Risk Based Testing
petrkindlmann/qa-skills
Produce a risk matrix or heatmap that quantifies what could break by business impact × probability, runs failure mode analysis on the top items, and maps test coverage to risk zones.
Map an organisation's risks against its insurance policy portfolio to find what's uncovered, underinsured, or double-covered.
Install Coverage Gap Analysis
$ npx skills add mohitagw15856/pm-claude-skills --skill coverage-gap-analysis -a claude-codeProject install by default; add -g for ~/.claude/skills/.
$ gh skill install mohitagw15856/pm-claude-skills coverage-gap-analysis --agent claude-codeProject scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/coverage-gap-analysis .claude/skills/coverage-gap-analysis && rm -rf skills-srcUse ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.
Claude Code skills documentation · loads skills from .claude/skills/
Install the "coverage-gap-analysis" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/coverage-gap-analysis into .claude/skills/coverage-gap-analysis/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "coverage-gap-analysis", then confirm the skill loads.Claude Code copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$skill-installer install https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/coverage-gap-analysisType this inside Codex. $skill-installer <name> installs a curated skill from openai/skills. The installer writes to $CODEX_HOME/skills (default ~/.codex/skills). Restart Codex if the skill does not show up.
$ npx skills add mohitagw15856/pm-claude-skills --skill coverage-gap-analysis -a codexProject install goes to .agents/skills/; add -g for ~/.codex/skills/.
$ gh skill install mohitagw15856/pm-claude-skills coverage-gap-analysis --agent codexProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .agents/skills && cp -r skills-src/skills/coverage-gap-analysis .agents/skills/coverage-gap-analysis && rm -rf skills-srcUse ~/.agents/skills/ instead of .agents/skills for a personal install.
Codex skills documentation · loads skills from .agents/skills/
Install the "coverage-gap-analysis" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/coverage-gap-analysis into .agents/skills/coverage-gap-analysis/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "coverage-gap-analysis", then confirm the skill loads.Codex copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add mohitagw15856/pm-claude-skills --skill coverage-gap-analysis -a cursorProject install goes to .agents/skills/; add -g for ~/.cursor/skills/.
$ gh skill install mohitagw15856/pm-claude-skills coverage-gap-analysis --agent cursorProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .cursor/skills && cp -r skills-src/skills/coverage-gap-analysis .cursor/skills/coverage-gap-analysis && rm -rf skills-srcUse ~/.cursor/skills/ instead of .cursor/skills for a personal install.
Cursor skills documentation · loads skills from .cursor/skills/, .agents/skills/, .claude/skills/, .codex/skills/
Install the "coverage-gap-analysis" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/coverage-gap-analysis into .cursor/skills/coverage-gap-analysis/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "coverage-gap-analysis", then confirm the skill loads.Cursor copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gemini skills install https://github.com/mohitagw15856/pm-claude-skills.git --path skills/coverage-gap-analysis--scope user (default) or --scope workspace; --path is the subfolder of the repo that holds the skill; --consent skips the security confirmation prompt.
$ npx skills add mohitagw15856/pm-claude-skills --skill coverage-gap-analysis -a gemini-cliProject install goes to .agents/skills/; add -g for ~/.gemini/skills/.
$ gh skill install mohitagw15856/pm-claude-skills coverage-gap-analysis --agent gemini-cliProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .gemini/skills && cp -r skills-src/skills/coverage-gap-analysis .gemini/skills/coverage-gap-analysis && rm -rf skills-srcUse ~/.gemini/skills/ instead of .gemini/skills for a personal install, then run /skills reload.
Gemini CLI skills documentation · loads skills from .gemini/skills/, .agents/skills/
Install the "coverage-gap-analysis" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/coverage-gap-analysis into .gemini/skills/coverage-gap-analysis/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "coverage-gap-analysis", then confirm the skill loads.Gemini CLI copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gh skill install mohitagw15856/pm-claude-skills coverage-gap-analysisInstalls for Copilot at project scope by default; add --scope user for a personal install. Preview a skill first with gh skill preview. Needs GitHub CLI 2.90.0 or later (public preview).
$ npx skills add mohitagw15856/pm-claude-skills --skill coverage-gap-analysis -a github-copilotProject install goes to .agents/skills/; add -g for ~/.copilot/skills/.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .github/skills && cp -r skills-src/skills/coverage-gap-analysis .github/skills/coverage-gap-analysis && rm -rf skills-srcUse ~/.copilot/skills/ instead of .github/skills for a personal install. Commit .github/skills so cloud agent and code review can use it.
GitHub Copilot skills documentation · loads skills from .github/skills/, .claude/skills/, .agents/skills/
Install the "coverage-gap-analysis" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/coverage-gap-analysis into .github/skills/coverage-gap-analysis/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "coverage-gap-analysis", then confirm the skill loads.GitHub Copilot copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add mohitagw15856/pm-claude-skills --skill coverage-gap-analysis -a opencodeOpenCode documents no install command of its own. Project install goes to .agents/skills/; add -g for ~/.config/opencode/skills/.
$ gh skill install mohitagw15856/pm-claude-skills coverage-gap-analysis --agent opencodeProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .opencode/skills && cp -r skills-src/skills/coverage-gap-analysis .opencode/skills/coverage-gap-analysis && rm -rf skills-srcUse ~/.config/opencode/skills/ instead of .opencode/skills for a personal install.
OpenCode skills documentation · loads skills from .opencode/skills/, .claude/skills/, .agents/skills/
Install the "coverage-gap-analysis" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/coverage-gap-analysis into .opencode/skills/coverage-gap-analysis/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "coverage-gap-analysis", then confirm the skill loads.OpenCode copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
Facts
- Skill name
coverage-gap-analysis- GitHub stars
- 1.4k
- Token cost
- ~1.4k tokens
- SKILL.md length
- 664 words
- Files
- 1
- Skills in repo
- 1,348
- Repo updated
- First seen
- Licence
- MIT
At a glance
Map an organisation's risks against its insurance policy portfolio to find what's uncovered, underinsured, or double-covered.
- Asked to run a coverage gap analysis
- SKILL.md covers What This Skill Produces, Required Inputs, Analysis Framework and Output Format, plus 3 more sections
- Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md
- Review an insurance programme against a risk register
What it does
Coverage Gap Analysis is an agent skill from mohitagw15856/pm-claude-skills. Map an organisation's risks against its insurance policy portfolio to find what's uncovered, underinsured, or double-covered. Use when asked to run a coverage gap analysis, review an insurance programme against a risk register, check what risks aren't insured, or audit a policy portfolio. Produces a risk-by-coverage matrix, flagged gaps and overlaps, a deductible stack review, and recommendations ranked by expected-loss severity.
Its SKILL.md is about 1.4k tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.
It sits in Testing & QA, covering Test coverage and Legal risk assessment. The repository describes itself as: 1255 professional Agent Skills for Claude, ChatGPT, Gemini, Cursor & Codex — PRDs, postmortems, leases, medical bills, layoffs, go-bags, new countries. Plain markdown, MIT, in… The licence is MIT.
When your agent uses it
- Asked to run a coverage gap analysis
- Review an insurance programme against a risk register
- Check what risks arent insured
- Audit a policy portfolio
Example prompts
- “s risks against its insurance policy portfolio to find what”
- “/coverage-gap-analysis”
What it can do on your machine
Read from SKILL.md and the folder at commit 1cbf1f0. It shows what the files ask for, not the result of running them.
Tool permissions
Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.
From allowed-tools in the SKILL.md frontmatter.
Runs code
No scripts in the folder and no shell commands in SKILL.md.
From the folder's file list and the shell code blocks in SKILL.md.
Network
No URLs in SKILL.md.
From URLs in SKILL.md, links to its own repository left out.
Credentials
Names no API keys, tokens, secrets or passwords.
From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.
Context cost
Coverage Gap Analysis loads about 1.4k tokens when it runs. Until then it costs about 114 tokens; SKILL.md has 664 words of instructions outside code blocks.
Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.
Safety
Auto-check passed
The automated check found no risky patterns in SKILL.md.
Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.
SKILL.md
The full file from mohitagw15856/pm-claude-skills at commit 1cbf1f0, republished under its MIT licence (© mohitagw15856). 664 words, ~1,402 tokens.
Download SKILL.mdSave it as
.claude/skills/coverage-gap-analysis/SKILL.md (or your agent's skills folder).- name
- coverage-gap-analysis
- description
- Map an organisation's risks against its insurance policy portfolio to find what's uncovered, underinsured, or double-covered. Use when asked to run a coverage gap analysis, review an insurance programme against a risk register, check what risks aren't insured, or audit a policy portfolio. Produces a risk-by-coverage matrix, flagged gaps and overlaps, a deductible stack review, and recommendations ranked by expected-loss severity.
Coverage Gap Analysis Skill
Organisations rarely know what they're not insured for until the loss arrives. This skill crosses the risk register against the policy portfolio and makes the gaps, the thin spots, and the accidental overlaps visible — then ranks the fixes by how badly the gap could hurt.
What This Skill Produces
- A risk register × coverage matrix (which policy responds to which risk)
- Flags per risk: covered / uncovered / underinsured / double-covered / consciously retained
- A deductible stack review (total retained exposure across lines vs risk tolerance)
- Recommendations ranked by expected-loss severity
Required Inputs
Ask for missing items; if no formal risk register exists, build a first-pass one from the business description and label it [draft register — validate with management]:
- Risk register — or at minimum a business description (operations, assets, revenue, geography, key dependencies)
- Policy portfolio — each policy's line, limits, deductibles, headline exclusions
- Risk tolerance — how much loss the organisation can absorb in a bad year, even roughly
- Known worry list — what management already loses sleep over
Analysis Framework
1. Build the matrix. Rows = risks (sweep at least: property damage, business interruption, general/products liability, professional liability, cyber incl. BI and liability, D&O, crime/fidelity, employment practices, key-person, supply-chain failure, regulatory/legal defence, environmental, terrorism/political where relevant). Columns = policies. Each cell: responds fully / responds partially (state the limiting exclusion or sublimit) / silent.
2. Flag each risk with exactly one status:
- Uncovered — no policy responds; distinguish uninsurable from unpurchased.
- Underinsured — a policy responds but the limit or a sublimit is materially below plausible loss (test against a stated worst-case scenario, not the premium-friendly one).
- Double-covered — two policies respond; note the other-insurance clauses and who pays first, because overlap creates dispute, not extra protection.
- Consciously retained — management has explicitly accepted it. Only management's explicit statement earns this flag — silence is "uncovered".
3. Deductible stack review. Sum the deductibles/retentions that could plausibly hit in the same bad year (e.g. property + BI + cyber after one event; or 2–3 uncorrelated events). Compare the stack to stated risk tolerance. A stack above tolerance is itself a finding, even with every risk "covered".
4. Rank recommendations by expected-loss severity. For each gap, band severity (catastrophic: threatens solvency / severe: > a year's profit / moderate: absorbable with pain / minor) and rough likelihood (recurring / plausible / remote). Fix order: catastrophic-plausible first; severity beats frequency — a remote solvency-threat gap outranks a frequent nuisance gap.
Output Format
Show full SKILL.md (276 more words)Show less
Coverage gap analysis: [organisation / date]
1. Method & sources — register used, policies reviewed, what was assumed. 2. Risk × coverage matrix — table: risk | responding policy | limit/sublimit | deductible | status flag. 3. Findings — grouped: uncovered / underinsured / double-covered / consciously retained, each with the scenario that exposes it. 4. Deductible stack — table + comparison to risk tolerance. 5. Recommendations — ranked table: # | gap | severity band | likelihood | recommended action (buy / raise limit / restructure / formally accept) | indicative priority. 6. Open questions — what needs management or broker confirmation.
End with: "This analysis is analytical support, not a coverage determination or advice to purchase. Placement and retention decisions follow your organisation's policy and the advice of your licensed broker/adviser and applicable regulation."
Quality Checks
- Every register risk appears in the matrix with exactly one status flag
- Underinsurance verdicts cite a worst-case scenario, not a gut feel
- "Consciously retained" appears only where management explicitly accepted the risk
- Double-coverage findings name the other-insurance/priority question
- Deductible stack is compared to a stated risk tolerance figure
- Recommendations are ranked with severity dominating frequency
Anti-Patterns
- Do not mark a risk "covered" on policy line name alone — check the limiting exclusion or sublimit in the cell
- Do not treat silence as acceptance — an undiscussed gap is "uncovered", never "retained"
- Do not rank by likelihood alone — a remote solvency-threatening gap outranks a frequent small one
- Do not ignore overlaps because "more cover is fine" — overlap creates claims disputes; name who pays first
- Do not invent policy terms or limits — mark unavailable wordings
[to confirm]and say what the answer changes
Example Trigger Phrases
- "Run a coverage gap analysis."
- "Review an insurance programme against a risk register."
- "Check what risks aren't insured."
- "Audit a policy portfolio."
© mohitagw15856, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file
Files
Just SKILL.md in skills/coverage-gap-analysis of mohitagw15856/pm-claude-skills.
Open the folder on GitHubat commit 1cbf1f0
Compare with similar skills
Coverage Gap Analysis next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.
| Skill | Stars | Used in | Tokens | Auto-check | Licence | Repo updated |
|---|---|---|---|---|---|---|
| Coverage Gap Analysis this skillmohitagw15856/pm-claude-skills | 1.4k | — | ~1.4k | Automated safety check: Pass | MIT | |
| Risk Based Testingpetrkindlmann/qa-skills | 168 | — | ~5.3k | Automated safety check: Pass | MIT | |
| Platform Dsar Policy Manageforcedotcom/sf-skills | 1.1k | — | ~5.2k | Automated safety check: Pass | Apache-2.0 | |
| Requirementsrizsotto/Bear | 6.5k | — | ~2k | Automated safety check: Pass | GPL-3.0 | |
| Crap Analysisardalis/RiverBooks | 135 | 2 repos | ~3.4k | Automated safety check: Pass | None | |
| Code Coverages3s-project/s3s | 311 | — | ~789 | Automated safety check: Pass | Apache-2.0 |
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Related
Categories
Questions about Coverage Gap Analysis
What does Coverage Gap Analysis do?
Map an organisation's risks against its insurance policy portfolio to find what's uncovered, underinsured, or double-covered. Coverage Gap Analysis is an agent skill from mohitagw15856/pm-claude-skills. Map an organisation's risks against its insurance policy portfolio to find what's uncovered, underinsured, or double-covered.
When should I use Coverage Gap Analysis?
Coverage Gap Analysis fits situations like: asked to run a coverage gap analysis; review an insurance programme against a risk register; check what risks arent insured; audit a policy portfolio.
How do I install Coverage Gap Analysis in Claude Code?
Run `npx skills add mohitagw15856/pm-claude-skills --skill coverage-gap-analysis -a claude-code`. Or copy the skill folder (skills/coverage-gap-analysis in mohitagw15856/pm-claude-skills) into .claude/skills/coverage-gap-analysis in your project. Claude Code loads it when a task matches its description.
How do I install Coverage Gap Analysis in Codex?
Run `npx skills add mohitagw15856/pm-claude-skills --skill coverage-gap-analysis -a codex`. Or copy the skill folder (skills/coverage-gap-analysis in mohitagw15856/pm-claude-skills) into .agents/skills/coverage-gap-analysis in your project. Codex loads it when a task matches its description.
Can I use Coverage Gap Analysis in Cursor, Gemini CLI or GitHub Copilot?
Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add mohitagw15856/pm-claude-skills --skill coverage-gap-analysis -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/coverage-gap-analysis, .gemini/skills/coverage-gap-analysis, .github/skills/coverage-gap-analysis and .opencode/skills/coverage-gap-analysis in your project.
What does Coverage Gap Analysis need to run?
SKILL.md names no scripts, command-line tools or credentials: Coverage Gap Analysis is instructions for the agent only.
Does Coverage Gap Analysis access the network?
SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.
Is Coverage Gap Analysis safe to install?
Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.
What licence does Coverage Gap Analysis use?
Coverage Gap Analysis is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.
How many tokens does Coverage Gap Analysis use?
About 1.4k tokens (SKILL.md is roughly 5.6k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.
What are the alternatives to Coverage Gap Analysis?
Skills that share tags, products or a category with Coverage Gap Analysis: Risk Based Testing (petrkindlmann/qa-skills, 168 stars), Platform Dsar Policy Manage (forcedotcom/sf-skills, 1.1k stars), Requirements (rizsotto/Bear, 6.5k stars) and Crap Analysis (ardalis/RiverBooks, 135 stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.
Who maintains Coverage Gap Analysis?
mohitagw15856 (a GitHub user) maintains it in mohitagw15856/pm-claude-skills, which has 1,433 GitHub stars. The repository holds 1,348 skills in this directory. The repository was last updated on October 8, 2026.
Source: mohitagw15856/pm-claude-skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.