~240 tokens.

Download SKILL.mdSave it as .claude/skills/micro-retirement-planner/SKILL.md (or your agent's skills folder).
name
micro-retirement-planner
description
Summarise what Micro Retirement Planner does in one line. Use when asked to [trigger phrases the user would say]. Produces [the concrete artifact].

Micro Retirement Planner Skill

One-line summary of the value this skill delivers. <!-- TODO: rewrite -->

Working from a brief

Deliver the full artifact even from a thin brief — infer and label assumptions, never refuse for missing context. <!-- TODO: tailor -->

Required Inputs

Ask for (if not already provided), else infer and label:

  • <!-- TODO: the inputs to gather -->

Output Format

<!-- TODO: a concrete template (headings/tables) of the final artifact -->

Quality Checks

  • <!-- TODO: a check the output must pass before hand-off -->

Anti-Patterns

  • Do not <!-- TODO: the mistake this skill prevents -->

Example Trigger Phrases

  • "I want to take 6 months off."
  • "Quit and travel."
  • "Can I afford a break?"

© mohitagw15856, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file

Files

Just SKILL.md in plugins/pm-newgen/skills/micro-retirement-planner of mohitagw15856/pm-claude-skills.

Open the folder on GitHubat commit 1cbf1f0

Compare with similar skills

Micro Retirement Planner next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

Micro Retirement Planner compared with similar skills
SkillStarsUsed inTokensAuto-checkLicenceRepo updated
Micro Retirement Planner this skillmohitagw15856/pm-claude-skills1.4k—~240Automated safety check: PassMIT
Plannerpenpot/penpot61k—~2.7kAutomated safety check: PassMPL-2.0
Agent Plannerruvnet/ruflo74k2 repos~1.2kAutomated safety check: PassMIT
Agent Goal Plannerruvnet/ruflo74k2 repos~842Automated safety check: PassMIT
Agent Code Goal Plannerruvnet/ruflo74k2 repos~3.6kAutomated safety check: PassMIT
Summarise Ecosystem Resultsastral-sh/ruff50k—~2.2kAutomated safety check: PassMIT

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Questions about Micro Retirement Planner

What does Micro Retirement Planner do?

Summarise what Micro Retirement Planner does in one line. An agent skill from mohitagw15856/pm-claude-skills. Micro Retirement Planner is an agent skill from mohitagw15856/pm-claude-skills. Summarise what Micro Retirement Planner does in one line.

When should I use Micro Retirement Planner?

Micro Retirement Planner fits situations like: asked to [trigger phrases the user would say].

How do I install Micro Retirement Planner in Claude Code?

Run `npx skills add mohitagw15856/pm-claude-skills --skill micro-retirement-planner -a claude-code`. Or copy the skill folder (plugins/pm-newgen/skills/micro-retirement-planner in mohitagw15856/pm-claude-skills) into .claude/skills/micro-retirement-planner in your project. Claude Code loads it when a task matches its description.

How do I install Micro Retirement Planner in Codex?

Run `npx skills add mohitagw15856/pm-claude-skills --skill micro-retirement-planner -a codex`. Or copy the skill folder (plugins/pm-newgen/skills/micro-retirement-planner in mohitagw15856/pm-claude-skills) into .agents/skills/micro-retirement-planner in your project. Codex loads it when a task matches its description.

Can I use Micro Retirement Planner in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add mohitagw15856/pm-claude-skills --skill micro-retirement-planner -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/micro-retirement-planner, .gemini/skills/micro-retirement-planner, .github/skills/micro-retirement-planner and .opencode/skills/micro-retirement-planner in your project.

What does Micro Retirement Planner need to run?

SKILL.md names no scripts, command-line tools or credentials: Micro Retirement Planner is instructions for the agent only.

Does Micro Retirement Planner access the network?

SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.

Is Micro Retirement Planner safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.

What licence does Micro Retirement Planner use?

Micro Retirement Planner is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.

How many tokens does Micro Retirement Planner use?

About 240 tokens (SKILL.md is roughly 960 characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to Micro Retirement Planner?

Skills that share tags, products or a category with Micro Retirement Planner: Planner (penpot/penpot, 61k stars), Agent Planner (ruvnet/ruflo, 74k stars), Agent Goal Planner (ruvnet/ruflo, 74k stars) and Agent Code Goal Planner (ruvnet/ruflo, 74k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Micro Retirement Planner?

mohitagw15856 (a GitHub user) maintains it in mohitagw15856/pm-claude-skills, which has 1,434 GitHub stars. The repository holds 1,348 skills in this directory. The repository was last updated on October 9, 2026.

Source: mohitagw15856/pm-claude-skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.