Install the "financial-health-scores" agent skill from https://github.com/OctagonAI/skills/tree/main/skills/financial-health-scores into .claude/skills/financial-health-scores/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "financial-health-scores", then confirm the skill loads.
Claude Code copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
Type this inside Codex. $skill-installer <name> installs a curated skill from openai/skills. The installer writes to $CODEX_HOME/skills (default ~/.codex/skills). Restart Codex if the skill does not show up.
skills CLI
$ npx skills add OctagonAI/skills --skill financial-health-scores -a codex
Project install goes to .agents/skills/; add -g for ~/.codex/skills/.
Install the "financial-health-scores" agent skill from https://github.com/OctagonAI/skills/tree/main/skills/financial-health-scores into .agents/skills/financial-health-scores/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "financial-health-scores", then confirm the skill loads.
Codex copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
skills CLI
$ npx skills add OctagonAI/skills --skill financial-health-scores -a cursor
Project install goes to .agents/skills/; add -g for ~/.cursor/skills/.
Install the "financial-health-scores" agent skill from https://github.com/OctagonAI/skills/tree/main/skills/financial-health-scores into .cursor/skills/financial-health-scores/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "financial-health-scores", then confirm the skill loads.
Cursor copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
--scope user (default) or --scope workspace; --path is the subfolder of the repo that holds the skill; --consent skips the security confirmation prompt.
skills CLI
$ npx skills add OctagonAI/skills --skill financial-health-scores -a gemini-cli
Project install goes to .agents/skills/; add -g for ~/.gemini/skills/.
Install the "financial-health-scores" agent skill from https://github.com/OctagonAI/skills/tree/main/skills/financial-health-scores into .gemini/skills/financial-health-scores/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "financial-health-scores", then confirm the skill loads.
Gemini CLI copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
Installs for Copilot at project scope by default; add --scope user for a personal install. Preview a skill first with gh skill preview. Needs GitHub CLI 2.90.0 or later (public preview).
skills CLI
$ npx skills add OctagonAI/skills --skill financial-health-scores -a github-copilot
Project install goes to .agents/skills/; add -g for ~/.copilot/skills/.
Install the "financial-health-scores" agent skill from https://github.com/OctagonAI/skills/tree/main/skills/financial-health-scores into .github/skills/financial-health-scores/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "financial-health-scores", then confirm the skill loads.
GitHub Copilot copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
skills CLI
$ npx skills add OctagonAI/skills --skill financial-health-scores -a opencode
OpenCode documents no install command of its own. Project install goes to .agents/skills/; add -g for ~/.config/opencode/skills/.
Install the "financial-health-scores" agent skill from https://github.com/OctagonAI/skills/tree/main/skills/financial-health-scores into .opencode/skills/financial-health-scores/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "financial-health-scores", then confirm the skill loads.
OpenCode copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
Facts
Skill name
financial-health-scores
GitHub stars
127
Token cost
~1k tokens
SKILL.md length
399 words
Files
5 (incl. references)
Skills in repo
53
Repo updated
First seen
Licence
MIT
At a glance
Retrieve financial health scores including Altman Z-Score and Piotroski Score for public companies.
Works in 4 steps: Positive Net Income → Positive Operating Cash Flow → Return on Assets improvement → …
Assessing bankruptcy risk
SKILL.md covers Prerequisites, Query Format, Output Format and Altman Z-Score Interpretation, plus 3 more sections
Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md
What it does
Financial Health Scores is an agent skill from OctagonAI/skills. Retrieve financial health scores including Altman Z-Score and Piotroski Score for public companies. Use when assessing bankruptcy risk, financial strength, value investing screening, or credit quality analysis.
Its SKILL.md is about 1k tokens, which your agent loads only when the skill is triggered. The skill folder holds 5 other files, including reference files (for example `README.md`, `marketplace.json` and `references/interpreting-results.md`).
It sits in Sales & Support, covering Customer success. It works with Model Context Protocol. The repository describes itself as: A collection of Claude skills for agentic financial research by Octagon. The licence is MIT.
When your agent uses it
Assessing bankruptcy risk
Financial strength
Value investing screening
Credit quality analysis
Example prompts
“/financial-health-scores”
Workflow steps
4 steps, taken from the first numbered list in SKILL.md.
1Positive Net Income
2Positive Operating Cash Flow
3Return on Assets improvement
4OCF > Net Income (accruals quality)
What it can do on your machine
Read from SKILL.md and the folder at commit 51e938c. It shows what the files ask for, not the result of running them.
Tool permissions
Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.
From allowed-tools in the SKILL.md frontmatter.
Runs code
No scripts in the folder and no shell commands in SKILL.md (its code samples are json).
From the folder's file list and the shell code blocks in SKILL.md.
Network
No URLs in SKILL.md.
From URLs in SKILL.md, links to its own repository left out.
Credentials
Names no API keys, tokens, secrets or passwords.
From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.
Context cost
Financial Health Scores loads about 1k tokens when it runs, and up to ~2.7k if it reads all its reference files. Until then it costs about 59 tokens; SKILL.md has 399 words of instructions outside code blocks.
Always· name and description, kept in context so the agent knows when to use it
~59
When it runs· the whole SKILL.md, loaded when a task matches
~1k
With references· SKILL.md plus every file in references/, read only if the agent opens them
~2.7k
Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.
Safety
Auto-check passed
The automated check found no risky patterns in SKILL.md.
Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.
Download SKILL.mdSave it as .claude/skills/financial-health-scores/SKILL.md (or your agent's skills folder). This skill also uses 4 other files; get the full folder from GitHub.
name
financial-health-scores
description
Retrieve financial health scores including Altman Z-Score and Piotroski Score for public companies. Use when assessing bankruptcy risk, financial strength, value investing screening, or credit quality analysis.
Financial Health Scores
Retrieve financial health scores including Altman Z-Score and Piotroski Score for public companies using Octagon MCP.
Prerequisites
Ensure Octagon MCP is configured in your AI agent (Cursor, Claude Desktop, Windsurf, etc.). See references/mcp-setup.md for installation instructions.
Query Format
Retrieve financial health scores for <TICKER>, including the Altman Z-Score and Piotroski Score.
MCP Call:
json
{
"server": "octagon-mcp",
"toolName": "octagon-agent",
"arguments": {
"prompt": "Retrieve financial health scores for TSLA, including the Altman Z-Score and Piotroski Score"
}
}
Output Format
The agent returns health scores with supporting metrics:
Altman Z-Score: 16.84 (calculated using working capital, total assets, retained earnings, EBIT, and market cap). A score above 3.0 indicates low bankruptcy risk.
Piotroski Score: 6 (out of a maximum 9). This score assesses profitability, leverage, liquidity, and operating efficiency.
Supporting Financial Metrics:
Metric
Value (USD)
Working Capital
36,928,000,000
Total Assets
137,806,000,000
Retained Earnings
39,003,000,000
EBIT
5,616,000,000
Market Cap
1,400,635,834,800
Total Liabilities
54,941,000,000
Revenue
94,827,000,000
Data Source: octagon-financials-agent
Altman Z-Score Interpretation
The Altman Z-Score predicts bankruptcy probability:
Financial Health Scores next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.
Financial Health Scores compared with similar skills
Skill
Stars
Used in
Tokens
Auto-check
Licence
Repo updated
Financial Health Scores this skillOctagonAI/skills
Triage loss of the Amazon Featured Offer by checking account health, order defect signals, price competitiveness, offer and fulfillment state, listing classification, unauthorized sellers, and…
Builds a tailored sales or customer success deck from approved CRM context and generates it in Gamma through Zapier MCP for calls like QBRs or renewals.
Prepare an AI phone call end-to-end — research the callee, set a concrete objective and fallback, draft a natural call script with branching, and produce a post-call summary template.
Retrieve detailed balance sheet statement data including Total Assets, Current Assets, Non-Current Assets, Liabilities, Equity, and Net Debt for public companies.
Retrieve real-time or historical cash flow statement data including Net Income, Operating Cash Flow, Investing Cash Flow, Financing Cash Flow, Free Cash Flow, and Cash Position for public companies.
Retrieve financial health scores including Altman Z-Score and Piotroski Score for public companies. Financial Health Scores is an agent skill from OctagonAI/skills. Retrieve financial health scores including Altman Z-Score and Piotroski Score for public companies.
When should I use Financial Health Scores?
Financial Health Scores fits situations like: assessing bankruptcy risk; financial strength; value investing screening; credit quality analysis.
How do I install Financial Health Scores in Claude Code?
Run `npx skills add OctagonAI/skills --skill financial-health-scores -a claude-code`. Or copy the skill folder (skills/financial-health-scores in OctagonAI/skills) into .claude/skills/financial-health-scores in your project. Claude Code loads it when a task matches its description.
How do I install Financial Health Scores in Codex?
Run `npx skills add OctagonAI/skills --skill financial-health-scores -a codex`. Or copy the skill folder (skills/financial-health-scores in OctagonAI/skills) into .agents/skills/financial-health-scores in your project. Codex loads it when a task matches its description.
Can I use Financial Health Scores in Cursor, Gemini CLI or GitHub Copilot?
Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add OctagonAI/skills --skill financial-health-scores -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/financial-health-scores, .gemini/skills/financial-health-scores, .github/skills/financial-health-scores and .opencode/skills/financial-health-scores in your project.
What does Financial Health Scores need to run?
SKILL.md names no scripts, command-line tools or credentials: Financial Health Scores is instructions for the agent only.
Does Financial Health Scores access the network?
SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.
Is Financial Health Scores safe to install?
Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.
What licence does Financial Health Scores use?
Financial Health Scores is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.
How many tokens does Financial Health Scores use?
About 1k tokens (SKILL.md is roughly 4.1k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full. Its references folder adds about 1.7k tokens, read only when the agent opens those files.
What are the alternatives to Financial Health Scores?
Skills that share tags, products or a category with Financial Health Scores: Sealeap Amazon Featured Offer Loss Triage (xjli360/sealeap-amazon-skills, 251 stars), Customer Deck Builder (zapier/gtm-cheat-codes, 342 stars), Zsxq (unnoo/zsxq-skill, 304 stars) and Sales Os (romangojiberryAI/gojiberryai-sales-os, 139 stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.
Who maintains Financial Health Scores?
OctagonAI (a GitHub organization) maintains it in OctagonAI/skills, which has 127 GitHub stars. The repository holds 53 skills in this directory. The repository was last updated on June 5, 2026.
Source: OctagonAI/skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.