Agent skill

Insurance Claim

by mohitagw15856 in mohitagw15856/pm-claude-skills

Write a clear insurance claim letter or appeal that supports a payout.

MITAuto-check passed

Install Insurance Claim

skills CLI
$ npx skills add mohitagw15856/pm-claude-skills --skill insurance-claim -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install mohitagw15856/pm-claude-skills insurance-claim --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/insurance-claim .claude/skills/insurance-claim && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
insurance-claim
GitHub stars
1.4k
Token cost
~1.1k tokens
SKILL.md length
545 words
Files
1
Skills in repo
1,348
Repo updated
First seen
Licence
MIT

At a glance

Write a clear insurance claim letter or appeal that supports a payout.

  • Asked to write an insurance claim
  • SKILL.md covers Working from a brief, Required Inputs, Output Format and Quality Checks, plus 3 more sections
  • Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md
  • File a claim letter

What it does

Insurance Claim is an agent skill from mohitagw15856/pm-claude-skills. Write a clear insurance claim letter or appeal that supports a payout. Use when asked to write an insurance claim, file a claim letter, document a loss for insurance, or appeal a denied claim. Produces a structured claim — policy and incident details, the documented loss, the amount claimed, and the evidence — or an appeal that rebuts the denial reason, ready to submit.

Its SKILL.md is about 1.1k tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.

The repository describes itself as: 1255 professional Agent Skills for Claude, ChatGPT, Gemini, Cursor & Codex — PRDs, postmortems, leases, medical bills, layoffs, go-bags, new countries. Plain markdown, MIT, in… The licence is MIT.

When your agent uses it

  • Asked to write an insurance claim
  • File a claim letter
  • Document a loss for insurance
  • Appeal a denied claim

Example prompts

  • “/insurance-claim”

What it can do on your machine

Read from SKILL.md and the folder at commit 1cbf1f0. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    No scripts in the folder and no shell commands in SKILL.md.

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    No URLs in SKILL.md.

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Insurance Claim loads about 1.1k tokens when it runs. Until then it costs about 97 tokens; SKILL.md has 545 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~97
When it runs · the whole SKILL.md, loaded when a task matches
~1.1k

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.

SKILL.md

The full file from mohitagw15856/pm-claude-skills at commit 1cbf1f0, republished under its MIT licence (© mohitagw15856). 545 words, ~1,062 tokens.

Download SKILL.mdSave it as .claude/skills/insurance-claim/SKILL.md (or your agent's skills folder).
name
insurance-claim
description
Write a clear insurance claim letter or appeal that supports a payout. Use when asked to write an insurance claim, file a claim letter, document a loss for insurance, or appeal a denied claim. Produces a structured claim — policy and incident details, the documented loss, the amount claimed, and the evidence — or an appeal that rebuts the denial reason, ready to submit.

Insurance Claim Skill

Claims get paid faster when they're complete and well-documented: the right policy and incident details, an itemised loss, and the evidence attached. This skill writes that letter — or, for a denial, an appeal that addresses the insurer's stated reason directly — so the adjuster has everything they need to say yes.

Not quite this? Use insurance-claim-appeal when the claim has already been denied and you are appealing; use cn-medical-insurance-claim when it is China's public basic medical insurance (医保) rather than a private insurer.

Note: this is a drafting aid, not legal, financial, or insurance advice, and it does not guarantee a payout. Coverage, deadlines, and procedures depend on your policy and jurisdiction — read your policy, meet the insurer's deadlines, and consult a qualified advisor for complex or high-value claims. Never misrepresent facts; insurance fraud is a crime.

Working from a brief

Given "file a claim for water damage from a burst pipe", write the full claim anyway — structure it and bracket the specifics (policy number, dates, amounts, itemised losses) to fill in, and list the evidence to attach. Never withhold for missing detail; never inflate or invent losses.

Required Inputs

Ask for these only if they aren't already provided (else bracket to fill in):

  • Policy details — insurer, policy/claim number, and policyholder.
  • The incident — what happened, when and where, and how it was discovered/reported.
  • The loss — what was damaged/lost, itemised, with values/estimates.
  • Evidence — photos, receipts, repair estimates, police/incident reports, prior correspondence.
  • The claim — the amount claimed and the outcome you want; or, for an appeal, the denial reason given.

Output Format

Insurance Claim Letter
  • Header — your details, date, insurer, and a Re: line with the policy/claim number.
  • 1. The incident — what happened, when, where, and when it was reported (factual, dated).
  • 2. The loss — an itemised list of what was damaged/lost with values/estimates.
  • 3. Amount claimed — the total, and how it's calculated.
  • 4. Evidence — the documents enclosed/available (listed and referenced).
  • 5. Request — the action and timeframe you're asking for, and an offer to provide more on request.
  • Close — contact details.

For an appeal, add a section that quotes the denial reason and rebuts it with the policy wording and evidence.

Provide a document checklist and notes on policy deadlines to confirm.

Show full SKILL.md (173 more words)Show less

Quality Checks

  • Policy/claim number, dates, and incident facts are precise and consistent
  • The loss is itemised with values, and the claimed amount is shown to add up
  • Evidence is listed and referenced — nothing asserted without support
  • For an appeal, the denial reason is quoted and directly rebutted with policy wording
  • Nothing is inflated, invented, or misrepresented
  • A document checklist and a reminder to confirm deadlines are included

Anti-Patterns

  • Do not inflate or invent losses — it risks the whole claim and is fraud
  • Do not be vague about amounts or dates — itemise and date everything
  • Do not omit or fail to reference evidence — undocumented claims stall
  • Do not ignore the denial reason in an appeal — rebut it specifically with the policy terms
  • Do not present this as legal/insurance advice or guarantee an outcome — flag deadlines to confirm

Based On

Insurance-claim practice — complete incident documentation, itemised evidenced loss, and denial-specific appeals grounded in policy wording.

Example Trigger Phrases

  • "Write an insurance claim."
  • "File a claim letter."
  • "Document a loss for insurance."
  • "Appeal a denied claim."

© mohitagw15856, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file

Files

Just SKILL.md in skills/insurance-claim of mohitagw15856/pm-claude-skills.

Open the folder on GitHubat commit 1cbf1f0

Compare with similar skills

Insurance Claim next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

Insurance Claim compared with similar skills
SkillStarsUsed inTokensAuto-checkLicenceRepo updated
Insurance Claim this skillmohitagw15856/pm-claude-skills1.4k—~1.1kAutomated safety check: PassMIT
Claimsruvnet/ruflo74k1 repos~1.1kAutomated safety check: PassMIT
Cover Letter Generatordavila7/claude-code-templates33k2 repos~2.3kAutomated safety check: PassMIT
Dos Verify Done Claimssickn33/agentic-awesome-skills47k1 repos~2.1kAutomated safety check: PassMIT
Claim Chartanthropics/claude-for-legal9.6k2 repos~10kAutomated safety check: PassApache-2.0
Ccb ClearSeemSeam/claude_codex_bridge3.6k—~354Automated safety check: PassCustom licence

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Questions about Insurance Claim

What does Insurance Claim do?

Write a clear insurance claim letter or appeal that supports a payout. Insurance Claim is an agent skill from mohitagw15856/pm-claude-skills. Write a clear insurance claim letter or appeal that supports a payout.

When should I use Insurance Claim?

Insurance Claim fits situations like: asked to write an insurance claim; file a claim letter; document a loss for insurance; appeal a denied claim.

How do I install Insurance Claim in Claude Code?

Run `npx skills add mohitagw15856/pm-claude-skills --skill insurance-claim -a claude-code`. Or copy the skill folder (skills/insurance-claim in mohitagw15856/pm-claude-skills) into .claude/skills/insurance-claim in your project. Claude Code loads it when a task matches its description.

How do I install Insurance Claim in Codex?

Run `npx skills add mohitagw15856/pm-claude-skills --skill insurance-claim -a codex`. Or copy the skill folder (skills/insurance-claim in mohitagw15856/pm-claude-skills) into .agents/skills/insurance-claim in your project. Codex loads it when a task matches its description.

Can I use Insurance Claim in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add mohitagw15856/pm-claude-skills --skill insurance-claim -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/insurance-claim, .gemini/skills/insurance-claim, .github/skills/insurance-claim and .opencode/skills/insurance-claim in your project.

What does Insurance Claim need to run?

SKILL.md names no scripts, command-line tools or credentials: Insurance Claim is instructions for the agent only.

Does Insurance Claim access the network?

SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.

Is Insurance Claim safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.

What licence does Insurance Claim use?

Insurance Claim is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.

How many tokens does Insurance Claim use?

About 1.1k tokens (SKILL.md is roughly 4.2k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to Insurance Claim?

Skills that share tags, products or a category with Insurance Claim: Claims (ruvnet/ruflo, 74k stars), Cover Letter Generator (davila7/claude-code-templates, 33k stars), Dos Verify Done Claims (sickn33/agentic-awesome-skills, 47k stars) and Claim Chart (anthropics/claude-for-legal, 9.6k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Insurance Claim?

mohitagw15856 (a GitHub user) maintains it in mohitagw15856/pm-claude-skills, which has 1,434 GitHub stars. The repository holds 1,348 skills in this directory. The repository was last updated on October 9, 2026.

Source: mohitagw15856/pm-claude-skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.