Markdown Article Formatter
JimLiu/baoyu-skills
Reformats plain text or Markdown articles with frontmatter, a title, a summary, headings, bold, lists and code blocks, and saves a separate formatted copy.
Explain a finance-explosive-article markdown file for readers with weak financial knowledge by unpacking concepts, causal chains, examples, analogies, and transferable analysis methods.
$ npx skills add digoal/blog --skill finance-beginner-explainer -a claude-codeProject install by default; add -g for ~/.claude/skills/.
$ gh skill install digoal/blog finance-beginner-explainer --agent claude-codeProject scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).
$ git clone --depth 1 https://github.com/digoal/blog.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/skills_for_claude_web/finance-beginner-explainer .claude/skills/finance-beginner-explainer && rm -rf skills-srcUse ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.
Claude Code skills documentation · loads skills from .claude/skills/
Install the "finance-beginner-explainer" agent skill from https://github.com/digoal/blog/tree/master/skills/skills_for_claude_web/finance-beginner-explainer into .claude/skills/finance-beginner-explainer/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "finance-beginner-explainer", then confirm the skill loads.Claude Code copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$skill-installer install https://github.com/digoal/blog/tree/master/skills/skills_for_claude_web/finance-beginner-explainerType this inside Codex. $skill-installer <name> installs a curated skill from openai/skills. The installer writes to $CODEX_HOME/skills (default ~/.codex/skills). Restart Codex if the skill does not show up.
$ npx skills add digoal/blog --skill finance-beginner-explainer -a codexProject install goes to .agents/skills/; add -g for ~/.codex/skills/.
$ gh skill install digoal/blog finance-beginner-explainer --agent codexProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/digoal/blog.git skills-src && mkdir -p .agents/skills && cp -r skills-src/skills/skills_for_claude_web/finance-beginner-explainer .agents/skills/finance-beginner-explainer && rm -rf skills-srcUse ~/.agents/skills/ instead of .agents/skills for a personal install.
Codex skills documentation · loads skills from .agents/skills/
Install the "finance-beginner-explainer" agent skill from https://github.com/digoal/blog/tree/master/skills/skills_for_claude_web/finance-beginner-explainer into .agents/skills/finance-beginner-explainer/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "finance-beginner-explainer", then confirm the skill loads.Codex copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add digoal/blog --skill finance-beginner-explainer -a cursorProject install goes to .agents/skills/; add -g for ~/.cursor/skills/.
$ gh skill install digoal/blog finance-beginner-explainer --agent cursorProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/digoal/blog.git skills-src && mkdir -p .cursor/skills && cp -r skills-src/skills/skills_for_claude_web/finance-beginner-explainer .cursor/skills/finance-beginner-explainer && rm -rf skills-srcUse ~/.cursor/skills/ instead of .cursor/skills for a personal install.
Cursor skills documentation · loads skills from .cursor/skills/, .agents/skills/, .claude/skills/, .codex/skills/
Install the "finance-beginner-explainer" agent skill from https://github.com/digoal/blog/tree/master/skills/skills_for_claude_web/finance-beginner-explainer into .cursor/skills/finance-beginner-explainer/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "finance-beginner-explainer", then confirm the skill loads.Cursor copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gemini skills install https://github.com/digoal/blog.git --path skills/skills_for_claude_web/finance-beginner-explainer--scope user (default) or --scope workspace; --path is the subfolder of the repo that holds the skill; --consent skips the security confirmation prompt.
$ npx skills add digoal/blog --skill finance-beginner-explainer -a gemini-cliProject install goes to .agents/skills/; add -g for ~/.gemini/skills/.
$ gh skill install digoal/blog finance-beginner-explainer --agent gemini-cliProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/digoal/blog.git skills-src && mkdir -p .gemini/skills && cp -r skills-src/skills/skills_for_claude_web/finance-beginner-explainer .gemini/skills/finance-beginner-explainer && rm -rf skills-srcUse ~/.gemini/skills/ instead of .gemini/skills for a personal install, then run /skills reload.
Gemini CLI skills documentation · loads skills from .gemini/skills/, .agents/skills/
Install the "finance-beginner-explainer" agent skill from https://github.com/digoal/blog/tree/master/skills/skills_for_claude_web/finance-beginner-explainer into .gemini/skills/finance-beginner-explainer/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "finance-beginner-explainer", then confirm the skill loads.Gemini CLI copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gh skill install digoal/blog finance-beginner-explainerInstalls for Copilot at project scope by default; add --scope user for a personal install. Preview a skill first with gh skill preview. Needs GitHub CLI 2.90.0 or later (public preview).
$ npx skills add digoal/blog --skill finance-beginner-explainer -a github-copilotProject install goes to .agents/skills/; add -g for ~/.copilot/skills/.
$ git clone --depth 1 https://github.com/digoal/blog.git skills-src && mkdir -p .github/skills && cp -r skills-src/skills/skills_for_claude_web/finance-beginner-explainer .github/skills/finance-beginner-explainer && rm -rf skills-srcUse ~/.copilot/skills/ instead of .github/skills for a personal install. Commit .github/skills so cloud agent and code review can use it.
GitHub Copilot skills documentation · loads skills from .github/skills/, .claude/skills/, .agents/skills/
Install the "finance-beginner-explainer" agent skill from https://github.com/digoal/blog/tree/master/skills/skills_for_claude_web/finance-beginner-explainer into .github/skills/finance-beginner-explainer/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "finance-beginner-explainer", then confirm the skill loads.GitHub Copilot copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add digoal/blog --skill finance-beginner-explainer -a opencodeOpenCode documents no install command of its own. Project install goes to .agents/skills/; add -g for ~/.config/opencode/skills/.
$ gh skill install digoal/blog finance-beginner-explainer --agent opencodeProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/digoal/blog.git skills-src && mkdir -p .opencode/skills && cp -r skills-src/skills/skills_for_claude_web/finance-beginner-explainer .opencode/skills/finance-beginner-explainer && rm -rf skills-srcUse ~/.config/opencode/skills/ instead of .opencode/skills for a personal install.
OpenCode skills documentation · loads skills from .opencode/skills/, .claude/skills/, .agents/skills/
Install the "finance-beginner-explainer" agent skill from https://github.com/digoal/blog/tree/master/skills/skills_for_claude_web/finance-beginner-explainer into .opencode/skills/finance-beginner-explainer/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "finance-beginner-explainer", then confirm the skill loads.OpenCode copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
finance-beginner-explainerExplain a finance-explosive-article markdown file for readers with weak financial knowledge by unpacking concepts, causal chains, examples, analogies, and transferable analysis methods.
Finance Beginner Explainer is an agent skill from digoal/blog. Explain a finance-explosive-article markdown file for readers with weak financial knowledge by unpacking concepts, causal chains, examples, analogies, and transferable analysis methods. Use this skill whenever the user asks to "帮小白看懂"、"用简单语言解释"、"写一篇入门版"、"解读一下这篇文章"、"财经扫盲"、"怎么看懂这个市场"、turn a 德哥爆款文章 into a beginner guide, or produce stage-4 output of the daily finance pipeline. Even if the user only says "帮我把这篇文章讲得更通俗一点" or "普通人怎么理解这个", use this skill. This is stage 4 of: daily-finance → finance-core-analysis →…
Its SKILL.md is about 1.6k tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.
It sits in Documents & Office. The repository describes itself as: AI,Opensource,Database,Business,Finance,Minds. git clone --depth 1 https://github.com/digoal/blog. The licence is GPL-2.0.
5 steps, taken from the step headings in SKILL.md.
Read from SKILL.md and the folder at commit 69fb793. It shows what the files ask for, not the result of running them.
Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.
From allowed-tools in the SKILL.md frontmatter.
No scripts in the folder and no shell commands in SKILL.md.
From the folder's file list and the shell code blocks in SKILL.md.
No URLs in SKILL.md.
From URLs in SKILL.md, links to its own repository left out.
Names no API keys, tokens, secrets or passwords.
From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.
Finance Beginner Explainer loads about 1.6k tokens when it runs. Until then it costs about 149 tokens; SKILL.md has 733 words of instructions outside code blocks.
Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.
The automated check found no risky patterns in SKILL.md.
Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.
The full file from digoal/blog at commit 69fb793, republished under its GPL-2.0 licence (© digoal). 733 words, ~1,569 tokens.
.claude/skills/finance-beginner-explainer/SKILL.md (or your agent's skills folder).Transform finance-explosive-article-YYYY-MM-DD.md into a beginner-friendly companion article that teaches readers not only what the original says, but how to reason through similar financial events independently.
Pipeline position:
daily-finance → finance-core-analysis → finance-explosive-article → finance-beginner-explainerThe goal is not to simplify or water down — it is to unpack every causal link so a reader with no finance background walks away with a reusable mental model.
Preferred: Read all available upstream files:
markdown/finance-explosive-article-YYYY-MM-DD.md ← primary sourcemarkdown/finance-core-analysis-YYYY-MM-DD.md ← mechanism and scenariosmarkdown/daily-finance-YYYY-MM-DD.md ← verified facts and sourcesFallback order:
| Situation | Action |
|---|---|
| Multiple dates exist, no date given | Use the newest file by date; state that assumption at top of output |
| No upstream file exists | Ask for the article file or pasted content |
| Claim in source is unclear | Mark it as interpretation with uncertainty note |
Never invent facts. If a number or claim cannot be traced to upstream files, do not include it.
Before writing, identify and note internally:
触发事件 → 传导机制 → 资金行为 → 资产定价 → 风险约束 → 后续观察点For every important financial term, explain it in plain Chinese before using it heavily.
Priority terms to unpack:
| Term | Unpack before use |
|---|---|
| 风险偏好 Risk appetite | ✅ |
| 流动性 Liquidity | ✅ |
| 通胀预期 Inflation expectation | ✅ |
| 利率传导 Interest-rate transmission | ✅ |
| 贴现率与估值 Discount rate / valuation | ✅ |
| 资本流动 Capital flows | ✅ |
| 资产负债表压力 Balance-sheet pressure | ✅ |
| 风险溢价 Risk premium | ✅ |
| 长久期资产 Long-duration assets | ✅ |
| 汇率约束 Currency constraint | ✅ |
Use simple analogies to introduce, but do not let analogies replace the actual mechanism. Always return to the real economic logic after the analogy.
For each arrow in the causal chain, explain using this four-part pattern:
Example expansion:
油价上涨 → 通胀预期上升 → 降息预期下降 → 利率维持高位 → 成长股估值承压Each → gets its own four-part explanation — not just a label.
Include all four of the following:
Beginner-friendly title that signals "this is your guide to understanding X."
2–3 sentences: the core judgment and reversal in plain Chinese. No jargon yet.
Define 3–5 key terms used in the article. Short, plain, one analogy each.
Walk through each link of the causal chain using the four-part pattern (是什么 / 为什么 / 怎么传导 / 怎么验证).
Retell the entire mechanism using an everyday scenario. End by mapping it back to the financial case.
Use a concrete market data point or event from the article to show the chain working in real life.
Show how the same model applies to a different but structurally similar situation. Give the reader a step-by-step method.
Name 1–2 common beginner mistakes. Explain why people make them and what the correct reasoning is.
A short checklist (5–8 items) readers can use when they encounter similar news next time.
2–3 sentences: the one model to remember, and one question the reader should now be able to answer.
本文仅供学习交流,不构成投资建议。Save to:
markdown/finance-beginner-explainer-YYYY-MM-DD.mdfinance-explosive-article filemarkdown/ directory if missingBefore finalizing, verify:
本文仅供学习交流,不构成投资建议。© digoal, GPL-2.0. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file
Just SKILL.md in skills/skills_for_claude_web/finance-beginner-explainer of digoal/blog.
Open the folder on GitHubat commit 69fb793
Finance Beginner Explainer next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.
| Skill | Stars | Used in | Tokens | Auto-check | Licence | Repo updated |
|---|---|---|---|---|---|---|
| Finance Beginner Explainer this skilldigoal/blog | 8.6k | — | ~1.6k | Automated safety check: Pass | GPL-2.0 | |
| Markdown Article FormatterJimLiu/baoyu-skills | 26k | 6 repos | ~3.5k | Automated safety check: Pass | MIT | |
| MarkitdownImCa0/just-laws | 781 | 14 repos | ~3.2k | Automated safety check: Notes | MIT | |
| Obsidian MarkdownAtmosphere/atmosphere | 3.8k | 20 repos | ~1.3k | Automated safety check: Pass | Apache-2.0 | |
| DOCXrvdbreemen/OTGW-firmware | 207 | 33 repos | ~4.3k | Automated safety check: Pass | Proprietary | |
| Gzh Designisjiamu/gzh-design-skill | 3.9k | 1 repos | ~2.2k | Automated safety check: Pass | AGPL-3.0 |
JimLiu/baoyu-skills
Reformats plain text or Markdown articles with frontmatter, a title, a summary, headings, bold, lists and code blocks, and saves a separate formatted copy.
ImCa0/just-laws
Convert files and office documents to Markdown. An agent skill from ImCa0/just-laws.
Atmosphere/atmosphere
Create and edit Obsidian Flavored Markdown with wikilinks, embeds, callouts, properties, and other Obsidian-specific syntax.
rvdbreemen/OTGW-firmware
A skill your agent uses whenever the user wants to create, read, edit, or manipulate Word documents (.docx files).
isjiamu/gzh-design-skill
微信公众号文章排版引擎,将 Markdown 转换为可直接粘贴到公众号编辑器的 HTML。主题风格从 references/theme-index.md 注册的自定义主题库中选取,自动章节编号、关键词下划线标记、引言卡片、目录导航、代码块、图片/GIF、作者签名。支持 Markdown / Word(.docx) / PDF / 纯文本输入(非 Markdown…
HKUDS/DeepTutor
Reads, creates and edits Word .docx files with python-docx, and drops to raw OOXML for tracked changes, comments and byte-exact edits.
digoal/blog
三层审查模型,逐段逐句验证文章真伪、证据链与逻辑结构。Use when the user asks to fact-check, verify, audit, or evaluate the credibility of an article, essay, report, opinion piece, social-media post, or any written claim —…
digoal/blog
Find latent bugs in a local PostgreSQL source tree (RELxxSTABLE branch or HEAD) the way a core hacker does: build a heavily-poisoned debug instance (cassert + cache-discard + -O0/-ggdb3 + core…
digoal/blog
Portable digital employee distilled from digoal's personal blog for PostgreSQL, PolarDB, DuckDB, AI+database, vector/RAG, database operations, source-code reading, technical content creation…
digoal/blog
从论文 PDF 文件或论文 PDF URL 生成通俗易懂、图文并茂、带批判性评估的中文 Markdown 解读,并保存到当前项目的 markdown 目录。Use when the user asks to interpret,精读,解读,summarize,explain,analyze, or write an article from an academic paper PDF…
digoal/blog
Analyze a product from documentation, websites, PDFs, articles, release notes, pricing pages, app listings, reviews, filings, or related links; save separate intermediate analyses from seven roles…
digoal/blog
Turn a blog post, article, notes, or any source material into a set of vertical poster images — one cover plus several coherent content slides that explain the core points.
Categories
Explain a finance-explosive-article markdown file for readers with weak financial knowledge by unpacking concepts, causal chains, examples, analogies, and transferable analysis methods. Finance Beginner Explainer is an agent skill from digoal/blog. Explain a finance-explosive-article markdown file for readers with weak financial knowledge by unpacking concepts, causal chains, examples, analogies, and transferable analysis methods.
Finance Beginner Explainer fits situations like: the user asks to 帮小白看懂、用简单语言解释、写一篇入门版、解读一下这篇文章、财经扫盲、怎么看懂这个市场、turn a 德哥爆款文章 into a beginner guide; produce stage-4 output of the daily finance pipeline.
Run `npx skills add digoal/blog --skill finance-beginner-explainer -a claude-code`. Or copy the skill folder (skills/skills_for_claude_web/finance-beginner-explainer in digoal/blog) into .claude/skills/finance-beginner-explainer in your project. Claude Code loads it when a task matches its description.
Run `npx skills add digoal/blog --skill finance-beginner-explainer -a codex`. Or copy the skill folder (skills/skills_for_claude_web/finance-beginner-explainer in digoal/blog) into .agents/skills/finance-beginner-explainer in your project. Codex loads it when a task matches its description.
Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add digoal/blog --skill finance-beginner-explainer -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/finance-beginner-explainer, .gemini/skills/finance-beginner-explainer, .github/skills/finance-beginner-explainer and .opencode/skills/finance-beginner-explainer in your project.
SKILL.md names no scripts, command-line tools or credentials: Finance Beginner Explainer is instructions for the agent only.
SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.
Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.
Finance Beginner Explainer is published under the GPL-2.0 licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.
About 1.6k tokens (SKILL.md is roughly 6.3k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.
Skills that share tags, products or a category with Finance Beginner Explainer: Markdown Article Formatter (JimLiu/baoyu-skills, 26k stars), Markitdown (ImCa0/just-laws, 781 stars), Obsidian Markdown (Atmosphere/atmosphere, 3.8k stars) and DOCX (rvdbreemen/OTGW-firmware, 207 stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.
digoal (a GitHub user) maintains it in digoal/blog, which has 8,587 GitHub stars. The repository holds 98 skills in this directory. The repository was last updated on September 28, 2026.
Source: digoal/blog on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.