Anti Gambling Trader
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分析台股 / 台股ETF / 台指期選擇權 / 美股 / 加密貨幣 / 外匯的交易紀錄 (CSV / JSON / Excel),用統計學判斷使用者的獲利是「可重複的優勢」還是 「運氣 + 倖存者偏差(賭博)」,不適合長期投資會明確勸退。內建反詐工具: 掃描群組對話的詐騙話術(scan-text)、檢驗老師宣稱的績效(guru-check)、…
Design a budget-vs-actuals tracker that stays alive past February — the category grain that matches real statements, the variance view that answers 'are we okay', the update ritual small enough to…
Install Budget Tracker Design
$ npx skills add mohitagw15856/pm-claude-skills --skill budget-tracker-design -a claude-codeProject install by default; add -g for ~/.claude/skills/.
$ gh skill install mohitagw15856/pm-claude-skills budget-tracker-design --agent claude-codeProject scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/budget-tracker-design .claude/skills/budget-tracker-design && rm -rf skills-srcUse ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.
Claude Code skills documentation · loads skills from .claude/skills/
Install the "budget-tracker-design" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/budget-tracker-design into .claude/skills/budget-tracker-design/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "budget-tracker-design", then confirm the skill loads.Claude Code copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$skill-installer install https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/budget-tracker-designType this inside Codex. $skill-installer <name> installs a curated skill from openai/skills. The installer writes to $CODEX_HOME/skills (default ~/.codex/skills). Restart Codex if the skill does not show up.
$ npx skills add mohitagw15856/pm-claude-skills --skill budget-tracker-design -a codexProject install goes to .agents/skills/; add -g for ~/.codex/skills/.
$ gh skill install mohitagw15856/pm-claude-skills budget-tracker-design --agent codexProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .agents/skills && cp -r skills-src/skills/budget-tracker-design .agents/skills/budget-tracker-design && rm -rf skills-srcUse ~/.agents/skills/ instead of .agents/skills for a personal install.
Codex skills documentation · loads skills from .agents/skills/
Install the "budget-tracker-design" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/budget-tracker-design into .agents/skills/budget-tracker-design/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "budget-tracker-design", then confirm the skill loads.Codex copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add mohitagw15856/pm-claude-skills --skill budget-tracker-design -a cursorProject install goes to .agents/skills/; add -g for ~/.cursor/skills/.
$ gh skill install mohitagw15856/pm-claude-skills budget-tracker-design --agent cursorProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .cursor/skills && cp -r skills-src/skills/budget-tracker-design .cursor/skills/budget-tracker-design && rm -rf skills-srcUse ~/.cursor/skills/ instead of .cursor/skills for a personal install.
Cursor skills documentation · loads skills from .cursor/skills/, .agents/skills/, .claude/skills/, .codex/skills/
Install the "budget-tracker-design" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/budget-tracker-design into .cursor/skills/budget-tracker-design/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "budget-tracker-design", then confirm the skill loads.Cursor copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gemini skills install https://github.com/mohitagw15856/pm-claude-skills.git --path skills/budget-tracker-design--scope user (default) or --scope workspace; --path is the subfolder of the repo that holds the skill; --consent skips the security confirmation prompt.
$ npx skills add mohitagw15856/pm-claude-skills --skill budget-tracker-design -a gemini-cliProject install goes to .agents/skills/; add -g for ~/.gemini/skills/.
$ gh skill install mohitagw15856/pm-claude-skills budget-tracker-design --agent gemini-cliProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .gemini/skills && cp -r skills-src/skills/budget-tracker-design .gemini/skills/budget-tracker-design && rm -rf skills-srcUse ~/.gemini/skills/ instead of .gemini/skills for a personal install, then run /skills reload.
Gemini CLI skills documentation · loads skills from .gemini/skills/, .agents/skills/
Install the "budget-tracker-design" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/budget-tracker-design into .gemini/skills/budget-tracker-design/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "budget-tracker-design", then confirm the skill loads.Gemini CLI copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gh skill install mohitagw15856/pm-claude-skills budget-tracker-designInstalls for Copilot at project scope by default; add --scope user for a personal install. Preview a skill first with gh skill preview. Needs GitHub CLI 2.90.0 or later (public preview).
$ npx skills add mohitagw15856/pm-claude-skills --skill budget-tracker-design -a github-copilotProject install goes to .agents/skills/; add -g for ~/.copilot/skills/.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .github/skills && cp -r skills-src/skills/budget-tracker-design .github/skills/budget-tracker-design && rm -rf skills-srcUse ~/.copilot/skills/ instead of .github/skills for a personal install. Commit .github/skills so cloud agent and code review can use it.
GitHub Copilot skills documentation · loads skills from .github/skills/, .claude/skills/, .agents/skills/
Install the "budget-tracker-design" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/budget-tracker-design into .github/skills/budget-tracker-design/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "budget-tracker-design", then confirm the skill loads.GitHub Copilot copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add mohitagw15856/pm-claude-skills --skill budget-tracker-design -a opencodeOpenCode documents no install command of its own. Project install goes to .agents/skills/; add -g for ~/.config/opencode/skills/.
$ gh skill install mohitagw15856/pm-claude-skills budget-tracker-design --agent opencodeProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .opencode/skills && cp -r skills-src/skills/budget-tracker-design .opencode/skills/budget-tracker-design && rm -rf skills-srcUse ~/.config/opencode/skills/ instead of .opencode/skills for a personal install.
OpenCode skills documentation · loads skills from .opencode/skills/, .claude/skills/, .agents/skills/
Install the "budget-tracker-design" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/budget-tracker-design into .opencode/skills/budget-tracker-design/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "budget-tracker-design", then confirm the skill loads.OpenCode copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
Facts
- Skill name
budget-tracker-design- GitHub stars
- 1.4k
- Token cost
- ~1.3k tokens
- SKILL.md length
- 662 words
- Files
- 1
- Skills in repo
- 1,348
- Repo updated
- First seen
- Licence
- MIT
At a glance
Design a budget-vs-actuals tracker that stays alive past February — the category grain that matches real statements, the variance view that answers 'are we okay', the update ritual small enough to…
- Works in 5 steps: Grain follows the statement: categories… → The dual read is the view: this-month… → Accrue the irregulars: every lumpy… → …
- Asked build me a budget spreadsheet
- SKILL.md covers What This Skill Produces, Required Inputs, Framework: The Design Rules and Output Format, plus 7 more sections
- Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md
What it does
Budget Tracker Design is an agent skill from mohitagw15856/pm-claude-skills. Design a budget-vs-actuals tracker that stays alive past February — the category grain that matches real statements, the variance view that answers 'are we okay', the update ritual small enough to survive, and the honest handling of irregular expenses. Use when asked build me a budget spreadsheet, track team spend against budget, why do we always blow the budget invisibly, or design a household/project budget tracker. Produces the tracker structure, the variance logic, the irregulars ledger, and the monthly…
Its SKILL.md is about 1.3k tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.
It sits in Documents & Office, covering Excel spreadsheets. The repository describes itself as: 1255 professional Agent Skills for Claude, ChatGPT, Gemini, Cursor & Codex — PRDs, postmortems, leases, medical bills, layoffs, go-bags, new countries. Plain markdown, MIT, in… The licence is MIT.
When your agent uses it
- Asked build me a budget spreadsheet
- Track team spend against budget
- Why do we always blow the budget invisibly
- Design a household/project budget tracker
Example prompts
- “are we okay”
- “/budget-tracker-design”
Workflow steps
5 steps, taken from the first numbered list in SKILL.md.
- Grain follows the statement: categories are what spending arrives labeled as — if the card statement says "Software," a tracker with nine…
- The dual read is the view: this-month variance (the early warning) AND year-to-date variance (the truth) — monthly noise means YTD is…
- Accrue the irregulars: every lumpy expense becomes a monthly twelfth in its category (the insurance is $60/month that bills annually)…
- Thresholds mean something: the variance signal fires at a level worth attention (±10% or a real amount, scaled to the category) — a…
- The ritual is the moat: monthly, 15 minutes, from statements: fill actuals (statement-grain makes this transcription, not judgment), scan…
What it can do on your machine
Read from SKILL.md and the folder at commit 1cbf1f0. It shows what the files ask for, not the result of running them.
Tool permissions
Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.
From allowed-tools in the SKILL.md frontmatter.
Runs code
No scripts in the folder and no shell commands in SKILL.md.
From the folder's file list and the shell code blocks in SKILL.md.
Network
No URLs in SKILL.md.
From URLs in SKILL.md, links to its own repository left out.
Credentials
Names no API keys, tokens, secrets or passwords.
From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.
Context cost
Budget Tracker Design loads about 1.3k tokens when it runs. Until then it costs about 139 tokens; SKILL.md has 662 words of instructions outside code blocks.
Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.
Safety
Auto-check passed
The automated check found no risky patterns in SKILL.md.
Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.
SKILL.md
The full file from mohitagw15856/pm-claude-skills at commit 1cbf1f0, republished under its MIT licence (© mohitagw15856). 662 words, ~1,310 tokens.
Download SKILL.mdSave it as
.claude/skills/budget-tracker-design/SKILL.md (or your agent's skills folder).- name
- budget-tracker-design
- description
- Design a budget-vs-actuals tracker that stays alive past February — the category grain that matches real statements, the variance view that answers 'are we okay', the update ritual small enough to survive, and the honest handling of irregular expenses. Use when asked build me a budget spreadsheet, track team spend against budget, why do we always blow the budget invisibly, or design a household/project budget tracker. Produces the tracker structure, the variance logic, the irregulars ledger, and the monthly fifteen-minute ritual.
Budget Tracker Design Skill
Budget trackers die two deaths: too granular (forty categories nobody can code a coffee receipt into — abandoned by February) or too vague (three buckets that hide every overrun until it's structural). The living tracker matches its grain to how spending actually arrives (statement lines, invoices), answers one question at a glance — "are we okay, and where not?" — handles irregular expenses honestly (the annual insurance bill is not a "shock"), and costs fifteen minutes a month, because the ritual's survivability is the design's real constraint.
What This Skill Produces
- The structure — categories at statement-grain (8–15, not 40), the month × category grid, budget column with its source
- The variance view — actual vs. budget with the month-and-YTD dual read, conditional signals at honest thresholds
- The irregulars ledger — annual/lumpy expenses spread as monthly accruals so they stop being surprises
- The ritual — the fifteen-minute monthly update, sourced from statements, calendared
Required Inputs
Ask for these if not provided:
- The scope — household, team, or project budget; and the currency of pain ("we get surprised" vs "we can't approve spend" vs "the money just goes")
- The spend sources — cards, invoices, payroll, reimbursements; categories must match how these report, or every update becomes archaeology
- The budget numbers — from where (last year +X%? A plan? First-time guesses marked as guesses to be re-based at month 3)?
- The irregulars — the annual/quarterly lumps (insurance, subscriptions (subscription-audit finds them), taxes, conferences) — listed, because the design accrues them
Framework: The Design Rules
- Grain follows the statement: categories are what spending arrives labeled as — if the card statement says "Software," a tracker with nine software sub-categories requires a coder, and the coder quits. 8–15 categories; anything needing more is two budgets.
- The dual read is the view: this-month variance (the early warning) AND year-to-date variance (the truth) — monthly noise means YTD is where "are we okay" actually lives, and trackers showing only months train panic-then-complacency cycles.
- Accrue the irregulars: every lumpy expense becomes a monthly twelfth in its category (the insurance is $60/month that bills annually) — the single design move that ends the "shock" pattern, because the shocks were scheduled all along. The irregulars ledger lists each lump, its month, and its accrual.
- Thresholds mean something: the variance signal fires at a level worth attention (±10% or a real amount, scaled to the category) — a tracker that flags $3 overruns in red teaches signal-blindness by March.
- The ritual is the moat: monthly, 15 minutes, from statements: fill actuals (statement-grain makes this transcription, not judgment), scan the dual read, write ONE sentence ("okay except software, +22% YTD — the new tool stack"). The sentence is the tracker's product; a tracker updated but unread is a diary, and one demanding an hour is abandoned.
Show full SKILL.md (206 more words)Show less
Output Format
Budget Tracker: [scope] — [year]
Structure
[Categories (statement-grained) × months · budget column + source note · the guesses marked for month-3 rebase]
Variance View
[Month + YTD columns · signal thresholds per category · the one-glance "are we okay" row]
Irregulars Ledger
| Lump | Bills in | Annual | Monthly accrual |
|---|
The Ritual (15 min, calendared)
[Fill from statements → scan dual read → the one sentence → done]
Quality Checks
- Categories map 1:1-ish to how spend arrives — no receipt requires judgment to code
- Both month and YTD variance are visible; YTD carries the verdict
- Every known lump is accrued monthly in the ledger
- Thresholds are set at attention-worthy levels per category
- The ritual fits in 15 minutes and ends in one written sentence
Anti-Patterns
- Do not build 40 categories — granularity that outruns the statements kills the tracker
- Do not read only the current month — noise up, noise down, lesson: read YTD
- Do not let annual bills be "surprises" — they have dates; accrue them
- Do not alert on trivial variance — red must mean something or it means nothing
- Do not skip the sentence — an updated tracker nobody reads is maintenance cosplay
Example Trigger Phrases
- "Build me a budget spreadsheet."
- "Track team spend against budget."
- "Why do we always blow the budget invisibly?"
- "Design a household/project budget tracker."
© mohitagw15856, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file
Files
Just SKILL.md in skills/budget-tracker-design of mohitagw15856/pm-claude-skills.
Open the folder on GitHubat commit 1cbf1f0
Compare with similar skills
Budget Tracker Design next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.
| Skill | Stars | Used in | Tokens | Auto-check | Licence | Repo updated |
|---|---|---|---|---|---|---|
| Budget Tracker Design this skillmohitagw15856/pm-claude-skills | 1.4k | — | ~1.3k | Automated safety check: Pass | MIT | |
| Anti Gambling Tradermars-tw/anti-gambling-trader-tw | 907 | — | ~1.9k | Automated safety check: Pass | MIT | |
| Data UpdateSixian-Li/plain-backtest | 204 | — | ~1.6k | Automated safety check: Pass | MIT | |
| Cn Ib Diligence WorkpaperQiushenZou/cn-investment-banking-skills | 102 | — | ~1.4k | Automated safety check: Pass | Apache-2.0 | |
| Officecli Commonly TemplatesTeam-Commonly/commonly | 1.4k | — | ~1.7k | Automated safety check: Pass | Apache-2.0 | |
| Brigade Spreadsheet Builderspinabot/brigade | 11k | — | ~1.4k | Automated safety check: Pass | MIT |
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Related
Categories
Questions about Budget Tracker Design
What does Budget Tracker Design do?
Design a budget-vs-actuals tracker that stays alive past February — the category grain that matches real statements, the variance view that answers 'are we okay', the update ritual small enough to…. Budget Tracker Design is an agent skill from mohitagw15856/pm-claude-skills. Design a budget-vs-actuals tracker that stays alive past February — the category grain that matches real statements, the variance view that answers 'are we okay', the update ritual small enough to survive, and the honest handling of irregular expenses.
When should I use Budget Tracker Design?
Budget Tracker Design fits situations like: asked build me a budget spreadsheet; track team spend against budget; why do we always blow the budget invisibly; design a household/project budget tracker.
How do I install Budget Tracker Design in Claude Code?
Run `npx skills add mohitagw15856/pm-claude-skills --skill budget-tracker-design -a claude-code`. Or copy the skill folder (skills/budget-tracker-design in mohitagw15856/pm-claude-skills) into .claude/skills/budget-tracker-design in your project. Claude Code loads it when a task matches its description.
How do I install Budget Tracker Design in Codex?
Run `npx skills add mohitagw15856/pm-claude-skills --skill budget-tracker-design -a codex`. Or copy the skill folder (skills/budget-tracker-design in mohitagw15856/pm-claude-skills) into .agents/skills/budget-tracker-design in your project. Codex loads it when a task matches its description.
Can I use Budget Tracker Design in Cursor, Gemini CLI or GitHub Copilot?
Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add mohitagw15856/pm-claude-skills --skill budget-tracker-design -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/budget-tracker-design, .gemini/skills/budget-tracker-design, .github/skills/budget-tracker-design and .opencode/skills/budget-tracker-design in your project.
What does Budget Tracker Design need to run?
SKILL.md names no scripts, command-line tools or credentials: Budget Tracker Design is instructions for the agent only.
Does Budget Tracker Design access the network?
SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.
Is Budget Tracker Design safe to install?
Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.
What licence does Budget Tracker Design use?
Budget Tracker Design is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.
How many tokens does Budget Tracker Design use?
About 1.3k tokens (SKILL.md is roughly 5.2k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.
What are the alternatives to Budget Tracker Design?
Skills that share tags, products or a category with Budget Tracker Design: Anti Gambling Trader (mars-tw/anti-gambling-trader-tw, 907 stars), Data Update (Sixian-Li/plain-backtest, 204 stars), Cn Ib Diligence Workpaper (QiushenZou/cn-investment-banking-skills, 102 stars) and Officecli Commonly Templates (Team-Commonly/commonly, 1.4k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.
Who maintains Budget Tracker Design?
mohitagw15856 (a GitHub user) maintains it in mohitagw15856/pm-claude-skills, which has 1,434 GitHub stars. The repository holds 1,348 skills in this directory. The repository was last updated on October 9, 2026.
Source: mohitagw15856/pm-claude-skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.