Agent skill

Cn Housing Fund Withdrawal

by mohitagw15856 in mohitagw15856/pm-claude-skills

A skill your agent uses when asked 公积金怎么提取, 租房能提公积金吗, 离职后公积金怎么办, 公积金贷款能贷多少, 异地提取公积金, or plan how to use a Chinese housing provident fund (住房公积金).

MITAuto-check passed

Install Cn Housing Fund Withdrawal

skills CLI
$ npx skills add mohitagw15856/pm-claude-skills --skill cn-housing-fund-withdrawal -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install mohitagw15856/pm-claude-skills cn-housing-fund-withdrawal --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/cn-housing-fund-withdrawal .claude/skills/cn-housing-fund-withdrawal && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
cn-housing-fund-withdrawal
GitHub stars
1.4k
Token cost
~879 tokens
SKILL.md length
480 words
Files
1
Skills in repo
1,348
Repo updated
First seen
Licence
MIT

At a glance

A skill your agent uses when asked 公积金怎么提取, 租房能提公积金吗, 离职后公积金怎么办, 公积金贷款能贷多少, 异地提取公积金, or plan how to use a Chinese housing provident fund (住房公积金).

  • Works in 4 steps: Routes you qualify for → Documents and channels → Withdraw or keep for a loan → …
  • Plan how to use a Chinese housing provident fund (住房公积金)
  • SKILL.md covers Required Inputs, Output Structure, Quality Checks and Anti-Patterns, plus 1 more section
  • Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md

What it does

Cn Housing Fund Withdrawal is an agent skill from mohitagw15856/pm-claude-skills. Use when asked 公积金怎么提取, 租房能提公积金吗, 离职后公积金怎么办, 公积金贷款能贷多少, 异地提取公积金, or plan how to use a Chinese housing provident fund (住房公积金). Produces the withdrawal routes the person qualifies for (购房, 还贷, 租房, 离职或离开城市, 退休, 重大疾病 and others), the documents and channels for each, a comparison of withdrawing versus keeping the balance for a 公积金贷款, and the city-specific limits to confirm.

Its SKILL.md is about 880 tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.

The repository describes itself as: 1255 professional Agent Skills for Claude, ChatGPT, Gemini, Cursor & Codex — PRDs, postmortems, leases, medical bills, layoffs, go-bags, new countries. Plain markdown, MIT, in… The licence is MIT.

When your agent uses it

  • Plan how to use a Chinese housing provident fund (住房公积金)

Example prompts

  • “/cn-housing-fund-withdrawal”

Workflow steps

4 steps, taken from the step headings in SKILL.md.

  1. Routes you qualify for
  2. Documents and channels
  3. Withdraw or keep for a loan
  4. Moving cities

What it can do on your machine

Read from SKILL.md and the folder at commit 1cbf1f0. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    No scripts in the folder and no shell commands in SKILL.md.

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    No URLs in SKILL.md.

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Cn Housing Fund Withdrawal loads about 879 tokens when it runs. Until then it costs about 100 tokens; SKILL.md has 480 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~100
When it runs · the whole SKILL.md, loaded when a task matches
~879

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.

SKILL.md

The full file from mohitagw15856/pm-claude-skills at commit 1cbf1f0, republished under its MIT licence (© mohitagw15856). 480 words, ~879 tokens.

Download SKILL.mdSave it as .claude/skills/cn-housing-fund-withdrawal/SKILL.md (or your agent's skills folder).
name
cn-housing-fund-withdrawal
description
Use when asked 公积金怎么提取, 租房能提公积金吗, 离职后公积金怎么办, 公积金贷款能贷多少, 异地提取公积金, or plan how to use a Chinese housing provident fund (住房公积金). Produces the withdrawal routes the person qualifies for (购房, 还贷, 租房, 离职或离开城市, 退休, 重大疾病 and others), the documents and channels for each, a comparison of withdrawing versus keeping the balance for a 公积金贷款, and the city-specific limits to confirm.
version
1.0.0

Housing Fund Withdrawal (公积金提取)

The 住房公积金 is money the person and their employer pay in every month, and many people leave it untouched for years because the withdrawal rules are local and confusing. The bigger decision is often not how to withdraw but whether to keep the balance for a cheaper 公积金贷款 later. This skill finds the routes the person qualifies for, lists what each needs, and lays out that trade-off.

Write in Simplified Chinese. Rules, limits and channels are set by each city's 住房公积金管理中心 and change; confirm everything with the local centre, its app or the 全国住房公积金小程序 before acting.

Required Inputs

Ask for these if not provided:

  • City where the fund is held, and the city where the person lives now
  • Situation: renting, buying, repaying a loan, changed job, left the city, retiring, illness or hardship
  • Balance and monthly contributions, if known
  • Plans: whether they may buy a home in the next few years, and where

Output Structure

1. Routes you qualify for

| Route | Typical conditions (confirm locally) | What you can withdraw | How often | Common routes: 购买自住住房, 偿还购房贷款, 租房 (often with a monthly cap set by the city), 离职后 or 离开缴存城市 (rules differ for leaving the city versus changing employer), 退休, 出境定居, 重大疾病 or 生活困难, and in some cities renovation or energy upgrades.

2. Documents and channels

For each route: documents, channel (city centre app, 全国住房公积金小程序, bank counter, in person), and typical processing time to confirm.

3. Withdraw or keep for a loan

A comparison for this person: the 公积金贷款 rate against the commercial mortgage rate at the time (to look up), the loan limits that depend on balance and contribution history in many cities, and whether withdrawing now reduces a future loan amount. State the conclusion as a choice with its condition, for example "keep it if you expect to buy in this city within three years".

Show full SKILL.md (171 more words)Show less
4. Moving cities

What happens to the balance if they change cities: 转移接续 between cities through the national platform, or withdrawal on leaving where the city allows it.

Quality Checks

  • Every route's conditions and limits are marked to confirm with the local centre
  • Each route lists documents, channel and frequency
  • The withdraw-or-keep comparison is tied to the person's own buying plans
  • Moving between cities is covered when the person has moved or may move
  • No rate, cap or limit is stated as current without a source to check
  • Rent withdrawal caps are attributed to the city, not given as national figures

Anti-Patterns

  • National answers to a local question. Caps and conditions differ by city.
  • Withdrawing everything by reflex. It can shrink a cheaper loan later.
  • Agents who promise to "unlock" the fund for a fee. Some are fraudulent; use official channels.
  • Old rates. Loan rates are adjusted; look them up on the day.

Example Trigger Phrases

  • "我在杭州租房,公积金能提吗?一个月能提多少?"
  • "离职回老家了,上海的公积金怎么办?"
  • "准备两年后买房,现在要不要把公积金提出来?"
  • "How do I withdraw my Chinese housing fund after leaving the city?"

© mohitagw15856, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file

Files

Just SKILL.md in skills/cn-housing-fund-withdrawal of mohitagw15856/pm-claude-skills.

Open the folder on GitHubat commit 1cbf1f0

Compare with similar skills

Cn Housing Fund Withdrawal next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

Cn Housing Fund Withdrawal compared with similar skills
SkillStarsUsed inTokensAuto-checkLicenceRepo updated
Cn Housing Fund Withdrawal this skillmohitagw15856/pm-claude-skills1.4k—~879Automated safety check: PassMIT
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Perpetual Funding and Basis TradingHKUDS/Vibe-Trading35k—~2.7kAutomated safety check: PassMIT
Fund Operationsdavepoon/buildwithclaude3.6k—~1.1kAutomated safety check: PassMIT
Funding Stewardhyochan/react-native-nitro-sound961—~650Automated safety check: PassMIT
Funding Stewardhyochan/react-native-nitro-sound961—~134Automated safety check: PassMIT

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Questions about Cn Housing Fund Withdrawal

What does Cn Housing Fund Withdrawal do?

A skill your agent uses when asked 公积金怎么提取, 租房能提公积金吗, 离职后公积金怎么办, 公积金贷款能贷多少, 异地提取公积金, or plan how to use a Chinese housing provident fund (住房公积金). Cn Housing Fund Withdrawal is an agent skill from mohitagw15856/pm-claude-skills. Use when asked 公积金怎么提取, 租房能提公积金吗, 离职后公积金怎么办, 公积金贷款能贷多少, 异地提取公积金, or plan how to use a Chinese housing provident fund (住房公积金).

When should I use Cn Housing Fund Withdrawal?

Cn Housing Fund Withdrawal fits situations like: plan how to use a Chinese housing provident fund (住房公积金).

How do I install Cn Housing Fund Withdrawal in Claude Code?

Run `npx skills add mohitagw15856/pm-claude-skills --skill cn-housing-fund-withdrawal -a claude-code`. Or copy the skill folder (skills/cn-housing-fund-withdrawal in mohitagw15856/pm-claude-skills) into .claude/skills/cn-housing-fund-withdrawal in your project. Claude Code loads it when a task matches its description.

How do I install Cn Housing Fund Withdrawal in Codex?

Run `npx skills add mohitagw15856/pm-claude-skills --skill cn-housing-fund-withdrawal -a codex`. Or copy the skill folder (skills/cn-housing-fund-withdrawal in mohitagw15856/pm-claude-skills) into .agents/skills/cn-housing-fund-withdrawal in your project. Codex loads it when a task matches its description.

Can I use Cn Housing Fund Withdrawal in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add mohitagw15856/pm-claude-skills --skill cn-housing-fund-withdrawal -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/cn-housing-fund-withdrawal, .gemini/skills/cn-housing-fund-withdrawal, .github/skills/cn-housing-fund-withdrawal and .opencode/skills/cn-housing-fund-withdrawal in your project.

What does Cn Housing Fund Withdrawal need to run?

SKILL.md names no scripts, command-line tools or credentials: Cn Housing Fund Withdrawal is instructions for the agent only.

Does Cn Housing Fund Withdrawal access the network?

SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.

Is Cn Housing Fund Withdrawal safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.

What licence does Cn Housing Fund Withdrawal use?

Cn Housing Fund Withdrawal is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.

How many tokens does Cn Housing Fund Withdrawal use?

About 879 tokens (SKILL.md is roughly 3.5k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to Cn Housing Fund Withdrawal?

Skills that share tags, products or a category with Cn Housing Fund Withdrawal: Fund Analysis and FOF Screening (HKUDS/Vibe-Trading, 35k stars), Perpetual Funding and Basis Trading (HKUDS/Vibe-Trading, 35k stars), Fund Operations (davepoon/buildwithclaude, 3.6k stars) and Funding Steward (hyochan/react-native-nitro-sound, 961 stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Cn Housing Fund Withdrawal?

mohitagw15856 (a GitHub user) maintains it in mohitagw15856/pm-claude-skills, which has 1,434 GitHub stars. The repository holds 1,348 skills in this directory. The repository was last updated on October 9, 2026.

Source: mohitagw15856/pm-claude-skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.