Agent skill

Financial Report Generation

by seb1n in seb1n/awesome-ai-agent-skills

Generate balance sheets, cash flow statements, P&L reports, and executive financial summaries.

MITAuto-check passedBusiness, Finance & HR

Install Financial Report Generation

skills CLI
$ npx skills add seb1n/awesome-ai-agent-skills --skill financial-report-generation -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install seb1n/awesome-ai-agent-skills financial-report-generation --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/seb1n/awesome-ai-agent-skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/finance-and-accounting/financial-report-generation .claude/skills/financial-report-generation && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
financial-report-generation
GitHub stars
206
Token cost
~2.9k tokens
SKILL.md length
1,200 words
Files
1
Skills in repo
101
Repo updated
First seen
Licence
MIT

At a glance

Generate balance sheets, cash flow statements, P&L reports, and executive financial summaries.

  • Works in 5 steps: Collect and Validate Financial Data → Apply Accounting Standards and Classify → Generate Financial Statements → …
  • The user requests financial report generation
  • SKILL.md covers Workflow, Usage, Examples and Best Practices, plus 2 more sections
  • Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md

What it does

Financial Report Generation is an agent skill from seb1n/awesome-ai-agent-skills. Generate balance sheets, cash flow statements, P&L reports, and executive financial summaries. Use when the user requests financial report generation or provides relevant inputs for this workflow.

Its SKILL.md is about 2.9k tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.

It sits in Business, Finance & HR, covering Financial analysis. The repository describes itself as: 103 ready-to-use AI agent skills for Claude Code, OpenAI Codex, Gemini CLI, Cursor, GitHub Copilot, Windsurf, and other Agent Skills-compatible tools. Complete SKILL.md… The licence is MIT.

When your agent uses it

  • The user requests financial report generation
  • Provides relevant inputs for this workflow

Example prompts

  • “/financial-report-generation”

Workflow steps

5 steps, taken from the first numbered list in SKILL.md.

  1. Collect and Validate Financial Data
  2. Apply Accounting Standards and Classify
  3. Generate Financial Statements
  4. Calculate Financial Ratios
  5. Write Executive Summary

What it can do on your machine

Read from SKILL.md and the folder at commit 75865a5. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    No scripts in the folder and no shell commands in SKILL.md.

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    No URLs in SKILL.md.

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Financial Report Generation loads about 2.9k tokens when it runs. Until then it costs about 56 tokens; SKILL.md has 1,200 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~56
When it runs · the whole SKILL.md, loaded when a task matches
~2.9k

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.

SKILL.md

The full file from seb1n/awesome-ai-agent-skills at commit 75865a5, republished under its MIT licence (© seb1n). 1,200 words, ~2,877 tokens.

Download SKILL.mdSave it as .claude/skills/financial-report-generation/SKILL.md (or your agent's skills folder).
name
financial-report-generation
description
Generate balance sheets, cash flow statements, P&L reports, and executive financial summaries. Use when the user requests financial report generation or provides relevant inputs for this workflow.
license
MIT
metadata.author
community
metadata.version
1.0

Financial Report Generation

Generate formatted financial statements — income statements, balance sheets, cash flow statements — from raw transaction data or trial balance inputs. This skill applies standard accounting presentation, calculates key financial ratios, and produces executive summaries that translate numbers into actionable insights for stakeholders.

Workflow

  1. Collect and Validate Financial Data Ingest the source data: trial balance, general ledger exports, or categorized transaction records. Verify that debits equal credits and that the chart of accounts is complete. Identify the reporting period and comparative period (prior quarter or prior year). Flag any suspense account balances or unreconciled items that need resolution before reporting.

  2. Apply Accounting Standards and Classify Map accounts to their proper financial statement classification: current vs. non-current assets, current vs. long-term liabilities, revenue vs. other income, operating vs. non-operating expenses. Apply accrual adjustments for prepaid expenses, deferred revenue, depreciation, and accrued liabilities. Ensure revenue recognition follows the applicable standard (ASC 606 for US GAAP or IFRS 15).

  3. Generate Financial Statements Produce the three core statements in standard format. The income statement shows revenue through net income with gross profit and operating income subtotals. The balance sheet presents assets, liabilities, and equity with current/non-current breakdowns. The cash flow statement reconciles net income to operating cash flow, then shows investing and financing activities.

  4. Calculate Financial Ratios Compute key ratios from the generated statements: gross margin, operating margin, net margin, current ratio, quick ratio, debt-to-equity, return on equity, days sales outstanding, inventory turnover, and free cash flow yield. Compare each ratio to the prior period and flag significant changes (>10% shift).

  5. Write Executive Summary Synthesize the numbers into a narrative summary for non-financial stakeholders. Lead with the headline (revenue growth, profitability trend, cash position), then explain the 2-3 most significant drivers of performance. Highlight risks and call out items requiring management attention. Keep it to one page.

Usage

Provide a trial balance, chart of accounts, or transaction-level data for the reporting period. Specify the reporting standard (GAAP or IFRS), period, and which statements you need.

Example prompt:

Generate a Q3 2024 income statement from this trial balance data. Compare to Q3 2023. Include gross margin, operating margin, and an executive summary. We use US GAAP.

Examples

Example 1: Quarterly Income Statement

Input: Trial balance for Q3 2024 with comparative Q3 2023 data for a mid-size e-commerce company.

Output:

Consolidated Income Statement — Q3 2024

Line ItemQ3 2024Q3 2023Change $Change %
Revenue
Product Revenue$2,840,000$2,310,000+$530,000+22.9%
Service Revenue$460,000$380,000+$80,000+21.1%
Total Revenue$3,300,000$2,690,000+$610,000+22.7%
Cost of Goods Sold($1,254,000)($1,049,100)-$204,900+19.5%
Gross Profit$2,046,000$1,640,900+$405,100+24.7%
Gross Margin62.0%61.0%+1.0pp
Operating Expenses
Sales & Marketing($594,000)($510,800)-$83,200+16.3%
Research & Development($462,000)($376,600)-$85,400+22.7%
General & Administrative($264,000)($229,900)-$34,100+14.8%
Total Operating Expenses($1,320,000)($1,117,300)-$202,700+18.1%
Operating Income$726,000$523,600+$202,400+38.7%
Operating Margin22.0%19.5%+2.5pp
Interest Expense($18,000)($24,000)+$6,000-25.0%
Other Income$12,000$8,000+$4,000+50.0%
Income Before Tax$720,000$507,600+$212,400+41.8%
Income Tax Expense (25%)($180,000)($126,900)-$53,100+41.8%
Net Income$540,000$380,700+$159,300+41.8%
Net Margin16.4%14.2%+2.2pp

Executive Summary: Revenue grew 22.7% year-over-year to $3.3M, driven by strong product demand and a 21% lift in service revenue from expanded support tiers. Gross margin improved 100 basis points to 62.0% as procurement renegotiations lowered COGS growth to 19.5%, below revenue growth. Operating leverage is emerging — opex grew only 18.1% against 22.7% revenue growth, expanding operating margin by 250 basis points to 22.0%. S&M efficiency improved with CAC payback declining from 14 months to 11 months. Net income of $540K is 42% above prior year. Key risk: R&D spend tracking at 14% of revenue requires monitoring to ensure product velocity justifies the investment.

Show full SKILL.md (579 more words)Show less
Example 2: Cash Flow Statement

Input: Q3 2024 income statement (above) plus balance sheet changes.

Output:

Consolidated Statement of Cash Flows — Q3 2024

Line ItemQ3 2024
Operating Activities
Net Income$540,000
Depreciation & Amortization$85,000
Stock-Based Compensation$42,000
Changes in Working Capital:
Accounts Receivable (increase)($128,000)
Inventory (increase)($65,000)
Accounts Payable (increase)$47,000
Deferred Revenue (increase)$93,000
Accrued Liabilities (decrease)($22,000)
Net Cash from Operations$592,000
Investing Activities
Purchase of Equipment($120,000)
Capitalized Software Development($75,000)
Net Cash Used in Investing($195,000)
Financing Activities
Repayment of Term Loan($50,000)
Proceeds from Stock Option Exercises$28,000
Net Cash Used in Financing($22,000)
Net Change in Cash$375,000
Cash — Beginning of Period$1,240,000
Cash — End of Period$1,615,000

Key Ratios:

RatioQ3 2024Q3 2023Trend
Free Cash Flow$397,000$268,000+48%
FCF Margin12.0%10.0%+2.0pp
Days Sales Outstanding35 days38 days-3d
Current Ratio2.8x2.3x+0.5x
Debt-to-Equity0.15x0.22x-0.07x

Analysis: Operating cash flow of $592K exceeds net income by $52K, reflecting healthy earnings quality. The $128K AR increase is proportional to revenue growth and DSO actually improved by 3 days. Deferred revenue growth of $93K signals strong forward bookings. Free cash flow of $397K (12% margin) is up 48% YoY, funding the $120K equipment investment and $50K debt repayment while still growing cash reserves by $375K. The balance sheet is strengthening — leverage is declining and liquidity is ample at 2.8x current ratio.

Best Practices

  • Always present comparative periods (prior quarter or prior year) alongside current figures. Absolute numbers without context are not actionable.
  • Calculate both dollar and percentage changes. A $50K variance means very different things for a $200K line item vs. a $5M line item.
  • Reconcile the three statements — net income on the P&L should flow to retained earnings on the balance sheet and be the starting point of the cash flow statement.
  • Present ratios alongside raw numbers. Margins, turns, and coverage ratios are how experienced readers evaluate financial health.
  • Keep the executive summary under one page and lead with the conclusion, not the methodology.
  • Round appropriately for the audience — board presentations use thousands or millions, operational reviews may need exact figures.

Safety Boundaries

  • Treat the output as analytical support, not individualized financial, tax, investment, or accounting advice.
  • Preserve source data and expose assumptions, formulas, units, and reconciliation checks so a reviewer can reproduce the result.
  • Do not initiate payments, transactions, journal entries, filings, or account changes without explicit user authorization.
  • Require a qualified professional to review material decisions, regulated filings, or conclusions based on incomplete data.

Edge Cases

  • Incomplete trial balance: If accounts are missing, note the gap explicitly rather than producing a statement that doesn't balance. A balance sheet where assets ≠ liabilities + equity is a red flag, not a rounding error.
  • Mid-period accounting changes: If the company changed depreciation methods, revenue recognition policies, or made other accounting changes, present prior period figures on both the old and new basis with a reconciliation note.
  • Negative gross margin: This is unusual but legitimate for early-stage hardware companies or marketplace businesses with upfront subsidies. Call it out in the summary and explain the path to positive margin.
  • Non-GAAP adjustments: When management requests adjusted EBITDA or other non-GAAP metrics, present them clearly labeled alongside GAAP figures. Include a reconciliation from the GAAP measure to the non-GAAP measure.
  • Consolidated vs. segment reporting: If the entity has multiple business segments, generate both consolidated statements and segment-level breakdowns. Eliminate inter-company transactions in the consolidation and note any material transfer pricing.

© seb1n, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file

Files

Just SKILL.md in finance-and-accounting/financial-report-generation of seb1n/awesome-ai-agent-skills.

Open the folder on GitHubat commit 75865a5

Compare with similar skills

Financial Report Generation next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

Financial Report Generation compared with similar skills
SkillStarsUsed inTokensAuto-checkLicenceRepo updated
Financial Report Generation this skillseb1n/awesome-ai-agent-skills206—~2.9kAutomated safety check: PassMIT
Longbridge Earningshelsome/folio2711 repos~2.5kAutomated safety check: PassNone
Financial Analyzinghuangjia2019/claude-code-engineering1.1k—~474Automated safety check: PassNone
Earnings AnalysisWind-Alice/AliceMarket1343 repos~2.2kAutomated safety check: PassNone
Buy Side Equity Research Memohaskaomni/serenity-skill633—~3.8kAutomated safety check: PassMIT
Longbridgehelsome/folio2711 repos~1.9kAutomated safety check: PassNone

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Questions about Financial Report Generation

What does Financial Report Generation do?

Generate balance sheets, cash flow statements, P&L reports, and executive financial summaries. Financial Report Generation is an agent skill from seb1n/awesome-ai-agent-skills. Generate balance sheets, cash flow statements, P&L reports, and executive financial summaries.

When should I use Financial Report Generation?

Financial Report Generation fits situations like: the user requests financial report generation; provides relevant inputs for this workflow.

How do I install Financial Report Generation in Claude Code?

Run `npx skills add seb1n/awesome-ai-agent-skills --skill financial-report-generation -a claude-code`. Or copy the skill folder (finance-and-accounting/financial-report-generation in seb1n/awesome-ai-agent-skills) into .claude/skills/financial-report-generation in your project. Claude Code loads it when a task matches its description.

How do I install Financial Report Generation in Codex?

Run `npx skills add seb1n/awesome-ai-agent-skills --skill financial-report-generation -a codex`. Or copy the skill folder (finance-and-accounting/financial-report-generation in seb1n/awesome-ai-agent-skills) into .agents/skills/financial-report-generation in your project. Codex loads it when a task matches its description.

Can I use Financial Report Generation in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add seb1n/awesome-ai-agent-skills --skill financial-report-generation -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/financial-report-generation, .gemini/skills/financial-report-generation, .github/skills/financial-report-generation and .opencode/skills/financial-report-generation in your project.

What does Financial Report Generation need to run?

SKILL.md names no scripts, command-line tools or credentials: Financial Report Generation is instructions for the agent only.

Does Financial Report Generation access the network?

SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.

Is Financial Report Generation safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.

What licence does Financial Report Generation use?

Financial Report Generation is published under the MIT licence (declared in SKILL.md). It allows redistribution, so the full SKILL.md is shown on this page.

How many tokens does Financial Report Generation use?

About 2.9k tokens (SKILL.md is roughly 12k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to Financial Report Generation?

Skills that share tags, products or a category with Financial Report Generation: Longbridge Earnings (helsome/folio, 271 stars), Financial Analyzing (huangjia2019/claude-code-engineering, 1.1k stars), Earnings Analysis (Wind-Alice/AliceMarket, 134 stars) and Buy Side Equity Research Memo (haskaomni/serenity-skill, 633 stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Financial Report Generation?

seb1n (a GitHub user) maintains it in seb1n/awesome-ai-agent-skills, which has 206 GitHub stars. The repository holds 101 skills in this directory. The repository was last updated on August 9, 2026.

Source: seb1n/awesome-ai-agent-skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.