Error Handling
affaan-m/ECC
Patterns for robust error handling across TypeScript, Python, and Go.
Handle debt collectors without getting bullied or tricked — what to say, what never to say, and the rights that protect you from harassment and illegal tactics.
MITAuto-check passed
Install Debt Collector Scripts
$ npx skills add mohitagw15856/pm-claude-skills --skill debt-collector-scripts -a claude-codeProject install by default; add -g for ~/.claude/skills/.
$ gh skill install mohitagw15856/pm-claude-skills debt-collector-scripts --agent claude-codeProject scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/debt-collector-scripts .claude/skills/debt-collector-scripts && rm -rf skills-srcUse ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.
Claude Code skills documentation · loads skills from .claude/skills/
Install the "debt-collector-scripts" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/debt-collector-scripts into .claude/skills/debt-collector-scripts/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "debt-collector-scripts", then confirm the skill loads.Claude Code copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$skill-installer install https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/debt-collector-scriptsType this inside Codex. $skill-installer <name> installs a curated skill from openai/skills. The installer writes to $CODEX_HOME/skills (default ~/.codex/skills). Restart Codex if the skill does not show up.
$ npx skills add mohitagw15856/pm-claude-skills --skill debt-collector-scripts -a codexProject install goes to .agents/skills/; add -g for ~/.codex/skills/.
$ gh skill install mohitagw15856/pm-claude-skills debt-collector-scripts --agent codexProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .agents/skills && cp -r skills-src/skills/debt-collector-scripts .agents/skills/debt-collector-scripts && rm -rf skills-srcUse ~/.agents/skills/ instead of .agents/skills for a personal install.
Codex skills documentation · loads skills from .agents/skills/
Install the "debt-collector-scripts" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/debt-collector-scripts into .agents/skills/debt-collector-scripts/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "debt-collector-scripts", then confirm the skill loads.Codex copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add mohitagw15856/pm-claude-skills --skill debt-collector-scripts -a cursorProject install goes to .agents/skills/; add -g for ~/.cursor/skills/.
$ gh skill install mohitagw15856/pm-claude-skills debt-collector-scripts --agent cursorProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .cursor/skills && cp -r skills-src/skills/debt-collector-scripts .cursor/skills/debt-collector-scripts && rm -rf skills-srcUse ~/.cursor/skills/ instead of .cursor/skills for a personal install.
Cursor skills documentation · loads skills from .cursor/skills/, .agents/skills/, .claude/skills/, .codex/skills/
Install the "debt-collector-scripts" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/debt-collector-scripts into .cursor/skills/debt-collector-scripts/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "debt-collector-scripts", then confirm the skill loads.Cursor copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gemini skills install https://github.com/mohitagw15856/pm-claude-skills.git --path skills/debt-collector-scripts--scope user (default) or --scope workspace; --path is the subfolder of the repo that holds the skill; --consent skips the security confirmation prompt.
$ npx skills add mohitagw15856/pm-claude-skills --skill debt-collector-scripts -a gemini-cliProject install goes to .agents/skills/; add -g for ~/.gemini/skills/.
$ gh skill install mohitagw15856/pm-claude-skills debt-collector-scripts --agent gemini-cliProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .gemini/skills && cp -r skills-src/skills/debt-collector-scripts .gemini/skills/debt-collector-scripts && rm -rf skills-srcUse ~/.gemini/skills/ instead of .gemini/skills for a personal install, then run /skills reload.
Gemini CLI skills documentation · loads skills from .gemini/skills/, .agents/skills/
Install the "debt-collector-scripts" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/debt-collector-scripts into .gemini/skills/debt-collector-scripts/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "debt-collector-scripts", then confirm the skill loads.Gemini CLI copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gh skill install mohitagw15856/pm-claude-skills debt-collector-scriptsInstalls for Copilot at project scope by default; add --scope user for a personal install. Preview a skill first with gh skill preview. Needs GitHub CLI 2.90.0 or later (public preview).
$ npx skills add mohitagw15856/pm-claude-skills --skill debt-collector-scripts -a github-copilotProject install goes to .agents/skills/; add -g for ~/.copilot/skills/.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .github/skills && cp -r skills-src/skills/debt-collector-scripts .github/skills/debt-collector-scripts && rm -rf skills-srcUse ~/.copilot/skills/ instead of .github/skills for a personal install. Commit .github/skills so cloud agent and code review can use it.
GitHub Copilot skills documentation · loads skills from .github/skills/, .claude/skills/, .agents/skills/
Install the "debt-collector-scripts" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/debt-collector-scripts into .github/skills/debt-collector-scripts/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "debt-collector-scripts", then confirm the skill loads.GitHub Copilot copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add mohitagw15856/pm-claude-skills --skill debt-collector-scripts -a opencodeOpenCode documents no install command of its own. Project install goes to .agents/skills/; add -g for ~/.config/opencode/skills/.
$ gh skill install mohitagw15856/pm-claude-skills debt-collector-scripts --agent opencodeProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .opencode/skills && cp -r skills-src/skills/debt-collector-scripts .opencode/skills/debt-collector-scripts && rm -rf skills-srcUse ~/.config/opencode/skills/ instead of .opencode/skills for a personal install.
OpenCode skills documentation · loads skills from .opencode/skills/, .claude/skills/, .agents/skills/
Install the "debt-collector-scripts" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/debt-collector-scripts into .opencode/skills/debt-collector-scripts/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "debt-collector-scripts", then confirm the skill loads.OpenCode copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
Facts
- Skill name
debt-collector-scripts- GitHub stars
- 1.4k
- Token cost
- ~1.3k tokens
- SKILL.md length
- 645 words
- Files
- 1
- Skills in repo
- 1,348
- Repo updated
- First seen
- Licence
- MIT
At a glance
Handle debt collectors without getting bullied or tricked — what to say, what never to say, and the rights that protect you from harassment and illegal tactics.
- Works in 6 steps: Validate before anything. Demand written… → Admit nothing, promise nothing on the… → Know the harassment limits. Call-time… → …
- Asked how do I deal with debt collectors
- SKILL.md covers What This Skill Produces, Required Inputs, Framework: Validate First,… and Output Format, plus 3 more sections
- Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md
What it does
Debt Collector Scripts is an agent skill from mohitagw15856/pm-claude-skills. Handle debt collectors without getting bullied or tricked — what to say, what never to say, and the rights that protect you from harassment and illegal tactics. Use when asked how do I deal with debt collectors, a collector keeps calling, can they do this, or how to respond to a collection notice. Produces ready scripts (request written validation, dispute, cease-contact, set boundaries), the phrases that accidentally restart the clock or admit the debt (and to avoid them), your rights under fair-debt-collection…
Its SKILL.md is about 1.3k tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.
The repository describes itself as: 1255 professional Agent Skills for Claude, ChatGPT, Gemini, Cursor & Codex — PRDs, postmortems, leases, medical bills, layoffs, go-bags, new countries. Plain markdown, MIT, in… The licence is MIT.
When your agent uses it
- Asked how do I deal with debt collectors
- A collector keeps calling
- Can they do this
- How to respond to a collection notice
Example prompts
- “/debt-collector-scripts”
Workflow steps
6 steps, taken from the first numbered list in SKILL.md.
- Validate before anything. Demand written validation — the collector must prove the debt is real, yours, and the correct amount. Never pay…
- Admit nothing, promise nothing on the spot. Don't confirm the debt is yours or agree to pay during a pressure call — some words restart…
- Know the harassment limits. Call-time limits, no threats, no calling your workplace after being told to stop, no lying about legal action…
- Check it's not time-barred. Old debts may be past the statute of limitations; paying or even acknowledging can revive them — check before…
- Put everything in writing. Written disputes and cease-contact requests, records of every call — the paper trail is your leverage.
- Route to real help for lawsuits. If sued, don't ignore it — that's when legal aid matters most.
What it can do on your machine
Read from SKILL.md and the folder at commit 1cbf1f0. It shows what the files ask for, not the result of running them.
Tool permissions
Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.
From allowed-tools in the SKILL.md frontmatter.
Runs code
No scripts in the folder and no shell commands in SKILL.md.
From the folder's file list and the shell code blocks in SKILL.md.
Network
No URLs in SKILL.md.
From URLs in SKILL.md, links to its own repository left out.
Credentials
Names no API keys, tokens, secrets or passwords.
From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.
Context cost
Debt Collector Scripts loads about 1.3k tokens when it runs. Until then it costs about 195 tokens; SKILL.md has 645 words of instructions outside code blocks.
Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.
Safety
Auto-check passed
The automated check found no risky patterns in SKILL.md.
Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.
SKILL.md
The full file from mohitagw15856/pm-claude-skills at commit 1cbf1f0, republished under its MIT licence (© mohitagw15856). 645 words, ~1,299 tokens.
Download SKILL.mdSave it as
.claude/skills/debt-collector-scripts/SKILL.md (or your agent's skills folder).- name
- debt-collector-scripts
- description
- Handle debt collectors without getting bullied or tricked — what to say, what never to say, and the rights that protect you from harassment and illegal tactics. Use when asked how do I deal with debt collectors, a collector keeps calling, can they do this, or how to respond to a collection notice. Produces ready scripts (request written validation, dispute, cease-contact, set boundaries), the phrases that accidentally restart the clock or admit the debt (and to avoid them), your rights under fair-debt-collection rules (harassment limits, validation, what's illegal), how to check the debt is real and yours, and safe next options — so you deal from a position of rights, not fear. Not legal advice; points to consumer-protection agencies and legal aid.
Debt-Collector Scripts
Collectors count on fear and confusion — pressure to pay now, admit the debt, or agree to things you shouldn't. You have more rights than they let on. This arms you: exact scripts (demand written validation, dispute, set boundaries, or stop contact), the phrases that accidentally admit a debt or restart the clock, and the fair-debt rules that make harassment and many tactics illegal — so you respond from rights, not panic.
What This Skill Produces
- Ready scripts — to request written debt validation, dispute a debt, set contact boundaries, or send a cease-contact request (phone and letter versions)
- The danger phrases — the words that can restart the statute-of-limitations clock or count as admitting the debt, and safe alternatives
- Your rights — under fair-debt-collection rules: harassment limits (times, frequency, threats), the right to validation, and what collectors legally cannot do
- A "is this debt even valid?" check — confirm it's real, yours, the right amount, and not time-barred before paying anything
- Safe next options — validation-first, dispute, payment plan (in writing), or routing to help — never a panic payment
- A paper-trail rule — putting things in writing and keeping records, because your records are your protection
Required Inputs
Ask for these if not provided:
- The situation — calls, letters, a lawsuit threat; how old the debt is
- The debt — do you recognize it, is the amount right, roughly when it's from
- Your goal — stop contact, dispute, verify, or arrange to pay what's truly owed
- Where — region (fair-debt rules and time limits vary)
Framework: Validate First, Admit Nothing, Know the Rules
- Validate before anything. Demand written validation — the collector must prove the debt is real, yours, and the correct amount. Never pay or promise on an unverified debt.
- Admit nothing, promise nothing on the spot. Don't confirm the debt is yours or agree to pay during a pressure call — some words restart the clock. Ask for it in writing.
- Know the harassment limits. Call-time limits, no threats, no calling your workplace after being told to stop, no lying about legal action — much of the pressure is against the rules.
- Check it's not time-barred. Old debts may be past the statute of limitations; paying or even acknowledging can revive them — check before acting.
- Put everything in writing. Written disputes and cease-contact requests, records of every call — the paper trail is your leverage.
- Route to real help for lawsuits. If sued, don't ignore it — that's when legal aid matters most.
Show full SKILL.md (238 more words)Show less
Output Format
Debt-collector response: [situation] · [region]
First move — validation: "[script: I request written validation of this debt.]" If disputing: "[script: I dispute this debt in writing.]" Boundaries / cease contact: "[script: phone] / [letter]." Never say: [admissions · on-the-spot promises · anything that revives an old debt]. Your rights: [harassment/time limits · validation right · illegal tactics]. Check first: [is it real · yours · right amount · past the statute of limitations]. Paper trail: [everything in writing; log every call]. If sued: [don't ignore — get legal aid].
Not legal advice — fair-debt rules and statutes of limitations vary by jurisdiction. A consumer-protection agency or legal aid can confirm your rights and handle a lawsuit.
Quality Checks
- Leads with written validation before any payment/promise
- Flags the phrases that admit a debt or restart the clock
- States harassment limits and illegal tactics
- Includes the statute-of-limitations / time-barred check
- Insists on a paper trail; routes lawsuits to legal aid
Anti-Patterns
- Paying to make it stop before validating the debt.
- Admitting or promising on a pressure call.
- Reviving a time-barred debt by acknowledging it.
- Handling it all by phone with no written record.
- Ignoring a lawsuit instead of getting legal help.
Example Trigger Phrases
- "A debt collector keeps calling me — what do I say?"
- "How do I make debt collectors stop harassing me?"
- "Can they legally do this? What are my rights?"
- "I got a collection notice — how do I respond?"
- "How do I dispute a debt I don't think is mine?"
© mohitagw15856, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file
Files
Just SKILL.md in skills/debt-collector-scripts of mohitagw15856/pm-claude-skills.
Open the folder on GitHubat commit 1cbf1f0
Compare with similar skills
Debt Collector Scripts next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.
| Skill | Stars | Used in | Tokens | Auto-check | Licence | Repo updated |
|---|---|---|---|---|---|---|
| Debt Collector Scripts this skillmohitagw15856/pm-claude-skills | 1.4k | — | ~1.3k | Automated safety check: Pass | MIT | |
| Error Handlingaffaan-m/ECC | 276k | 1 repos | ~2.7k | Automated safety check: Pass | MIT | |
| Ponytail Debt LedgerDietrichGebert/ponytail | 159k | — | ~453 | Automated safety check: Pass | MIT | |
| Error Handlingthedaviddias/Front-End-Checklist | 74k | — | ~416 | Automated safety check: Pass | MIT | |
| Error Handlingaffaan-m/ECC | 276k | — | ~2.4k | Automated safety check: Pass | MIT | |
| Brooks Debtsickn33/agentic-awesome-skills | 47k | 1 repos | ~542 | Automated safety check: Pass | MIT |
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Questions about Debt Collector Scripts
What does Debt Collector Scripts do?
Handle debt collectors without getting bullied or tricked — what to say, what never to say, and the rights that protect you from harassment and illegal tactics. Debt Collector Scripts is an agent skill from mohitagw15856/pm-claude-skills. Handle debt collectors without getting bullied or tricked — what to say, what never to say, and the rights that protect you from harassment and illegal tactics.
When should I use Debt Collector Scripts?
Debt Collector Scripts fits situations like: asked how do I deal with debt collectors; A collector keeps calling; can they do this; how to respond to a collection notice.
How do I install Debt Collector Scripts in Claude Code?
Run `npx skills add mohitagw15856/pm-claude-skills --skill debt-collector-scripts -a claude-code`. Or copy the skill folder (skills/debt-collector-scripts in mohitagw15856/pm-claude-skills) into .claude/skills/debt-collector-scripts in your project. Claude Code loads it when a task matches its description.
How do I install Debt Collector Scripts in Codex?
Run `npx skills add mohitagw15856/pm-claude-skills --skill debt-collector-scripts -a codex`. Or copy the skill folder (skills/debt-collector-scripts in mohitagw15856/pm-claude-skills) into .agents/skills/debt-collector-scripts in your project. Codex loads it when a task matches its description.
Can I use Debt Collector Scripts in Cursor, Gemini CLI or GitHub Copilot?
Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add mohitagw15856/pm-claude-skills --skill debt-collector-scripts -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/debt-collector-scripts, .gemini/skills/debt-collector-scripts, .github/skills/debt-collector-scripts and .opencode/skills/debt-collector-scripts in your project.
What does Debt Collector Scripts need to run?
SKILL.md names no scripts, command-line tools or credentials: Debt Collector Scripts is instructions for the agent only.
Does Debt Collector Scripts access the network?
SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.
Is Debt Collector Scripts safe to install?
Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.
What licence does Debt Collector Scripts use?
Debt Collector Scripts is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.
How many tokens does Debt Collector Scripts use?
About 1.3k tokens (SKILL.md is roughly 5.2k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.
What are the alternatives to Debt Collector Scripts?
Skills that share tags, products or a category with Debt Collector Scripts: Error Handling (affaan-m/ECC, 276k stars), Ponytail Debt Ledger (DietrichGebert/ponytail, 159k stars), Error Handling (thedaviddias/Front-End-Checklist, 74k stars) and Error Handling (affaan-m/ECC, 276k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.
Who maintains Debt Collector Scripts?
mohitagw15856 (a GitHub user) maintains it in mohitagw15856/pm-claude-skills, which has 1,433 GitHub stars. The repository holds 1,348 skills in this directory. The repository was last updated on October 8, 2026.
Source: mohitagw15856/pm-claude-skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.