Agent skill

College Cost

by mohitagw15856 in mohitagw15856/pm-claude-skills

Compute what a degree will actually cost — sticker minus real aid, inflated per year, split into cash and loans, with the loan's decade-long monthly tail made visible before enrollment instead of…

MITAuto-check passedMedia & Creative

Install College Cost

skills CLI
$ npx skills add mohitagw15856/pm-claude-skills --skill college-cost -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install mohitagw15856/pm-claude-skills college-cost --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/college-cost .claude/skills/college-cost && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
college-cost
GitHub stars
1.4k
Token cost
~1.4k tokens
SKILL.md length
724 words
Files
2 (incl. scripts)
Skills in repo
1,348
Repo updated
First seen
Licence
MIT

At a glance

Compute what a degree will actually cost — sticker minus real aid, inflated per year, split into cash and loans, with the loan's decade-long monthly tail made visible before enrollment instead of…

  • Works in 5 steps: Sort the award letter before believing… → Renewal conditions are the letter's fine… → The monthly tail is the decision's true… → …
  • Asked what will college really cost
  • SKILL.md covers What This Skill Produces, Required Inputs, Programmatic Helper and Framework: The Honest-Number…, plus 8 more sections
  • Runs Python scripts from its folder; calls python3

What it does

College Cost is an agent skill from mohitagw15856/pm-claude-skills. Compute what a degree will actually cost — sticker minus real aid, inflated per year, split into cash and loans, with the loan's decade-long monthly tail made visible before enrollment instead of after. Use when asked what will college really cost, compare these two offers' real prices, how much loan payment after graduation, or is this school affordable. Produces the all-in number from the script, the offer-letter decode (grants vs loans untangled), the monthly-tail reality check, and the two-school comparison.

Its SKILL.md is about 1.4k tokens, which your agent loads only when the skill is triggered. The skill folder holds 2 other files, including scripts (for example `scripts/college_cost.py`).

It sits in Media & Creative, covering Social media graphics. The repository describes itself as: 1255 professional Agent Skills for Claude, ChatGPT, Gemini, Cursor & Codex — PRDs, postmortems, leases, medical bills, layoffs, go-bags, new countries. Plain markdown, MIT, in… The licence is MIT.

When your agent uses it

  • Asked what will college really cost
  • Compare these two offers real prices
  • How much loan payment after graduation
  • Is this school affordable

Example prompts

  • “/college-cost”

Requirements

  • Python 3

Workflow steps

5 steps, taken from the first numbered list in SKILL.md.

  1. Sort the award letter before believing it: grants and scholarships reduce cost; loans defer it with interest; work-study is a job. Letters…
  2. Renewal conditions are the letter's fine print trap: a year-one grant that needs a 3.5 GPA, or doesn't renew at all, makes year one's net…
  3. The monthly tail is the decision's true unit: $454/month for ten years means something a $79,887 total doesn't — the output states it next…
  4. The fifth-year risk is a real input: graduation-in-four is an assumption; a fifth year adds a full year of net cost and delays income…
  5. Compare schools on identical assumptions: same inflation, same loan terms, each school's own aid — the script run twice; a $10k/year…

What it can do on your machine

Read from SKILL.md and the folder at commit 1cbf1f0. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    Ships 1 file in scripts/ (Python), which the agent can run.

    Shell commands in SKILL.md call:

    • python3

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    No URLs in SKILL.md.

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

College Cost loads about 1.4k tokens when it runs. Until then it costs about 133 tokens; SKILL.md has 724 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~133
When it runs · the whole SKILL.md, loaded when a task matches
~1.4k

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); the scripts in this folder are not scanned.

SKILL.md

The full file from mohitagw15856/pm-claude-skills at commit 1cbf1f0, republished under its MIT licence (© mohitagw15856). 724 words, ~1,426 tokens.

Download SKILL.mdSave it as .claude/skills/college-cost/SKILL.md (or your agent's skills folder). This skill also uses 1 other file; get the full folder from GitHub.
name
college-cost
description
Compute what a degree will actually cost — sticker minus real aid, inflated per year, split into cash and loans, with the loan's decade-long monthly tail made visible before enrollment instead of after. Use when asked what will college really cost, compare these two offers' real prices, how much loan payment after graduation, or is this school affordable. Produces the all-in number from the script, the offer-letter decode (grants vs loans untangled), the monthly-tail reality check, and the two-school comparison.

College Cost Skill

The two numbers that matter — the true all-in cost, and the monthly payment for the decade after — appear nowhere on the marketing or, tellingly, the financial-aid letter, which routinely blends grants (free) with loans (very much not) into one cheerful "award." This skill computes both numbers: net cost per year with aid honestly sorted, inflated forward (tuition outruns CPI), split into cash and borrowed, and the borrowed part converted into the graduate's first decade of monthly reality. Two offers become comparable the moment both are run through it.

What This Skill Produces

  • The all-in number — net 4-year cost, cash vs. borrowed, from the script
  • The offer decode — the award letter's lines sorted: grants/scholarships (free) vs. loans (repaid) vs. work-study (earned) — the blend untangled
  • The monthly tail — the post-graduation payment, term, and total interest, stated next to a starting-salary reality check
  • The comparison — two+ schools on identical assumptions, which the letters never are

Required Inputs

Ask for these if not provided:

  • The sticker — full cost of attendance (tuition + room/board + fees, not tuition alone — the letter's fine print has it)
  • The aid, sorted — the award letter's actual lines; anything ambiguous gets decoded ("award" ≠ grant until proven), and renewal conditions noted (GPA floors, year-one-only grants — the classic bait)
  • The family math — what's payable in cash per year without borrowing; the gap is the loan share
  • The candidate schools — for comparisons, each letter, same treatment

Programmatic Helper

bash
python3 scripts/college_cost.py --sticker 32000 --aid 14000
python3 scripts/college_cost.py --sticker 32000 --aid 14000 --loan-share 60 --loan-apr 6.5 --json

Deterministic. Defaults: 4% cost inflation, 4 years, 50% loan share at 6.5% over 10 years — all overridable; the true-all-in line includes the loan interest the sticker never mentions.

Framework: The Honest-Number Rules

  1. Sort the award letter before believing it: grants and scholarships reduce cost; loans defer it with interest; work-study is a job. Letters present all three as "aid" — the decode re-sorts, and the net price is what remains after only the free money.
  2. Renewal conditions are the letter's fine print trap: a year-one grant that needs a 3.5 GPA, or doesn't renew at all, makes year one's net price a teaser — the model runs the conservative case (aid as-guaranteed) beside the hopeful one and shows the spread.
  3. The monthly tail is the decision's true unit: $454/month for ten years means something a $79,887 total doesn't — the output states it next to typical starting salaries for the intended field (as a sanity band, not a prophecy), because the loan-to-income ratio is the affordability question.
  4. The fifth-year risk is a real input: graduation-in-four is an assumption; a fifth year adds a full year of net cost and delays income. Schools' actual 4-year graduation rates vary enormously and are public — the checklist sends the user to look theirs up.
  5. Compare schools on identical assumptions: same inflation, same loan terms, each school's own aid — the script run twice; a $10k/year difference compounds through interest into a much larger true-all-in gap, and the cheaper-sticker school is not always the cheaper school once aid sorts differently.
Show full SKILL.md (232 more words)Show less

Output Format


College Cost: [school(s)]

The All-In Number

[Script output: per-year table, net total, cash/borrowed split, the loan tail, true all-in]

The Offer, Decoded

Letter lineActually isCounts against cost?Renewal condition

The Monthly Tail

[Payment/term/interest · against the field's starting-salary band, labeled as a band · the loan-to-income read]

[If comparing] The Table

[School × (net total · borrowed · monthly tail · true all-in) — same assumptions, stated]

Aid renewal terms and loan programs vary; verify each with the school and servicer. Educational model, not financial advice — and the graduation-rate lookup is homework worth doing.


Quality Checks

  • The letter is sorted before the math — no loan counted as aid
  • Renewal conditions produce a conservative-case run beside the hopeful one
  • The monthly tail appears with the loan-to-income framing
  • Comparisons use identical assumptions with each school's own aid
  • The fifth-year risk and graduation-rate homework are named

Anti-Patterns

  • Do not accept "total aid" as a discount — the sort is the whole skill
  • Do not model tuition flat — it inflates faster than most things families budget with
  • Do not present the total without the monthly tail — the decade is the decision
  • Do not compare letters as written — they're formatted to resist exactly that
  • Do not editorialize school choice — price it honestly; worth is the family's call

Example Trigger Phrases

  • "What will college really cost?"
  • "Compare these two offers real prices."
  • "How much loan payment after graduation?"
  • "Is this school affordable?"

© mohitagw15856, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file

Files

SKILL.md and 1 other file (scripts) in skills/college-cost of mohitagw15856/pm-claude-skills.

  • SKILL.md
  • scripts/college_cost.py

Open the folder on GitHubat commit 1cbf1f0

Compare with similar skills

College Cost next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

College Cost compared with similar skills
SkillStarsUsed inTokensAuto-checkLicenceRepo updated
College Cost this skillmohitagw15856/pm-claude-skills1.4k—~1.4kAutomated safety check: PassMIT
Brand and Design Toolkitnextlevelbuilder/ui-ux-pro-max-skill135k1 repos~3.5kAutomated safety check: PassMIT
Slack GIF Creatoranthropics/skills180k29 repos~2kAutomated safety check: PassApache-2.0
Guizang Social Cardsop7418/guizang-social-card-skill7.4k1 repos~7.8kAutomated safety check: PassAGPL-3.0
Video Cover Imageitwanger/toBeBetterJavaer18k—~3.3kAutomated safety check: PassNone
Ccfddl X Postsccfddl/ccf-deadlines9.4k—~5.6kAutomated safety check: PassMIT

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Questions about College Cost

What does College Cost do?

Compute what a degree will actually cost — sticker minus real aid, inflated per year, split into cash and loans, with the loan's decade-long monthly tail made visible before enrollment instead of…. College Cost is an agent skill from mohitagw15856/pm-claude-skills. Compute what a degree will actually cost — sticker minus real aid, inflated per year, split into cash and loans, with the loan's decade-long monthly tail made visible before enrollment instead of after.

When should I use College Cost?

College Cost fits situations like: asked what will college really cost; compare these two offers real prices; how much loan payment after graduation; is this school affordable.

How do I install College Cost in Claude Code?

Run `npx skills add mohitagw15856/pm-claude-skills --skill college-cost -a claude-code`. Or copy the skill folder (skills/college-cost in mohitagw15856/pm-claude-skills) into .claude/skills/college-cost in your project. Claude Code loads it when a task matches its description.

How do I install College Cost in Codex?

Run `npx skills add mohitagw15856/pm-claude-skills --skill college-cost -a codex`. Or copy the skill folder (skills/college-cost in mohitagw15856/pm-claude-skills) into .agents/skills/college-cost in your project. Codex loads it when a task matches its description.

Can I use College Cost in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add mohitagw15856/pm-claude-skills --skill college-cost -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/college-cost, .gemini/skills/college-cost, .github/skills/college-cost and .opencode/skills/college-cost in your project.

What does College Cost need to run?

Going by SKILL.md and its folder, College Cost needs Python for the scripts in its folder and the command-line tools its instructions call (python3). Our summary lists: Python 3.

Does College Cost access the network?

SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.

Is College Cost safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. The check reads SKILL.md only: the scripts in the folder are not scanned, so read them before running anything.

What licence does College Cost use?

College Cost is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.

How many tokens does College Cost use?

About 1.4k tokens (SKILL.md is roughly 5.7k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to College Cost?

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Who maintains College Cost?

mohitagw15856 (a GitHub user) maintains it in mohitagw15856/pm-claude-skills, which has 1,434 GitHub stars. The repository holds 1,348 skills in this directory. The repository was last updated on October 9, 2026.

Source: mohitagw15856/pm-claude-skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.