Agent skill

Expense Audit

by mohitagw15856 in mohitagw15856/pm-claude-skills

Audit spending to find leaks — recurring subscriptions, creep, and cuttable costs — ranked by impact.

MITAuto-check passed

Install Expense Audit

skills CLI
$ npx skills add mohitagw15856/pm-claude-skills --skill expense-audit -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install mohitagw15856/pm-claude-skills expense-audit --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/expense-audit .claude/skills/expense-audit && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
expense-audit
GitHub stars
1.4k
Token cost
~758 tokens
SKILL.md length
346 words
Files
1
Skills in repo
1,348
Repo updated
First seen
Licence
MIT

At a glance

Audit spending to find leaks — recurring subscriptions, creep, and cuttable costs — ranked by impact.

  • Asked to cut expenses
  • SKILL.md covers Required Inputs, Output Format, Quality Checks and Anti-Patterns, plus 2 more sections
  • Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md
  • Review subscriptions

What it does

Expense Audit is an agent skill from mohitagw15856/pm-claude-skills. Audit spending to find leaks — recurring subscriptions, creep, and cuttable costs — ranked by impact. Use when asked to cut expenses, review subscriptions, find where money is going, or free up cash. Produces a categorized spend breakdown, a ranked list of cuts with dollar amounts, and the annualized savings. Educational, not regulated financial advice.

Its SKILL.md is about 760 tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.

The repository describes itself as: 1255 professional Agent Skills for Claude, ChatGPT, Gemini, Cursor & Codex — PRDs, postmortems, leases, medical bills, layoffs, go-bags, new countries. Plain markdown, MIT, in… The licence is MIT.

When your agent uses it

  • Asked to cut expenses
  • Review subscriptions
  • Find where money is going

Example prompts

  • “/expense-audit”

What it can do on your machine

Read from SKILL.md and the folder at commit 1cbf1f0. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    No scripts in the folder and no shell commands in SKILL.md.

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    No URLs in SKILL.md.

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Expense Audit loads about 758 tokens when it runs. Until then it costs about 92 tokens; SKILL.md has 346 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~92
When it runs · the whole SKILL.md, loaded when a task matches
~758

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.

SKILL.md

The full file from mohitagw15856/pm-claude-skills at commit 1cbf1f0, republished under its MIT licence (© mohitagw15856). 346 words, ~758 tokens.

Download SKILL.mdSave it as .claude/skills/expense-audit/SKILL.md (or your agent's skills folder).
name
expense-audit
description
Audit spending to find leaks — recurring subscriptions, creep, and cuttable costs — ranked by impact. Use when asked to cut expenses, review subscriptions, find where money is going, or free up cash. Produces a categorized spend breakdown, a ranked list of cuts with dollar amounts, and the annualized savings. Educational, not regulated financial advice.

Expense Audit Skill

Money leaks quietly — forgotten subscriptions, lifestyle creep, small daily costs that annualize into a lot. This skill audits someone's spending, surfaces the leaks ranked by annual impact, and proposes specific cuts with dollar amounts — so they free up cash without a vague "spend less". Educational, not personalized financial advice.

Required Inputs

Ask for these only if they aren't already provided:

  • Spending data — a list of expenses or transactions (paste what they have: statements, a rough list, categories + amounts).
  • Which are recurring — subscriptions and memberships, with frequency.
  • What's off-limits (optional) — costs they won't cut (and why), so suggestions stay realistic.
  • Goal (optional) — a target amount to free up.

Output Format

Expense audit — [name]

Where the money goes

CategoryMonthly% of spendAnnualized
$%$

🔁 Recurring / subscriptions — every recurring charge found, with monthly + annual cost, and a verdict (keep / downgrade / cancel / negotiate). Flag duplicates and "haven't used it" candidates.

✂️ Ranked cuts — the highest-impact opportunities first, each with the annual dollar saving and how to do it:

CutMonthly savedAnnual savedHow
$$

Total opportunity: $X/year if all suggested cuts are made (and a realistic "easy wins only" subtotal).

Notes — what was assumed; the "small daily cost" reframed annually (e.g. "$6 coffee × workdays ≈ $1,500/yr"); anything to verify on a statement.

Quality Checks

  • Spending is categorized with both monthly and annualized figures
  • Every recurring charge is listed with a keep/downgrade/cancel/negotiate verdict
  • Cuts are ranked by annual impact, each with a dollar amount and a how-to
  • A clear total opportunity (and an easy-wins subtotal) is given
  • Suggestions respect the off-limits items and stay realistic

Anti-Patterns

  • Do not say "spend less" — every cut must name an amount and a method
  • Do not rank by monthly when annual reveals the real impact — annualize everything
  • Do not suggest cutting things the person flagged as off-limits
  • Do not miss the silent recurring charges — those are usually the biggest, easiest wins
  • Do not present this as personalized financial advice

Based On

Spending-audit / subscription-audit practice (categorize, annualize, rank cuts by impact).

Example Trigger Phrases

  • "Cut expenses."
  • "Review subscriptions."
  • "Find where money is going."
  • "Free up cash."

© mohitagw15856, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file

Files

Just SKILL.md in skills/expense-audit of mohitagw15856/pm-claude-skills.

Open the folder on GitHubat commit 1cbf1f0

Compare with similar skills

Expense Audit next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

Expense Audit compared with similar skills
SkillStarsUsed inTokensAuto-checkLicenceRepo updated
Expense Audit this skillmohitagw15856/pm-claude-skills1.4k—~758Automated safety check: PassMIT
Expense Accountingsickn33/agentic-awesome-skills47k1 repos~6.5kAutomated safety check: PassMIT
Memory Leaksthedaviddias/Front-End-Checklist74k—~561Automated safety check: PassMIT
Expense Managementsickn33/agentic-awesome-skills47k1 repos~3.8kAutomated safety check: PassMIT
Developing SubscriptionsPostHog/posthog40k—~2.3kAutomated safety check: PassCustom licence
Managing SubscriptionsPostHog/posthog40k—~2.1kAutomated safety check: PassCustom licence

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Questions about Expense Audit

What does Expense Audit do?

Audit spending to find leaks — recurring subscriptions, creep, and cuttable costs — ranked by impact. Expense Audit is an agent skill from mohitagw15856/pm-claude-skills. Audit spending to find leaks — recurring subscriptions, creep, and cuttable costs — ranked by impact.

When should I use Expense Audit?

Expense Audit fits situations like: asked to cut expenses; review subscriptions; find where money is going.

How do I install Expense Audit in Claude Code?

Run `npx skills add mohitagw15856/pm-claude-skills --skill expense-audit -a claude-code`. Or copy the skill folder (skills/expense-audit in mohitagw15856/pm-claude-skills) into .claude/skills/expense-audit in your project. Claude Code loads it when a task matches its description.

How do I install Expense Audit in Codex?

Run `npx skills add mohitagw15856/pm-claude-skills --skill expense-audit -a codex`. Or copy the skill folder (skills/expense-audit in mohitagw15856/pm-claude-skills) into .agents/skills/expense-audit in your project. Codex loads it when a task matches its description.

Can I use Expense Audit in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add mohitagw15856/pm-claude-skills --skill expense-audit -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/expense-audit, .gemini/skills/expense-audit, .github/skills/expense-audit and .opencode/skills/expense-audit in your project.

What does Expense Audit need to run?

SKILL.md names no scripts, command-line tools or credentials: Expense Audit is instructions for the agent only.

Does Expense Audit access the network?

SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.

Is Expense Audit safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.

What licence does Expense Audit use?

Expense Audit is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.

How many tokens does Expense Audit use?

About 758 tokens (SKILL.md is roughly 3k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to Expense Audit?

Skills that share tags, products or a category with Expense Audit: Expense Accounting (sickn33/agentic-awesome-skills, 47k stars), Memory Leaks (thedaviddias/Front-End-Checklist, 74k stars), Expense Management (sickn33/agentic-awesome-skills, 47k stars) and Developing Subscriptions (PostHog/posthog, 40k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Expense Audit?

mohitagw15856 (a GitHub user) maintains it in mohitagw15856/pm-claude-skills, which has 1,434 GitHub stars. The repository holds 1,348 skills in this directory. The repository was last updated on October 9, 2026.

Source: mohitagw15856/pm-claude-skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.