Agent skill

Cn Social Insurance Explainer

by mohitagw15856 in mohitagw15856/pm-claude-skills

Explain China's social insurance and housing fund (五险一金) for a specific person and city: what each part covers, what they and their employer pay, how the contribution base works, and what happens…

MITAuto-check passedBusiness, Finance & HR

Install Cn Social Insurance Explainer

skills CLI
$ npx skills add mohitagw15856/pm-claude-skills --skill cn-social-insurance-explainer -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install mohitagw15856/pm-claude-skills cn-social-insurance-explainer --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/cn-social-insurance-explainer .claude/skills/cn-social-insurance-explainer && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
cn-social-insurance-explainer
GitHub stars
1.4k
Token cost
~1.2k tokens
SKILL.md length
570 words
Files
1
Skills in repo
1,348
Repo updated
First seen
Licence
MIT

At a glance

Explain China's social insurance and housing fund (五险一金) for a specific person and city: what each part covers, what they and their employer pay, how the contribution base works, and what happens…

  • Explain Chinese social insurance
  • SKILL.md covers What This Skill Produces, Required Inputs, Framework and Output Format, plus 3 more sections
  • Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md

What it does

Cn Social Insurance Explainer is an agent skill from mohitagw15856/pm-claude-skills. Explain China's social insurance and housing fund (五险一金) for a specific person and city: what each part covers, what they and their employer pay, how the contribution base works, and what happens when they change job, city or leave work. Use when asked 五险一金是什么, 社保怎么交, 公积金怎么提取, 换工作社保断了怎么办, 社保基数, or explain Chinese social insurance. Produces a plain explanation for their situation, a contribution calculation using their city's current rates, and a checklist for job changes, moving city, unemployment or freelancing…

Its SKILL.md is about 1.2k tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.

It sits in Business, Finance & HR. The repository describes itself as: 1255 professional Agent Skills for Claude, ChatGPT, Gemini, Cursor & Codex — PRDs, postmortems, leases, medical bills, layoffs, go-bags, new countries. Plain markdown, MIT, in… The licence is MIT.

When your agent uses it

  • Explain Chinese social insurance

Example prompts

  • “/cn-social-insurance-explainer”

What it can do on your machine

Read from SKILL.md and the folder at commit 1cbf1f0. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    No scripts in the folder and no shell commands in SKILL.md.

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    No URLs in SKILL.md.

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Cn Social Insurance Explainer loads about 1.2k tokens when it runs. Until then it costs about 143 tokens; SKILL.md has 570 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~143
When it runs · the whole SKILL.md, loaded when a task matches
~1.2k

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.

SKILL.md

The full file from mohitagw15856/pm-claude-skills at commit 1cbf1f0, republished under its MIT licence (© mohitagw15856). 570 words, ~1,151 tokens.

Download SKILL.mdSave it as .claude/skills/cn-social-insurance-explainer/SKILL.md (or your agent's skills folder).
name
cn-social-insurance-explainer
description
Explain China's social insurance and housing fund (五险一金) for a specific person and city: what each part covers, what they and their employer pay, how the contribution base works, and what happens when they change job, city or leave work. Use when asked 五险一金是什么, 社保怎么交, 公积金怎么提取, 换工作社保断了怎么办, 社保基数, or explain Chinese social insurance. Produces a plain explanation for their situation, a contribution calculation using their city's current rates, and a checklist for job changes, moving city, unemployment or freelancing. Not financial advice.
version
1.0.0

China Social Insurance Explainer (五险一金)

Social insurance and the housing fund take a large share of every payslip in mainland China, yet most people are unsure what they pay for, whether their employer pays on the right base, or what happens when they change job or city. This skill explains it for the person's own situation, calculates contributions with their city's current figures, and lists what to do at each change.

Write the output in Simplified Chinese unless asked otherwise.

What This Skill Produces

  • A plain explanation of each part and what it covers, for this person
  • A contribution calculation: employee and employer shares on their base, with the city's rates
  • A base check: whether the base looks right for their wage
  • Change checklists: changing job, moving city, unemployment, freelancing or going abroad

Required Inputs

Ask for these if not provided:

  • City where contributions are paid
  • Monthly wage, and the contribution base shown on the payslip or in the app
  • Situation: employed, changing job, moving city, unemployed, flexible employment (灵活就业), going abroad
  • The city's current rates and base limits, from the local social insurance bureau or app. If the person cannot find them, give typical ranges labelled as typical

Framework

The five insurances and one fund:

  • 养老保险 (pension): retirement income; years of contribution matter
  • 医疗保险 (medical): medical costs; part goes to a personal account
  • 失业保险 (unemployment): benefit if unemployed involuntarily and contributed long enough
  • 工伤保险 (work injury): paid by the employer only
  • 生育保险 (maternity): now merged with medical insurance in most places
  • 住房公积金 (housing fund): savings for housing, usable for purchase, mortgage, rent and some other cases, matched by the employer

How the base works:

  • The base is normally the previous year's average monthly wage, bounded by a floor and a ceiling set by the city (commonly 60% and 300% of the local average wage).
  • Typical employee rates: pension 8%, medical about 2%, unemployment about 0.5%, housing fund 5% to 12%. Employer rates are higher. Rates vary by city and year; use the person's city's published figures.

Checks:

  • A base well below the actual wage, without the person's knowledge, is a common problem and lowers future benefits.
  • A gap in contributions can affect medical cover and eligibility for things like home purchase or school places in some cities.
Show full SKILL.md (192 more words)Show less

Output Format

五险一金说明:[城市],[情况]

一、每一项是什么、对我有什么用

二、缴费计算(使用 [城市] [年份] 的费率与基数,来源:[来源]) | 项目 | 基数 | 个人比例 | 个人缴纳 | 单位比例 | 单位缴纳 |

三、基数是否正常:判断与理由

四、我的情况下要做什么(换工作 / 换城市 / 失业 / 灵活就业 / 出国)清单

五、长辈版(可选:当问题是为父母或临近退休的人问的,例如养老金领取、领取资格认证、补缴) One action per step, numbered 第一步, 第二步 (no more than eight); short sentences; no jargon (explain 缴费年限, 认证 and 待遇 in everyday words); what to bring and where to go or what to press; and a last line: 有不明白的,先别转账、别签字,打电话给 [家人] 或 12333 社保服务热线 (需核实). For handling a parent's errands end to end, see cn-help-parents-admin.

End verbatim: "以上为一般性说明,不构成财务或法律意见。费率、基数和政策以当地社保和公积金管理部门最新公布为准。"

Quality Checks

  • Rates used are the person's city's figures with a source, or clearly labelled as typical
  • Employee and employer shares are both shown
  • The base is compared with the actual wage
  • The checklist matches the person's situation
  • The disclaimer appears verbatim
  • If a 长辈版 is included, it uses one action per step, plain words and a call-for-help line

Anti-Patterns

  • Using one city's rates for another. Rates and bases are local.
  • Treating typical figures as current. They change yearly.
  • Ignoring a low base. It is the most common way contributions are underpaid.
  • Advising someone to stop contributing without explaining the consequences.

Example Trigger Phrases

  • "五险一金到底是什么?我在深圳,月薪两万。"
  • "换工作中间断了一个月社保有影响吗?"
  • "公积金怎么提取出来付房租?"
  • "Explain Chinese social insurance for my situation."

© mohitagw15856, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file

Files

Just SKILL.md in skills/cn-social-insurance-explainer of mohitagw15856/pm-claude-skills.

Open the folder on GitHubat commit 1cbf1f0

Compare with similar skills

Cn Social Insurance Explainer next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

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Questions about Cn Social Insurance Explainer

What does Cn Social Insurance Explainer do?

Explain China's social insurance and housing fund (五险一金) for a specific person and city: what each part covers, what they and their employer pay, how the contribution base works, and what happens…. Cn Social Insurance Explainer is an agent skill from mohitagw15856/pm-claude-skills. Explain China's social insurance and housing fund (五险一金) for a specific person and city: what each part covers, what they and their employer pay, how the contribution base works, and what happens when they change job, city or leave work.

When should I use Cn Social Insurance Explainer?

Cn Social Insurance Explainer fits situations like: explain Chinese social insurance.

How do I install Cn Social Insurance Explainer in Claude Code?

Run `npx skills add mohitagw15856/pm-claude-skills --skill cn-social-insurance-explainer -a claude-code`. Or copy the skill folder (skills/cn-social-insurance-explainer in mohitagw15856/pm-claude-skills) into .claude/skills/cn-social-insurance-explainer in your project. Claude Code loads it when a task matches its description.

How do I install Cn Social Insurance Explainer in Codex?

Run `npx skills add mohitagw15856/pm-claude-skills --skill cn-social-insurance-explainer -a codex`. Or copy the skill folder (skills/cn-social-insurance-explainer in mohitagw15856/pm-claude-skills) into .agents/skills/cn-social-insurance-explainer in your project. Codex loads it when a task matches its description.

Can I use Cn Social Insurance Explainer in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add mohitagw15856/pm-claude-skills --skill cn-social-insurance-explainer -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/cn-social-insurance-explainer, .gemini/skills/cn-social-insurance-explainer, .github/skills/cn-social-insurance-explainer and .opencode/skills/cn-social-insurance-explainer in your project.

What does Cn Social Insurance Explainer need to run?

SKILL.md names no scripts, command-line tools or credentials: Cn Social Insurance Explainer is instructions for the agent only.

Does Cn Social Insurance Explainer access the network?

SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.

Is Cn Social Insurance Explainer safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.

What licence does Cn Social Insurance Explainer use?

Cn Social Insurance Explainer is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.

How many tokens does Cn Social Insurance Explainer use?

About 1.2k tokens (SKILL.md is roughly 4.6k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to Cn Social Insurance Explainer?

Skills that share tags, products or a category with Cn Social Insurance Explainer: Technical Analyst (tradermonty/claude-trading-skills, 3k stars), Theme Detector (tradermonty/claude-trading-skills, 3k stars), Creating Financial Models (Chen-zexi/open-ptc-agent, 729 stars) and Stock API (zhangxiangliang/stock-api, 2k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Cn Social Insurance Explainer?

mohitagw15856 (a GitHub user) maintains it in mohitagw15856/pm-claude-skills, which has 1,434 GitHub stars. The repository holds 1,348 skills in this directory. The repository was last updated on October 9, 2026.

Source: mohitagw15856/pm-claude-skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.