Explain Usage
asgeirtj/system_prompts_leaks
Explain where this session's tokens went, with one simple chart in plain language.
A skill your agent uses when asked 強積金點計, 強積金幾時可以攞, 轉強積金計劃, 僱主有冇供強積金, 自願供款扣稅, eMPF 點用, or understand Hong Kong's Mandatory Provident Fund (MPF).
MITAuto-check passed
Install Hk Mpf Explainer
$ npx skills add mohitagw15856/pm-claude-skills --skill hk-mpf-explainer -a claude-codeProject install by default; add -g for ~/.claude/skills/.
$ gh skill install mohitagw15856/pm-claude-skills hk-mpf-explainer --agent claude-codeProject scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/hk-mpf-explainer .claude/skills/hk-mpf-explainer && rm -rf skills-srcUse ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.
Claude Code skills documentation · loads skills from .claude/skills/
Install the "hk-mpf-explainer" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/hk-mpf-explainer into .claude/skills/hk-mpf-explainer/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "hk-mpf-explainer", then confirm the skill loads.Claude Code copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$skill-installer install https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/hk-mpf-explainerType this inside Codex. $skill-installer <name> installs a curated skill from openai/skills. The installer writes to $CODEX_HOME/skills (default ~/.codex/skills). Restart Codex if the skill does not show up.
$ npx skills add mohitagw15856/pm-claude-skills --skill hk-mpf-explainer -a codexProject install goes to .agents/skills/; add -g for ~/.codex/skills/.
$ gh skill install mohitagw15856/pm-claude-skills hk-mpf-explainer --agent codexProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .agents/skills && cp -r skills-src/skills/hk-mpf-explainer .agents/skills/hk-mpf-explainer && rm -rf skills-srcUse ~/.agents/skills/ instead of .agents/skills for a personal install.
Codex skills documentation · loads skills from .agents/skills/
Install the "hk-mpf-explainer" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/hk-mpf-explainer into .agents/skills/hk-mpf-explainer/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "hk-mpf-explainer", then confirm the skill loads.Codex copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add mohitagw15856/pm-claude-skills --skill hk-mpf-explainer -a cursorProject install goes to .agents/skills/; add -g for ~/.cursor/skills/.
$ gh skill install mohitagw15856/pm-claude-skills hk-mpf-explainer --agent cursorProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .cursor/skills && cp -r skills-src/skills/hk-mpf-explainer .cursor/skills/hk-mpf-explainer && rm -rf skills-srcUse ~/.cursor/skills/ instead of .cursor/skills for a personal install.
Cursor skills documentation · loads skills from .cursor/skills/, .agents/skills/, .claude/skills/, .codex/skills/
Install the "hk-mpf-explainer" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/hk-mpf-explainer into .cursor/skills/hk-mpf-explainer/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "hk-mpf-explainer", then confirm the skill loads.Cursor copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gemini skills install https://github.com/mohitagw15856/pm-claude-skills.git --path skills/hk-mpf-explainer--scope user (default) or --scope workspace; --path is the subfolder of the repo that holds the skill; --consent skips the security confirmation prompt.
$ npx skills add mohitagw15856/pm-claude-skills --skill hk-mpf-explainer -a gemini-cliProject install goes to .agents/skills/; add -g for ~/.gemini/skills/.
$ gh skill install mohitagw15856/pm-claude-skills hk-mpf-explainer --agent gemini-cliProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .gemini/skills && cp -r skills-src/skills/hk-mpf-explainer .gemini/skills/hk-mpf-explainer && rm -rf skills-srcUse ~/.gemini/skills/ instead of .gemini/skills for a personal install, then run /skills reload.
Gemini CLI skills documentation · loads skills from .gemini/skills/, .agents/skills/
Install the "hk-mpf-explainer" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/hk-mpf-explainer into .gemini/skills/hk-mpf-explainer/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "hk-mpf-explainer", then confirm the skill loads.Gemini CLI copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gh skill install mohitagw15856/pm-claude-skills hk-mpf-explainerInstalls for Copilot at project scope by default; add --scope user for a personal install. Preview a skill first with gh skill preview. Needs GitHub CLI 2.90.0 or later (public preview).
$ npx skills add mohitagw15856/pm-claude-skills --skill hk-mpf-explainer -a github-copilotProject install goes to .agents/skills/; add -g for ~/.copilot/skills/.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .github/skills && cp -r skills-src/skills/hk-mpf-explainer .github/skills/hk-mpf-explainer && rm -rf skills-srcUse ~/.copilot/skills/ instead of .github/skills for a personal install. Commit .github/skills so cloud agent and code review can use it.
GitHub Copilot skills documentation · loads skills from .github/skills/, .claude/skills/, .agents/skills/
Install the "hk-mpf-explainer" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/hk-mpf-explainer into .github/skills/hk-mpf-explainer/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "hk-mpf-explainer", then confirm the skill loads.GitHub Copilot copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add mohitagw15856/pm-claude-skills --skill hk-mpf-explainer -a opencodeOpenCode documents no install command of its own. Project install goes to .agents/skills/; add -g for ~/.config/opencode/skills/.
$ gh skill install mohitagw15856/pm-claude-skills hk-mpf-explainer --agent opencodeProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .opencode/skills && cp -r skills-src/skills/hk-mpf-explainer .opencode/skills/hk-mpf-explainer && rm -rf skills-srcUse ~/.config/opencode/skills/ instead of .opencode/skills for a personal install.
OpenCode skills documentation · loads skills from .opencode/skills/, .claude/skills/, .agents/skills/
Install the "hk-mpf-explainer" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/hk-mpf-explainer into .opencode/skills/hk-mpf-explainer/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "hk-mpf-explainer", then confirm the skill loads.OpenCode copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
Facts
- Skill name
hk-mpf-explainer- GitHub stars
- 1.4k
- Token cost
- ~1.1k tokens
- SKILL.md length
- 542 words
- Files
- 2 (incl. scripts)
- Skills in repo
- 1,348
- Repo updated
- First seen
- Licence
- MIT
At a glance
A skill your agent uses when asked 強積金點計, 強積金幾時可以攞, 轉強積金計劃, 僱主有冇供強積金, 自願供款扣稅, eMPF 點用, or understand Hong Kong's Mandatory Provident Fund (MPF).
- Works in 6 steps: How your contributions work → Contribution check → Withdrawal routes → …
- Understand Hong Kongs Mandatory Provident Fund (MPF)
- SKILL.md covers Required Inputs, Output Structure, Programmatic Helper and Quality Checks, plus 2 more sections
- Runs Python scripts from its folder; calls python3
What it does
Hk Mpf Explainer is an agent skill from mohitagw15856/pm-claude-skills. Use when asked 強積金點計, 強積金幾時可以攞, 轉強積金計劃, 僱主有冇供強積金, 自願供款扣稅, eMPF 點用, or understand Hong Kong's Mandatory Provident Fund (MPF). Produces how contributions work for the person's income, checks on whether the employer contributed correctly, the withdrawal routes and their conditions, the options for moving accrued benefits, the tax-deductible voluntary contribution rules, and a fund-choice framework without recommending funds.
Its SKILL.md is about 1.1k tokens, which your agent loads only when the skill is triggered. The skill folder holds 2 other files, including scripts (for example `scripts/mpf.py`).
The repository describes itself as: 1255 professional Agent Skills for Claude, ChatGPT, Gemini, Cursor & Codex — PRDs, postmortems, leases, medical bills, layoffs, go-bags, new countries. Plain markdown, MIT, in… The licence is MIT.
When your agent uses it
- Understand Hong Kongs Mandatory Provident Fund (MPF)
Example prompts
- “/hk-mpf-explainer”
Requirements
- Python 3
Workflow steps
6 steps, taken from the step headings in SKILL.md.
What it can do on your machine
Read from SKILL.md and the folder at commit 1cbf1f0. It shows what the files ask for, not the result of running them.
Tool permissions
Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.
From allowed-tools in the SKILL.md frontmatter.
Runs code
Ships 1 file in scripts/ (Python), which the agent can run.
Shell commands in SKILL.md call:
python3
From the folder's file list and the shell code blocks in SKILL.md.
Network
No URLs in SKILL.md.
From URLs in SKILL.md, links to its own repository left out.
Credentials
Names no API keys, tokens, secrets or passwords.
From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.
Context cost
Hk Mpf Explainer loads about 1.1k tokens when it runs. Until then it costs about 111 tokens; SKILL.md has 542 words of instructions outside code blocks.
Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.
Safety
Auto-check passed
The automated check found no risky patterns in SKILL.md.
Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); the scripts in this folder are not scanned.
SKILL.md
The full file from mohitagw15856/pm-claude-skills at commit 1cbf1f0, republished under its MIT licence (© mohitagw15856). 542 words, ~1,112 tokens.
Download SKILL.mdSave it as
.claude/skills/hk-mpf-explainer/SKILL.md (or your agent's skills folder). This skill also uses 1 other file; get the full folder from GitHub.- name
- hk-mpf-explainer
- description
- Use when asked 強積金點計, 強積金幾時可以攞, 轉強積金計劃, 僱主有冇供強積金, 自願供款扣稅, eMPF 點用, or understand Hong Kong's Mandatory Provident Fund (MPF). Produces how contributions work for the person's income, checks on whether the employer contributed correctly, the withdrawal routes and their conditions, the options for moving accrued benefits, the tax-deductible voluntary contribution rules, and a fund-choice framework without recommending funds.
- version
- 1.0.0
Hong Kong MPF Explainer (強積金)
Most people working in Hong Kong belong to the Mandatory Provident Fund, and most never look at it until they change jobs, retire or leave Hong Kong. Money is lost to unchecked employer errors, idle preserved accounts and high-fee funds chosen by default. This skill explains the person's MPF in plain terms, checks the contributions, and sets out their options.
Write in Traditional Chinese (Hong Kong usage) unless the person asks for English or Simplified Chinese. Contribution limits, withdrawal rules and the eMPF platform are set by the MPFA and the law; confirm current figures on the MPFA website before acting. This is information, not investment advice.
Required Inputs
Ask for these if not provided:
- Employment: employee or self-employed, monthly relevant income, employer and start date
- Accounts: contribution account, personal accounts from earlier jobs, any tax-deductible voluntary contribution (TVC) account
- Age, and plans to retire early or leave Hong Kong permanently
- Recent statements, if the person has them
- Question: checking contributions, withdrawal, consolidating, choosing funds, or saving tax
Output Structure
1. How your contributions work
Mandatory contributions from employer and employee as a share of relevant income, with the minimum and maximum relevant income levels (confirm current figures with the MPFA), and how they apply to the person's income.
2. Contribution check
| Month | Relevant income | Employer should pay | Employee should pay | On statement | Match? | And what to do if it does not match: ask the employer, then the trustee, then the MPFA.
3. Withdrawal routes
| Route | Conditions (confirm) | Documents | Reaching 65; early retirement at 60; permanent departure from Hong Kong (once in a lifetime); total incapacity; terminal illness; small balance; and death. Note that the use of MPF to offset severance and long service payments was abolished from 1 May 2025 for contributions after that date (confirm how transitional rules apply to the person).
Show full SKILL.md (233 more words)Show less
4. Moving and consolidating
The employee choice arrangement for moving the employee's own contributions, consolidating personal accounts from old jobs into one, and what the eMPF platform changes (confirm the platform's coverage of the person's scheme).
5. Saving tax with voluntary contributions
How TVC and qualifying deferred annuity premiums share an annual deduction cap (confirm the current cap), and when it is worth using.
6. Fund-choice framework
Fees (fund expense ratio), risk level against the person's horizon, the default investment strategy (DIS) as a low-fee option, without naming a fund to buy.
Programmatic Helper
python3 skills/hk-mpf-explainer/scripts/mpf.py --income 40000
python3 skills/hk-mpf-explainer/scripts/mpf.py --income 25000 --months 12Mandatory contributions for both sides and the yearly tax-deductible amount. Standard library only.
Quality Checks
- Every limit, cap and date is marked to confirm with the MPFA
- The contribution check compares statements month by month where statements are given
- Withdrawal routes list conditions and documents
- The offsetting abolition is mentioned where severance or long service payment is relevant
- No specific fund is recommended
- The output states it is not investment advice
Anti-Patterns
- Leaving old accounts scattered. Several small accounts each carry fees and get forgotten.
- Never checking contributions. Employer errors and late payments happen.
- Choosing funds by past returns alone. Fees and risk matter over decades.
- Assuming departure means instant cash. Permanent departure has conditions and a once-only rule.
Example Trigger Phrases
- "我月入 25000，強積金每月應該供幾多？"
- "我移民離開香港，強積金點樣提早攞？"
- "舊公司嘅強積金戶口點整合？"
- "Explain my Hong Kong MPF and how to save tax with voluntary contributions."
© mohitagw15856, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file
Files
SKILL.md and 1 other file (scripts) in skills/hk-mpf-explainer of mohitagw15856/pm-claude-skills.
- SKILL.md
- scripts/mpf.py
Open the folder on GitHubat commit 1cbf1f0
Compare with similar skills
Hk Mpf Explainer next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.
| Skill | Stars | Used in | Tokens | Auto-check | Licence | Repo updated |
|---|---|---|---|---|---|---|
| Hk Mpf Explainer this skillmohitagw15856/pm-claude-skills | 1.4k | — | ~1.1k | Automated safety check: Pass | MIT | |
| Explain Usageasgeirtj/system_prompts_leaks | 69k | — | ~345 | Automated safety check: Pass | CC0-1.0 | |
| Logic Explainsickn33/agentic-awesome-skills | 47k | 1 repos | ~894 | Automated safety check: Pass | MIT | |
| Faceless Explainer Videoheygen-com/hyperframes | 60k | 3 repos | ~7.7k | Automated safety check: Notes | Apache-2.0 | |
| PR Explainermastra-ai/mastra | 29k | — | ~1.4k | Automated safety check: Pass | Custom licence | |
| Understand ExplainEgonex-AI/Understand-Anything | 86k | — | ~1.3k | Automated safety check: Pass | MIT |
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Questions about Hk Mpf Explainer
What does Hk Mpf Explainer do?
A skill your agent uses when asked 強積金點計, 強積金幾時可以攞, 轉強積金計劃, 僱主有冇供強積金, 自願供款扣稅, eMPF 點用, or understand Hong Kong's Mandatory Provident Fund (MPF). Hk Mpf Explainer is an agent skill from mohitagw15856/pm-claude-skills. Use when asked 強積金點計, 強積金幾時可以攞, 轉強積金計劃, 僱主有冇供強積金, 自願供款扣稅, eMPF 點用, or understand Hong Kong's Mandatory Provident Fund (MPF).
When should I use Hk Mpf Explainer?
Hk Mpf Explainer fits situations like: understand Hong Kongs Mandatory Provident Fund (MPF).
How do I install Hk Mpf Explainer in Claude Code?
Run `npx skills add mohitagw15856/pm-claude-skills --skill hk-mpf-explainer -a claude-code`. Or copy the skill folder (skills/hk-mpf-explainer in mohitagw15856/pm-claude-skills) into .claude/skills/hk-mpf-explainer in your project. Claude Code loads it when a task matches its description.
How do I install Hk Mpf Explainer in Codex?
Run `npx skills add mohitagw15856/pm-claude-skills --skill hk-mpf-explainer -a codex`. Or copy the skill folder (skills/hk-mpf-explainer in mohitagw15856/pm-claude-skills) into .agents/skills/hk-mpf-explainer in your project. Codex loads it when a task matches its description.
Can I use Hk Mpf Explainer in Cursor, Gemini CLI or GitHub Copilot?
Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add mohitagw15856/pm-claude-skills --skill hk-mpf-explainer -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/hk-mpf-explainer, .gemini/skills/hk-mpf-explainer, .github/skills/hk-mpf-explainer and .opencode/skills/hk-mpf-explainer in your project.
What does Hk Mpf Explainer need to run?
Going by SKILL.md and its folder, Hk Mpf Explainer needs Python for the scripts in its folder and the command-line tools its instructions call (python3). Our summary lists: Python 3.
Does Hk Mpf Explainer access the network?
SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.
Is Hk Mpf Explainer safe to install?
Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. The check reads SKILL.md only: the scripts in the folder are not scanned, so read them before running anything.
What licence does Hk Mpf Explainer use?
Hk Mpf Explainer is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.
How many tokens does Hk Mpf Explainer use?
About 1.1k tokens (SKILL.md is roughly 4.4k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.
What are the alternatives to Hk Mpf Explainer?
Skills that share tags, products or a category with Hk Mpf Explainer: Explain Usage (asgeirtj/system_prompts_leaks, 69k stars), Logic Explain (sickn33/agentic-awesome-skills, 47k stars), Faceless Explainer Video (heygen-com/hyperframes, 60k stars) and PR Explainer (mastra-ai/mastra, 29k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.
Who maintains Hk Mpf Explainer?
mohitagw15856 (a GitHub user) maintains it in mohitagw15856/pm-claude-skills, which has 1,434 GitHub stars. The repository holds 1,348 skills in this directory. The repository was last updated on October 9, 2026.
Source: mohitagw15856/pm-claude-skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.