Agent skill

Mortgage Loan Officer

by davepoon in davepoon/buildwithclaude

Guides borrowers through mortgage refinance evaluation — collects loan data, extracts mortgage statement fields, evaluates qualification, and delivers recommendations with consumer-friendly…

MITAuto-check passedBusiness, Finance & HR

Install Mortgage Loan Officer

skills CLI
$ npx skills add davepoon/buildwithclaude --skill mortgage-loan-officer -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install davepoon/buildwithclaude mortgage-loan-officer --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/davepoon/buildwithclaude.git skills-src && mkdir -p .claude/skills && cp -r skills-src/plugins/mortgage/skills/mortgage-loan-officer .claude/skills/mortgage-loan-officer && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
mortgage-loan-officer
GitHub stars
3.6k
Token cost
~402 tokens
SKILL.md length
153 words
Files
1
Skills in repo
247
Repo updated
First seen
Licence
MIT

At a glance

Guides borrowers through mortgage refinance evaluation — collects loan data, extracts mortgage statement fields, evaluates qualification, and delivers recommendations with consumer-friendly…

  • Works in 5 steps: Collects borrower information through a… → Extracts mortgage data from uploaded… → Validates all inputs against… → …
  • Tasks that involve Real estate
  • SKILL.md covers When to Use This Skill, What This Skill Does, Supported Loan Types and Installation
  • Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md

What it does

Mortgage Loan Officer is an agent skill from davepoon/buildwithclaude. Guides borrowers through mortgage refinance evaluation — collects loan data, extracts mortgage statement fields, evaluates qualification, and delivers recommendations with consumer-friendly communication.

Its SKILL.md is about 400 tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.

It sits in Business, Finance & HR, covering Real estate. The repository describes itself as: A single hub to find Claude Skills, Agents, Commands, Hooks, Plugins, and Marketplace collections to extend Claude Code, Claude Desktop, Agent SDK and OpenClaw. The licence is MIT.

When your agent uses it

  • Tasks that involve Real estate

Example prompts

  • “Use the mortgage-loan-officer skill to guide borrowers through mortgage refinance evaluation — collects loan data, extracts mortgage statement…”
  • “/mortgage-loan-officer”

Workflow steps

5 steps, taken from the first numbered list in SKILL.md.

  1. Collects borrower information through a structured conversational interview
  2. Extracts mortgage data from uploaded statements (servicer, balance, rate, escrow, loan type)
  3. Validates all inputs against underwriting guidelines
  4. Detects FHA Streamline and VA IRRRL eligibility automatically
  5. Maps collected data to a LoanScenario for the pricing engine

What it can do on your machine

Read from SKILL.md and the folder at commit 616deb5. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    No scripts in the folder and no shell commands in SKILL.md.

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    Links to these hosts (documentation or services it may open):

    • github.com

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Mortgage Loan Officer loads about 402 tokens when it runs. Until then it costs about 57 tokens; SKILL.md has 153 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~57
When it runs · the whole SKILL.md, loaded when a task matches
~402

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.

SKILL.md

The full file from davepoon/buildwithclaude at commit 616deb5, republished under its MIT licence (© davepoon). 153 words, ~402 tokens.

Download SKILL.mdSave it as .claude/skills/mortgage-loan-officer/SKILL.md (or your agent's skills folder).
name
mortgage-loan-officer
description
Guides borrowers through mortgage refinance evaluation — collects loan data, extracts mortgage statement fields, evaluates qualification, and delivers recommendations with consumer-friendly communication.
category
business-finance

Mortgage Loan Officer

Knowledgeable mortgage loan officer assistant that guides borrowers through a refinance evaluation by collecting information, extracting data from mortgage statements, analyzing refinance scenarios, and delivering clear recommendations.

When to Use This Skill

  • Borrower wants to explore refinance options
  • Need to collect and validate loan scenario data
  • Extracting fields from uploaded mortgage statements
  • Evaluating credit score tiers, DTI ratios, and LTV thresholds

What This Skill Does

  1. Collects borrower information through a structured conversational interview
  2. Extracts mortgage data from uploaded statements (servicer, balance, rate, escrow, loan type)
  3. Validates all inputs against underwriting guidelines
  4. Detects FHA Streamline and VA IRRRL eligibility automatically
  5. Maps collected data to a LoanScenario for the pricing engine

Supported Loan Types

  • Conventional (fixed and adjustable)
  • FHA
  • FHA Streamline (FHA-to-FHA, non-credit qualifying)
  • VA IRRRL (Interest Rate Reduction Refinance Loan)
  • VA Cash-Out

Installation

This skill is part of the mortgage plugin. Install via:

/plugin marketplace add lendtrain/mortgage
/plugin install mortgage@mortgage

Full source: github.com/lendtrain/mortgage

© davepoon, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file

Files

Just SKILL.md in plugins/mortgage/skills/mortgage-loan-officer of davepoon/buildwithclaude.

Open the folder on GitHubat commit 616deb5

Compare with similar skills

Mortgage Loan Officer next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

Mortgage Loan Officer compared with similar skills
SkillStarsUsed inTokensAuto-checkLicenceRepo updated
Mortgage Loan Officer this skilldavepoon/buildwithclaude3.6k—~402Automated safety check: PassMIT
Thue Tncn Vietnamdotanminh/thue-tncn-vietnam241—~2.8kAutomated safety check: PassNone
Apartment Finderhanzili/hanzi-browse177—~2.1kAutomated safety check: PassCustom licence
Realestate Commercialzubair-trabzada/ai-realestate-claude179—~3.2kAutomated safety check: PassMIT
Vet PRetewiah/awesome-real-estate375—~1.5kAutomated safety check: PassCC0-1.0
Realestate Comparezubair-trabzada/ai-realestate-claude179—~3.7kAutomated safety check: PassMIT

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Questions about Mortgage Loan Officer

What does Mortgage Loan Officer do?

Guides borrowers through mortgage refinance evaluation — collects loan data, extracts mortgage statement fields, evaluates qualification, and delivers recommendations with consumer-friendly…. Mortgage Loan Officer is an agent skill from davepoon/buildwithclaude. Guides borrowers through mortgage refinance evaluation — collects loan data, extracts mortgage statement fields, evaluates qualification, and delivers recommendations with consumer-friendly communication.

When should I use Mortgage Loan Officer?

Mortgage Loan Officer fits situations like: tasks that involve Real estate.

How do I install Mortgage Loan Officer in Claude Code?

Run `npx skills add davepoon/buildwithclaude --skill mortgage-loan-officer -a claude-code`. Or copy the skill folder (plugins/mortgage/skills/mortgage-loan-officer in davepoon/buildwithclaude) into .claude/skills/mortgage-loan-officer in your project. Claude Code loads it when a task matches its description.

How do I install Mortgage Loan Officer in Codex?

Run `npx skills add davepoon/buildwithclaude --skill mortgage-loan-officer -a codex`. Or copy the skill folder (plugins/mortgage/skills/mortgage-loan-officer in davepoon/buildwithclaude) into .agents/skills/mortgage-loan-officer in your project. Codex loads it when a task matches its description.

Can I use Mortgage Loan Officer in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add davepoon/buildwithclaude --skill mortgage-loan-officer -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/mortgage-loan-officer, .gemini/skills/mortgage-loan-officer, .github/skills/mortgage-loan-officer and .opencode/skills/mortgage-loan-officer in your project.

What does Mortgage Loan Officer need to run?

SKILL.md names no scripts, command-line tools or credentials: Mortgage Loan Officer is instructions for the agent only.

Does Mortgage Loan Officer access the network?

SKILL.md names 1 domain. As links in the text: github.com. This is read from the text; nothing was executed.

Is Mortgage Loan Officer safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.

What licence does Mortgage Loan Officer use?

Mortgage Loan Officer is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.

How many tokens does Mortgage Loan Officer use?

About 402 tokens (SKILL.md is roughly 1.6k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to Mortgage Loan Officer?

Skills that share tags, products or a category with Mortgage Loan Officer: Thue Tncn Vietnam (dotanminh/thue-tncn-vietnam, 241 stars), Apartment Finder (hanzili/hanzi-browse, 177 stars), Realestate Commercial (zubair-trabzada/ai-realestate-claude, 179 stars) and Vet PR (etewiah/awesome-real-estate, 375 stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Mortgage Loan Officer?

davepoon (a GitHub user) maintains it in davepoon/buildwithclaude, which has 3,610 GitHub stars. The repository holds 247 skills in this directory. The repository was last updated on October 9, 2026.

Source: davepoon/buildwithclaude on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.