Financial Analyzing
huangjia2019/claude-code-engineering
Analyze financial data, calculate financial ratios, and generate analysis reports.
Explain a financial statement (P&L, balance sheet, or cash flow) in plain English.
Install Financial Statement Explainer
$ npx skills add mohitagw15856/pm-claude-skills --skill financial-statement-explainer -a claude-codeProject install by default; add -g for ~/.claude/skills/.
$ gh skill install mohitagw15856/pm-claude-skills financial-statement-explainer --agent claude-codeProject scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/financial-statement-explainer .claude/skills/financial-statement-explainer && rm -rf skills-srcUse ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.
Claude Code skills documentation · loads skills from .claude/skills/
Install the "financial-statement-explainer" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/financial-statement-explainer into .claude/skills/financial-statement-explainer/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "financial-statement-explainer", then confirm the skill loads.Claude Code copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$skill-installer install https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/financial-statement-explainerType this inside Codex. $skill-installer <name> installs a curated skill from openai/skills. The installer writes to $CODEX_HOME/skills (default ~/.codex/skills). Restart Codex if the skill does not show up.
$ npx skills add mohitagw15856/pm-claude-skills --skill financial-statement-explainer -a codexProject install goes to .agents/skills/; add -g for ~/.codex/skills/.
$ gh skill install mohitagw15856/pm-claude-skills financial-statement-explainer --agent codexProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .agents/skills && cp -r skills-src/skills/financial-statement-explainer .agents/skills/financial-statement-explainer && rm -rf skills-srcUse ~/.agents/skills/ instead of .agents/skills for a personal install.
Codex skills documentation · loads skills from .agents/skills/
Install the "financial-statement-explainer" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/financial-statement-explainer into .agents/skills/financial-statement-explainer/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "financial-statement-explainer", then confirm the skill loads.Codex copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add mohitagw15856/pm-claude-skills --skill financial-statement-explainer -a cursorProject install goes to .agents/skills/; add -g for ~/.cursor/skills/.
$ gh skill install mohitagw15856/pm-claude-skills financial-statement-explainer --agent cursorProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .cursor/skills && cp -r skills-src/skills/financial-statement-explainer .cursor/skills/financial-statement-explainer && rm -rf skills-srcUse ~/.cursor/skills/ instead of .cursor/skills for a personal install.
Cursor skills documentation · loads skills from .cursor/skills/, .agents/skills/, .claude/skills/, .codex/skills/
Install the "financial-statement-explainer" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/financial-statement-explainer into .cursor/skills/financial-statement-explainer/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "financial-statement-explainer", then confirm the skill loads.Cursor copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gemini skills install https://github.com/mohitagw15856/pm-claude-skills.git --path skills/financial-statement-explainer--scope user (default) or --scope workspace; --path is the subfolder of the repo that holds the skill; --consent skips the security confirmation prompt.
$ npx skills add mohitagw15856/pm-claude-skills --skill financial-statement-explainer -a gemini-cliProject install goes to .agents/skills/; add -g for ~/.gemini/skills/.
$ gh skill install mohitagw15856/pm-claude-skills financial-statement-explainer --agent gemini-cliProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .gemini/skills && cp -r skills-src/skills/financial-statement-explainer .gemini/skills/financial-statement-explainer && rm -rf skills-srcUse ~/.gemini/skills/ instead of .gemini/skills for a personal install, then run /skills reload.
Gemini CLI skills documentation · loads skills from .gemini/skills/, .agents/skills/
Install the "financial-statement-explainer" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/financial-statement-explainer into .gemini/skills/financial-statement-explainer/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "financial-statement-explainer", then confirm the skill loads.Gemini CLI copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gh skill install mohitagw15856/pm-claude-skills financial-statement-explainerInstalls for Copilot at project scope by default; add --scope user for a personal install. Preview a skill first with gh skill preview. Needs GitHub CLI 2.90.0 or later (public preview).
$ npx skills add mohitagw15856/pm-claude-skills --skill financial-statement-explainer -a github-copilotProject install goes to .agents/skills/; add -g for ~/.copilot/skills/.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .github/skills && cp -r skills-src/skills/financial-statement-explainer .github/skills/financial-statement-explainer && rm -rf skills-srcUse ~/.copilot/skills/ instead of .github/skills for a personal install. Commit .github/skills so cloud agent and code review can use it.
GitHub Copilot skills documentation · loads skills from .github/skills/, .claude/skills/, .agents/skills/
Install the "financial-statement-explainer" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/financial-statement-explainer into .github/skills/financial-statement-explainer/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "financial-statement-explainer", then confirm the skill loads.GitHub Copilot copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add mohitagw15856/pm-claude-skills --skill financial-statement-explainer -a opencodeOpenCode documents no install command of its own. Project install goes to .agents/skills/; add -g for ~/.config/opencode/skills/.
$ gh skill install mohitagw15856/pm-claude-skills financial-statement-explainer --agent opencodeProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .opencode/skills && cp -r skills-src/skills/financial-statement-explainer .opencode/skills/financial-statement-explainer && rm -rf skills-srcUse ~/.config/opencode/skills/ instead of .opencode/skills for a personal install.
OpenCode skills documentation · loads skills from .opencode/skills/, .claude/skills/, .agents/skills/
Install the "financial-statement-explainer" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/financial-statement-explainer into .opencode/skills/financial-statement-explainer/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "financial-statement-explainer", then confirm the skill loads.OpenCode copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
Facts
- Skill name
financial-statement-explainer- GitHub stars
- 1.4k
- Token cost
- ~1.1k tokens
- SKILL.md length
- 547 words
- Files
- 1
- Skills in repo
- 1,322
- Repo updated
- First seen
- Licence
- MIT
At a glance
Explain a financial statement (P&L, balance sheet, or cash flow) in plain English.
- Asked to explain a P&L / income statement
- SKILL.md covers Working from a brief, Required Inputs, Output Format and Quality Checks, plus 3 more sections
- Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md
- A balance sheet
What it does
Financial Statement Explainer is an agent skill from mohitagw15856/pm-claude-skills. Explain a financial statement (P&L, balance sheet, or cash flow) in plain English. Use when asked to explain a P&L / income statement, a balance sheet, a cash flow statement, or to make financials understandable to a non-finance reader. Produces a plain-language walkthrough — what each section means, the line items that matter, the key ratios, and the story the numbers tell — so a non-accountant can read and act on it. Not financial advice.
Its SKILL.md is about 1.1k tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.
It sits in Business, Finance & HR, covering Financial analysis and Plain language and style rules. The repository describes itself as: 1255 professional Agent Skills for Claude, ChatGPT, Gemini, Cursor & Codex — PRDs, postmortems, leases, medical bills, layoffs, go-bags, new countries. Plain markdown, MIT, in… The licence is MIT.
When your agent uses it
- Asked to explain a P&L / income statement
- A balance sheet
- A cash flow statement
- Make financials understandable to a non-finance reader
Example prompts
- “/financial-statement-explainer”
What it can do on your machine
Read from SKILL.md and the folder at commit 1cbf1f0. It shows what the files ask for, not the result of running them.
Tool permissions
Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.
From allowed-tools in the SKILL.md frontmatter.
Runs code
No scripts in the folder and no shell commands in SKILL.md.
From the folder's file list and the shell code blocks in SKILL.md.
Network
No URLs in SKILL.md.
From URLs in SKILL.md, links to its own repository left out.
Credentials
Names no API keys, tokens, secrets or passwords.
From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.
Context cost
Financial Statement Explainer loads about 1.1k tokens when it runs. Until then it costs about 119 tokens; SKILL.md has 547 words of instructions outside code blocks.
Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.
Safety
Auto-check passed
The automated check found no risky patterns in SKILL.md.
Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.
SKILL.md
The full file from mohitagw15856/pm-claude-skills at commit 1cbf1f0, republished under its MIT licence (© mohitagw15856). 547 words, ~1,094 tokens.
Download SKILL.mdSave it as
.claude/skills/financial-statement-explainer/SKILL.md (or your agent's skills folder).- name
- financial-statement-explainer
- description
- Explain a financial statement (P&L, balance sheet, or cash flow) in plain English. Use when asked to explain a P&L / income statement, a balance sheet, a cash flow statement, or to make financials understandable to a non-finance reader. Produces a plain-language walkthrough — what each section means, the line items that matter, the key ratios, and the story the numbers tell — so a non-accountant can read and act on it. Not financial advice.
Financial Statement Explainer Skill
Financial statements are precise but opaque to most people. This skill translates a P&L, balance sheet, or cash flow into plain English — what each part means, which numbers actually matter, and the story they tell about the business — so a founder, manager, or operator can read their own financials and make decisions.
Note: this is an educational explainer, not financial, investment, tax, or accounting advice. It explains figures the user provides; it does not audit them or recommend financial decisions. Verify numbers and any decisions with a qualified accountant/advisor. Never invent figures.
Working from a brief
Given a statement (or a few key numbers), explain it anyway — walk through the structure and interpret the figures provided. Where a number isn't given, explain what to look for rather than inventing it. Never fabricate amounts or compute ratios from numbers you weren't given.
Required Inputs
Ask for these only if they aren't already provided (else explain generally / mark unknown):
- The statement — which one (P&L / balance sheet / cash flow), the figures, and the period.
- The reader — who needs to understand it and why (a founder, a manager, an investor conversation).
- The question behind it — what they're trying to learn (Are we profitable? Can we make payroll? Why is cash tight?).
- Context — business type/stage, if it helps interpret what's normal.
Output Format
[Statement] Explained
- What this statement tells you — one or two lines on what this statement is for (P&L = profitability over a period; balance sheet = what you own/owe at a point; cash flow = where cash actually moved).
- Section-by-section — walk the structure in plain terms, using the provided numbers:
- P&L: revenue → COGS → gross profit/margin → operating expenses → operating income → net income; what each step means.
- Balance sheet: assets, liabilities, equity; the accounting equation; what current vs. long-term means.
- Cash flow: operating, investing, financing; why profit ≠ cash.
- The numbers that matter — the few line items and ratios worth watching for this reader (e.g. gross margin, burn, current ratio, runway) — with the formula and the figure if the inputs were given.
- The story — what the statement is saying overall (healthy/strained, improving/declining, where to look).
- Watch-outs & next questions — what looks notable and what to ask an accountant.
Show full SKILL.md (184 more words)Show less
Quality Checks
- Plain language — every term is explained, no unglossed jargon
- Interpretation uses only the figures provided; missing data is flagged, not invented
- The few ratios/numbers that matter for this reader are highlighted with their meaning
- It answers the reader's underlying question, not just describes the rows
- The "profit vs. cash" distinction is made clear where relevant
- Frames as education with a prompt to verify with a professional — not financial advice
Anti-Patterns
- Do not invent figures or compute ratios from numbers you weren't given
- Do not drown the reader in every line — surface what matters for their question
- Do not give investment/financial advice — explain, and point decisions to a professional
- Do not assume accounting literacy — define terms as you go
- Do not conflate profit and cash — they're different and the reader needs to know why
Based On
Financial-literacy practice — plain-language statement walkthroughs (P&L, balance sheet, cash flow), the ratios that matter, and the profit-vs-cash distinction.
Example Trigger Phrases
- "Explain this P&L."
- "Explain our balance sheet in plain English."
- "What does this cash flow statement tell me?"
- "Make these financials understandable to a non-finance reader."
© mohitagw15856, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file
Files
Just SKILL.md in skills/financial-statement-explainer of mohitagw15856/pm-claude-skills.
Open the folder on GitHubat commit 1cbf1f0
Compare with similar skills
Financial Statement Explainer next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.
| Skill | Stars | Used in | Tokens | Auto-check | Licence | Repo updated |
|---|---|---|---|---|---|---|
| Financial Statement Explainer this skillmohitagw15856/pm-claude-skills | 1.4k | — | ~1.1k | Automated safety check: Pass | MIT | |
| Financial Analyzinghuangjia2019/claude-code-engineering | 1.1k | 1 repos | ~474 | Automated safety check: Pass | None | |
| Finance Opsericosiu/ai-marketing-skills | 3.6k | 1 repos | ~1.4k | Automated safety check: Pass | MIT | |
| Longbridge Earningshelsome/folio | 269 | 1 repos | ~2.5k | Automated safety check: Pass | None | |
| Fundamentalsstaskh/trading_skills | 374 | 1 repos | ~836 | Automated safety check: Pass | MIT | |
| Earnings AnalysisWind-Alice/AliceMarket | 130 | 3 repos | ~2.2k | Automated safety check: Pass | None |
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Related
Categories
Questions about Financial Statement Explainer
What does Financial Statement Explainer do?
Explain a financial statement (P&L, balance sheet, or cash flow) in plain English. Financial Statement Explainer is an agent skill from mohitagw15856/pm-claude-skills. Explain a financial statement (P&L, balance sheet, or cash flow) in plain English.
When should I use Financial Statement Explainer?
Financial Statement Explainer fits situations like: asked to explain a P&L / income statement; A balance sheet; A cash flow statement; make financials understandable to a non-finance reader.
How do I install Financial Statement Explainer in Claude Code?
Run `npx skills add mohitagw15856/pm-claude-skills --skill financial-statement-explainer -a claude-code`. Or copy the skill folder (skills/financial-statement-explainer in mohitagw15856/pm-claude-skills) into .claude/skills/financial-statement-explainer in your project. Claude Code loads it when a task matches its description.
How do I install Financial Statement Explainer in Codex?
Run `npx skills add mohitagw15856/pm-claude-skills --skill financial-statement-explainer -a codex`. Or copy the skill folder (skills/financial-statement-explainer in mohitagw15856/pm-claude-skills) into .agents/skills/financial-statement-explainer in your project. Codex loads it when a task matches its description.
Can I use Financial Statement Explainer in Cursor, Gemini CLI or GitHub Copilot?
Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add mohitagw15856/pm-claude-skills --skill financial-statement-explainer -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/financial-statement-explainer, .gemini/skills/financial-statement-explainer, .github/skills/financial-statement-explainer and .opencode/skills/financial-statement-explainer in your project.
What does Financial Statement Explainer need to run?
SKILL.md names no scripts, command-line tools or credentials: Financial Statement Explainer is instructions for the agent only.
Does Financial Statement Explainer access the network?
SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.
Is Financial Statement Explainer safe to install?
Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.
What licence does Financial Statement Explainer use?
Financial Statement Explainer is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.
How many tokens does Financial Statement Explainer use?
About 1.1k tokens (SKILL.md is roughly 4.4k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.
What are the alternatives to Financial Statement Explainer?
Skills that share tags, products or a category with Financial Statement Explainer: Financial Analyzing (huangjia2019/claude-code-engineering, 1.1k stars), Finance Ops (ericosiu/ai-marketing-skills, 3.6k stars), Longbridge Earnings (helsome/folio, 269 stars) and Fundamentals (staskh/trading_skills, 374 stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.
Who maintains Financial Statement Explainer?
mohitagw15856 (a GitHub user) maintains it in mohitagw15856/pm-claude-skills, which has 1,431 GitHub stars. The repository holds 1,322 skills in this directory. The repository was last updated on October 7, 2026.
Source: mohitagw15856/pm-claude-skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.