Agent skill

Personal Planner

by digoal in digoal/blog

为提问者生成个性化的未来规划与建议书。输入提问者的背景信息(职业、年龄、资源、目标、困境等),基于深度画像分析、行业趋势研判和商业洞察,输出一份图文并茂、有数据支撑、逻辑严密的 Markdown 规划报告,保存到项目 markdown/ 目录。触发条件:用户提供个人背景信息并希望获得规划建议,提到"帮我规划"、"未来规划"、"职业规划"、"个人发展"、"我该怎么做"、"给我写一份建议书"、"我的…

GPL-2.0Auto-check passedDocuments & Office

Install Personal Planner

skills CLI
$ npx skills add digoal/blog --skill personal-planner -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install digoal/blog personal-planner --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/digoal/blog.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/skills_for_claude_web/personal-planner .claude/skills/personal-planner && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
personal-planner
GitHub stars
8.6k
Token cost
~897 tokens
SKILL.md length
190 words
Files
1
Skills in repo
98
Repo updated
First seen
Licence
GPL-2.0

At a glance

为提问者生成个性化的未来规划与建议书。输入提问者的背景信息(职业、年龄、资源、目标、困境等),基于深度画像分析、行业趋势研判和商业洞察,输出一份图文并茂、有数据支撑、逻辑严密的 Markdown 规划报告,保存到项目 markdown/ 目录。触发条件:用户提供个人背景信息并希望获得规划建议,提到"帮我规划"、"未来规划"、"职业规划"、"个人发展"、"我该怎么做"、"给我写一份建议书"、"我的…

  • Works in 3 steps: 画像构建 — 系统梳理提问者的内部信息与外部环境 → 战略研判 — 结合趋势与画像,发现交集机会 → 报告输出 — 生成图文并茂的 Markdown 建议书
  • Tasks that involve Markdown
  • SKILL.md covers 概述, 阶段一:画像构建, 阶段二:战略研判 and 阶段三:报告生成, plus 2 more sections
  • Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md

What it does

Personal Planner is an agent skill from digoal/blog. 为提问者生成个性化的未来规划与建议书。输入提问者的背景信息(职业、年龄、资源、目标、困境等),基于深度画像分析、行业趋势研判和商业洞察,输出一份图文并茂、有数据支撑、逻辑严密的 Markdown 规划报告,保存到项目 markdown/ 目录。触发条件:用户提供个人背景信息并希望获得规划建议,提到"帮我规划"、"未来规划"、"职业规划"、"个人发展"、"我该怎么做"、"给我写一份建议书"、"我的优势是什么"、"下一步怎么走",或者提供了详细个人信息并问 Claude 如何利用好它。即使用户只说"帮我分析一下我的情况"、"我现在很迷茫"但附带了背景信息,也应使用本 skill。

Its SKILL.md is about 900 tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.

It sits in Documents & Office, covering Markdown. It works with Mermaid. The repository describes itself as: AI,Opensource,Database,Business,Finance,Minds. git clone --depth 1 https://github.com/digoal/blog. The licence is GPL-2.0.

When your agent uses it

  • Tasks that involve Markdown

Example prompts

  • “给我写一份建议书”
  • “我的优势是什么”
  • “下一步怎么走”
  • “/personal-planner”

Workflow steps

3 steps, taken from the first numbered list in SKILL.md.

  1. 画像构建 — 系统梳理提问者的内部信息与外部环境
  2. 战略研判 — 结合趋势与画像,发现交集机会
  3. 报告输出 — 生成图文并茂的 Markdown 建议书

What it can do on your machine

Read from SKILL.md and the folder at commit ad6fcb7. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    No scripts in the folder and no shell commands in SKILL.md (its code samples are markdown).

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    No URLs in SKILL.md.

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Personal Planner loads about 897 tokens when it runs. Until then it costs about 77 tokens; SKILL.md has 190 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~77
When it runs · the whole SKILL.md, loaded when a task matches
~897

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.

SKILL.md

The full file from digoal/blog at commit ad6fcb7, republished under its GPL-2.0 licence (© digoal). 190 words, ~897 tokens.

Download SKILL.mdSave it as .claude/skills/personal-planner/SKILL.md (or your agent's skills folder).
name
personal-planner
description
为提问者生成个性化的未来规划与建议书。输入提问者的背景信息(职业、年龄、资源、目标、困境等),基于深度画像分析、行业趋势研判和商业洞察,输出一份图文并茂、有数据支撑、逻辑严密的 Markdown 规划报告,保存到项目 markdown/ 目录。触发条件:用户提供个人背景信息并希望获得规划建议,提到"帮我规划"、"未来规划"、"职业规划"、"个人发展"、"我该怎么做"、"给我写一份建议书"、"我的优势是什么"、"下一步怎么走",或者提供了详细个人信息并问 Claude 如何利用好它。即使用户只说"帮我分析一下我的情况"、"我现在很迷茫"但附带了背景信息,也应使用本 skill。

Personal Planner Skill —— 个人未来规划与建议书

概述

本 Skill 将提问者提供的信息转化为一份专业、深度、可执行的个人规划建议书。

整个流程分三阶段:

  1. 画像构建 — 系统梳理提问者的内部信息与外部环境
  2. 战略研判 — 结合趋势与画像,发现交集机会
  3. 报告输出 — 生成图文并茂的 Markdown 建议书

阶段一:画像构建

1.1 信息收集与整理

从提问者已提供的信息中提取以下维度,不足的维度需主动追问(但不要一次问超过 3 个问题,分批进行):

内部信息
维度关键问题
硬技能精通哪些专业技术?有什么证书、作品、成果?
软技能最强的可迁移能力?(领导/沟通/分析/创意)
资源优势人脉网络、资金储备、行业信息差、品牌/专利?
能力盲区不擅长或厌恶做什么?
驱动力什么事能让他忘记时间?成就/掌控/连接/安全/意义感?
能量模式内向 vs 外向?快节奏 vs 稳定节奏?
核心价值观家庭 vs 事业?冒险 vs 安稳?社会认可 vs 内在自由?
当前痛点最近一次强烈焦虑或无力感是什么场景?
限制性信念内心有哪些自我设限的声音?
理想生活画像3年后一个满意的"普通一天"是怎样度过的?
风险偏好30% 概率 10 倍回报 vs 100% 概率平稳回报,倾向哪个?
愿意放弃的为达到目标,愿意放弃稳定/闲暇/收入/他人理解中的哪些?
外部信息
维度关键问题
所在行业当前所在行业、公司规模、价值链位置
岗位现状核心工作内容,AI/自动化替代风险评估
家庭生命周期单身/已婚/育儿/赡养压力,时间与精力约束
地理位置城市、是否愿意迁移、跨国机会
财务状况月收入范围、储蓄、负债、可投资本金
1.2 画像输出格式

在报告中以如下结构输出画像摘要:

## 🧭 提问者画像

### 核心能力矩阵
(表格:硬技能 / 软技能 / 资源优势 / 能力盲区)

### 动机与价值观
(文字段落,描述驱动力类型、能量模式、价值观排序)

### 当前处境
(文字段落,描述痛点、已尝试路径、限制性信念)

### 理想未来画像
(文字段落,描述3年后的理想生活场景)

### SWOT 分析
(Mermaid 四象限图或 Markdown 表格)

阶段二:战略研判

2.1 行业与赛道分析

针对提问者所在或希望进入的领域,进行如下分析:

  • 行业现状:市场规模、增速、主要参与者、利润分布
  • 价值链解构:哪些环节是高利润核心,哪些正在被边缘化
  • 供需结构:人才供需,是红海还是蓝海
  • AI/技术替代性:当前工作有多少可被替代,未来 3-5 年趋势
  • 不可逆趋势:人口结构、政策方向、技术扩散曲线中的确定性
2.2 机会发现框架

寻找"他想要的 × 他能做的 × 时代需要的"三圆交集:

用 Mermaid Venn 图或文字清晰展示三者交集

重点寻找:

  • 新语言/新岗位:近两年出现的新职位名词背后的需求缺口
  • 顶尖人才流向:资本与高知人才正在集聚的领域
  • 未被满足的痛点:市场上现有产品/服务的明显缺陷
2.3 商机深挖

针对每个核心机会点,输出:

项目内容
痛点描述客户愿意为此付费的核心痛苦是什么?
需求规模有多少人有这个需求?可引用数据
当前替代品客户现在怎么解决?为什么不满意?
差异化机会提问者独特的切入角度
变现路径服务/产品/平台/内容,如何产生收入
最小原型用最小成本验证的 MVP 形态

阶段三:报告生成

3.1 报告结构

必须包含以下模块,每个模块都要有数据支撑和清晰的前提假设:

markdown
# 《[提问者姓名/代号] 个人未来规划建议书》

> 生成日期:YYYY-MM-DD
> 核心假设:[列出 3-5 条关键假设,假设崩塌时应触发的备选方案]

## 一、提问者画像摘要
## 二、外部环境研判
   ### 2.1 宏观趋势
   ### 2.2 行业深度分析
   ### 2.3 赛道比较
## 三、核心机会地图
   ### 3.1 三圆交集分析
   ### 3.2 Top 3 机会点详述
## 四、商业路径设计
   ### 4.1 客户画像与痛点
   ### 4.2 产品/服务原型
   ### 4.3 变现模型
   ### 4.4 最小可行产品(MVP)设计
   ### 4.5 团队组建建议
## 五、奥德赛三版本规划
   ### 版本一:当前路径极致化
   ### 版本二:突发中断的备选
   ### 版本三:不考虑钱和面子的理想版
## 六、行动路线图
   ### 第一阶段(0-3 个月):验证与准备
   ### 第二阶段(3-12 个月):起步与迭代
   ### 第三阶段(1-3 年):规模化与深化
## 七、风险预警与对冲策略
## 八、关键资源与下一步行动
3.2 图表使用规范
  • 流程图/架构图:使用 Mermaid flowchart 或 graph
  • 时间线:使用 Mermaid gantt 或 timeline
  • 矩阵/象限:使用 SVG 绘制四象限图,或 Markdown 表格
  • 数据对比:使用 Markdown 表格,附来源说明
  • 关系图:使用 Mermaid mindmap 或 erDiagram

每个主要论点都需要:

  • ✅ 数据来源(行业报告、政府统计、权威机构)
  • ✅ 前提假设明确标注
  • ✅ 假设崩塌的备选方案
3.3 写作风格要求
  • 观点清晰:每个建议必须有明确立场,不能两边讨好
  • 案例具体:不用个例以偏概全,用多个案例支撑规律性结论
  • 逻辑严密:结论 ← 论据 ← 前提假设,链条清晰
  • 可执行性:每个建议都要有具体的"第一步行动"
  • 诚实标注风险:不夸大机会,明确标注不确定性

输出规范

  • 文件路径:markdown/personal-plan-[姓名或代号]-[YYYYMMDD].md
  • 格式:标准 Markdown,支持 Mermaid 图表
  • 长度:建议 3000-8000 字,视信息丰富度调整
  • 语言:与提问者使用的语言保持一致

注意事项

  1. 信息不足时:不要强行生成,先追问缺失维度,优先级:行业/职业 > 年龄/地点 > 财务/家庭
  2. 避免泛化:每份规划必须是针对该提问者的专属输出,不能套模板
  3. 不做道德评判:对提问者的选择保持中立,忠实反映其价值观,而非输出社会期望
  4. 标注局限性:AI 生成的规划有信息时效性限制,需提醒提问者验证关键数据
  5. 前提假设透明:报告开头必须列出核心假设,便于提问者根据自身实际情况调整

© digoal, GPL-2.0. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file

Files

Just SKILL.md in skills/skills_for_claude_web/personal-planner of digoal/blog.

Open the folder on GitHubat commit ad6fcb7

Compare with similar skills

Personal Planner next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

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Works with

Questions about Personal Planner

What does Personal Planner do?

为提问者生成个性化的未来规划与建议书。输入提问者的背景信息(职业、年龄、资源、目标、困境等),基于深度画像分析、行业趋势研判和商业洞察,输出一份图文并茂、有数据支撑、逻辑严密的 Markdown 规划报告,保存到项目 markdown/ 目录。触发条件:用户提供个人背景信息并希望获得规划建议,提到"帮我规划"、"未来规划"、"职业规划"、"个人发展"、"我该怎么做"、"给我写一份建议书"、"我的…. Personal Planner is an agent skill from digoal/blog.

When should I use Personal Planner?

Personal Planner fits situations like: tasks that involve Markdown.

How do I install Personal Planner in Claude Code?

Run `npx skills add digoal/blog --skill personal-planner -a claude-code`. Or copy the skill folder (skills/skills_for_claude_web/personal-planner in digoal/blog) into .claude/skills/personal-planner in your project. Claude Code loads it when a task matches its description.

How do I install Personal Planner in Codex?

Run `npx skills add digoal/blog --skill personal-planner -a codex`. Or copy the skill folder (skills/skills_for_claude_web/personal-planner in digoal/blog) into .agents/skills/personal-planner in your project. Codex loads it when a task matches its description.

Can I use Personal Planner in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add digoal/blog --skill personal-planner -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/personal-planner, .gemini/skills/personal-planner, .github/skills/personal-planner and .opencode/skills/personal-planner in your project.

What does Personal Planner need to run?

SKILL.md names no scripts, command-line tools or credentials: Personal Planner is instructions for the agent only.

Does Personal Planner access the network?

SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.

Is Personal Planner safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.

What licence does Personal Planner use?

Personal Planner is published under the GPL-2.0 licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.

How many tokens does Personal Planner use?

About 897 tokens (SKILL.md is roughly 3.6k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to Personal Planner?

Skills that share tags, products or a category with Personal Planner: Markdown to Word Converter (cat-xierluo/SuitAgent, 205 stars), Chinese Quotes Fix (ranxi2001/zero2Agent, 703 stars), Bangunai Blog Manager (LeoYeAI/openclaw-master-skills, 2.2k stars) and X Article Publisher (wshuyi/x-article-publisher-skill, 871 stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Personal Planner?

digoal (a GitHub user) maintains it in digoal/blog, which has 8,586 GitHub stars. The repository holds 98 skills in this directory. The repository was last updated on October 9, 2026.

Source: digoal/blog on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.