Technical Analyst
tradermonty/claude-trading-skills
This skill should be used when analyzing weekly price charts for stocks, stock indices, cryptocurrencies, or forex pairs.
Build a realistic personal monthly budget from someone's income and expenses.
Install Budget Builder
$ npx skills add mohitagw15856/pm-claude-skills --skill budget-builder -a claude-codeProject install by default; add -g for ~/.claude/skills/.
$ gh skill install mohitagw15856/pm-claude-skills budget-builder --agent claude-codeProject scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/budget-builder .claude/skills/budget-builder && rm -rf skills-srcUse ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.
Claude Code skills documentation · loads skills from .claude/skills/
Install the "budget-builder" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/budget-builder into .claude/skills/budget-builder/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "budget-builder", then confirm the skill loads.Claude Code copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$skill-installer install https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/budget-builderType this inside Codex. $skill-installer <name> installs a curated skill from openai/skills. The installer writes to $CODEX_HOME/skills (default ~/.codex/skills). Restart Codex if the skill does not show up.
$ npx skills add mohitagw15856/pm-claude-skills --skill budget-builder -a codexProject install goes to .agents/skills/; add -g for ~/.codex/skills/.
$ gh skill install mohitagw15856/pm-claude-skills budget-builder --agent codexProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .agents/skills && cp -r skills-src/skills/budget-builder .agents/skills/budget-builder && rm -rf skills-srcUse ~/.agents/skills/ instead of .agents/skills for a personal install.
Codex skills documentation · loads skills from .agents/skills/
Install the "budget-builder" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/budget-builder into .agents/skills/budget-builder/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "budget-builder", then confirm the skill loads.Codex copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add mohitagw15856/pm-claude-skills --skill budget-builder -a cursorProject install goes to .agents/skills/; add -g for ~/.cursor/skills/.
$ gh skill install mohitagw15856/pm-claude-skills budget-builder --agent cursorProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .cursor/skills && cp -r skills-src/skills/budget-builder .cursor/skills/budget-builder && rm -rf skills-srcUse ~/.cursor/skills/ instead of .cursor/skills for a personal install.
Cursor skills documentation · loads skills from .cursor/skills/, .agents/skills/, .claude/skills/, .codex/skills/
Install the "budget-builder" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/budget-builder into .cursor/skills/budget-builder/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "budget-builder", then confirm the skill loads.Cursor copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gemini skills install https://github.com/mohitagw15856/pm-claude-skills.git --path skills/budget-builder--scope user (default) or --scope workspace; --path is the subfolder of the repo that holds the skill; --consent skips the security confirmation prompt.
$ npx skills add mohitagw15856/pm-claude-skills --skill budget-builder -a gemini-cliProject install goes to .agents/skills/; add -g for ~/.gemini/skills/.
$ gh skill install mohitagw15856/pm-claude-skills budget-builder --agent gemini-cliProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .gemini/skills && cp -r skills-src/skills/budget-builder .gemini/skills/budget-builder && rm -rf skills-srcUse ~/.gemini/skills/ instead of .gemini/skills for a personal install, then run /skills reload.
Gemini CLI skills documentation · loads skills from .gemini/skills/, .agents/skills/
Install the "budget-builder" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/budget-builder into .gemini/skills/budget-builder/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "budget-builder", then confirm the skill loads.Gemini CLI copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gh skill install mohitagw15856/pm-claude-skills budget-builderInstalls for Copilot at project scope by default; add --scope user for a personal install. Preview a skill first with gh skill preview. Needs GitHub CLI 2.90.0 or later (public preview).
$ npx skills add mohitagw15856/pm-claude-skills --skill budget-builder -a github-copilotProject install goes to .agents/skills/; add -g for ~/.copilot/skills/.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .github/skills && cp -r skills-src/skills/budget-builder .github/skills/budget-builder && rm -rf skills-srcUse ~/.copilot/skills/ instead of .github/skills for a personal install. Commit .github/skills so cloud agent and code review can use it.
GitHub Copilot skills documentation · loads skills from .github/skills/, .claude/skills/, .agents/skills/
Install the "budget-builder" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/budget-builder into .github/skills/budget-builder/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "budget-builder", then confirm the skill loads.GitHub Copilot copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add mohitagw15856/pm-claude-skills --skill budget-builder -a opencodeOpenCode documents no install command of its own. Project install goes to .agents/skills/; add -g for ~/.config/opencode/skills/.
$ gh skill install mohitagw15856/pm-claude-skills budget-builder --agent opencodeProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills.git skills-src && mkdir -p .opencode/skills && cp -r skills-src/skills/budget-builder .opencode/skills/budget-builder && rm -rf skills-srcUse ~/.config/opencode/skills/ instead of .opencode/skills for a personal install.
OpenCode skills documentation · loads skills from .opencode/skills/, .claude/skills/, .agents/skills/
Install the "budget-builder" agent skill from https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/budget-builder into .opencode/skills/budget-builder/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "budget-builder", then confirm the skill loads.OpenCode copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
Facts
- Skill name
budget-builder- GitHub stars
- 1.4k
- Token cost
- ~811 tokens
- SKILL.md length
- 354 words
- Files
- 1
- Skills in repo
- 1,348
- Repo updated
- First seen
- Licence
- MIT
At a glance
Build a realistic personal monthly budget from someone's income and expenses.
- Asked to make a budget
- SKILL.md covers Required Inputs, Output Format, Quality Checks and Anti-Patterns, plus 2 more sections
- Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md
- Plan monthly spending
What it does
Budget Builder is an agent skill from mohitagw15856/pm-claude-skills. Build a realistic personal monthly budget from someone's income and expenses. Use when asked to make a budget, plan monthly spending, allocate income, or get finances under control. Produces a categorized budget (a 50/30/20-style allocation tuned to their reality), a surplus/shortfall number, and concrete next moves. Educational, not regulated financial advice.
Its SKILL.md is about 810 tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.
It sits in Business, Finance & HR. The repository describes itself as: 1255 professional Agent Skills for Claude, ChatGPT, Gemini, Cursor & Codex — PRDs, postmortems, leases, medical bills, layoffs, go-bags, new countries. Plain markdown, MIT, in… The licence is MIT.
When your agent uses it
- Asked to make a budget
- Plan monthly spending
- Allocate income
- Get finances under control
Example prompts
- “/budget-builder”
What it can do on your machine
Read from SKILL.md and the folder at commit 1cbf1f0. It shows what the files ask for, not the result of running them.
Tool permissions
Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.
From allowed-tools in the SKILL.md frontmatter.
Runs code
No scripts in the folder and no shell commands in SKILL.md.
From the folder's file list and the shell code blocks in SKILL.md.
Network
No URLs in SKILL.md.
From URLs in SKILL.md, links to its own repository left out.
Credentials
Names no API keys, tokens, secrets or passwords.
From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.
Context cost
Budget Builder loads about 811 tokens when it runs. Until then it costs about 95 tokens; SKILL.md has 354 words of instructions outside code blocks.
Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.
Safety
Auto-check passed
The automated check found no risky patterns in SKILL.md.
Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.
SKILL.md
The full file from mohitagw15856/pm-claude-skills at commit 1cbf1f0, republished under its MIT licence (© mohitagw15856). 354 words, ~811 tokens.
Download SKILL.mdSave it as
.claude/skills/budget-builder/SKILL.md (or your agent's skills folder).- name
- budget-builder
- description
- Build a realistic personal monthly budget from someone's income and expenses. Use when asked to make a budget, plan monthly spending, allocate income, or get finances under control. Produces a categorized budget (a 50/30/20-style allocation tuned to their reality), a surplus/shortfall number, and concrete next moves. Educational, not regulated financial advice.
Budget Builder Skill
Most budgets fail because they're aspirational fiction. This skill builds a realistic monthly budget from someone's actual income and spending — categorized, with a clear surplus-or-shortfall number and a couple of specific moves to fix the gap. It's an educational planning aid, not personalized financial advice.
Required Inputs
Ask for these only if they aren't already provided:
- Monthly take-home income (after tax), and whether it's steady or variable.
- Fixed costs — rent/mortgage, utilities, insurance, loan/debt minimums, subscriptions.
- Variable spending — groceries, transport, eating out, fun, shopping (estimates are fine).
- Goals & obligations — emergency fund, debt payoff, saving for something, dependents.
If numbers are rough, work with ranges and say so.
Output Format
Monthly budget — [name/household]
Income (take-home): $X
| Category | Type | Amount | % of income |
|---|---|---|---|
| Housing | Need | $ | % |
| Utilities & bills | Need | $ | % |
| Groceries | Need | $ | % |
| Transport | Need | $ | % |
| Debt minimums | Need | $ | % |
| Dining / fun | Want | $ | % |
| Subscriptions | Want | $ | % |
| Savings / goals | Save | $ | % |
| Total | $ | 100% |
Needs / Wants / Savings split: X% / Y% / Z% — with a one-line read vs. a 50/30/20 guideline (a reference point, not a rule).
Bottom line: surplus of $X (allocate it) or shortfall of $X (must cut/earn).
Top 3 moves — the specific, highest-impact changes (e.g. "renegotiate the $X subscription stack", "cap dining at $Y", "auto-transfer $Z on payday").
Notes — assumptions, and for variable income, budget against a conservative (low) month.
Show full SKILL.md (143 more words)Show less
Quality Checks
- Every dollar is assigned (expenses + savings = income; surplus/shortfall is explicit)
- Categories are split into needs / wants / savings, with percentages
- The plan is realistic for their actual spending — not an aspirational fantasy
- Variable income is handled conservatively (budget the low month)
- The top moves are specific and quantified, not "spend less"
Anti-Patterns
- Do not present a budget that doesn't balance to income — name the surplus or shortfall
- Do not set unrealistic cuts that won't survive week one — anchor to their real numbers
- Do not ignore irregular costs (annual insurance, holidays) — prorate them monthly
- Do not give generic advice — every recommendation should reference their figures
- Do not present this as personalized financial advice — it's an educational plan to adapt
Based On
Personal budgeting practice (zero-based budgeting + the 50/30/20 needs/wants/savings guideline).
Example Trigger Phrases
- "Make a budget."
- "Plan monthly spending."
- "Get finances under control."
© mohitagw15856, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file
Files
Just SKILL.md in skills/budget-builder of mohitagw15856/pm-claude-skills.
Open the folder on GitHubat commit 1cbf1f0
Compare with similar skills
Budget Builder next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.
| Skill | Stars | Used in | Tokens | Auto-check | Licence | Repo updated |
|---|---|---|---|---|---|---|
| Budget Builder this skillmohitagw15856/pm-claude-skills | 1.4k | — | ~811 | Automated safety check: Pass | MIT | |
| Technical Analysttradermonty/claude-trading-skills | 3k | 4 repos | ~4.6k | Automated safety check: Pass | MIT | |
| Theme Detectortradermonty/claude-trading-skills | 3k | 2 repos | ~4.9k | Automated safety check: Pass | MIT | |
| Creating Financial ModelsChen-zexi/open-ptc-agent | 729 | 3 repos | ~1.3k | Automated safety check: Pass | MIT | |
| Stock APIzhangxiangliang/stock-api | 2k | — | ~507 | Automated safety check: Pass | MIT | |
| Itr Walakaranb192/itr-wala | 871 | — | ~3.6k | Automated safety check: Pass | MIT |
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Related
Categories
Questions about Budget Builder
What does Budget Builder do?
Build a realistic personal monthly budget from someone's income and expenses. Budget Builder is an agent skill from mohitagw15856/pm-claude-skills. Build a realistic personal monthly budget from someone's income and expenses.
When should I use Budget Builder?
Budget Builder fits situations like: asked to make a budget; plan monthly spending; allocate income; get finances under control.
How do I install Budget Builder in Claude Code?
Run `npx skills add mohitagw15856/pm-claude-skills --skill budget-builder -a claude-code`. Or copy the skill folder (skills/budget-builder in mohitagw15856/pm-claude-skills) into .claude/skills/budget-builder in your project. Claude Code loads it when a task matches its description.
How do I install Budget Builder in Codex?
Run `npx skills add mohitagw15856/pm-claude-skills --skill budget-builder -a codex`. Or copy the skill folder (skills/budget-builder in mohitagw15856/pm-claude-skills) into .agents/skills/budget-builder in your project. Codex loads it when a task matches its description.
Can I use Budget Builder in Cursor, Gemini CLI or GitHub Copilot?
Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add mohitagw15856/pm-claude-skills --skill budget-builder -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/budget-builder, .gemini/skills/budget-builder, .github/skills/budget-builder and .opencode/skills/budget-builder in your project.
What does Budget Builder need to run?
SKILL.md names no scripts, command-line tools or credentials: Budget Builder is instructions for the agent only.
Does Budget Builder access the network?
SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.
Is Budget Builder safe to install?
Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.
What licence does Budget Builder use?
Budget Builder is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.
How many tokens does Budget Builder use?
About 811 tokens (SKILL.md is roughly 3.2k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.
What are the alternatives to Budget Builder?
Skills that share tags, products or a category with Budget Builder: Technical Analyst (tradermonty/claude-trading-skills, 3k stars), Theme Detector (tradermonty/claude-trading-skills, 3k stars), Creating Financial Models (Chen-zexi/open-ptc-agent, 729 stars) and Stock API (zhangxiangliang/stock-api, 2k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.
Who maintains Budget Builder?
mohitagw15856 (a GitHub user) maintains it in mohitagw15856/pm-claude-skills, which has 1,434 GitHub stars. The repository holds 1,348 skills in this directory. The repository was last updated on October 9, 2026.
Source: mohitagw15856/pm-claude-skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.