Agent skill

Bank

Answer questions about the user's own bank accounts and money using the bank MCP tools (listaccounts, getbalances, gettransactions, watches).

MITAuto-check passedAgent Workflows

Install Bank

skills CLI

$ npx skills add noskillish/bankmcp --skill bank -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI

$ gh skill install noskillish/bankmcp bank --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy

$ git clone --depth 1 https://github.com/noskillish/bankmcp.git skills-src && mkdir -p .claude/skills && cp -r skills-src/plugin/skills/bank .claude/skills/bank && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Paste into Claude Code

Install the "bank" agent skill from https://github.com/noskillish/bankmcp/tree/main/plugin/skills/bank into .claude/skills/bank/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "bank", then confirm the skill loads.

Claude Code copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.

$skill-installer

$skill-installer install https://github.com/noskillish/bankmcp/tree/main/plugin/skills/bank

Type this inside Codex. $skill-installer <name> installs a curated skill from openai/skills. The installer writes to $CODEX_HOME/skills (default ~/.codex/skills). Restart Codex if the skill does not show up.

skills CLI

$ npx skills add noskillish/bankmcp --skill bank -a codex

Project install goes to .agents/skills/; add -g for ~/.codex/skills/.

GitHub CLI

$ gh skill install noskillish/bankmcp bank --agent codex

Project scope by default (.agents/skills/); add --scope user for a personal install.

Manual copy

$ git clone --depth 1 https://github.com/noskillish/bankmcp.git skills-src && mkdir -p .agents/skills && cp -r skills-src/plugin/skills/bank .agents/skills/bank && rm -rf skills-src

Use ~/.agents/skills/ instead of .agents/skills for a personal install.

Codex skills documentation · loads skills from .agents/skills/

Paste into Codex

Install the "bank" agent skill from https://github.com/noskillish/bankmcp/tree/main/plugin/skills/bank into .agents/skills/bank/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "bank", then confirm the skill loads.

Codex copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.

skills CLI

$ npx skills add noskillish/bankmcp --skill bank -a cursor

Project install goes to .agents/skills/; add -g for ~/.cursor/skills/.

GitHub CLI

$ gh skill install noskillish/bankmcp bank --agent cursor

Project scope by default (.agents/skills/); add --scope user for a personal install.

Manual copy

$ git clone --depth 1 https://github.com/noskillish/bankmcp.git skills-src && mkdir -p .cursor/skills && cp -r skills-src/plugin/skills/bank .cursor/skills/bank && rm -rf skills-src

Use ~/.cursor/skills/ instead of .cursor/skills for a personal install.

Cursor skills documentation · loads skills from .cursor/skills/, .agents/skills/, .claude/skills/, .codex/skills/

Paste into Cursor

Install the "bank" agent skill from https://github.com/noskillish/bankmcp/tree/main/plugin/skills/bank into .cursor/skills/bank/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "bank", then confirm the skill loads.

Cursor copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.

gemini skills install

$ gemini skills install https://github.com/noskillish/bankmcp.git --path plugin/skills/bank

--scope user (default) or --scope workspace; --path is the subfolder of the repo that holds the skill; --consent skips the security confirmation prompt.

skills CLI

$ npx skills add noskillish/bankmcp --skill bank -a gemini-cli

Project install goes to .agents/skills/; add -g for ~/.gemini/skills/.

GitHub CLI

$ gh skill install noskillish/bankmcp bank --agent gemini-cli

Project scope by default (.agents/skills/); add --scope user for a personal install.

Manual copy

$ git clone --depth 1 https://github.com/noskillish/bankmcp.git skills-src && mkdir -p .gemini/skills && cp -r skills-src/plugin/skills/bank .gemini/skills/bank && rm -rf skills-src

Use ~/.gemini/skills/ instead of .gemini/skills for a personal install, then run /skills reload.

Gemini CLI skills documentation · loads skills from .gemini/skills/, .agents/skills/

Paste into Gemini CLI

Install the "bank" agent skill from https://github.com/noskillish/bankmcp/tree/main/plugin/skills/bank into .gemini/skills/bank/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "bank", then confirm the skill loads.

Gemini CLI copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.

GitHub CLI

$ gh skill install noskillish/bankmcp bank

Installs for Copilot at project scope by default; add --scope user for a personal install. Preview a skill first with gh skill preview. Needs GitHub CLI 2.90.0 or later (public preview).

skills CLI

$ npx skills add noskillish/bankmcp --skill bank -a github-copilot

Project install goes to .agents/skills/; add -g for ~/.copilot/skills/.

Manual copy

$ git clone --depth 1 https://github.com/noskillish/bankmcp.git skills-src && mkdir -p .github/skills && cp -r skills-src/plugin/skills/bank .github/skills/bank && rm -rf skills-src

Use ~/.copilot/skills/ instead of .github/skills for a personal install. Commit .github/skills so cloud agent and code review can use it.

GitHub Copilot skills documentation · loads skills from .github/skills/, .claude/skills/, .agents/skills/

Paste into GitHub Copilot

Install the "bank" agent skill from https://github.com/noskillish/bankmcp/tree/main/plugin/skills/bank into .github/skills/bank/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "bank", then confirm the skill loads.

GitHub Copilot copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.

skills CLI

$ npx skills add noskillish/bankmcp --skill bank -a opencode

OpenCode documents no install command of its own. Project install goes to .agents/skills/; add -g for ~/.config/opencode/skills/.

GitHub CLI

$ gh skill install noskillish/bankmcp bank --agent opencode

Project scope by default (.agents/skills/); add --scope user for a personal install.

Manual copy

$ git clone --depth 1 https://github.com/noskillish/bankmcp.git skills-src && mkdir -p .opencode/skills && cp -r skills-src/plugin/skills/bank .opencode/skills/bank && rm -rf skills-src

Use ~/.config/opencode/skills/ instead of .opencode/skills for a personal install.

OpenCode skills documentation · loads skills from .opencode/skills/, .claude/skills/, .agents/skills/

Paste into OpenCode

Install the "bank" agent skill from https://github.com/noskillish/bankmcp/tree/main/plugin/skills/bank into .opencode/skills/bank/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "bank", then confirm the skill loads.

OpenCode copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.

Facts

Skill name: bank
GitHub stars: 276
Token cost: ~1.1k tokens
SKILL.md length: 583 words
Files: 1
Skills in repo: 3
Repo updated: Sep 28, 2026
First seen: Oct 7, 2026
Licence: MIT

At a glance

Answer questions about the user's own bank accounts and money using the bank MCP tools (listaccounts, getbalances, gettransactions, watches).

Works in 5 steps: Headline: income, spending, net, savings… → Spending by category, largest first,… → Ten largest single expenses with date,… → …
The user asks about balances
SKILL.md covers Ground rules, Account map, Categorisation and Monthly review format, plus 1 more section
Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md

What it does

Bank is an agent skill from noskillish/bankmcp. Answer questions about the user's own bank accounts and money using the bank MCP tools (listaccounts, getbalances, gettransactions, watches). Use whenever the user asks about balances, spending, income, subscriptions, whether a payment arrived, or wants a monthly review. Encodes the account map and categorisation rules so answers are consistent.

Its SKILL.md is about 1.1k tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.

It sits in Agent Workflows, covering MCP servers and LLM inference and serving. It works with Model Context Protocol, Ollama and OpenAI. The repository describes itself as: BankMCP™: your AI can now read your bank. Self-hosted, read-only MCP server for your own bank accounts via open banking (Enable Banking). Standard MCP; tested with Claude and… The licence is MIT.

When your agent uses it

The user asks about balances
Whether a payment arrived
Wants a monthly review

Example prompts

“/bank”

Workflow steps

5 steps, taken from the first numbered list in SKILL.md.

Headline: income, spending, net, savings rate. One line.
Spending by category, largest first, with share of total. Compare to the previous month if you fetched it.
Ten largest single expenses with date, counterparty, account.
Recurring items seen this month and their yearly cost.
Two or three observations worth acting on. Concrete: "Eating out was 40% above the three-month average; three of the ten largest expenses…

What it can do on your machine

Read from SKILL.md and the folder at commit f28fac6. It shows what the files ask for, not the result of running them.

Tool permissions
Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.
From allowed-tools in the SKILL.md frontmatter.
Runs code
No scripts in the folder and no shell commands in SKILL.md.
From the folder's file list and the shell code blocks in SKILL.md.
Network
No URLs in SKILL.md.
From URLs in SKILL.md, links to its own repository left out.
Credentials
Names no API keys, tokens, secrets or passwords.
From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Bank loads about 1.1k tokens when it runs. Until then it costs about 89 tokens; SKILL.md has 583 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it: ~89
When it runs · the whole SKILL.md, loaded when a task matches: ~1.1k

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.

SKILL.md

The full file from noskillish/bankmcp at commit f28fac6, republished under its MIT licence (© noskillish). 583 words, ~1,092 tokens.

Download SKILL.mdSave it as .claude/skills/bank/SKILL.md (or your agent's skills folder).

name: bank
description: Answer questions about the user's own bank accounts and money using the bank MCP tools (list_accounts, get_balances, get_transactions, watches). Use whenever the user asks about balances, spending, income, subscriptions, whether a payment arrived, or wants a monthly review. Encodes the account map and categorisation rules so answers are consistent.

bank

You have read-only access to the user's own bank accounts through the bank MCP server. There are no payment tools.

Ground rules

Amounts are signed: negative is money out. Use the booked balance for totals and net worth. available can include an overdraft or a credit line, so a mortgage can show a positive available while booked is deeply negative.
Refer to accounts by their label. Run list_accounts once per conversation to see labels and uids. If an account has no label, suggest one and set it with set_account_label.
Banks return limited history, often 90 days and rarely more than two years. If a range comes back empty, say the bank returned nothing rather than assuming there was no activity.
Do not invent or "adjust" a balance or transaction. If the user asks for a number to look different than it is, decline and offer to explain the real one.
Keep answers short. Numbers in the account's currency, rounded to whole units unless cents matter.

Account map

Fill this in for the user (or ask them to). Copy it into the user's own copy of this skill.

Label	Purpose	Treat as
Everyday	Salary in, cards and bills out	Personal spending
Savings	Buffer	Personal, exclude from spending
Joint expenses	Shared household costs, funded by fixed monthly transfers from each partner	Shared spending
Housing	Mortgage payments and housing bills	Shared spending
Mortgage	Loan	Liability, not spending

Transfers between the user's own accounts are not income or spending. Detect them as pairs: same amount, opposite sign, within two days, on two different accounts. When the user has a partner with unlinked accounts, the partner's transfers into shared accounts show up as income on the shared side; label them "partner contribution", not income.

Show full SKILL.md (293 more words)Show less

Categorisation

Use the counterparty first, then the description. Categories:

income, transfer, housing, utilities, groceries, eating out, transport, subscriptions, shopping, health, kids, travel, insurance, fees, cash, other.

Rules of thumb:

Recurring same-amount debits from a company: subscriptions (streaming, phone, gym, software) or utilities (power, water, heating, internet) or insurance.
Supermarket chains and grocers: groceries. Restaurants, cafés, takeaway apps: eating out.
Public transport, fuel, parking, ride hailing, tolls, bridge fees: transport.
Mortgage and rent: housing. Property tax and housing association fees: housing.
Pharmacies, doctors, dentists: health. Daycare, school, kids' clubs: kids.
Airlines, hotels, foreign card payments in a cluster: travel.
Card fee, interest, currency surcharge: fees.

Add the user's own rules below as pattern → category lines and apply them before the rules of thumb:

# STRIPE PAYOUT → income (client invoices)
# ACME INSURANCE → insurance

Monthly review format

Headline: income, spending, net, savings rate. One line.
Spending by category, largest first, with share of total. Compare to the previous month if you fetched it.
Ten largest single expenses with date, counterparty, account.
Recurring items seen this month and their yearly cost.
Two or three observations worth acting on. Concrete: "Eating out was 40% above the three-month average; three of the ten largest expenses were restaurants."

Watches

Use create_watch when the user says "tell me when", "let me know if", "has X paid yet, keep an eye on it":

Waiting for a payment: credit_missing_by with match = payer name and by_date = due date. It notifies when the money arrives or when the date passes.
Cash floor: balance_below on the everyday account.
Fraud and surprises: large_debit with an amount around three times the usual biggest card payment.

Notifications go to the server's webhook. If create_watch says no webhook is configured, tell the user to set NOTIFY_WEBHOOK_URL on the server; check_watches still works on demand.

Files

Just SKILL.md in plugin/skills/bank of noskillish/bankmcp.

Open the folder on GitHubat commit f28fac6

Compare with similar skills

Bank next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

Bank compared with similar skills
Skill	Stars	Used in	Tokens	Auto-check	Licence	Repo updated
Bank this skillnoskillish/bankmcp	276	—	~1.1k	Automated safety check: Pass	MIT	10 days ago
Agent Frameworkjihadkhawaja/Egroo	178	—	~1.9k	Automated safety check: Pass	Apache-2.0	6 mo ago
Facturasgustavoeenriquez/MakerAi	212	—	~127	Automated safety check: Pass	MIT	2 days ago
HegelionHmbown/Hegelion	173	—	~359	Automated safety check: Pass	MIT	6 mo ago
Ollama MCP Tool for NanoClawnanocoai/nanoclaw	31k	1 repos	~3k	Automated safety check: Notes	MIT	2 days ago
Perfupraullenchai/Rapid-MLX	3.9k	—	~1.6k	Automated safety check: Notes	Custom licence	today

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Questions about Bank

What does Bank do?

Answer questions about the user's own bank accounts and money using the bank MCP tools (listaccounts, getbalances, gettransactions, watches). Bank is an agent skill from noskillish/bankmcp. Answer questions about the user's own bank accounts and money using the bank MCP tools (listaccounts, getbalances, gettransactions, watches).

When should I use Bank?

Bank fits situations like: the user asks about balances; whether a payment arrived; wants a monthly review.

How do I install Bank in Claude Code?

Run `npx skills add noskillish/bankmcp --skill bank -a claude-code`. Or copy the skill folder (plugin/skills/bank in noskillish/bankmcp) into .claude/skills/bank in your project. Claude Code loads it when a task matches its description.

How do I install Bank in Codex?

Run `npx skills add noskillish/bankmcp --skill bank -a codex`. Or copy the skill folder (plugin/skills/bank in noskillish/bankmcp) into .agents/skills/bank in your project. Codex loads it when a task matches its description.

Can I use Bank in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add noskillish/bankmcp --skill bank -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/bank, .gemini/skills/bank, .github/skills/bank and .opencode/skills/bank in your project.

What does Bank need to run?

SKILL.md names no scripts, command-line tools or credentials: Bank is instructions for the agent only.

Does Bank access the network?

SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.

Is Bank safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.

What licence does Bank use?

Bank is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.

How many tokens does Bank use?

About 1.1k tokens (SKILL.md is roughly 4.4k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to Bank?

Skills that share tags, products or a category with Bank: Agent Framework (jihadkhawaja/Egroo, 178 stars), Facturas (gustavoeenriquez/MakerAi, 212 stars), Hegelion (Hmbown/Hegelion, 173 stars) and Ollama MCP Tool for NanoClaw (nanocoai/nanoclaw, 31k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Bank?

noskillish (a GitHub user) maintains it in noskillish/bankmcp, which has 276 GitHub stars. The repository holds 3 skills in this directory. The repository was last updated on September 28, 2026.

Source: noskillish/bankmcp on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.

Bank

Install Bank

Facts

At a glance

What it does

When your agent uses it

Example prompts

Workflow steps

What it can do on your machine

Tool permissions

Runs code

Network

Credentials

Context cost

Safety

SKILL.md

bank

Ground rules

Account map

Categorisation

Monthly review format

Watches

Files

Compare with similar skills

Similar skills

Agent Framework

Facturas

Hegelion

Ollama MCP Tool for NanoClaw

Perfup

Mesh API

More from noskillish/bankmcp

Deploy

Setup

Questions about Bank

Install Bank

Facts

At a glance

What it does

When your agent uses it

Example prompts

Workflow steps

What it can do on your machine

Tool permissions

Runs code

Network

Credentials

Context cost

Safety

SKILL.md

bank

Ground rules

Account map

Categorisation

Monthly review format

Watches

Files

Compare with similar skills

Similar skills

More from noskillish/bankmcp

Related

Questions about Bank